Ink Business Preferred℠ Credit Card vs Ink Business Cash

Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Ink Business Preferred is an excellent credit card for the modern small business. How does it compare to Ink Business Cash from Chase, a cash back credit card? Read our comparison chart below.

Keep in mind, the Ink Business Preferred has a $95 annual fee, while the Ink Business Cash has a $0 annual fee.

		Read Ink Business Cash Review
	Ink Business Preferred℠ Credit Card	Ink Business Cash Credit Card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 12 months
Purchase APR	18.24% to 23.24% Variable based on your creditworthiness and other factors	15.49% to 21.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	18.24% to 23.24% Variable based on your creditworthiness and other factors	15.49% to 21.49% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	$0	3% of each transaction in U.S. dollars
Annual Fee	$95 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
Introductory Bonus Reward Points	Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
Cash Back Rewards		Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
Travel Rewards	Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
Gas Rewards		Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Dining Rewards		Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Earn 80,000 bonus points Earn 3 points per $1 in select business categories Protection benefits Airline transfer partners Cons: $95 annual fee No introductory APR	Pros: Earn $500 bonus cash back Gas and dining rewards Cons: 2% cash back on gas and dining only on first $25,000 Foreign transaction fee
Bottom Line	Excellent credit card for the modern small business... Read full review	Excellent cash back rewards card for small business... Read full review
		Read Ink Business Cash Review
What Others View		SimplyCash Plus
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Disclaimer: The information for the Ink Business Cash Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Ink Business Cash: Pricing information including interest rates, benefits and fees was obtained on January 22, 2019 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Ink Business Preferred or Ink Business Cash?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Ink Business Preferred or Business Gold Card.

Articles on Ink Business Preferred℠ Credit Card

Chase Ink Preferred
Looking for a new business credit card? Ink Business Preferred offers more than a sign up bonus. Read this review to see if the benefits are worth it.
• Ink Business Preferred vs Chase Sapphire Preferred
• Ink Business Preferred vs American Express Business Platinum
• Ink Business Preferred vs SimplyCash Plus

Chase Ink Preferred Benefits
Chase Ink Business Preferred has benefits you may not know about. Don't waste these valuable perks. Read this guide to understand your benefits and get the most value.
• Ink Business Preferred vs Chase Sapphire Reserve

Chase Ink Preferred Referral
You can earn up to 100,000 bonus points per year by referring Chase Ink Business Preferred to business owners. Read on to learn how it works.

Chase Ink Preferred Credit Score
Chase Ink Business Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

Articles on Ink Business Cash Credit Card

Chase Ink Business Cash Review
Read this in-depth Ink Business Cash review before you apply. With no annual fee, small business owners can earn cash rewards fast, but is it right for you?
• Ink Business Cash vs U.S. Bank Business Platinum
• Ink Business Cash vs Capital One Spark Cash Select

Chase Ink Cash Credit Score
Chase Ink Business Cash usually requires a very good credit score (700+). But this is not the only deciding factor. Find out how to improve your odds.

You Might Also Like

Chase Ink Business Unlimited Review: Is It Good?
Chase Ink Business Unlimited card offers a huge sign-up bonus, 1.5% cash back on all purchases, and no annual fee. Read on for the pros and cons.

Chase 5/24 Rule: What You Need to Know
Applying for a new Chase card? Not so fast. The 5/24 rule can make you ineligible. Learn what the Chase 5/24 rule is and which credit cards are impacted.

Review: Chase Ink Business
Which Chase business card is better for your small business? Read this in-depth comparison of the Chase Ink Cash, Ink Preferred, and Ink Unlimited.

Chase Business Credit Card Offers
Chase is offering sign-up promotions for new small business credit card applicants. Read about the latest offers and score deals here.

Business Credit Cards with No Annual Fee
If you're looking to get a credit card for your business, you've got a lot of options. In this article, we'll look at why a business credit card with no annual fee might (or might not) be for you.

Review: Chase Sapphire vs Business Ink Preferred
Chase has a business credit card similar to Chase Sapphire. Find out how the benefits and rewards compare.

Chase Refer a Friend: How Referrals Work
Earn Chase points fast by referring your friends and family members. You can earn up to 100,000 extra points with little work. Read on.

Best Chase Credit Card
Find the best Chase credit card in our rankings of top offers and promotions. Read the latest reviews and score the best deals with this guide.

Is Chase Ultimate Rewards Travel Portal Worth It?
The Chase travel portal lets you book flights and hotels with your points. Find out how it works, how pricing compares, and when you should use it.

Chase Shopping Portal: What You Need to Know Before You Shop
The Chase shopping portal gives you extra points per $1 at over 200 popular stores. Here is everything to know about it to rack up your points faster.

Disclaimer: The information for the Ink Business Unlimited Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare Ink Business Preferred to:

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 18.24% - 25.24% Variable Annual Fee $95

The Business Platinum® Card from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $595

SimplyCash® Plus Business Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 15 months N/A 14.49% - 21.49% Variable Annual Fee No annual fee

You might also be interested in

Related: Business Credit Cards

	Infographic: How to Build Business Credit Small business owners need to build business credit so they can continue to make investments and grow. Learn how with our infographic guide.

Compare Ink Business Cash to:

Capital One® Spark® Cash Select for Business Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 9 months N/A 15.24% - 23.24% (Variable) $0

Disclaimer: The information for the Capital One® Spark® Cash Select for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.