| Ink Business Preferred℠ Credit Card vs Chase Sapphire Reserve®Compare Rewards, Interest Rates, Fees, and Benefits
Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more) Ink Business Preferred is an excellent credit card for the modern small business. How does it compare to Chase Sapphire Reserve, a travel, airline, points and restaurant credit card? Read our comparison chart below. Keep in mind, the Ink Business Preferred has a $95 annual fee, while the Chase Sapphire Reserve has a $450 annual fee. Note: Ink Business Preferred℠ Credit Card is a credit card for business while Chase Sapphire Reserve® is a credit card for consumer. |  |  | |  |  | | Business Credit Card | Personal Credit Card |
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| - Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
- No foreign transaction fees
- Employee cards at no additional cost
- $95 Annual Fee
| - Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
- 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
- Up to $100 application fee credit for Global Entry or TSA Pre✓®
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| Credit Card Interest Rates & Fees |
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Purchase APR | 17.49% to 22.49% Variable based on your creditworthiness and other factors | 18.49% to 25.49% Variable based on your creditworthiness and other factors |
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Balance Transfers APR | 17.49% to 22.49% Variable based on your creditworthiness and other factors | 18.49% to 25.49% Variable based on your creditworthiness and other factors |
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Foreign Transaction Fee | $0 | $0 |
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Annual Fee | $95 annual fee | $450 annual fee |
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| Credit Card Rewards & Benefits |
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Introductory Bonus Offer | Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards® | Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® |
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Travel Rewards | Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
1:1 point transfer to leading airline and hotel loyalty programs | 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
1:1 point transfer to leading airline and hotel loyalty programs |
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Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | 1:1 point transfer to leading airline and hotel loyalty programs |
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Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | 1:1 point transfer to leading airline and hotel loyalty programs |
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Point Rewards | Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. | 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. |
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Airline Status | | $300 Annual Travel Credit (as reimbursement for travel purchases charged to your card).
Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select
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Dining Rewards | | 3X points on dining at restaurants |
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Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. |
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| Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
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| CreditDonkey® Credit Card Reviews |
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Pros & Cons | Pros:- Earn 80,000 bonus points
- Earn 3 points per $1 in select business categories
- Protection benefits
- Airline transfer partners
Cons:- $95 annual fee
- No introductory APR
| Pros:- Bonus points
- Annual travel credit
- Elite travel benefits
Cons:- $450 annual fee
- No introductory annual fee
- No intro APR
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Bottom Line | Excellent credit card for the modern small business... Read full review | Ultra premium credit card for luxury travelers... Read full review |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. |
Articles on Ink Business Preferred℠ Credit CardLooking for a new business credit card? Ink Business Preferred offers more than a sign up bonus. Read this review to see if the benefits are worth it. Chase Ink Business Preferred has benefits you may not know about. Don't waste these valuable perks. Read this guide to understand your benefits and get the most value. You can earn up to 100,000 bonus points per year by referring Chase Ink Business Preferred to business owners. Read on to learn how it works. Chase Ink Business Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.
Articles on Chase Sapphire Reserve®With excellent rewards and premium travel benefits, the Chase Sapphire Reserve is meant for frequent travelers. Read on to decide if the $450 annual fee is worth it for you. Chase Sapphire Reserve offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim. Need to contact Chase Sapphire Reserve or log into your account? We have the answers you need to manage your account and get the answers you need quickly. Airport lounge access is one of Chase Sapphire Reserve's best benefits. Learn how to maximize this benefit including what lounges you can enter, how to use it, and the guest policy. Many Chase Sapphire Reserve users receive a credit limit of $10,000 - $25,000. Find out how Chase determines your credit limit and how to get an increase. With elite travel perks and rewards, Chase Sapphire Reserve is a top travel card. Learn how to earn tons of points and your redemption options. The $300 annual travel credit is one of the best Chase Sapphire Reserve benefits. Learn what purchases count as travel, how to redeem the credit, and when it resets. Priority Pass membership is one of Chase Sapphire Reserve's best benefits. Here is everything you need to know to sign up, activate and use it. You can earn up to 50,000 bonus points per year by referring Chase Sapphire Reserve to friends. Read on to learn how it works. Chase Sapphire Reserve has benefits you may not know. Don't waste these valuable perks. Read this guide to maximize Chase Sapphire Reserve benefits. You usually need an excellent credit score for Chase Sapphire Reserve (720+). But this is not the only approval factor. Find out how to improve your odds.
You Might Also LikeChase Ink Business Unlimited card offers a huge sign-up bonus, 1.5% cash back on all purchases, and no annual fee. Read on for the pros and cons. Need a higher credit limit on your Chase card? It's easier than you think. Here are the different ways you can get a credit line increase. Applying for a new Chase card? Not so fast. The 5/24 rule can make you ineligible. Learn what the Chase 5/24 rule is and which credit cards are impacted. Redeem Southwest Rapid Rewards points for the most value. This guide highlights some of the best award redemption opportunities with Rapid Rewards points. You don't need to fly a lot to rack up a ton of JetBlue points. Read on for 10+ smart ways to earn JetBlue TrueBlue miles fast. You don't need to fly much to earn a TON of Southwest points. Read on for 10+ ways to earn Southwest Rapid Rewards points. Fly United? You may want to consider an United credit card. But which one is right for you? We break it down. Chase Freedom Unlimited may not be a good travel partner. Here's what you need to know about its foreign transaction fees. You don't need to fly a lot to earn a TON of United miles. Read on for 15+ smart ways to earn United miles fast. Redeem United MileagePlus miles for the most value. This guide highlights some of the best award redemption opportunities with United miles. Disclaimer: The information for the Ink Business Unlimited Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
Compare Ink Business Preferred to: | | Intro APR for Purchases | Intro APR for Balance Transfer | Regular APR | Annual Fee | N/A | N/A | 17.49% - 24.49% Variable | $95 |
|  | | | | Card Type | Annual Fee | Business Charge Card | $595 |
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Compare Chase Sapphire Reserve to:
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| | | Annual Fee | $550 |
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| | | Annual Fee | $250 |
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| | Intro APR (Purchases) | Intro APR (Balance Transfer) | Regular APR | N/A | N/A | 17.49% - 24.74% (Variable) | Annual Fee | $0 intro for first year; $95 after that |
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Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
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