CD

Compare CD

TIAA Bank

CD: Basic CD: 3.95% - 5.25% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000. No monthly service fee.

NBKC Bank

CD: 3.25% to 5.25% APY. Terms of 6 months to 5 years. Minimum opening deposit of $1,000 for terms of 7 months to 1 year; $250 for terms of 2 years to 5 years.

Marcus by Goldman Sachs

CD: 3.90% to 5.15% APY. Terms of 6 months to 6 years. 12-month CD APY of 5.15%. $500 minimum to open. No monthly service fee.

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons... Read full review

Quontic

CD: 3.50% to 5.10% APY; $500 minimum

Pros:

No monthly service fee
High interest rate

Cons:

Basic mobile app
$5/mo inactivity fee

Our Review: (4.3) Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews... Read full review

Bask Bank

CD: 4.75% to 5.10% APY. Terms of 3 to 24 months.

Pros:

High APY on savings
Earn American Airline mileage
No monthly fees

Cons:

No physical locations

Our Review: (4.5) Looking to earn a competitive APY? Interested in earning miles as you save? Bask Bank offers enticing savings options to meet your needs... Read full review

Citizens Bank

CD: Several types of CD accounts. Terms ranging from 8-14 month. 2.75% - 5.00% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts.

Pros:

One Deposit Checking
GoalTrack Savings
24/7 customer service

Cons:

Low APY
Heavy overdraft fees
Limited branches

Our Review: (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank... Read full review

LendingClub Bank

CD: 4.00% to 5.00% APY. Terms of 6 months to 5 years.

Pros:

High APY
$0 monthly fees
ATM access

Cons:

$100 minimum opening deposit
No physical branches

Our Review: (4.1) Need a modern bank to help boost your funds? LendingClub's High-Yield Savings account might be for you. Learn more here... Read full review

Santander Bank

CD: 4.50% and 5.00% APY for 6 and 12 months, respectively. Minimum deposit of $500, with Santander Checking Account.

Pros:

Easy to waive monthly fees
High APY for CDs
Free student checking

Cons:

Low interest for Premier Plus Checking

Our Review: (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs... Read full review

Ally Bank

CD: 3.00% to 4.80% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50%

Pros:

High APY on all balance tiers
$0 monthly fees
Seamless online banking platform

Cons:

No cash deposits
Online banking only
No debit card

Our Review: (4.5) Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more... Read full review

Synchrony Bank

CD: 0.25% to 4.80% APY. Terms of 3 months to 5 years. No minimum deposit to open.

Pros:

Savings with ATM card
High APY
All balance tiers receive same rate

Cons:

No checking account
Limited customer service hours

Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review

PNC Bank

CD: 0.01% to 4.75% APY. Terms of 7 days to 10 years.

Pros:

Virtual Wallet tools
Relatively easy to waive fees
Free student account

Cons:

Limited branches
Low APY on some savings accounts

Our Review: (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you... Read full review

M&T Bank

CD: Terms from 32 days to 120 months. Minimum opening deposit $1,000.

Pros:

Free checking option
High APY for Promo CD
Free savings with checking

Cons:

Fee heavy
Subpar savings APY
Limited branches

Our Review: (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?... Read full review

EverBank

CD: Up to 4.70% APY

Discover Bank

CD: 2.00% to 4.50% APY depending on terms. $2,500 minimum

Pros:

High yield
No fees
24/7 customer service

Cons:

No interest checking
$2,500 minimum deposit for CDs

Our Review: (4.6) Discover® Bank offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review

Customers Bank

CD: 3.60% to 4.35% APY. Terms of 24 to 60 months. $500 minimum to open

Pros:

Competitive rates
No monthly fees
Access to physical branches

Cons:

Wire transfer fees

Our Review: (3.4) Customers Bank boasts several interest-earning accounts with good APYs. Read on for all the details... Read full review

Capital One

CD: 3.60% to 4.40% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.25%

Pros:

Overdraft protection options
No account minimums
27 cafes for in-person support

Cons:

Lower savings APY compared to other online banks

Our Review: (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you... Read full review

HSBC Bank

CD: 3.50% to 4.10% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 4.10%. Minimum deposit of $1,000 to open.

Pros:

Global presence
Transfer money globally
Priority customer service

Cons:

Limited US presence
High account minimums

Our Review: HSBC Bank offers a global banking account ideal for those who live and work overseas. Is it right for your needs? Read on for the pros and cons... Read full review

Western Alliance Bank

CD: Up to 4.05%; 3-12 month term CDs. $1 minimum deposit.

Pros:

High APY
No account activity or maintenance fees

Cons:

No debit card or checks

Our Review: (4.1) Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out... Read full review

CIT Bank

CD: Term CDs up to 3.50% APY. $1,000 minimum opening deposit.

Pros:

High savings APY
No monthly fees
Low opening deposits

Cons:

No check writing

Our Review: (4.4) CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true... Read full review

Wells Fargo

CD: Standard Fixed Term CD available online: 1.50% to 2.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 2.51% APY if you maintain a linked Portfolio by Wells Fargo relationship. More CD terms are available in branch.

Pros:

Low requirements for Everyday Checking
Full service bank
24/7 customer service

Cons:

Low savings rates
Not in all states

Our Review: (3.9) Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options... Read full review

Huntington Bank

CD: 0.50% APY for amounts ranging from $1,000 to $99,999.99. Minimum deposit is $1,000.

Pros:

Free checking option
24-Hour Grace
All day deposit

Cons:

Limited branches
Low savings APY

Our Review: (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you... Read full review

US Bank

CD: Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000.

Pros:

Promo CD with high APY
Free student account
24/7 customer service

Cons:

Low savings APY

Our Review: (3.7) Weighing up on banking with U.S. Bank? This comprehensive review covers its pros, cons and how it stacks up against other banks... Read full review

Axos Bank

CD: 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum

Pros:

Checking with rewards
No monthly fee
Domestic ATM rebates

Cons:

Low CD rates
No physical branches

Our Review: (4.0) Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account... Read full review

KeyBank

CD: Standard Term CD: 0.05% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500.

Pros:

Key Financial Wellness Review tool
Free checking option
24/7 customer service

Cons:

Limited branches
High account fees

Our Review: (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank... Read full review

SunTrust Bank

CD: 0.05% APY. Terms ranging from 6 months - 24 months. $2,500 minimum opening deposit. Terms ranging from 7 days - 31 days. OR $1000 minimum opening deposit. Terms ranging from 32 days - 60 days.

Fifth Third Bank

CD: 0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 4.20% APY. Terms are 6, 12, and 24 months, minimum deposit of $5,000.

Pros:

Free Express Checking
Free student checking
Promo CD with high APY

Cons:

Higher balance requirements
Low savings APY
Limited branches

Our Review: (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you... Read full review

Regions Bank

CD: 0.01% APY (Up to 4.75% APY for Promotional Relationship)

Pros:

$50 to open checking account
Relationship Rewards program
LifeGreen Savings annual bonus

Cons:

No free checking option
Limited branches
Low savings APY

Our Review: (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you... Read full review

UFB Direct

CD: N/A

Pros:

Competitive APYs
Easy online banking

Cons:

Limited transactions
No physical locations

Our Review: (4.3) UFB Direct offers high interest rates. But is it a safe choice? Find out in this review... Read full review

SoFi

CD: N/A

Pros:

Competitive, fixed rates
Low fees
No collateral

Cons:

Slower underwriting process
High standards for borrowers

Our Review: (3.8) SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work... Read full review

Chase

CD: Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.

Pros:

More than 4,700 branches
New customer coupons
Full service banking

Cons:

Low savings rates
Not in all states

Our Review: (3.6) Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you... Read full review

Bank of America

Pros:

Large branch network
Extended service hours
Full service banking

Cons:

Monthly fees
Low interest rates
Many misc. banking fees

Our Review: Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on... Read full review

Citibank

Pros:

Perks for high balance customers
Many fee-free ATMs
Global presence

Cons:

No free checking option
Higher balance requirements
Low savings APY

Our Review: Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?... Read full review

Charles Schwab Bank

CD: Offers brokered CDs from other banks. Minimum deposit of $1,000.

Pros:

No account minimum
No service fees
Refund all ATM fees

Cons:

Only checking or savings
Must do banking online

Our Review: (4.1) Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons... Read full review

BMO Bank

CD: 0.05% - 4.30% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit.

Pros:

Free checking with eStatements
Large ATM network
Good financial tools

Cons:

Limited branches
Low savings APY

Our Review: (3.5) BMO offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on... Read full review

TD Bank

CD: 1.00% APY (up to 5.00% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).

Pros:

Extended banking hours
Low requirements to waive monthly fees
No foreign transaction fees

Cons:

No free checking
Low APY
Only on East Coast

Our Review: (3.9) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review

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