Ink Business Preferred℠ Credit Card vs Ink Business Cash

Compare Rewards, Interest Rates, Fees, and Benefits

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Ink Business Preferred is an excellent credit card for the modern small business. How does it compare to Ink Business Cash from Chase, a cash back credit card? Read our comparison chart below.

Keep in mind, the Ink Business Preferred has a $95 annual fee, while the Ink Business Cash has a $0 annual fee.

	Ink Business Preferred℠ Credit Card	Ink Business Cash Credit Card
		Read Ink Business Cash Review
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 12 months
Purchase APR	17.49% to 22.49% Variable based on your creditworthiness and other factors	14.74% to 20.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	17.49% to 22.49% Variable based on your creditworthiness and other factors	14.74% to 20.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	$0	3% of each transaction in U.S. dollars
Annual Fee	$95 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
Introductory Bonus Offer	Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
Cash Back Rewards		Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
Travel Rewards	Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
Gas Rewards		Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Dining Rewards		Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Earn 80,000 bonus points Earn 3 points per $1 in select business categories Protection benefits Airline transfer partners Cons: $95 annual fee No introductory APR	Pros: Earn $500 bonus cash back Gas and dining rewards Cons: 2% cash back on gas and dining only on first $25,000 Foreign transaction fee
Bottom Line	Excellent credit card for the modern small business... Read full review	Excellent cash back rewards card for small business... Read full review
		Read Ink Business Cash Review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Disclaimer: The information for the Ink Business Cash Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Ink Business Cash: Pricing information including interest rates, benefits and fees was obtained on November 25, 2019 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Ink Business Preferred or Ink Business Cash?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Ink Business Preferred or Blue Business Cash.

Articles on Ink Business Preferred℠ Credit Card

Chase Ink Preferred

Looking for a new business credit card? Ink Business Preferred offers more than a sign up bonus. Read this review to see if the benefits are worth it.

Chase Ink Preferred Benefits

Chase Ink Business Preferred has benefits you may not know about. Don't waste these valuable perks. Read this guide to understand your benefits and get the most value.

Chase Ink Preferred Referral

You can earn up to 100,000 bonus points per year by referring Chase Ink Business Preferred to business owners. Read on to learn how it works.

Chase Ink Preferred Credit Score

Chase Ink Business Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

Articles on Ink Business Cash Credit Card

Chase Ink Business Cash Review

Read this in-depth Ink Business Cash review before you apply. With no annual fee, small business owners can earn cash rewards fast, but is it right for you?

Chase Ink Cash Credit Score

Chase Ink Business Cash usually requires a very good credit score (700+). But this is not the only deciding factor. Find out how to improve your odds.

Chase Business Checking

Chase Bank has three checking options for small businesses. So which one is right for you? Find out in our guide.

Best Bank for Small Business

The right bank account can make or break your business. Narrow down your options and find the best fit with our guide.

Chase Total Business Checking Review

What is Chase Total Business checking account? Is there a fee? Read this review for the pros and cons.

Chase Ink Business Unlimited Review: Is It Good?

Chase Ink Business Unlimited card offers a huge sign-up bonus, 1.5% cash back on all purchases, and no annual fee. Read on for the pros and cons.

Chase 5/24 Rule: What You Need to Know

Applying for a new Chase card? Not so fast. The 5/24 rule can make you ineligible. Learn what the Chase 5/24 rule is and which credit cards are impacted.

Review: Chase Ink Business

Which Chase business card is better for your small business? Read this in-depth comparison of the Chase Ink Cash, Ink Preferred, and Ink Unlimited.

Chase Business Credit Card Offers

Chase is offering sign-up promotions for new small business credit card applicants. Read about the latest offers and score deals here.

Business Credit Cards with No Annual Fee

If you're looking to get a credit card for your business, you've got a lot of options. In this article, we'll look at why a business credit card with no annual fee might (or might not) be for you.

Review: Chase Sapphire vs Business Ink Preferred

Chase has a business credit card similar to Chase Sapphire. Find out how the benefits and rewards compare.

Chase Refer a Friend: How Referrals Work

Earn Chase points fast by referring your friends and family members. You can earn up to 100,000 extra points with little work. Read on.

Disclaimer: The information for the Ink Business Unlimited Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare Ink Business Preferred to:

Chase Sapphire Preferred® Card


Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	17.49% - 24.49% Variable
Annual Fee
$95

The Business Platinum® Card from American Express



Terms Apply \| Read Review \| See Rates & Fees
Annual Fee
$595

Chase Sapphire Reserve®


Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	18.49% - 25.49% Variable
Annual Fee
$450

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Compare Ink Business Cash to:

Capital One® Spark® Cash Select for Business

Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
0% for 9 months	N/A	14.74% - 22.74% (Variable)	$0

Disclaimer: The information for the Capital One® Spark® Cash Select for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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