American Express Business Platinum vs Capital One Spark Cash Select
American Express Business Platinum is a business and travel credit card. How does it compare to Capital One Spark Cash Select, a cash back card? Read our comparison chart below.
Keep in mind, the American Express Business Platinum has a
The Business Platinum Card® from American Express | Capital One Spark Cash Select for Business | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Purchase APR | 18.49% to 27.49% Variable based on your creditworthiness and other factors | 18.24% to 24.24% (Variable) based on your creditworthiness and other factors |
| Balance Transfers APR | N/A | 18.24% to 24.24% (Variable) based on your creditworthiness and other factors |
| Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening | |
| Introductory Bonus Offer | Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. | |
| Cash Back Rewards | Earn 1.5% cash back on every purchase | |
| Travel Rewards | Travel Rewards | |
| Airline Rewards | Get 5X Membership Rewards® points on flights on AmexTravel.com. | |
| Bonus Airline Rewards | 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com. | |
| Hotel Rewards | Get 5X Membership Rewards® points on prepaid hotels on AmexTravel.com. | |
| Point Rewards | Get 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. | |
| Airline Status | $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select. | |
| Hotel Status | Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. | |
| Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the The Business Platinum Card® from American Express and Capital One Spark Cash Select for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. American Express Business Platinum: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. Capital One Spark Cash Select: Pricing information including interest rates, rewards, benefits and fees was obtained on June 29, 2023 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Business Platinum or Ink Business Cash.
Comments
Steve from New Jersey
Hands down American Express if you really use it a lot!
They keep on making it much better!I was not a big fan before because I didn't use it much!
Once you start really using it in all ways possible it works even harder and better!
I love it!
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