  | Chase Sapphire Preferred℠ CardFind more credit cards from Chase
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
Credit Card Review by CreditDonkey
Editors' Choice for Point Rewards.
The Chase Sapphire Preferred℠ Card ranks 1 out of 14 Point Rewards Credit Cards. This ranking is based on our analysis of our 12 published reviews, and our analysis of the features and benefits.
Editors' Choice for Travel Rewards.
The Chase Sapphire Preferred℠ Card ranks 1 out of 12 Travel Rewards Credit Cards. This ranking is based on our analysis of our 11 published reviews, and our analysis of the features and benefits.
Editors' Choice for Price Protection.
The Chase Sapphire Preferred℠ Card ranks 1 out of 6 Price Protection Credit Cards. This ranking is based on our analysis of our 5 published reviews, and our analysis of the features and benefits.
Chase Sapphire Preferred℠ Card is a Personal Visa card with
To apply for Chase Sapphire Preferred, you usually need excellent credit.
Apply directly for the Chase Sapphire Preferred℠ Card with
| Intro APR | Intro Period | APR | Penalty APR | |
|---|---|---|---|---|
| Purchases | - | - | 15.24% (Variable) | 29.99% |
| Balance Transfers | - | - | 15.24% (Variable) | See Issuer's Website |
| Cash Advances | - | - | 19.24% (Variable) | See Issuer's Website |
Rewards & Benefits
Introductory Bonus Reward Points
Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
Point Rewards
1 point per dollar spent on all other purchases
1 point per dollar spent on all other purchases
Travel Rewards
2 points per dollar spent on travel. Transfer points you've earned to participating frequent traveler programs at a 1:1 value
2 points per dollar spent on travel. Transfer points you've earned to participating frequent traveler programs at a 1:1 value
Bonus Reward Points
Earn a 7% annual points dividend - even on points already redeemed
Earn a 7% annual points dividend - even on points already redeemed
Price Protection
Receive a refund of the difference between the price you paid for an eligible item on the card and a subsequent covered lower advertised price for the same item within the first 90 days of purchase.
Receive a refund of the difference between the price you paid for an eligible item on the card and a subsequent covered lower advertised price for the same item within the first 90 days of purchase.
Dining Rewards
2 points per dollar spent at restaurants
2 points per dollar spent at restaurants
Car Rental Insurance
Receive coverage at no additional cost for covered damage due to collision or theft up to the actual cash value of most rental vehicles. Remember to charge your entire rental transaction to your Chase Sapphire Preferred card and decline the rental company's collision damage waiver.
Receive coverage at no additional cost for covered damage due to collision or theft up to the actual cash value of most rental vehicles. Remember to charge your entire rental transaction to your Chase Sapphire Preferred card and decline the rental company's collision damage waiver.
Extended Warranty
Doubles the free repair period under the original manufacturer's U.S. warranty up to one additional year on eligible warranties of three years or less.
Doubles the free repair period under the original manufacturer's U.S. warranty up to one additional year on eligible warranties of three years or less.
Purchase Protection
Replaces, repairs or reimburses you for eligible items of personal property within ninety (90) days of the date of purchase.
Replaces, repairs or reimburses you for eligible items of personal property within ninety (90) days of the date of purchase.
Return Protection
If a retailer will not accept a return within the first 90 days of purchase, you can get reimbursed for the cost of an eligible item purchased on your card.
If a retailer will not accept a return within the first 90 days of purchase, you can get reimbursed for the cost of an eligible item purchased on your card.
Baggage Insurance
Carry-on or checked luggage is covered if lost or stolen when you purchase your common carrier ticket on your Chase Sapphire Preferred credit card.
Carry-on or checked luggage is covered if lost or stolen when you purchase your common carrier ticket on your Chase Sapphire Preferred credit card.
Travel Accident Insurance
Receive coverage while traveling for covered common carrier accidental death or dismemberment at no extra cost when you charge your travel fare on your Chase Sapphire Preferred credit card.
Receive coverage while traveling for covered common carrier accidental death or dismemberment at no extra cost when you charge your travel fare on your Chase Sapphire Preferred credit card.
$0 Fraud Liability
U.S.-issued cards only. Zero Liability Protection does not apply to ATM transactions or to PIN transactions not processed by Visa/MasterCard, as applicable.
U.S.-issued cards only. Zero Liability Protection does not apply to ATM transactions or to PIN transactions not processed by Visa/MasterCard, as applicable.
Identity Theft Assistance
If you are a victim of identity theft, you may be reimbursed for covered costs incurred in correcting your identity.
If you are a victim of identity theft, you may be reimbursed for covered costs incurred in correcting your identity.
Roadside Assistance
Arranges emergency roadside assistance such as jump-starts, tire change, towing and gas delivery if you get stuck on the road.
Arranges emergency roadside assistance such as jump-starts, tire change, towing and gas delivery if you get stuck on the road.
- Annual Percentage Rate (APR) for Purchases
APR will be as low as 15.24% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
APR will be as low as 15.24% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be as low as 19.24% (Variable) based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 21 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $1.50
Interest Rates & Interest Charges
- Balance Transfer Transaction Fee
Either $5.00 or 3% of the amount of each transfer, whichever is greater. - Cash Advance Transaction Fee
Either $10.00 or 5% of the amount of each cash advance, whichever is greater. - Foreign Exchange Transaction Fee
0% of the amount of each transaction. - Late Payment Fee
Usually, a $35 fee for each late payment may apply. - Returned Payment Fee
Usually, a $35 fee for each returned payment may apply.
Fees
- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.
Articles on Chase Sapphire Preferred℠ Card
Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards
The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to easily offset it with the points they earn.
Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.
Recent Mentions
What do you think about Chase Sapphire Preferred℠ Card?
Compare Chase Sapphire Preferred to:
| |||||||||||||||||
| |||||||||||||||||
| |||||||||||||||||
Popular Cards from Chase
|
|
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
see more Chase Credit Cards