Discover It vs Ink Business Cash® Credit Card
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Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to Ink Business Cash from Chase, a business and cash back card? Read our comparison chart below.
| Read Discover It Review |  | |
Discover it® Cash Back | Ink Business Cash® Credit Card | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 15 months | 0% introductory APR for 12 months |
| Introductory APR for Balance Transfers | 0% introductory APR for 15 months | N/A |
| Purchase APR | 18.24% to 27.24% Variable based on your creditworthiness and other factors | 17.49% to 25.49% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 18.24% to 27.24% Variable based on your creditworthiness and other factors | 17.49% to 25.49% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | No foreign transaction fee | 3% of each transaction in U.S. dollars |
| Annual Fee | ||
| Terms Apply. | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). | Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening |
| Cash Back Rewards | 1% cash back on all other purchases. | Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases. |
| Bonus Cash Back | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. | |
| Gas Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | |
| Dining Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Excellent cash back credit card with no annual fee and low interest rate... | Excellent cash back rewards card for small business... |
| Read Discover It Review | | |
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Ink Business Cash® Credit Card, please click here. Disclaimer: The information for the Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on January 11, 2025 from published websites and is believed to be accurate, but not guaranteed. | ||
Which is Better: Discover It or Ink Business Cash?
Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Discover It or Chase Freedom Unlimited.
Articles on Discover it® Cash Back
Discover It Review
Articles on Ink Business Cash® Credit Card
Ink Business Cash Review
Which Do You Like and Why?
Compare Discover It to:
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For rates and fees of the Chase Freedom Unlimited® card, please click here.
For rates and fees of the Chase Sapphire Preferred® Card, please click here.
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