The Business Platinum Card® from American Express vs Capital One Spark Cash Select
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American Express Business Platinum is an excellent business card for frequent travelers. How does it compare to Capital One Spark Cash Select, a cash back credit card? Read our comparison chart below.
Charge Card vs Credit Card: The Business Platinum Card® from American Express is a charge card while Capital One® Spark® Cash Select for Business is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.
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The Business Platinum Card® from American Express | Capital One® Spark® Cash Select for Business | |
|---|---|---|
| Business Charge Card | Business Credit Card | |
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Card Interest Rates & Fees | ||
| Introductory APR for Purchases | N/A | 0% introductory APR for 9 months |
| Purchase APR | N/A | 13.99% to 23.99% (Variable) based on your creditworthiness and other factors |
| Balance Transfers APR | N/A | 13.99% to 23.99% (Variable) based on your creditworthiness and other factors |
| Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
| Annual Fee | ||
| Terms Apply. | ||
Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Get a $200 cash bonus if you spend $3,000 on purchases within the first 3 months of account opening. | |
| Introductory Bonus Offer | Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership. | |
| Cash Back Rewards | Earn 1.5% cash back on every purchase | |
| Travel Rewards | Travel Rewards | |
| Airline Rewards | Get 5X Membership Rewards® points on flights on amextravel.com. | |
| Bonus Airline Rewards | 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com. | |
| Hotel Rewards | Get 5X Membership Rewards® points on prepaid hotels on amextravel.com. | |
| Point Rewards | Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. | |
| Airline Status | Get up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select. | |
| Hotel Status | Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. | |
| Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
CreditDonkey® Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Excellent business card for frequent travelers... | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One® Spark® Cash Select for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Spark Cash Select: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2020 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Business Platinum or Blue Business Cash.
Articles on The Business Platinum Card® from American Express
Business Platinum
Comments
Steve from Indiana
Hands down American Express if you really use it a lot!
They keep on making it much better!I was not a big fan before because I didn't use it much!
Once you start really using it in all ways possible it works even harder and better!
I love it!
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