US Bank Promotions

US Bank is currently offering one promotion. Read our in-depth review of US Bank.

If you're looking for bank promotions, you must check out these offers.

    $100

    SMART Savings Program – Up to $100 Cash Bonus

    You must open a new personal Silver Checking Package AND open or be an existing user of Package Money Market Savings. Enroll in the SMART Savings Program within 90 days of account opening and make a qualifying transfer from your Silver Checking Package to the Package Money Market Savings account. You will earn 1% bonus on gas and grocery purchases made with your debit card associated with the Silver Checking Package, up to $50. PLUS you will earn another $50 bonus when you reach your savings goal. Minimum opening deposit is $25 for both accounts and both must remain open for 12 months after enrollment.


US Bank is one of the nation's largest banks with 3,000 branches across 26 states. It offers a variety of checking and savings accounts for different needs. Minimum balance requirements to waive monthly service fees are somewhat on the high side.

Checking Account Bonuses

US Bank offers cash bonuses for new checking customers from time to time. Some deals are for opening a checking plus savings account package. Offers are usually available for residents nationwide.

All US Bank checking accounts offer free online banking, bill pay, and mobile deposits.

Special Checking Account Features

All US Bank checking accounts come with these features:

  • Overdraft Protection. You can link up to 3 eligible accounts to help cover overdrafts. If you link a US Bank savings or money market account, funds will be transferred to cover the overdraft with no transfer fee. You can also link a US Bank credit card, a line of credit, or a home equity line of credit. With these options, there may be a transfer fee and subject to interest.

    To avoid overdrafts, you can set up custom alerts to receive email or texts when you reach a certain balance level.

  • Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What to Open at US Bank

Keep your eye out on these great US Bank products:

  • Promotional CD Special. US Bank offers a CD Special with highly competitive rates. Terms range from 9 to 59 months. The minimum deposit to open is $1,000.

  • START Smart Savings Program. This program can be unlocked with a Silver Checking Package linked to a Package Money Market Savings account. US Bank offers up to a $100 cash bonus to help you reach your savings goals. You get a $50 reward when you save $500. And you get 1% debit card bonus (up to $50) for gas and grocery purchases.

  • Student Checking. This account has no monthly service fee and no minimum balance requirements for students. And plus, you get 4 "no fee" non-US Bank ATM transactions per cycle, and the first set of checks free.

How to Avoid US Bank Checking Account Fees

  • Easy Checking. The $6.95 monthly service fee can be waived if you: maintain an average account balance of $1,500, OR have combined monthly direct deposits of at least $1,000.

  • Silver. This is a checking and savings combo. The $6.95 monthly fee can be waived with a Package Money Market Savings AND either combined account balance of $1,500, OR combined monthly direct deposits of at least $1,000.

  • Gold. The $14.95 monthly service fee is waived if you open a US Bank personal loan, line of credit, or credit card.

  • Platinum Checking. The $24.95 monthly service fee can be waived if you: maintain a combined balance of $25,000 in deposit accounts, credit balances, and investment accounts, OR have a personal trust relationship with US Bank Wealth Management.

  • Student Checking. This account has no monthly service fee and no minimum balance requirements if you're a full-time student.

  • Premium Checking. The $10.95 monthly service fee can be waived if you: are 65 or older, OR maintain an average account balance of at least $5,000.

  • Safe Debit. This is a checkless account with no overdraft charges, but you cannot waive the $4.95 monthly service fee.

    Highlights

    Savings
    0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
    CD
    0.05% - 2.75% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000.
    Money Market
    0.04% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $1,000 minimum daily ledger balance OR $2,500 average monthly collected balance.
    Customer Service
    24/7 Live Customer Service (Telephone)
    ATMs
    More than 4000 ATMs across the country
    IRA Money Market
    Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
    Locations
    More than 3000 branches across the country.

Pricing information from published website as of 9/21/18

 US BankBank of America
 Learn MoreLearn More
 

US Bank

Bank of America

 

Benefits and Features

Savings0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.0.03% APY (up to 0.06% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100.
CD0.05% - 2.75% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000.0.03% - 1.00% APY. Terms of 28 days to 10 years. Minimum deposit of $1000.
Money Market0.04% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $1,000 minimum daily ledger balance OR $2,500 average monthly collected balance. 
Customer Service24/7 Live Customer Service (Telephone)Mon-Fri 8am - 11pm(ET)
Sat-Sun 8am - 8pm (ET)
ATMsMore than 4000 ATMs across the countryApproximately 15,900 ATMs around the country.
IRA CD 0.03% - 1.00% APY. Terms of 6 months to 10 years. Minimum deposit of $1000.
IRA Money MarketMinimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. 
LocationsMore than 3000 branches across the country.4600 retail financial centres around the country and brances in more than 40 other countries.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

US Bank: Pricing information from published website as of 9/21/18

Bank of America: Pricing information from published website as of 9/16/2018

    Earn bonus with a US Bank Consumer Checking Account

    This is valid only to customers who received an e-mail or letter regarding this offer and is not transferable. Earn bonus by opening a new consumer checking account with $25 minimum deposit by the date in the e-mail or letter received (excluding Student Checking and Safe Debit Account). Set up a $500 minimum recurring direct deposit within 60 days of account opening. Use Promotion Code given in the e-mail or letter when you apply to receive the bonus.


US Bank Alternatives

    CIT Bank

    Open a Savings Builder High Yield Savings Account and Get a 2.15% APY. Terms Apply

    HSBC Bank

    HSBC Direct Savings - 2.01% APY

    • Earn 2.01% APY on all balance tiers
    • No monthly maintenance fee
    • Minimum balance to earn APY is $1
    • Member FDIC

Articles on US Bank

    US Bank Review

    November 7, 2018 - By Kim P - Reviews for US Bank Promotions
    U.S. Bank is the country's fifth largest bank, but does that make them a bank that will suit your banking needs? Do you need one of the country's largest banks or is a smaller bank more your style?

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