CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Ink Business Preferred℠ Credit Card vs Ink Business Cash

Compare Rewards, Interest Rates, Fees, and Benefits

Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Ink Business Preferred is an excellent credit card for the modern small business. How does it compare to Ink Business Cash from Chase, a cash back credit card? Read our comparison chart below.

Keep in mind, the Ink Business Preferred has a $95 annual fee, while the Ink Business Cash has a $0 annual fee.

 Apply NowRead Ink Business Cash Review
 

Ink Business Preferred℠ Credit Card

Ink Business Cash Credit Card

 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR for 12 months
Introductory APR for Balance TransfersN/A0% introductory APR for 12 months
Purchase APR16.99% to 21.99% Variable based on your creditworthiness and other factors14.24% to 20.24% Variable based on your creditworthiness and other factors
Balance Transfers APR16.99% to 21.99% Variable based on your creditworthiness and other factors14.24% to 20.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee3% of each transaction in U.S. dollars
Annual Fee$95 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: Earn $300 bonus cash back when you spend $3,000 on purchases in the first 3 months from account opening.
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards® 
Cash Back Rewards Cash Back Rewards: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Unlimited 1% cash back on all other card purchases.
Travel RewardsTravel Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
1:1 point transfer to leading airline and hotel loyalty programs
 
Airline RewardsAirline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs 
Hotel RewardsHotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs 
Point RewardsPoint Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. 
Gas Rewards Gas Rewards: Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Dining Rewards Dining Rewards: Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earn 80,000 bonus points
  • Earn 3 points per $1 in select business categories
  • Protection benefits
  • Airline transfer partners
Cons:
  • $95 annual fee
  • No introductory APR
Pros:
  • Earn $300 bonus cash back
  • Gas and dining rewards
Cons:
  • 2% cash back on gas and dining only on first $25000
  • Foreign transaction fee
Bottom LineExcellent credit card for the modern small business... Read full reviewExcellent cash back rewards card for small business... Read full review
 Apply NowRead Ink Business Cash Review
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase.

    Disclaimer: The information for the Ink Business Cash Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Ink Business Cash: Pricing information including interest rates, benefits and fees was obtained on July 17, 2017 from published websites and is believed to be accurate, but not guaranteed.

    Which is Better: Ink Business Preferred or Ink Business Cash?

    Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Ink Business Preferred or American Express Business Platinum.


    Explore Ink Business Preferred℠ Credit Card In-Depth


    Explore Ink Business Cash Credit Card In-Depth


    You Might Also Like

      How to Maximize Chase Ultimate Reward Points

      Chase Ultimate Rewards program lets you transfer points between your Chase Ultimate Rewards credit card accounts, making it easy to rack up points between multiple cards and redeem them for maximum value.
      Top 5 Reasons to Get Chase Sapphire Preferred

      Top 5 Reasons to Get Chase Sapphire Preferred

      With all of the hype around the Chase Sapphire Reserve , the Sapphire Preferred tends not to get as much attention these days. While there are plenty of reasons to get excited about the Reserve, the Preferred can still hold its own among travel credit cards.

      Review: Chase Sapphire vs Business Ink Preferred

      Chase has a business credit card similar to Chase Sapphire. Find out how the benefits and rewards compare.

      Chase Refer a Friend: How Referrals Work

      Earn Chase points fast by referring your friends and family members. You can earn up to 50,000 extra points with little work. Read on.

      Best Chase Credit Card

      Find out what is the best Chase credit card in our rankings of top cards and promotions. Read the latest reviews and score the best deals with this guide.

      Is Chase Ultimate Rewards Travel Portal Worth It?

      The Chase travel portal lets you book flights and hotels with your points. Find out how it works, how pricing compares, and when you should use it.

      Chase Shopping Portal: What You Need to Know Before You Shop

      The Chase shopping portal gives you extra points per $1 at over 200 popular stores. Here is everything to know about it to rack up your points faster.
      Chase Sapphire Points Transfer: How It Works

      Chase Sapphire Points Transfer: How It Works

      Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

      Chase Sapphire Reserve Review: Why $450 Worth It

      An ultra premium travel credit card has arrived: the Chase Sapphire Reserve. But it has a $450 annual fee. Is it worth it? Read this review to decide.

      Chase Ultimate Rewards: What You Need to Know

      Get the most out of Chase credit cards. Read this in-depth guide to Chase's Ultimate Rewards program. We'll explain how to get the maximum value.

      Disclaimer: The information for the Chase Sapphire Reserve has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


    Compare Ink Business Preferred to:

    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    16.99% - 23.99% Variable
    Annual Fee
    Introductory Annual Fee of $0 the first year, then $95
    American Express Business Platinum

    The Business Platinum® Card from American Express OPEN

    Introductory Bonus Reward PointsTravel RewardsAirline RewardsBonus Airline Rewards
    Annual Fee
    $450
    SimplyCash Plus

    SimplyCash® Plus Business Credit Card from American Express

    Introductory Bonus Cash BackCash Back RewardsOffice RewardsDiscount
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on Purchases for 9 months
    N/A
    13.24% - 20.24% Variable
    Annual Fee
    No annual fee

    You might also be interested in

    Infographics: How to Build Business Credit

    How to Build Business Credit

    Small business owners need to build business credit so they can continue to make investments and grow. Learn how with our infographic guide.


    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.