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Chase Sapphire Preferred℠ Card vs Gold Delta SkyMiles® Credit Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Delta SkyMiles Credit Card from American Express, an airline credit card? Read our comparison chart below.


 Chase Sapphire Preferred℠ CardGold Delta SkyMiles® Credit Card from American Express
 Apply for Chase Sapphire Preferred℠ CardApply for Gold Delta SkyMiles® Credit Card from American Express
 

Chase Sapphire Preferred℠ Card

Gold Delta SkyMiles® Credit Card from American Express

 

Credit Card Summary

 
Introductory Bonus Reward PointsPoint RewardsTravel RewardsBonus Reward PointsDining Rewards
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsInstant ApprovalEvents
 
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value
  • Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
  • $0 intro annual fee for the first year, then $95
  • Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • NEW — Priority Boarding and 20% In-Flight Savings
 

Credit Card Interest Rates & Fees

Purchases APRas low as 15.24% (Variable) based on your creditworthiness and other factorsas low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APRas low as 15.24% (Variable) based on your creditworthiness and other factorsas low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors
Annual Fee$95 annual fee, annual fee waived for first year$95 annual fee, annual fee waived for first year
 

Credit Card Rewards & Benefits

Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 
Airline Rewards Airline Rewards: Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
Point RewardsPoint Rewards: 1 point per dollar spent on all other purchases 
Travel RewardsTravel Rewards: 2 points per dollar spent on travel. Transfer points you've earned to participating frequent traveler programs at a 1:1 value 
Bonus Airline Rewards Bonus Airline Rewards: $99 Gold Companion Certificate each year on anniversary.
Bonus Reward PointsBonus Reward Points: Earn a 7% annual points dividend - even on points already redeemed 
Airline Status Airline Status: Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
Price ProtectionPrice Protection: Receive a refund of the difference between the price you paid for an eligible item on the card and a subsequent covered lower advertised price for the same item within the first 90 days of purchase. 
Dining RewardsDining Rewards: 2 points per dollar spent at restaurants 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Chase Sapphire Preferred℠ CardGold Delta SkyMiles® Credit Card from American Express
Pros & ConsPros:
  • Generous bonus points
  • Travel, purchase and security protection
  • No annual fee for first year
Cons:
  • No intro APR
  • $95 annual fee
Pros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee
Bottom LineHigh-earning rewards card for those with excellent credit... Read full reviewGood airline credit card for someone who travels heavily with Delta airlines... Read full review
 Apply for Chase Sapphire Preferred℠ CardApply for Gold Delta SkyMiles® Credit Card from American Express

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Chase Sapphire Preferred℠ Card

    Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards

    Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards

    December 9, 2011 - By David R - Review for Chase Sapphire Preferred
    The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to ...

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Articles on Gold Delta SkyMiles® Credit Card from American Express

    Gold Delta SkyMiles Credit Card Review: 30,000 Bonus Miles Offer

    Gold Delta SkyMiles Credit Card Review: 30,000 Bonus Miles Offer

    May 2, 2012 - By David R - Review for Delta SkyMiles Credit Card
    Do you enjoy flying with Delta and want a way to save money on airfare? If so, you could benefit from using the American Express Gold Delta SkyMiles Card. This card earns air miles on all your purchases and offers several free bonuses to make ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Compare Chase Sapphire Preferred to:

Chase Sapphire℠

Chase Sapphire℠

Intro APR (P)Intro APR (BT)APR as low as
--
15.24% (Variable)
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsDining Rewards
  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!
Apply for Chase Sapphire℠
The Platinum Card® from American Express

The Platinum Card® from American Express

Intro APR (P)Intro APR (BT)APR as low as
--N/A
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel Rewards
  • 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
Apply for The Platinum Card® from American Express
American Express® Gold Card

American Express® Gold Card

Intro APR (P)Intro APR (BT)APR as low as
--N/A
Point RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending Limit
  • Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
Apply for American Express® Gold Card

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Compare Delta SkyMiles Credit Card to:

United MileagePlus® Explorer
Apply for United MileagePlus® Explorer
  • Earn up to 40,000 bonus miles & first year free, a $95 value*
  • First checked bag is free for you and a companion when you fly United flights, up to a $50 value
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year, up to a $100 value
  • Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
  • Your miles don't expire and there is no limit to the number of miles you can earn
Introductory Bonus Airline RewardsAirline RewardsTravel RewardsBonus Airline RewardsNo Expiration on RewardsNo Limits on RewardsConciergeEventsCar Rental Insurance Purchase Protection
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$95
May
20
2012

How to Choose the Best Airline Credit Card for You

Frequent Flyer If you’re want to rack up points or miles, look for airline credit card deals with lucrative bonus offers. If you fly frequently with one airline, signing up for a branded card with that company can be a good deal.

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