American Express Business Platinum vs Capital One Spark Cash Select

American Express Business Platinum is an excellent business card for frequent travelers. How does it compare to Capital One Spark Cash Select, a cash back credit card? Read our comparison chart below.

Keep in mind, the American Express Business Platinum has a $595 annual fee, while the Capital One Spark Cash Select has a $0 annual fee.

Charge Card vs Credit Card: The Business Platinum Card® from American Express is a charge card while Capital One® Spark® Cash Select for Business is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	The Business Platinum Card® from American Express	Capital One® Spark® Cash Select for Business
	Business Charge Card	Business Credit Card
	Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 9 months
Purchase APR	N/A	13.99% to 23.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	N/A	13.99% to 23.99% (Variable) based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$595 annual fee	$0 annual fee
	Card Rewards & Benefits
Introductory Bonus Cash Back		Get a $200 cash bonus if you spend $3,000 on purchases within the first 3 months of account opening.
Introductory Bonus Offer	Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
Cash Back Rewards		Earn 1.5% cash back on every purchase
Travel Rewards	Travel Rewards
Airline Rewards	Get 5X Membership Rewards® points on flights on amextravel.com.
Bonus Airline Rewards	35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
Hotel Rewards	Get 5X Membership Rewards® points on prepaid hotels on amextravel.com.
Point Rewards	Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
Airline Status	Get up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status	Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
Airline Transfer Partners	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Welcome Bonus Offer Airline Fee Credit Global Lounge Collection Concierge Service Cons: $595 annual fee
Bottom Line	Excellent business card for frequent travelers... Read full review
	Read American Express Business Platinum Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the The Business Platinum Card® from American Express and Capital One® Spark® Cash Select for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. American Express Business Platinum: Pricing information including interest rates, benefits and fees was obtained on July 7, 2020 from published websites and is believed to be accurate, but not guaranteed. Capital One Spark Cash Select: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2020 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Business Platinum or Ink Business Preferred.

Articles on The Business Platinum Card® from American Express

Business Platinum
The Business Platinum Card® from American Express offers travel-friendly benefits, including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But is it worth it? Read on to learn the pros and cons.
• American Express Business Platinum vs American Express Platinum
• American Express Business Platinum vs Business Gold Card
• American Express Business Platinum vs American Express Plum Card

Comments

• Steve from Indiana
  on October 22, 2016 9:06 AM said about American Express Business Platinum:

  Hands down American Express if you really use it a lot!
  They keep on making it much better!

  I was not a big fan before because I didn't use it much!
  Once you start really using it in all ways possible it works even harder and better!
  I love it!

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Compare American Express Business Platinum to:

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A See Pay Over Time APR $550

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