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Chase Sapphire Preferred® Card vs Citi ThankYou® Premier Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Citi Thank You Premier, a points deal, points and restaurant credit card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a Introductory Annual Fee of $0 the first year, then $95, while the Citi Thank You Premier has a $95 annual fee; annual fee waived for the first 12 months*.

 

Chase Sapphire Preferred® Card

Citi ThankYou® Premier Card

 

Credit Card Interest Rates & Fees

Purchase APR15.99% Variable based on your creditworthiness and other factors13.99% to 22.99%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR15.99% Variable based on your creditworthiness and other factors 
Annual FeeIntroductory Annual Fee of $0 the first year, then $95$95 annual fee; annual fee waived for the first 12 months*
 

Credit Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®Introductory Bonus Reward Points: Spend $3,000 in purchases within the first 3 months of account opening and earn 50,000 bonus ThankYou points (redeemable for $500 in gift cards or $625 for airfare)
Airline RewardsAirline Rewards: 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points 
Hotel RewardsHotel Rewards 
Point RewardsPoint Rewards: 1 point per dollar spent on all other purchasesPoint Rewards: Earn 1x points on other purchases
Travel RewardsTravel Rewards: 2X points per dollar spent on travel. 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/pointsTravel Rewards: Earn 3x points on travel (including gas)
Dining RewardsDining Rewards: 2X points per dollar spent dining at restaurantsDining Rewards: Earn 2 ThankYou Points per dollar spent on purchases for dining at restaurants and entertainment
Smart ChipSmart ChipSmart Chip
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous bonus points
  • Travel, purchase and security protection
  • $0 intro annual fee for first year
Cons:
  • No intro APR
  • $95 annual fee
Pros:
  • Bonus offer
  • 3x points for travel
  • 2x points for dining and entertainment
  • No foreign transaction fees
Cons:
  • $95 annual fee
  • No intro APR
Bottom LineHigh-earning rewards card for those with excellent credit... Read full reviewGood rewards card for people on the go... Read full review
 Apply for Chase Sapphire Preferred® Card

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Citi Thank You Premier: Pricing information including interest rates, rewards, benefits and fees were obtained on July 13, 2015 from published websites and are believed to be accurate, but not guaranteed.

Which is Better: Chase Sapphire Preferred or Citi Thank You Premier?

Still need help deciding which points card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or Amex EveryDay.


Explore Chase Sapphire Preferred® Card In-Depth


Explore Citi ThankYou® Premier Card In-Depth

    Citi ThankYou Premier Review

    October 17, 2014 - By Leah Norris - Reviews for Citi Thank You Premier
    If you’re looking for an all-purpose rewards credit card that offers a mix of travel perks and a generous promotional bonus, the Citi ThankYou Premier card deserves a close look. This card offers triple reward points for travel, double reward points for dining and entertainment, and a long list of travel protections. Read on to see if the card is worth the $95 annual fee (waived for the first 12 months).

Compare Chase Sapphire Preferred to:

The Platinum Card from American Express

The Platinum Card® from American Express

Introductory Bonus Reward PointsAirline RewardsHotel RewardsPoint Rewards
    Annual Fee
    $450
    Chase Freedom

    Chase Freedom®

      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      0% for 15 months
      0% for 15 months
      13.99% - 22.99% Variable
      Annual Fee
      $0
      American Express Premier Rewards Gold Card

      American Express® Premier Rewards Gold Card

      Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
        Annual Fee
        Introductory annual fee of $0 for the first year, then $195

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        *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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