Chase Sapphire Preferred℠ Card vs The Platinum Card® from American Express

Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to American Express Platinum Card, a travel and airline status charge card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $95 annual fee (annual fee waived for first year), while the American Express Platinum Card has a $450 annual fee.

	Chase Sapphire Preferred℠ Card	The Platinum Card® from American Express
	Personal Credit Card	Personal Charge Card
	Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM) No foreign transaction fees Receive a 7% annual dividend on all new points earned - even on points already redeemed 1:1 point transfer to participating frequent travel programs Direct access to expert service advisors anytime No Annual Fee for your first year - A $95 value	25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
	Card Interest Rates & Fees
Purchases APR	as low as 15.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 15.24% (Variable) based on your creditworthiness and other factors
Annual Fee	$95 annual fee, annual fee waived for first year	$450 annual fee
	Card Rewards & Benefits
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!	Introductory Bonus Reward Points: 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership
Airline Rewards		Airline Rewards: Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
Point Rewards	Point Rewards: 1 point per dollar spent on all other purchases	Point Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards	Travel Rewards: 2 points per dollar spent on travel. Transfer points you've earned to participating frequent traveler programs at a 1:1 value	Travel Rewards: Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.
Bonus Reward Points	Bonus Reward Points: Earn a 7% annual points dividend - even on points already redeemed
Airline Status		Airline Status: Airport Club Access including American Airlines Admirals Club, Delta Sky Club, US Airways Club - Gain instant access for you and 2 companions whenever you fly at partner airport lounges around the world. In addition to your existing lounge privileges, you have access to Priority Pass™ Select, which offers entry to more than 600 participating airport lounges worldwide, no matter what class or airline you fly. Enroll on American Express website to receive your complimentary Priority Pass Select membership card.
Price Protection	Price Protection: Receive a refund of the difference between the price you paid for an eligible item on the card and a subsequent covered lower advertised price for the same item within the first 90 days of purchase.
Dining Rewards	Dining Rewards: 2 points per dollar spent at restaurants
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Generous bonus points Travel, purchase and security protection No annual fee for first year Cons: No intro APR $95 annual fee	Pros: Travel perks 25,000 bonus points Concierge service Cons: $450 annual fee
Bottom Line	High-earning rewards card for those with excellent credit... Read full review	Excellent charge card for frequent travelers... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on Chase Sapphire Preferred℠ Card

Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards
December 9, 2011 - By David R - Review for Chase Sapphire Preferred
The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to ...

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Articles on The Platinum Card® from American Express

American Express Platinum Card Review: Annual Fee Worth It?
January 13, 2012 - By David R - Review for American Express Platinum Card
The American Express Platinum Card is one of the most prestigious rewards cards in the market today. It is also one of the most expensive cards, with an annual fee of $450. In exchange for the high annual fee, the Platinum Card offers a number ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Compare Chase Sapphire Preferred to:

Chase Sapphire℠ Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee! Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 15.24% (Variable) $0

American Express® Gold Card Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds. Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - N/A $125

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Compare American Express Platinum Card to:

Starwood Preferred Guest® Credit Card from American Express Starpoints® BONUS: 10K with your first purchase and another 15K when you spend $5k within 6 months – enough for up to 6 free nights at a category 1 or 2 hotel. Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates 2011 SmarterTravel® Award for "Best Travel Rewards Card" $0 introductory annual fee for the first year, then $65 Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 15.24% - 19.24% (Variable) $65

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