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Chase Sapphire Preferred® Card vs Citi ThankYou Premier

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Citi ThankYou Premier, a points and restaurant credit card? Read our comparison chart below.

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Chase Sapphire Preferred® Card

Citi ThankYou® Premier Card

 

Credit Card Interest Rates & Fees

Purchase APR16.24% to 23.24% Variable based on your creditworthiness and other factors14.24% to 23.24%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR16.24% to 23.24% Variable based on your creditworthiness and other factorsN/A
Annual FeeIntroductory Annual Fee of $0 the first year, then $95$95 annual fee; annual fee waived for the first 12 months*
 

Credit Card Rewards & Benefits

Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® 
Travel RewardsTravel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
1:1 point transfer to leading airline and hotel loyalty programs
Travel Rewards: Earn 3x points on travel (including gas)
Airline RewardsAirline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs 
Hotel RewardsHotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs 
Point RewardsPoint Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwidePoint Rewards: Earn 1x points on other purchases
Dining RewardsDining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwideDining Rewards: Earn 2 ThankYou Points per dollar spent on purchases for dining at restaurants and entertainment
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic.Airline Transfer Partners: Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Generous bonus points
  • Flexible travel rewards
  • Travel, purchase and security protection
  • $0 Foreign Transaction Fee
Cons:
  • Introductory Annual Fee of $0 the first year, then $95
  • No intro APR
Pros:
  • 3x points for travel
  • 2x points for dining and entertainment
  • No foreign transaction fees
Cons:
  • $95 annual fee
  • No intro APR
Bottom LineHigh-earning rewards card for those with excellent credit... Read full reviewGood rewards card for people on the go... Read full review
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Citi ThankYou® Premier Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Citi ThankYou Premier: Pricing information including interest rates, rewards, benefits and fees were obtained on January 28, 2016 from published websites and are believed to be accurate, but not guaranteed.

Which is Better: Chase Sapphire Preferred or Citi ThankYou Premier?

Still need help deciding which points card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or Amex EveryDay.


Explore Chase Sapphire Preferred® Card In-Depth


Explore Citi ThankYou® Premier Card In-Depth

    Citi ThankYou Premier Review

    If you’re looking for an all-purpose rewards credit card that offers a mix of travel perks, the Citi ThankYou Premier card deserves a look. This card offers triple reward points for travel, double reward points for dining and entertainment, and a long list of travel protections. Read on to see if the card is worth the $95 annual fee (waived for the first 12 months).

Which Do You Think is Best?

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Recent Mentions

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    Starwood Preferred Guest Credit Card Review: $95 Worth It?

    Do you like to travel? Starwood Preferred Guest® Credit Card from American Express earns points that you can redeem for hotel stays and flights. Plus, there's a signup bonus! But the card has an annual fee. Read on to find out if the SPG card is still worth considering.

Compare Chase Sapphire Preferred to:

Premier Rewards Gold Card

Premier Rewards Gold Card from American Express

Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
    Annual Fee
    Introductory annual fee of $0 for the first year, then $195
    American Express Platinum

    The Platinum Card® from American Express

    Introductory Bonus Reward PointsTravel RewardsAirline RewardsPoint Rewards
      Annual Fee
      $450
      Barclaycard Arrival Plus

      Barclaycard Arrival Plus™ World Elite MasterCard®

      Introductory Bonus Airline RewardsTravel RewardsAirline RewardsHotel Rewards
        Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
        N/A
        0% for 12 months (on balance transfers made within 45 days of account opening)
        16.24%, 20.24% or 23.24% Variable
        Annual Fee
        $89 - Waived first year

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        About CreditDonkey®
        CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

        Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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        *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

        CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.