US Bank Promotions

    $100

    SMART Savings Program – up to $100 Cash Bonus

    You must open a new personal Silver Checking Package AND open or be an existing user of Package Money Market Savings. Enroll in the SMART Savings Program within 90 days of account opening and make a qualifying transfer from your Silver Checking Package to the Package Money Market Savings account. You will earn 1% bonus on gas and grocery purchases made with your debit card associated with the Silver Checking Package, up to $50. PLUS you will earn another $50 bonus when you reach your savings goal. Minimum opening deposit is $25 for both accounts and both must remain open for 12 months after enrollment.

    Highlights

    Savings
    0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
    CD
    0.05% - 2.75% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000.
    Money Market
    0.04% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $1,000 minimum daily ledger balance OR $2,500 average monthly collected balance.
    Customer Service
    24/7 Live Customer Service (Telephone)
    ATMs
    More than 4000 ATMs across the country
    IRA Money Market
    Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
    Locations
    More than 3000 branches across the country.

Pricing information from published website as of 9/21/18

 US BankBank of America
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US Bank

Bank of America

 

Benefits and Features

Savings0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.0.03% APY (up to 0.06% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100.
CD0.05% - 2.75% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000.0.03% - 1.00% APY. Terms of 28 days to 10 years. Minimum deposit of $1000.
Money Market0.04% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $1,000 minimum daily ledger balance OR $2,500 average monthly collected balance. 
Customer Service24/7 Live Customer Service (Telephone)Mon-Fri 8am - 11pm(ET)
Sat-Sun 8am - 8pm (ET)
ATMsMore than 4000 ATMs across the countryApproximately 15,900 ATMs around the country.
IRA CD 0.03% - 1.00% APY. Terms of 6 months to 10 years. Minimum deposit of $1000.
IRA Money MarketMinimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. 
LocationsMore than 3000 branches across the country.4600 retail financial centres around the country and brances in more than 40 other countries.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

US Bank: Pricing information from published website as of 9/21/18

Bank of America: Pricing information from published website as of 9/16/2018

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