Ink Business Preferred℠ Credit Card vs Chase Sapphire Reserve

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Ink Business Preferred is an excellent credit card for the modern small business. How does it compare to Chase Sapphire Reserve, a travel, airline, points and restaurant credit card? Read our comparison chart below.

Keep in mind, the Ink Business Preferred has a $95 annual fee, while the Chase Sapphire Reserve has a $450 annual fee.

Note: Ink Business Preferred℠ Credit Card is a credit card for business while Chase Sapphire Reserve is a credit card for consumer.

		Read Chase Sapphire Reserve Review
	Ink Business Preferred℠ Credit Card	Chase Sapphire Reserve
	Business Credit Card	Personal Credit Card
	Credit Card Interest Rates & Fees
Purchase APR	16.99% to 21.99% Variable based on your creditworthiness and other factors	16.99% to 23.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	16.99% to 21.99% Variable based on your creditworthiness and other factors	16.99% to 23.99% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$95 annual fee	$450 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®	Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward airfare, hotels, car rentals and cruises when you redeem through Chase Ultimate Rewards®
Travel Rewards	Travel Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. 1:1 point transfer to leading airline and hotel loyalty programs	Travel Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs	Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards	Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs	Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Point Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.	Point Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Airline Status		Airline Status: $300 Annual Travel Credit (as reimbursement for travel purchases charged to your card). Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select
Dining Rewards		Dining Rewards: 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Airline Transfer Partners	Airline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic.	Airline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Earn 80,000 bonus points Earn 3 points per $1 in select business categories Protection benefits Airline transfer partners Cons: $95 annual fee No introductory APR	Pros: Bonus points Annual travel credit Elite travel benefits Cons: $450 annual fee No introductory annual fee No intro APR
Bottom Line	Excellent credit card for the modern small business... Read full review	Ultra premium credit card for luxury travelers... Read full review
		Read Chase Sapphire Reserve Review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Disclaimer: The information for the Chase Sapphire Reserve has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Chase Sapphire Reserve: Pricing information including interest rates, benefits and fees was obtained on July 17, 2017 from published websites and is believed to be accurate, but not guaranteed.

Explore Ink Business Preferred℠ Credit Card In-Depth

Chase Ink Preferred Review
Thinking of a new business credit card? Read this review to see why the Ink Business Preferred $95 annual fee is worth considering.
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Chase Ink Business Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.
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Explore Chase Sapphire Reserve In-Depth

Chase Sapphire Reserve Review
An ultra premium travel credit card has arrived: the Chase Sapphire Reserve. But it has a $450 annual fee. Is it worth it? Read this review to decide.
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Chase Sapphire Reserve Credit Score
You usually need an excellent credit score for Chase Sapphire Reserve (720+). But this is not the only deciding factor. Find out how to improve your odds.
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Compare Ink Business Preferred to:

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 16.99% - 23.99% Variable Annual Fee Introductory Annual Fee of $0 the first year, then $95

The Business Platinum® Card from American Express OPEN Terms Apply | Read Review | See Rates & Fees Annual Fee $450

SimplyCash® Plus Business Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 9 months N/A 13.24% - 20.24% Variable Annual Fee No annual fee

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Compare Chase Sapphire Reserve to:

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $550

Premier Rewards Gold Card from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee Introductory annual fee of $0 for the first year, then $195

Starwood Preferred Guest® Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 16.24% - 20.24% Variable Annual Fee $0 introductory annual fee for the first year, then $95

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