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SoFi Promotions

SoFi is currently offering two promotions. Read our in-depth review of SoFi.

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  • For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
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Ally Bank


Benefits and Features

1.60% APY
CD 0.75% to 2.15% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.00%
Checking 0.10% APY under $15,000; 0.50% APY $15,000 or more
Money Market 
0.75% APY
Customer Service 
ATMs Over 43,000 no-fee Allpoint ATMs
Online Only
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Ally Bank: Pricing information from published website as of 01/17/2020.

 SoFi Student Loans
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SoFi Student Loans

Variable APR2.31% to 7.36% APR (with AutoPay)
Fixed APR3.46% to 7.36% APR (with AutoPay)
Minimum Amount$5,000 (may be higher depending on state)
Maximum Amount
No maximum
Loan Term
5 to 20 years
State Residency
All states eligible
Degree Requirements
Associates or higher
Income Requirements
Employment RequirementsMust be employed or have an offer to start within 90 days
Interest Only Payments
Origination Fees
Prepayment Penalty
Can Use a Cosigner
Can Release a Cosigner
Auto-Pay Interest Rate Reduction
Soft Credit Check
Unemployment Protection
Customer Service
Loan Term
Ease of Use
Interest Rates
Payment Flexibility
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Terms Apply. SoFi Disclaimers

SoFi: Pricing information from published website as of 11/14/2019

SoFi Alternatives

Articles on SoFi

    SoFi Personal Loan Review

    SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Read on to learn how SoFi personal loans actually work.

    SoFi Mortgage Review

    Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.

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