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No Foreign Transaction Fee Credit Cards

International Travelers: Compare credit cards with no foreign transaction fee from our partners to save money when traveling.

Read more about: Travel Rewards
Chase Sapphire Preferred

Chase Sapphire Preferred Review

Spend $4,000 in First 3 Months and Earn 50,000 Bonus Points
American Express Platinum

American Express Platinum Review

Earn 40,000 Points (Terms Apply)
Barclaycard Arrival Plus

Barclaycard Arrival Plus Review

Spend $3,000 in First 90 Days and Earn 50,000 Bonus Miles

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How to Choose a Credit Card with No Foreign Transaction Fee

This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the advertiser's affiliate programs.

Most credit cards tack on a 3% charge, or foreign transaction fee, on purchases made outside the United States. If you travel internationally with a no foreign transaction fee credit card, you'll save money on your purchases.

© CreditDonkey

Plus, using a credit card that doesn’t have a foreign transaction fee is usually cheaper than using the currency conversion services at retail stores, banks, and airports, which tend to charge high fees and could be inconsistent in their currency calculations. Credit cards usually use the wholesale market rate or the government-mandated rate.

Featured Deal

Chase Sapphire Preferred
Apply for Chase Sapphire Preferred Card
Chase Sapphire Preferred has a hot deal for travelers looking for a $0 foreign transaction fee credit card. Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®. There is an introductory annual fee of $0 the first year, then $95.

Plus, with the Chase Sapphire Preferred, you can transfer points at a 1:1 ratio to leading frequent travel programs. Participating programs include popular airline frequent flyer programs such as United MileagePlus, Southwest Airlines Rapid Rewards & British Airways Executive Club and frequent hotel programs such as Marriott Rewards, Hyatt Gold Passport & Priority Club.

International Travel

  • Barclaycard Arrival Plus
    Apply for Barclaycard Arrival Plus World Elite MasterCard
    Frequent International Travel: The Barclaycard Arrival Plus is our top pick for frequent international travelers looking for a no foreign transaction fee credit card that earns 2x miles on all purchases. If you spend $3,000 or more in purchases in the first 90 days from account opening, you'll earn 50,000 bonus miles (worth $500 travel statement credit). While the card has a $89 annual fee (waived for the first year), earning 2x miles on all purchases makes this a smart choice for big spenders who like to travel abroad.

  • Capital One Venture offers a one-time bonus of 40,000 miles if you spend $3,000 on purchases within three months of account approval. 40,000 miles is equal to $400 in travel. This card earns 2x miles per dollar on all purchases. You can redeem miles toward travel purchases on any airline, hotel, or car rental. There are no foreign transaction fees. There is a $59 annual fee ($0 intro annual fee for the first year).

College Student or Small Business Owner?

No Foreign Transaction No Annual Fee

  • For cash back: Discover It will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 5% cash back in bonus categories that change each quarter (up to the quarterly maximum; requires free activation each quarter). All other purchases earn 1% cash back.

  • For travel rewards: Discover it Miles will match all the miles you've earned at the end of your first year. This offer is limited to new cardmembers only. This card earns 1.5x miles on all purchases and has no annual fee.

    Plus, Discover will pay you back for your in-flight WiFi fees, up to $30 a year, through an automatic statement credit.

  • For travel rewards: Bank of America Travel Rewards offers 20,000 online bonus points if you spend at least $1,000 on purchases within the first 90 days of opening your account. 20,000 points is worth a $200 statement credit toward travel purchases. This card earns 1.5 points per $1 spent on all purchases. You can redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, car rentals, or baggage fees. There are no foreign transaction fees. There is no annual fee.

No Foreign Transaction Fee Business Credit Card

Does your work take you overseas a lot? You'd benefit with a card specifically tailored for business travelers. You get bonus points on popular business categories and business-specific benefits. And of course, no foreign transaction fees when you go abroad.

Ink Business Preferred lets you earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. 80,000 points is worth $1,000 toward travel when you redeem via Chase Ultimate Rewards. Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. There are no foreign transaction fees. There is a $95 annual fee.

Low Interest No Foreign Transaction Fee Credit Card

Barclaycard Ring offers a 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%. There are no balance transfer fees, no foreign transaction fees, and no annual fee.

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Citi ThankYou Premier earns 3x points on travel (including gas), 2x points on dining out and entertainment and 1x points on other purchases. There is a $95 annual fee (waived for the first 12 months).

What Are Chip Credit Cards

There’s a lot a talk about smart chip credit cards. Do you need to ask your credit card issuer to upgrade your card? We explain what these cards are in simple terms.

Disclaimer: Opinions expressed here are those of the author's alone. Please support CreditDonkey on our mission to help you make savvy financial decisions. Our free online service is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: The information for the Discover it® Cashback Match™, Capital One® Venture® Rewards Credit Card, Citi ThankYou® Premier Card, Ink Business Preferred Credit Card, Discover it® Miles, and BankAmericard Travel Rewards® Credit Card have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Chase Sapphire Preferred Card
Read ReviewApply for Chase Sapphire Preferred Card
At Chase's Secure Site
Airline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic.
Our Review: Travel credit cards are a great way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offers and premium travel benefits. Read on to see if the Sapphire Preferred's annual fee is worth it for you... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.49% - 23.49% Variable
Introductory Annual Fee of $0 the first year, then $95

Barclaycard Arrival Plus World Elite MasterCard
Read ReviewApply for Barclaycard Arrival Plus World Elite MasterCard
At Barclaycard's Secure Site
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsHotel RewardsCar Rental RewardsNo Expiration on RewardsTravel Accident InsuranceEmergency Assistance
Our Review: Is this 2x miles credit card worth the $89 annual fee? Read on to see how the Barclaycard Arrival Plus™ World Elite MasterCard® compares with top travel rewards credit card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% for 12 months (on balance transfers made within 45 days of account opening)
16.49%, 20.49% or 23.49% Variable
$89 - Waived first year

Starwood Preferred Guest Credit Card from American Express
Read ReviewApply for Starwood Preferred Guest Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline RewardsHotel RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionTravel Accident Insurance$0 Fraud Liability
Airline Transfer Partners: Airline transfer partners include American Airlines, Delta, Alaska Airlines, Hawaiian Airlines, British Airways, Aeromexico, Air Canada, Air France (Flying Blue), Emirates, Qatar Airways, Cathay Pacific (Asia Miles), Virgin Atlantic, Avianca, Singapore Airlines, Korean Air, Etihad, Asiana Airlines, Air China, Alitalia, Air Berlin, Jet Airways, China Southern Airlines, Japan Airlines, Hainan Airlines, Thai Airways, Virgin Australia, Aegean Airlines, Miles and More, All Nippon Airways, China Eastern, and more.
Our Review: Do you like to travel? Starwood Preferred Guest® Credit Card from American Express earns points that you can redeem for hotel stays and flights. Plus, there's a signup bonus! But the card has an annual fee. Read on to find out if the SPG card is still worth considering... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% - 19.99% Variable
$0 introductory annual fee for the first year, then $95

Barclaycard Ring Mastercard
Read ReviewApply for Barclaycard Ring Mastercard
At Barclaycard's Secure Site
Our Review: With a low intro APR on balance transfers and purchases, no balance transfer fees, and a community-driven approach, the Barclaycard Ring™ Mastercard® might be the world's best social credit card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months (on balance transfers made within 45 days of account opening)
13.49% Variable
$0

Gold Delta SkyMiles Credit Card from American Express
Read ReviewApply for Gold Delta SkyMiles Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud LiabilityEmergency Assistance
Our Review: There are many credit cards that earn Delta miles to choose from, so how do you decide if the Gold Delta SkyMiles® Credit Card from American Express is right for you? Read this review before you apply... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.49% - 25.49% Variable
$0 intro annual fee for the first year, then $95

The Business Gold Rewards Card from American Express OPEN
Read ReviewApply for The Business Gold Rewards Card from American Express OPEN
At American Express' Secure Site
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Pre-Set Spending LimitDiscountEventsCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionBaggage Insurance$0 Fraud LiabilityEmergency AssistanceEmergency Card ReplacementIdentity Theft AssistanceRoadside Assistance
Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
Our Review: Is the Business Gold Rewards Card from American Express OPEN worth the $175 annual fee? It depends. Read this in-depth analysis BEFORE you apply... Read full review
Card TypeAnnual Fee
Business Charge Card
$0 introductory annual fee for the first year, then $175

The Business Platinum Card from American Express OPEN
Read ReviewApply for The Business Platinum Card from American Express OPEN
At American Express' Secure Site
Introductory Bonus Reward PointsTravel RewardsAirline RewardsPoint RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeDiscountCar Rental Insurance Extended WarrantyPurchase ProtectionReturn ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityEmergency Card ReplacementIdentity Theft AssistanceRoadside Assistance
Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
Our Review: The Business Platinum® Card from American Express OPEN offers travel-friendly benefits – including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But with so many cards boasting no annual fee, why would anyone want to pay $450 to use this card each year?... Read full review
Card TypeAnnual Fee
Business Charge Card
$450

The Platinum Card from American Express
Read ReviewApply for The Platinum Card from American Express
At American Express' Secure Site
Introductory Bonus Reward PointsTravel RewardsAirline RewardsPoint RewardsNo Pre-Set Spending LimitConciergeEventsCar Rental InsuranceExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
Our Review: Is the Platinum Card® from American Express worth the $450 annual fee? Read this in-depth review to help you decide... Read full review
Card TypeAnnual Fee
Personal Charge Card
$450

The Plum Card from American Express OPEN
Read ReviewApply for The Plum Card from American Express OPEN
At American Express' Secure Site
No Pre-Set Spending LimitDiscountCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionBaggage Insurance$0 Fraud LiabilityIdentity Theft Assistance Roadside Assistance
Our Review: Is the Plum Card® from American Express OPEN worth the $250 annual fee? Read on to see how this card can help business owners manage cash flow... Read full review
Card TypeAnnual Fee
Business Charge Card
$0 introductory annual fee for the first year, then $250

Premier Rewards Gold Card from American Express
Read ReviewApply for Premier Rewards Gold Card from American Express
At American Express' Secure Site
Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas RewardsGrocery RewardsNo Pre-Set Spending LimitDining RewardsEventsCar Rental Insurance Extended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityRoadside Assistance
Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
Our Review: If you spend a lot on airfare, the Premier Rewards Gold Card from American Express may be worth considering. Read on for 10 reasons to consider this Amex card and 4 reasons to skip it... Read full review
Card TypeAnnual Fee
Personal Charge Card
Introductory annual fee of $0 for the first year, then $195

Gold Delta SkyMiles Business Credit Card from American Express
Read ReviewApply for Gold Delta SkyMiles Business Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Airline RewardsAirline RewardsNo Limits on RewardsDiscountCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance $0 Fraud LiabilityEmergency Card ReplacementIdentity Theft Assistance
Our Review: Do you travel for business? Is Delta your go-to airline? If so, the Gold Delta SkyMiles® Business Credit Card from American Express could be your ticket to travel-related rewards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% - 19.99% Variable
$0 introductory annual fee for the first year, then $95

Starwood Preferred Guest Business Credit Card from American Express
Read ReviewApply for Starwood Preferred Guest Business Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline RewardsBonus Hotel RewardsHotel RewardsNo Limits on RewardsDiscountExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Card Replacement
Airline Transfer Partners: Airline transfer partners include American Airlines, Delta, Alaska Airlines, Hawaiian Airlines, British Airways, Aeromexico, Air Canada, Air France (Flying Blue), Emirates, Qatar Airways, Cathay Pacific (Asia Miles), Virgin Atlantic, Avianca, Singapore Airlines, Korean Air, Etihad, Asiana Airlines, Air China, Alitalia, Air Berlin, Jet Airways, China Southern Airlines, Japan Airlines, Hainan Airlines, Thai Airways, Virgin Australia, Aegean Airlines, Miles and More, All Nippon Airways, China Eastern, and more.
Our Review: Do you or your employees travel for work? With over 1,300 hotels and resorts, 1:1 point transfer to select frequent flyer programs, and point bonus for those transfers, the Starwood Preferred Guest® Business Credit Card from American Express is one of our favorite travel rewards cards on CreditDonkey for business owners. Read on to see what sets this card apart from the competition... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% - 19.99% Variable
$0 introductory annual fee for the first year, then $95

JetBlue Card
Apply for JetBlue Card
At Barclaycard's Secure Site
Introductory Bonus Airline RewardsAirline RewardsNo Expiration on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% for First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening
12.49%, 20.49% or 25.49% Variable
$0

JetBlue Plus Card
Apply for JetBlue Plus Card
At Barclaycard's Secure Site
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsNo Expiration on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% for First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening
12.49%, 20.49% or 25.49% Variable
$99

Platinum Delta SkyMiles Business Credit Card from American Express
Apply for Platinum Delta SkyMiles Business Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Airline RewardsAirline RewardsDiscountCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% - 19.99% Variable
$195


Read Review
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on RewardsExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Our Review: With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
0% for 14 months
11.49% - 23.49% Variable*
$0


Read Review
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on RewardsExtended WarrantyPurchase ProtectionReturn Protection$0 Fraud Liability
Our Review: College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It for Students. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
10.99% for 6 months
13.49% - 22.49% Variable*
$0


Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% intro on purchases for 9 months
0% intro on balance transfers for 9 months
13.49% - 23.49% (Variable)
$0


Read Review
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
Our Review: Want to earn more miles on everything you spend? Want travel rewards without jumping through hoops? The Capital One Venture Rewards card might just be what you need... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
13.49% - 23.49% (Variable)
$0 intro for first year; $59 after that


Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% intro on purchases for 12 months
N/A
12.49% - 22.49% (Variable)
$0


StudentCash Back RewardsCar Rental InsuranceExtended WarrantyTravel Accident Insurance$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
20.49% (Variable)
$0


Read Review
Introductory Bonus Reward PointsTravel RewardsPoint RewardsDining Rewards
Our Review: If you’re looking for an all-purpose rewards credit card that offers a mix of travel perks, the Citi ThankYou Premier card deserves a look. This card offers triple reward points for travel, double reward points for dining and entertainment, and a long list of travel protections. Read on to see if the card is worth the $95 annual fee (waived for the first 12 months)... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
14.74% - 23.74%* (Variable)
$95; fee waived for the first 12 months*


Read Review
Our Review: Thinking of a new business credit card? Read this review to see why the Ink Business Preferred $95 annual fee is worth considering... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.49% - 21.49% Variable
$95


Read Review
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitCar Rental InsuranceExtended WarrantyPurchase Protection $0 Fraud Liability
Our Review: If you are a frequent traveler and enjoy flying with American Airlines, the Citi AAdvantage Platinum Select MasterCard can save you money on airfare... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.49% - 24.49%* (Variable)
$95, waived for first 12 months*


Read Review
Introductory Bonus Hotel RewardsBonus Hotel RewardsHotel RewardsCar Rental Rewards
Our Review: If you are a frequent traveler and enjoy staying at the Hilton chain of hotels, you may want to consider the Citi HHilton Reserve Card. When you use this card, you earn points toward free nights at Hilton hotels and resorts. This card also offers a number of other solid travel benefits. There is a $95 annual fee so read on to decide if it's worth it... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99%* (Variable)
$95*


Read Review
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsBonus Airline RewardsNo Expiration on Rewards$0 Fraud Liability
Our Review: Discover it Miles credit card rewards users with 1.5x miles and no annual fee (a rarity among travel credit cards). Even more appealing, as a promotion, the card will match the miles you earn at the end of your first year... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
10.99% for 14 months
11.49% - 23.49% (Variable)
$0


$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
24.99% (Variable)
$0


Introductory Bonus Reward PointsTravel RewardsNo Expiration on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% Introductory APR for 12 billing cycles
N/A
15.49% - 23.49% Variable APR on purchases and balance transfers
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
24.99% (Variable)
$0


Read Review
Our Review: An ultra high-end travel rewards card has been announced: the Chase Sapphire Reserve. Read on to see why it's worth the $450 annual fee... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.49% - 23.49% Variable
$450


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
10.99% for 6 months
23.49% Variable*
$0

Disclaimer: The information for the Discover it® Cashback Match™, Discover it® for Students, Capital One® Quicksilver® Cash Rewards Credit Card, Capital One® Venture® Rewards Credit Card, Capital One® VentureOne® Rewards Credit Card, Journey® Student Rewards from Capital One®, Citi ThankYou® Premier Card, Ink Business Preferred Credit Card, Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, Citi® Hilton HHonors™ Reserve Card, Discover it® Miles, Capital One® Platinum Credit Card, BankAmericard Travel Rewards® Credit Card, Capital One® Secured MasterCard®, Chase Sapphire Reserve, and Discover it® Secured Credit Card have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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No Foreign Transaction Fee Credit Cards Benefits

Save money when traveling internationally
A 3% fee on every transaction you make may not sound like a lot at first, but this cost can really add up. If your card doesn't have a foreign transaction fee, you'll avoid this expense altogether.

Using a credit card with no foreign transaction fee is usually the cheapest way to buy items when you are overseas, compared to using cash. Currency conversion services at retail stores, banks and airports cost you more in the long run. Networks like Visa and MasterCard usually use the wholesale market rate or the government-mandated rate.

Experience convenience
If you feel free to use your card while traveling, you'll save yourself the hassle of needing to carry large amounts of cash and converting it to another currency when you go to a new country.

Have a sense of safety
Carrying a credit card is much safer than carrying a lot of cash. In the event your card is lost or stolen, immediately contact your credit card issuer. See our Lost Wallet What to Do guide for tips.

Keep track of your expenses
When you use a credit card without a foreign transaction fee, you'll avoid the unpleasant surprise of being billed for more than you expected. Your statement also serves as a log of your expenses, which is helpful if you're sharing costs with a travel companion.

Reward yourself, not the bank
Credit cards with rewards usually earn a base rate of 1% of the purchase amount. A 3% foreign transaction fee can really put a dent into the net amount you earn, even if your travels are short. There are plenty of great rewards cards on the market that are better suited for people who travel internationally.

Remember, it's often helpful to call your credit card company in advance to let them know you will be traveling outside the US so that they are less likely to decline purchases you make while traveling.


Articles on No Foreign Transaction Fee Credit Cards

    Foreign Transaction Fee

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    Before you go on a trip overseas, be sure you have a credit card with no foreign transaction fees. Read on to learn how to save money on international travel.
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    With China’s rise as an economic powerhouse, China is set to be the biggest market for credit cards by the next decade.
    Travel Rewards Deals

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If you’re looking for a credit card that can take you to Europe and back, you might need to look past what’s already in your wallet. Let’s do a quick inventory: any credit cards with a small chip located on the left-hand side? Put aside any that ...


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.