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SunTrust Bank Promotions

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$300

Signature Advantage Checking - $300 Cash Bonus

Open a SunTrust Signature Advantage Checking account and deposit at least $100 within 14 days of account opening. You must also receive at least $2,000 in direct deposits AND make at least 10 debit card purchases within 60 days of account opening. Account must stay open for at least 180 days. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.

Expired 10/15/2018
$250

Select Checking - $250 Cash Bonus

Earn $250 when you open a SunTrust Select Checking account and deposit at least $100 within 14 days of account opening. You must also receive at least $1,000 in direct deposits AND make at least 10 debit card purchases within 60 days of account opening. Account must stay open for at least 180 days. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.

Expired 7/31/2018
$1,000

Personal Checking and Savings Account - $1,000 Bonus

Open a new qualifying SunTrust checking account, and savings or money market account on the same day. Use promo code CHKSAVQ121 at accounts opening. Have qualifying direct deposits totaling $500 or more post to your new checking account within 90 days of account opening. Deposit at least $100,000 into the new savings or MMA within 30 days of account opening. Maintain at least $100,000 balance in the savings or MMA for 90 days or more.

Expired 3/31/2021
$200

SunTrust Business Checking - $200 Cash Bonus

Earn $200 when you open a new SunTrust business checking account using offer code SB19Q2CHECKING and receive at least $1,500 in qualifying deposits within 30 days of account opening. Account must stay open for at least 180 days. The accounts eligible for this promotion are: Simple Business Checking, Primary Business Checking, and Business Advantage Plus. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.

Expired 7/1/2019
$800

Personal Checking and Savings Account - $800 Bonus

Open a new qualifying SunTrust checking account, and savings or money market account on the same day. Use promo code CHKSAVQ121 at accounts opening. Have qualifying direct deposits totaling $500 or more post to your new checking account within 90 days of account opening. Deposit at least $50,000 into the new savings or MMA within 30 days of account opening. Maintain at least $50,000 balance in the savings or MMA for 90 days or more.

Expired 3/31/2021
$300

Personal Checking and Savings Account - $300 Bonus

Open a new qualifying SunTrust checking account, and savings or money market account on the same day. Use promo code CHKSAVQ321 at accounts opening. Have qualifying direct deposits totaling $500 or more post to your new checking account within 90 days of account opening. Deposit at least $10,000 into the new savings or MMA within 30 days of account opening. Maintain at least $10,000 balance in the savings or MMA for 90 days or more.

Expired 9/30/2021
$400

Personal Checking and Savings Account - $400 Bonus

Open a new qualifying SunTrust checking account, and savings or money market account on the same day. Use promo code CHKSAVQ121 at accounts opening. Have qualifying direct deposits totaling $500 or more post to your new checking account within 90 days of account opening. Deposit at least $10,000 into the new savings or MMA within 30 days of account opening. Maintain at least $10,000 balance in the savings or MMA for 90 days or more.

Expired 3/31/2021
$300

Personal Checking and Savings Account - $300 Bonus

Open a new qualifying SunTrust checking account, and savings or money market account on the same day. Use promo code CHKSAVQ121 at accounts opening. Have qualifying direct deposits totaling $500 or more post to your new checking account within 90 days of account opening. Deposit $0.01 - $9,999.99 into the new savings or MMA within 30 days of account opening. Maintain $0.01 - $9,999.99 balance in the savings or MMA for 90 days or more.

Expired 3/31/2021
$200

Personal Checking Account - $200 Bonus

Open a new SunTrust Checking account. Use promo code NM421. Set up and receive at least 2 qualifying direct deposits totaling $500 or more within 90 days of account opening.

Expired 9/30/2021
$200

SunTrust Business Checking Account - $200 Bonus

Open a new Simple Business Checking, Primary Business Checking, or Business Advantage Plus Checking account. Use offer code SB21Q3CHECKING. Make at least $1,500 in qualifying cumulative deposits into the account within 30 days of account opening.

Existing business checking customers are not eligible for this offer. Business client cannot have closed a business checking account within 90 days of the promotion start date (on or after April 2, 2021). The business must be registered within the U.S. with the business's physical street address located in AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, and DC. and have a valid U.S. TIN or EIN. $200 bonus will be deposited to the account within 4 weeks after completing the requirements.

Expired 9/30/2021
US Bank
Member FDIC

U.S. Bank Smartly® Checking - Up to $400 Bonus

Expires in 6 days
Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through April 3, 2024. Member FDIC.

Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $200 or $5,000 or more to earn $400

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

  • Minimum Deposit to Open: $25
  • Monthly Fee: Waive the $6.95 Monthly Maintenance Fee with one of the following:
    • Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
    • Have combined monthly direct deposits totaling $1,000+, OR
    • Keep average account balance of $1,500+, OR
    • Hold an eligible U.S. Bank credit card, OR
    • Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
High-Yield Savings Premier - 5.36% APY

High-Yield Savings Premier - 5.36% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
5.36% annual percentage yield (APY) is accurate as of 1/17/2024 and subject to change at the Bank's discretion. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
  • Minimum Deposit to Open: $500
  • Monthly Fee: $0
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 5/31/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 5/31/2024.
  • To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
  • Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 4/17/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after meeting requirements
  • Monthly Fee: $12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
    • Qualifying electronic deposits made into this account totaling $500 or more,
    • OR a balance at the beginning of each day of $1,500 or more in this account,
    • OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances
Discover Bank
Member FDIC

Online Checking Account - Earn Cash Back

  • 1% cash back on up to $3,000 in debit card purchases each month. See website for details
  • No fees
  • Early Pay - Get your paycheck up to two days early with no charge
  • No credit impact - You can apply without affecting your credit score.
  • Access to over 60,000 no-fee ATMs in the U.S.
  • Minimum Deposit to Open: $0
  • Minimum Deposit Required: $0
  • Monthly Fee: $0

Suntrust Bank has 1,400 branches in the Southeast region. Checking accounts require $100 to open and offers different ways to waive fees. Known as a regional bank with good customer service.

SunTrust Bank Promotions

From time to time, SunTrust Bank offers cash bonuses for new banking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

All SunTrust Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 2,100 ATMS.

Special Checking Account Features

SunTrust checking accounts come with these features:

  • Overdraft services. SunTrust offers a few options to help cover overdrafts. If you overdraw your account, but make a deposit to cover the amount by the cut-off time, you will not be charged any fees. Or you can enroll in Overdraft Protection and link a SunTrust savings, money market, credit card, or line of credit. Funds from those will be automatically transferred to cover any overdrafts. Enrollment in these services are optional.

  • Free checks. All checking accounts come with free checks. The amount varies depending on which account you open.

  • Cash deposit bonus. If you have a SunTrust Cash Rewards credit card, you will earn a bonus when you redeem your rewards back into a SunTrust deposit account. The bonus ranges from 10% - 25%, depending on which checking account you have.

  • Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What to Open at SunTrust Bank

  • Promotional CDs. SunTrust Bank offers a great rate for their Promotional CDs of 12-month or longer. Terms go up to 58 months. The minimum to open is $2,000.

  • Select Savings. This savings account allows you to earn a 1% annual bonus (up to $25) when linked with a Select Checking or Signature Advantage Checking account. You can avoid the monthly service fee by setting up auto transfers of at least $25/month from your checking account, or by maintaining a daily balance of at least $1,000.

  • Essential Checking student account. If you're a student, you can get the Essential Checking for free for up to 5 years. You must be able to prove active enrollment in high school, college, or trade school.

How to Avoid Suntrust Bank Checking Account Fees

  • Essential Checking. The $7 monthly fee can be waived if you: initiate 10 or more transactions per statement cycle, OR maintain a daily balance of at least $500, OR have combined direct deposits of at least $500 per month, OR open as a student and receive a 5-year Student waiver.

  • Select Checking. The $15 monthly fee can be waived if you: maintain a daily balance of at least $2,000, OR have combined direct deposits of at least $2,000 per month, OR maintain a combined balance of at least $10,000 across all deposit accounts, investments, mortgages and loans, OR hold a SunTrust Mortgage with SurePay, OR hold a linked small business checking account.

  • Signature Advantage Checking. The $20 monthly fee can be waived if you maintain a combined balance of at least $10,000 across all SunTrust deposit and investment accounts, make $3,000 or more in total monthly qualifying direct deposits, or hold a linked SunTrust Small Business Checking account, Lending account or Credit Card solution.

  • Balanced Banking. The $12 monthly fee can be waived if you maintain a combined balance of at least $3,000 across all SunTrust deposit and IRA accounts.

    Highlights

    Savings
    0.01% APY for all savings account. For Essential Savings Account - no minimum opening deposit, no monthly maintenance fee, no tiered interest rates. For Select Savings Account - $100 minimum opening deposit, $7 monthly maintenance fee unless 1) minimum $25 per month auto-transfer from a SunTrust personal checking account or, 2) $1,000 minimum daily collected balance. Has tiered interest rates.
    CD
    0.05% APY. Terms ranging from 6 months - 24 months. $2,500 minimum opening deposit. Terms ranging from 7 days - 31 days. OR $1000 minimum opening deposit. Terms ranging from 32 days - 60 days.
    Money Market
    Minimum opening deposit $100. Monthly maintenance fee $12 unless 1) one (1) automated transfer ($100 minimum) occurs, OR 2) a minimum daily collected balance of $10,000 is maintained.
    ATMs
    More than 2160 ATMs across 11 southeastern states and Washington DC.
    Customer Service
    24/7 Telephone and Automated Customer Service
    IRA CD
    Terms ranging from 1 - 10 years.
    Locations
    1400 bank branches across 11 southeastern states and Washington D.C.

Pricing information from published website as of 04/12/2022 based on 91107 zip code.

 

SunTrust Bank

Wells Fargo

 

Benefits and Features

Savings0.01% APY for all savings account. For Essential Savings Account - no minimum opening deposit, no monthly maintenance fee, no tiered interest rates. For Select Savings Account - $100 minimum opening deposit, $7 monthly maintenance fee unless 1) minimum $25 per month auto-transfer from a SunTrust personal checking account or, 2) $1,000 minimum daily collected balance. Has tiered interest rates.0.15% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
CD0.05% APY. Terms ranging from 6 months - 24 months. $2,500 minimum opening deposit. Terms ranging from 7 days - 31 days. OR $1000 minimum opening deposit. Terms ranging from 32 days - 60 days.Standard Fixed Term CD available online: 1.50% to 4.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 4.51% APY if you maintain a linked Portfolio by Wells Fargo relationship. More CD terms are available in branch.
Checking Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo
Money MarketMinimum opening deposit $100. Monthly maintenance fee $12 unless 1) one (1) automated transfer ($100 minimum) occurs, OR 2) a minimum daily collected balance of $10,000 is maintained.Also known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship.
ATMsMore than 2160 ATMs across 11 southeastern states and Washington DC.approximately 11,000 ATMs across the country
Customer Service24/7 Telephone and Automated Customer ServiceAvailable 24 hours a day, 7 days a week.
IRA CDTerms ranging from 1 - 10 years.Standard Term CD: 0.01% to 4.50% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 4.51% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market Also known as Retirement High Yield Savings. 0.25% - 2.50% APY. $100 minimum opening deposit.
Locations1400 bank branches across 11 southeastern states and Washington D.C.Approximately 4,500+ retail banking branches coast to coast.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

SunTrust Bank: Pricing information from published website as of 04/12/2022 based on 91107 zip code.

Wells Fargo: Pricing information from the published website as of 03/29/2024 is based on the 91101 zip code.


Articles on SunTrust Bank

SunTrust Bank Review

If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank.

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