Ink Cash Business Credit Card Review
With no annual fee, the Ink Cash Business Card helps small business owners earn cash rewards fast thanks to an introductory cash back offer. Bonus rewards categories and an introductory 0% APR on balance transfers and purchases for 12 months to sweeten the deal even more. The Ink Cash by Chase is a great bet for small businesses that plan on using their credit card within the US and want the simplicity of cash rewards.
Pros and Cons
Excellent cash back rewards card for small business
If you’re a small business owner who’d rather enhance cash flow than watch your mileage points grow, the Chase Ink Cash Business Card is one of the best no-annual-fee business credit cards you can own.
There are several benefits that make this card a good pick for many companies:
There are some other notable features of the Ink Cash business credit card. First, the card offers zero fraud liability, so cardholders will never have to pay for unauthorized charges. Businesses are also able to obtain additional no annual fee cards for employees. You can customize spending limits on a per card basis, giving you more control.
Other features include purchase protection, extended warranty protection, and travel accident insurance.
In addition to these benefits, cardholders receive free monthly statements and quarterly management reports in which expenses are itemized and categorized, which makes it easier to track spending.
There are some drawbacks that business owners should be aware of before they apply for this card.
The 2% cash back on gas and dining is only on first $25000. If you spend more than $25000 a year in combined purchases on gas and dining, you might want to compare your options.
The card has a foreign exchange transaction fee of 3% of the amount of each transaction, which you should be aware of if your employees will be traveling internationally.
Small business owners looking to earn cash back without paying an annual fee should seriously consider the Ink Cash Business Card from Chase. Higher-spending businesses or companies who send employees abroad would be more interested in a card offering more benefits in exchange for an annual fee.
To see how the Ink Cash card stacks up to the Ink Plus credit card, see our comparison page.
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Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Advertiser's affiliate programs.
Disclaimer: This content was first published on September 23, 2011. This content may have been updated on November 29, 2014. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check Chase website for updated information.
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