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Updated September 21, 2017

Ink Business Preferred Review: Why $95 Worth It

Editorial Note: This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.
This article contains references to products from our partners. We receive compensation if you apply or shop through links in our content. You help support CreditDonkey by reading our website and using our links. (read more)

Think it is time for a new business credit card? Read this review to see why the Ink Business Preferred and its $95 annual fee is worth considering.

Ink Business Preferred
Apply Now

Overall Score

4.3

Rewards

4.5

Fees

3.0

Benefits

5.0

Airline Transfer Partners

4.5
5-point scale (the higher, the better)

Pros and Cons

  • Earn 80,000 bonus points
  • Earn 3 points per $1 in select business categories
  • Protection benefits
  • Airline transfer partners
  • $95 annual fee
  • No introductory APR

Bottom Line

Excellent credit card for the modern small business

Chase Ink Business Preferred replaces an old favorite Chase Ink Plus (no longer available to new applicants), but we think Ink Business Preferred is even better.

For starters, Ink Business Preferred has a larger sign-up bonus. And its rewards structure boosts earning potential for tech-savvy businesses. It also comes with a laundry list of new protections and benefits.

Intrigued? We've got all the details below.

Who This Card is Right For

  • Ink Business Preferred might be for you if your business spends a lot on travel, shipping, Internet, cable and phone services, and advertising on social media sites and search engines. You get 3X the points in these categories on the first $150,000 spent in combined purchases.

    Counterpoint: If your business spends more on things like office supplies, gas, and dining out instead, then consider Chase Ink Cash instead. It has no annual fee.

  • Ink Business Preferred might be for you if your business has extensive travel needs. Your points can be redeemed for travel on the Chase travel portal at 25% more value or you can transfer them to one of Chase's airline and hotel partners.

  • Ink Business Preferred might be for you if you have enough business expenses yearly to justify the $95 annual fee. You need to spend at least $2,534/year in the 3X bonus categories OR $7,600/year in other expenses to break even on the annual fee (assuming you redeem your points for travel on the Chase travel portal).

In this in-depth review, we'll cover the 10 reasons why you might like Chase Ink Business Preferred, and the 3 reasons you might want to consider a different card.

10 Reasons To Love This Card

  1. 80,000 Bonus Points: This is our top reason why you would consider the card. You earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem your points through Chase Ultimate Rewards.

  2. Earn More Points: This is not your average travel card. We're loving the new reward structure too. Here's what you get:

    • Earn 3 points per $1 spent on the first $150,000 spent in combined purchases on travel, shipping, Internet, cable and phone services, and advertising on with social media sites and search engines each account anniversary year.
    • Earn 1 point per $1 spent on all other purchases with no limit to the amount you can earn.

    If your business has high expenses and you reach the maximum of $150,000 in the 3X categories, that's 450,000 points. This is worth $5,625 when redeeming for travel through Chase Ultimate Rewards.

    This earning potential is a lot more than what the Chase Ink Plus (no longer available to new applicants) offered. And the bonus categories are more aligned for growing your business. Generally speaking, the more you advertise, the more your business can grow. Likewise, the more you spend on traveling to visit suppliers and clients, the more opportunities your business has to grow as well.

    © CreditDonkey

    Tip: Advertising online using Google and Facebook is a great way to grow your business. You can use Facebook to target customers who are near your business.

  3. Redeem Points for More Value: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards (i.e., 10,000 points will be worth $125 instead of $100), meaning you receive a 20% discount when booking on Chase Ultimate Rewards.

  4. Transfer Points: Points can be transferred on a 1:1 basis to Chase's airline and hotel partners, including United, Southwest, Air France, Singapore Airlines, Hyatt, and Marriott. This is one of the best features of Chase's premium cards as you can make your points go even further. Literally.

  5. No Foreign Transaction Fee: Use this card when you visit important suppliers and clients out of the country and you won't pay that pesky 3% foreign transaction fee that many other credit cards charge.

  6. Employee Cards at No Additional Cost: You can add employee cards for no additional annual fees, and the rewards program will apply to those cards as well. You can set a spending limit for each employee card and be notified whenever an employee makes a purchase.

  7. Cell Phone Protection: This is a pretty cool new feature. If you pay your cell phone bills with this card, you and your employees listed on your phone bill will be protected against covered cell phone theft or damage. You can get up to $600 per claim and submit 3 claims in a 12-month period (there's a $100 deductible per claim).

  8. Travel protections:

    © CreditDonkey

    • Trip Cancellation / Trip Interruption Insurance: If you must cancel or cut a trip short due to a covered circumstance (such as illness or severe weather), you can be reimbursed up to $5,000 per trip for non-refundable travel expenses such as flights, hotels, and tours.

    • Trip Delay Reimbursement: If your flight is delayed more than 12 hours or you need to stay overnight to wait for another flight, you can be reimbursed for expenses incurred (like meals and hotel room) for up to $500 per ticket.

    • Baggage Delay Insurance: If your baggage is delayed for over 6 hours, you can be reimbursed for necessities (like toiletries and clothing) up to $100 a day for 5 days.

    • Lost Luggage Reimbursement: If your or anyone in your immediately family has their checked or carry-on luggage lost or damaged by the carrier, you are covered up to $3,000 per passenger.

  9. Shopping protections:

    • Purchase Protection: New, eligible purchases are covered against damage or theft for up to 120 days and up to $10,000 per claim ($50,000 per account).

    • Extended Warranty Protection: You get an additional year of warranty on eligible products if the U.S. manufacturer's warranty is 3 years or less.

    • Return Protection: If you want to return something but the store won't take it back, you can be reimbursed for eligible items within 90 days of purchase, up to $500 per item and $1,000 per year.

  10. Auto Rental Collision Damage Waiver: You get primary coverage for theft and collision damage for most cars rented for business purposes. So go ahead and decline the rental company's insurance. Reimbursement is up to the actual cash value of the vehicle for most cars in the U.S. and abroad.

Learn more about Ink Business Preferred

Why You Might Consider Another Card

  • $95 Annual Fee: There is a $95 annual fee. In our opinion, this annual fee is more than fair for all the rewards, benefits, and high earnings you get in return. But it is worth considering and figuring out if it's worth it based on your spending patterns.

  • No Introductory APR: The Ink Business Preferred does not offer an introductory APR offer. This may not be ideal for businesses that have not established a steady cash flow and may need breathing room occasionally.

    Tip: If you are not sure about your cash flow situation, check out the Chase Ink Business Cash. It has no annual fee and an introductory APR for 12 months for both purchases and balance transfers.

  • Categories: The bonus 3X categories of travel, shipping, Internet/cable/phone, and advertising on social media and search engines will probably apply to most modern small businesses. But if your business doesn't spend much on any of these things, you may be better off with another card.

Chase's 5/24 rule: Chase's rule is that if you've opened 5 credit card accounts in the past 24 months, your Chase credit card application may not be approved. This goes for cards with any bank (not just Chase cards). Exceptions might be made for business cards with other banks.

What is the Best Chase Credit Card Promotion for 2017?

ForCredit Card
Small BusinessInk Business Preferred
Personal TravelChase Sapphire Preferred
Personal Cash BackChase Freedom Unlimited

Cell Phone Protection

If you pay your cell phone bills with this card, you get insurance against cell phone damage or theft. This is available for you and your employees listed on your phone bill. You can get up to $600 per claim and you're allowed 3 claims in a 12 month period. You will have to pay a $100 deductible per claim.

Here are some things to note about it:

  • The coverage is only for theft or damage (not for lost phones). You'll need a police report filed within 48 hours if a phone was stolen or an evaluation from a phone repair service if it is damaged (you may have to send it in to Chase).

  • The $600 reimbursement goes towards the purchase of a new phone only. You will be reimbursed up to $600 or the price of the new phone, whichever is less.

  • To get the coverage, you must pay your cell phone bills with this card. You're only covered for you and your employees listed on the phone bill, so you can't try to include those in your family plan.

This is a great benefit of the Ink Business Preferred. You earn points for purchases on phone services and you get cell phone protection.

How Chase Ink Preferred Compares

© CreditDonkey

Chase Ink Business Cash: The Ink Business Cash is the no annual fee business credit card.

However, the Ink Cash does not allow you to transfer points to airline and hotel frequent travel programs. You are able to use points to book travel on Chase Ultimate Rewards but only at the rate of 1 cent = 1 point (whereas your points are worth 25% more with the Ink Preferred).

On the plus side, the Ink Business Cash card does offer an introductory APR for 12 months on purchases and balance transfers, so it's a good choice for new businesses that may not have a steady cash flow yet.

 

Ink Business Preferred

Ink Business Cash

 

Interest Rates and Fees

Introductory APR for PurchasesN/A0% introductory APR for 12 months
Introductory APR for Balance TransfersN/A0% introductory APR for 12 months
Purchase APR16.99% to 21.99% Variable based on your creditworthiness and other factors14.24% to 20.24% Variable based on your creditworthiness and other factors
Balance Transfers APR16.99% to 21.99% Variable based on your creditworthiness and other factors14.24% to 20.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee3% of each transaction in U.S. dollars
Annual Fee$95 annual fee$0 annual fee
 

Benefits and Features

Cash Back Deal Introductory Bonus Cash Back: Earn $300 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
Points DealIntroductory Bonus Reward Points: Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards® 
Cash Back Cash Back Rewards: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
PointsPoint Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. 
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic. 

Ink Business Cash: Pricing information including interest rates, benefits and fees was obtained on November 8, 2017 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Ink Business Cash Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Chase Sapphire Preferred: The Chase Sapphire Preferred is a consumer card and a very popular choice for travelers. Just like with the Ink Business Preferred, points can be transferred 1:1 to Chase travel partners and points are worth 25% more when booking travel on Chase Ultimate Rewards (which means 50,000 bonus points are worth $625 toward travel).

 

Ink Business Preferred

Chase Sapphire Preferred

Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards® - Learn more

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® - Learn more

 

Interest Rates and Fees

Purchase APR16.99% to 21.99% Variable based on your creditworthiness and other factors16.99% to 23.99% Variable based on your creditworthiness and other factors
Balance Transfers APR16.99% to 21.99% Variable based on your creditworthiness and other factors16.99% to 23.99% Variable based on your creditworthiness and other factors
Annual Fee$95 annual feeIntroductory Annual Fee of $0 the first year, then $95
 

Benefits and Features

PointsPoint Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.Point Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
 Apply NowApply Now

AMEX Business Platinum: The Business Platinum® Card from American Express OPEN (a CreditDonkey partner) is a popular business charge card among frequent travelers.

But is it worth the $450 annual fee? Take a look at the side-by-side comparison below:

 

Ink Business Preferred

American Express Business Platinum

Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards® - Learn more

Welcome Offer: Earn up to 75,000 Membership Rewards® points.
Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on eligible purchases within your first 3 months of Card Membership. - Learn more

 

Interest Rates and Fees

Purchase APR16.99% to 21.99% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APR16.99% to 21.99% Variable based on your creditworthiness and other factorsN/A
Annual Fee$95 annual fee$450 annual fee
 Terms Apply See Rates & Fees
 

Benefits and Features

PointsPoint Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.Point Rewards: Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
AirlineAirline Rewards: 1:1 point transfer to leading airline and hotel loyalty programsAirline Rewards: Get 5X Membership Rewards® points on flights on amextravel.com.
Bonus Airline Rewards Bonus Airline Rewards: 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
HotelHotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programsHotel Rewards: Get 5X Membership Rewards® points on prepaid hotels on amextravel.com.
Airline Status Airline Status: Get up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status Hotel Status: Enroll for complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).
Enroll for complimentary Hilton Honors Gold Status.

Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
Discount Discount: The OPEN Savings benefit is built into Business Cards from American Express OPEN and provides either a 5% discount or 2 additional Membership Rewards® points for each eligible dollar spent at OPEN Savings merchants. Terms and limitations apply.
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic.Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Apply NowApply Now

Chase Sapphire Reserve: This is Chase's luxury consumer travel credit card. There is a $450 annual fee, but you get a $300 travel credit per year towards travel purchases. Another upgrade is that Chase Sapphire Reserve points are worth 50% more (compared to 25%) when you redeem for travel through the Ultimate Rewards travel portal (10,000 points = $150).

 

Ink Business Preferred

Chase Sapphire Reserve

Annual Fee$95 annual fee$450 annual fee
Points DealIntroductory Bonus Reward Points: Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward airfare, hotels, car rentals and cruises when you redeem through Chase Ultimate Rewards®
PointsPoint Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.Point Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Airline Status Airline Status: $300 Annual Travel Credit (as reimbursement for travel purchases charged to your card).
Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select

Chase Sapphire Reserve: Pricing information including interest rates, benefits and fees was obtained on July 17, 2017 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Chase Sapphire Reserve has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Spark Cash: This card gives you an unlimited 2% cash back on all purchases. But considering the sign-up bonus, the Ink Business Preferred wins by a landslide.

If your business has a lot of expenses in the Ink Business Preferred's 3x categories like travel, shipping and advertising on social media and search engines, then you're better off choosing Ink Business Preferred. It's also better if your business has travel needs as your points can be used for more value in travel redemption. But if your business spends a lot outside of the Ink Business Preferred bonus categories, then you may find that you'll earn more rewards with the Spark Cash.

 

Ink Business Preferred

Capital One Spark Cash

Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards® - Learn more

Get a $500 cash bonus if you spend $4,500 on purchases within the first 3 months of account opening.

 

Interest Rates and Fees

Purchase APR16.99% to 21.99% Variable based on your creditworthiness and other factors17.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR16.99% to 21.99% Variable based on your creditworthiness and other factors17.99% (Variable) based on your creditworthiness and other factors
Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater. No balance transfer fee
Annual Fee$95 annual fee$0 intro annual fee for first year; $95 after that
 

Benefits and Features

TravelTravel Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
1:1 point transfer to leading airline and hotel loyalty programs
 
Cash Back Cash Back Rewards: Earn 2% cash back on every purchase
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic. 
 Apply NowLearn More

Capital One Spark Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on October 17, 2017 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Capital One® Spark® Cash for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

SimplyCash Plus from American Express, a CreditDonkey partner: This is a good card for small business who may not have yet established a cash flow or who don't have a ton of expenses. There is no annual fee.

 

Ink Business Preferred

SimplyCash Plus

Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards® - Learn more

Special Offer: Earn up to $400 cash back
Earn a $200 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.
Plus, earn an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership. - Learn more

 

Interest Rates and Fees

Introductory APR for PurchasesN/A0% introductory APR on Purchases for 9 months
Purchase APR16.99% to 21.99% Variable based on your creditworthiness and other factors13.24% to 20.24% Variable based on your creditworthiness and other factors
Balance Transfers APR16.99% to 21.99% Variable based on your creditworthiness and other factorsN/A
Foreign Transaction FeeNo foreign transaction fee2.7% of each transaction after conversion to US dollars.
Annual Fee$95 annual feeNo annual fee
 Terms Apply See Rates & Fees
 

Benefits and Features

TravelTravel Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
1:1 point transfer to leading airline and hotel loyalty programs
 
Cash Back Cash Back Rewards: 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores. 3% on the category of your choice from a list of eight and 1% cash back on other purchases. (5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back received is automatically credited to your statement.) Terms and limitations apply.
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic. 
 Apply NowApply Now

Bottom Line

To recap, here are the pros and cons when considering the Ink Business Preferred card:

Pros:

  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
  • Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.
  • Earn 1 point per $1 on all other purchases with no limit on the amount you can earn
  • Transfer 1:1 to frequent travel partner programs or book travel at a discount on Chase Ultimate Rewards
  • Free employee cards for no additional annual fee

Cons:

  • No introductory APR
  • $95 annual fee

We think the Ink Business Preferred is a great addition to the lineup of Chase credit cards. It's a great choice for almost any business. We love the reward structure of 3X the points on some of the most useful categories for businesses. And the 80,000 bonus points is jaw-dropping for a card with an annual fee is only $95. That alone is practically enough to justify the annual fee for 10 years.

The only thing we suggest is that if your business does not yet have a steady cash flow, you may want to look at another card, as this one offers no introductory APR.

Next Step: View the issuer's official application, terms, and details

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: This content was first published on December 4, 2016. This content may have been updated on September 21, 2017. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check Chase website for updated information.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: The information for the Chase Sapphire Reserve, Ink Business Cash Credit Card, and Capital One® Spark® Cash for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

More from CreditDonkey:


Chase Ultimate Rewards Review


Redeem Chase Ultimate Rewards


Chase Ultimate Rewards Transfer Partners

More Articles in Reviews


Ink Business Preferred Credit Card
Apply for Ink Business Preferred Credit Card
At Chase's Secure Site
  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent in select categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee
  • Go to issuer's official application, terms, and details
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.99% - 21.99% Variable
$95

Compare Ink Business Preferred to:

Compare Chase Ink Preferred vs Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Compare Chase Ink Preferred vs American Express Business Platinum

The Business Platinum® Card from American Express OPEN

Compare Chase Ink Preferred vs SimplyCash Plus

SimplyCash® Plus Business Credit Card from American Express


Ink Business Cash Review

Read this in-depth Ink Business Cash review before you apply. With no annual fee, small business owners can earn cash rewards fast, but is it right for you?
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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.