Wells Fargo Promotions

Wells Fargo is currently offering two promotions. Read our in-depth review of Wells Fargo.

    $300

    Business Checking Account – $300 Cash Bonus

    Earn $300 when you open a new Wells Fargo Business Choice or Platinum Business checking account by 12/31/2018 and complete the following steps:
    • Fund your new business checking account with at least $25 minimum opening deposit
    • Deposit at least $1,000 into your new business checking account by Day 10
    • Have at least $1,000 minimum balance by Day 60
    • Make 5 or more qualifying transactions by Day 60
    To apply, get your personalized offer code online and bring it into your local branch. Not available for residents of LA, OK, MO, KY, WV, MA, VT, NH, ME, and HI.
    Expires 12/31/2018
    $200

    Consumer Checking Account - $200 Bonus

    Open a new eligible consumer checking account with a minimum deposit of $25. Set up and receive at least three consecutive monthly direct deposits of at least $500 each within 150 days of account opening OR make a minimum of 10 posted purchases/payments per month (at least $1 each) using Wells Fargo Debit Card for three consecutive months within 105 days of account opening. All consumer checking accounts except Teen Checking are eligible for the $200 bonus when opened in a Wells Fargo branch. Everyday Checking is the only eligible account for the $200 bonus when opened online. Offer available in Dallas, TX, Orlando, FL and Phoenix, AZ, and online.

    Expires 2/28/2019

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    $200

    Personal Checking Account - $200 Cash Bonus

    Earn $200 when you open an checking account by June 29, 2018 and make a minimum opening deposit of $25. You must also make 10 posted purchases/payments each month (of at least $1) with your new Wells Fargo debit card for 3 consecutive months.
    • Offer available for all consumer checking accounts except Teen Checking when opened in a branch. Everyday Checking is the only eligible account when opened online through this link.
    • Your $200 bonus will be deposited into your account within 45 days of meeting the requirements.
    • The $10 monthly service fee for the Everyday Checking is waived if you: make at least 10 posted purchases/payments each month, OR have $500 each month in qualified direct deposits, OR maintain a $1,500 minimum daily balance, OR link a Wells Fargo Campus ATM or Campus Debit Card. There is a $5 monthly service fee discount for account owners age 17-24.
    • Offer only available in select cities of AZ, CA, FL, GA, ID, NC, NM, NV, TX, SC, and VA.
    Expired 6/29/2018

Wells Fargo Bonus Promotions

Credit Card Promotions

  • Wells Fargo Cash Wise offers a $200 cash rewards bonus after you spend $1,000 within the first 3 months. This card earns 1.5% cash rewards on purchases. There is a 0% intro APR for 12 months on purchases and balance transfers. After that, a 15.99% - 26.99% variable APR. Balance transfer fees apply. There is a $0 annual fee.

  • Wells Fargo Platinum offers 0% intro APR for 18 months on purchases and balance transfers. After that, a 13.49%-26.99% variable APR. Balance transfer fees apply. There is a $0 annual fee.

Checking Accounts

Wells Fargo frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select cities, so make sure you read the fine print carefully.

Wells Fargo checking accounts offer free mobile banking, account alerts, and free online bill pay. Accessing your money is convenient with free access to over 13,000 ATMs nationwide.

Everyday Checking Account Features

This is Wells Fargo's most popular checking account. It requires a minimum deposit of $25. Here are some unique features:

  • Optional Overdraft Protections. Wells Fargo offers a few protection options in cases of accidental over-withdrawal. Overdraft Rewind erases the overdraft if you receive a direct deposit that covers the amount by the next day. You can also link a savings and/or credit account and funds from that account will be used to cover overdrafts. Or when your balance isn't enough, you can choose to go through with the transaction only if you approve it.

  • Card-free ATM access. If you need to withdraw money, but forgot your card at home, you can access Wells Fargo ATMs with a code instead. From your Wells Fargo mobile app, you can request a one-time code. Then you'll be able to complete any available ATM transactions. This feature is free.

  • Pause lost debit card. If you misplaced your debit card, you can temporarily turn it off so others can't use it. Once you've found it, just simply turn it back on.

  • Custom debit card. You can design your debit card to reflect your personal style. You can choose your own photo or one from Well Fargo's image library for your debit card.

There is a $10 monthly service fee, but it can be waived by doing just ONE of the following:

  • Make at least 10 posted purchases/payments each month on your debit card

  • Have at least $500 each month in qualified direct deposits

  • Maintain a $1,500 minimum daily balance

  • Link a Wells Fargo Campus ATM or Campus Debit Card

    Highlights

    Savings
    0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.
    CD
    0.05% - 2.00% APY. Terms ranging from 3 months - 58 months. Minimum opening deposit of $2500 or $5000, depending on account.
    Money Market
    Also known as the Platinum Savings Account. 0.01% - 0.1% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3500. Bonus APY requires account link to Portfolio by Wells Fargo® relationship.
    Customer Service
    Available 24 hours a day, 7 days a week.
    ATMs
    More than 13,000 ATMs across the country.
    IRA CD
    0.05% - 2.05% APY. Terms ranging from 3 months - 144 months. Minimum opening deposit of $1000 0r $2500, depending on account. For bonus APY, you must maintain a linked Wells Fargo Prime Checking account or Wells Fargo Portfolio Checking account.
    IRA Money Market
    0.03% - 0.05% APY. $100 minimum opening deposit.
    Locations
    More than 5,800 branches across the country.

Pricing information from published website as of 10/31/2018

 Wells FargoUS Bank
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Wells Fargo

US Bank

 

Benefits and Features

Savings0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CD0.05% - 2.00% APY. Terms ranging from 3 months - 58 months. Minimum opening deposit of $2500 or $5000, depending on account.0.05% - 2.75% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000.
Money MarketAlso known as the Platinum Savings Account. 0.01% - 0.1% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3500. Bonus APY requires account link to Portfolio by Wells Fargo® relationship.0.04% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $1,000 minimum daily ledger balance OR $2,500 average monthly collected balance.
Customer ServiceAvailable 24 hours a day, 7 days a week.24/7 Live Customer Service (Telephone)
ATMsMore than 13,000 ATMs across the country.More than 4000 ATMs across the country
IRA CD0.05% - 2.05% APY. Terms ranging from 3 months - 144 months. Minimum opening deposit of $1000 0r $2500, depending on account. For bonus APY, you must maintain a linked Wells Fargo Prime Checking account or Wells Fargo Portfolio Checking account. 
IRA Money Market0.03% - 0.05% APY. $100 minimum opening deposit.Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
LocationsMore than 5,800 branches across the country.More than 3000 branches across the country.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Wells Fargo: Pricing information from published website as of 10/31/2018

US Bank: Pricing information from published website as of 9/21/18

    Waived Processing Fee on Business Payroll Services

    To qualify for the 100% waiver of W-2/1099 processing fees, customer must have a first processing date between 09/25/2018 and 1/11/2019. Customer must remain active with Business Payroll Services throuh 1/31/2019. Offer applies to waiver of the W-2/1099 base processing fee and the per active/termed employee fee for the first set of W-2/1099 forms processed by Business Payroll Services.

    Expires 1/11/2019

    $100 Merchant Services Rebate

    Apply and open new Wells Fargo Merchant Services. Deposit your merchant processing transactions to a Wells Fargo account. Activate your Merchant Services per activation policy which includes processing at least $50 in Visa, Mastercard, American Express, or Discover transactions within 30 days of account opening. Submit completed online offer fulfillment form within 60 days of account opening.

    Expires 12/31/2018

    Business Lines of Credit - $0 Annual Fee for First Year

    Annual fee is waived for the first year of a new Business Line of Credit. The annual fee of $95 (if line amount is $10,000 - $25,000) or $175 (if line amount is more than $25,000) will be assessed on your anniversary month in subsequent years.

    Expires 12/31/2018

    Everyday Checking - Up to $250 Bonus

    Open a new Everyday Checking account online with a minimum deposit of $25. Get $150 bonus by receiving qualifying direct deposits with a cumulative total of $500 or more within 60 days of account opening. Get an additional $100 bonus by receiving qualifying direct deposits with a cumulative total of $500 or more every 30 days for the next 5 months after the initial 60-day qualification period. Offer available online in the following locations: Amarillo, TX; Corpus Christi, TX; Davenport, IA-IL; Des Moines-Ames, IA; El Paso, TX-NM; Great Falls, MT; Green Bay-Appleton, WI; Huntsville, AL; Milwaukee, WI; Montgomery-Selma, AL; San Antonio, TX; San Francisco, CA; Savannah, GA; Twin Falls, ID; Wilmington, NC.

    Expires 12/31/2018

    Save $150 on Equipment Express Loan

    Apply for a new Equipment Express® Loan between 10/1/2018 and 12/31/2018 and get the documentation fee of $150 waived upon approval. You must access funds from the Equipment Express Loan account within 60 days of account opening.

    Expires 12/31/2018

    Save $150 on Unsecured Business Loan

    Apply for a Wells Fargo Unsecured Business Loan account between 10/1/2018 and 12/31/2018 and get the $150 opening fee waived upon approval. Unsecured Business Loan includes Wells Fargo BusinessLoan® Term Loan or FastFlex® Small Business Loan.

    Expires 12/31/2018

    Up to $5,000 Discount on Business Real Estate Financing Loan

    Wells Fargo will waive the origination fee of up to $5,000 when you apply for a loan with Business Real Estate Financing on 10/1/2018 to 12/31/2018. Standard origination fee during non-promotional period is equal to 1% of the loan amount or $5,000, whichever is lesser. Borrower will need to pay a non-refundable deposit of up to $1,000 when accepting the terms of any loan.

    Expires 12/31/2018

    Get $150 with Greenhouse by Wells Fargo

    Join the waitlist for the beta iPhone version of Greenhouse app. If selected to participate, complete bonus requirements to get $150. The Greenhouse app is available only for iPhone 6 or higher, running iOS 10.3 or higher.

    Up to $500 Rebate on Merchant Services

    Switch to Wells Fargo Merchant Services and save up to $500. Rebate amount will be determined by eligibility and actual costs incurred. See offer for more details.


Wells Fargo Alternatives

    CIT Bank

    Open a Savings Builder High Yield Savings Account and Get a 2.15% APY. Terms Apply

    HSBC Bank

    HSBC Direct Savings - 2.01% APY

    • Earn 2.01% APY on all balance tiers
    • No monthly maintenance fee
    • Minimum balance to earn APY is $1
    • Member FDIC

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