Ink Business Preferred℠ Credit Card vs Chase Sapphire Reserve®

Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Ink Business Preferred is an excellent credit card for the modern small business. How does it compare to Chase Sapphire Reserve, a travel, airline, points and restaurant credit card? Read our comparison chart below.

Keep in mind, the Ink Business Preferred has a $95 annual fee, while the Chase Sapphire Reserve has a $550 annual fee.

Note: Ink Business Preferred℠ Credit Card is a credit card for business while Chase Sapphire Reserve® is a credit card for consumer.

	Ink Business Preferred℠ Credit Card	Chase Sapphire Reserve®
	Business Credit Card	Personal Credit Card
	Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards® Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open No foreign transaction fees Employee cards at no additional cost $95 Annual Fee See Current Offer	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees. Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel 1:1 point transfer to leading airline and hotel loyalty programs Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select Up to $100 application fee credit for Global Entry or TSA Pre✓® One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21. See Current Offer
	Credit Card Interest Rates & Fees
Purchase APR	17.49% to 22.49% Variable based on your creditworthiness and other factors	18.49% to 25.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	17.49% to 22.49% Variable based on your creditworthiness and other factors	18.49% to 25.49% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	$0	$0
Annual Fee	$95 annual fee	$550 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Offer	Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Travel Rewards	Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. 1:1 point transfer to leading airline and hotel loyalty programs	3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs	1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.	3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases.
Airline Status		$300 Annual Travel Credit (as reimbursement for travel purchases charged to your card). Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select
Dining Rewards		3X points on dining at restaurants
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Earn 80,000 bonus points Earn 3 points per $1 in select business categories Protection benefits Airline transfer partners Cons: $95 annual fee No introductory APR	Pros: Bonus points Annual travel credit Elite travel benefits Cons: $550 annual fee No introductory annual fee No intro APR
Bottom Line	Excellent credit card for the modern small business... Read full review	Ultra premium credit card for luxury travelers... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase.

Articles on Ink Business Preferred℠ Credit Card

Chase Ink Preferred
Looking for a new business credit card? Ink Business Preferred offers more than a sign up bonus. Read this review to see if the benefits are worth it.
• Ink Business Preferred vs Chase Sapphire Preferred
• Ink Business Preferred vs American Express Business Platinum
• Ink Business Preferred vs Ink Business Cash
Chase Ink Preferred Benefits
Chase Ink Business Preferred has benefits you may not know about. Don't waste these valuable perks. Read this guide to understand your benefits and get the most value.
• Ink Business Preferred vs Citi AAdvantage
• Ink Business Preferred vs Chase Slate
Chase Ink Preferred Referral
You can earn up to 100,000 bonus points per year by referring Chase Ink Business Preferred to business owners. Read on to learn how it works.
Chase Ink Preferred Credit Score
Chase Ink Business Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

Articles on Chase Sapphire Reserve®

Chase Sapphire Reserve
With excellent rewards and premium travel benefits, the Chase Sapphire Reserve is meant for frequent travelers. Read on to decide if the $550 annual fee is worth it for you.
• Chase Sapphire Reserve vs American Express Platinum
• Chase Sapphire Reserve vs Citi Prestige
• Chase Sapphire Reserve vs American Express Gold
Chase Sapphire Reserve Benefits
Chase Sapphire Reserve has benefits you may not know. Don't waste these valuable perks. Read this guide to maximize Chase Sapphire Reserve benefits.
• Chase Sapphire Reserve vs Capital One Venture
• Chase Sapphire Reserve vs Bank of America Travel Rewards
• Chase Sapphire Reserve vs Citi Double Cash
Chase Sapphire Reserve Credit Score
You usually need an excellent credit score for Chase Sapphire Reserve (720+). But this is not the only factor. Here's how to improve your approval odds.
• Chase Sapphire Reserve vs Wells Fargo Propel
• Chase Sapphire Reserve vs Southwest Credit Card
• Chase Sapphire Reserve vs Bank of America Cash Rewards
Chase Sapphire Reserve Lounge Access
Airport lounge access is one of Chase Sapphire Reserve's best benefits. Learn how to maximize this benefit including what lounges you can enter, how to use it, and the guest policy.
• Chase Sapphire Reserve vs Discover It
Chase Sapphire Reserve Travel Credit
The $300 annual travel credit is one of the best Chase Sapphire Reserve benefits. Learn what purchases count as travel, how to redeem the credit, and when it resets.
Chase Sapphire Reserve Rewards
With elite travel perks and rewards, Chase Sapphire Reserve is a top travel card. Learn how to earn tons of points and your redemption options.
Chase Sapphire Reserve Rental Car Insurance
Chase Sapphire Reserve offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim.
Chase Sapphire Reserve Login
Need to contact Chase Sapphire Reserve or log into your account? We have the answers you need to manage your account and get the answers you need quickly.
Chase Sapphire Reserve Credit Limit
Many Chase Sapphire Reserve users receive a credit limit of $10,000 - $25,000. Find out how Chase determines your credit limit and how to get an increase.
Chase Sapphire Reserve Priority Pass
Priority Pass membership is one of Chase Sapphire Reserve's best benefits. Here is everything you need to know to sign up, activate and use it.
Chase Sapphire Reserve Referral
You can earn up to 50,000 bonus points per year by referring Chase Sapphire Reserve to friends. Read on to learn how it works.

You Might Also Like

Chase Ink Business Unlimited Review: Is It Good?
Chase Ink Business Unlimited card offers a huge sign-up bonus, 1.5% cash back on all purchases, and no annual fee. Read on for the pros and cons.

Chase Credit Limit Increase
Need a higher credit limit on your Chase card? It's easier than you think. Here are the different ways you can get a credit line increase.

Chase 5/24 Rule: What You Need to Know
Applying for a new Chase card? Not so fast. The 5/24 rule can make you ineligible. Learn what the Chase 5/24 rule is and which credit cards are impacted.

Best Ways to Redeem Southwest Points
Redeem Southwest Rapid Rewards points for the most value. This guide highlights some of the best award redemption opportunities with Rapid Rewards points.

How to Earn JetBlue Points Fast
You don't need to fly a lot to rack up a ton of JetBlue points. Read on for 10+ smart ways to earn JetBlue TrueBlue miles fast.

How to Earn Southwest Points Fast
You don't need to fly much to earn a TON of Southwest points. Read on for 10+ ways to earn Southwest Rapid Rewards points.

Which United Credit Card is Right for You?
Fly United? You may want to consider an United credit card. But which one is right for you? We break it down.


Chase Freedom Unlimited Benefits
Besides unlimited 1.5% cash back on all purchases, Chase Freedom Unlimited offers valuable benefits. Don't overlook them.


Chase Freedom Unlimited: Foreign Transaction Fee
Chase Freedom Unlimited may not be a good travel partner. Here's what you need to know about its foreign transaction fees.

How to Earn United Miles Fast
You don't need to fly a lot to earn a TON of United miles. Read on for 15+ smart ways to earn United miles fast.

Disclaimer: The information for the Ink Business Unlimited Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare Ink Business Preferred to:

Chase Sapphire Preferred® Card Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.49% - 24.49% Variable $95

The Business Platinum® Card from American Express Terms Apply | Read Review | See Rates & Fees Card Type Annual Fee Business Charge Card $595

You might also be interested in

Related: Business Credit Cards

	How to Build Business Credit A good business credit score can increase a company's value and protect personal credit. But how can I build my business credit fast? Read on for the answer.

Compare Chase Sapphire Reserve to:

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $550

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Annual Fee $250

Capital One® Venture® Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.24% - 24.49% (Variable) Annual Fee $0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Related: Travel Rewards Credit Cards

	Best Credit Cards for International Travel The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?