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M&T Bank Promotions

Read our in-depth review of M&T Bank to see why M&T Bank scored 3.4 stars out of 5. We like their free checking option, high apy for promo cd, and free savings with checking.

If you're looking for bank promotions, you must check out these offers.

    $250

    Personal Checking Account - Up to $250 Bonus

    Get up to $250 cash bonus by opening any M&T personal checking account online or at your local M&T Bank. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening. Cash bonus will be rewarded within 90 days after direct deposit.

    Expires 11/4/2019
    $200

    M&T Simple Checking for Business - $200 Bonus

    Open a new M&T Bank Simple Checking for Business account using a unique offer code. Have a balance of at least $1,500 in the Average Ledger Balance for the third calendar month after the account was opened. The $200 bonus will be credited to the account within 45 days after the end of the third full calendar month after the account was opened.

    Expires in 2 days
    $500

    M&T Tailored Business Checking Account - $500 Bonus

    Receive $400 bonus when you open a new M&T Tailored Business Checking account and have an Average Ledger Balance of at least $5,000 for the third calendar month after account opening. Earn an extra $100 (earned as 10,000 bonus points) when you open an M&T Business Rewards Credit Card and make $500 in purchases during the first 90 days. Customers must submit the form found on the website to receive additional instructions.

    Expires in 2 days

Compare Promotions

    Chase

    Chase Total Checking® + Chase Savings℠

    • Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase Savings℠ account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
    • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
    • Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
    • Access to 16,000 Chase ATMs and nearly 5,000 branches
    • Apply online in minutes. Open your account online now.
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
    Axos Bank

    Rewards Checking

    • Up to 1.25% APY
    • No minimum balance requirements
    • No fees to open or maintain account
    • Overdraft Protection
    • Daily Compounding Interest
    • FDIC insured
    NBKC Bank

    NBKC Checking Account - 1.01% APY

    • Earn 1.01% APY
    • No monthly account fees
    • No minimum balance
    • No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees
    UFB Direct

    UFB High Yield Savings - Earn up to 2.15% APY

    • Earn 2.15% APY on balances of $10,000 and above
    • Member FDIC

M&T Bank Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

    $150

    Personal Checking Account - $150 Cash Bonus

    Earn $150 when you open any personal checking account with M&T and make at least $500 in qualifying direct deposits within 90 days of account opening. Bonus will be awarded within 90 days after the requirement is met. There is a $50 close-out fee if you close the account within 180 days of account opening. Available to residents of NY, NJ, CT, PA, MD, DE, VA, and WV.

    Expired 4/30/2018
    $300

    M&T Tailored Business Checking Account - $300 Bonus

    To get $300 cash bonus, the Average Ledger Balance in your new M&T Tailored Business Checking account, calculated for the third full calendar month after the account was opened, is $5,000 or more. Checking bonus will be credited within 45 days after the end of the third full calendar month after the account was opened.

    Expired 12/31/2018

    M&T Bank Merchant Services - $200 Bonus

    Get $200 cash bonus if you open a new Merchant Services Account and accept a deposit transaction from your Merchant Services Account into your linked Tailored Business Checking Account by 2/28/19. The bonus will be credited to your Tailored Business Checking Account within 60 days of processing merchant transactions with M&T.

    Expired 12/31/2018

M&T Bank has 690 branches serving the Upper East Coast and Florida. Offers a no-fee checking, as well as interest checking but with heavier requirements to waive service fees.

M&T Bank Promotions

M&T Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

All M&T Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 1,500 ATMS.

Special Checking Account Features

M&T checking accounts come with these features:

  • Overdraft Protection. To protect your checking account from overdrafts, you can link a M&T savings account, credit card, or Overdraft Line of Credit. Funds will automatically be transferred to cover the overdraft. There is a transfer fee (though it's a lot less than the overdraft fee) and an interest rate will apply if you're using credit. You must enroll in this protection plan.

  • Free custom debit card. You can design your own customized debit card free of charge. You can upload your own photo for the card background. You can also choose to have a photo of yourself in the upper-righthand corner for added security.

  • Free savings account. You can open a Relationship Savings account with any checking account for no extra monthly service fee. This account can be used for overdraft protection.

  • Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What to Open at M&T Bank

  • 12-month or 24-month CD. M&T offers a great rate for their Select Promo CDs of 12-month or 24-month term. The minimum to open is $1,000. This opening deposit cannot be money already on deposit at M&T Bank.

  • EZChoice Checking. This is M&T's free checking option. It has no monthly service fee or minimum balance requirements.

How to Avoid M&T Bank Checking Account Fees

  • EZChoice Checking. This account has no monthly service fee or minimum balance requirements.

  • MyChoice Plus Checking. The $14.95 monthly fee can be waived if you: maintain an average daily balance of at least $2,500, OR have combined direct deposits of at least $1,500 per statement cycle.

    If you're in certain New Jersey regions, the requirements to waive the fee are lower. You must maintain a $500 average daily balance, or have $500 in direct deposits per cycle, or else the monthly service fee is $4.95.

  • MyChoice Premium Checking. The $24.95 monthly fee can be waived if you: maintain an average daily balance of at least $7,500, OR have a combined balance of at least $25,000 in deposit accounts, loans and home equity outstanding balances, and investments and business deposit accounts.

  • Basic Banking. This account has no minimum balance requirements, but the $3 monthly fee cannot be waived.

    Highlights

    Savings
    0.02% APY. Monthly service fee of $7.50 unless you 1) maintain a minimum daily balance of $500 or, 2) have a personal checking account with M&T Bank or, 3) make at least one deposit in your Relationship Savings account
    CD
    0.15% - 1.85% APY. Terms ranging from 32 days - 72 months. Minimum opening deposit $1,000.
    Money Market
    M&T MyChoice Money Market account Regular rate of 0.04% - 0.39% APY, Premium rate of 0.05% - 0.47% APY for qualifying customers.
    Customer Service
    Mon - Fri 8:00 am - 9:00 pm (ET); Sat - Sun 9:00 am - 5:00 pm (ET).
    ATMs
    More than 1,800 M&T Bank ATMs in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia.
    Locations
    690 bank branches located throughout New York, New Jersey, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia and Florida

Pricing information from published website as of 9/16/2019 based on 14203 zip code

 

M&T Bank

PNC Bank

 

Benefits and Features

Savings0.02% APY. Monthly service fee of $7.50 unless you 1) maintain a minimum daily balance of $500 or, 2) have a personal checking account with M&T Bank or, 3) make at least one deposit in your Relationship Savings account0.01% APY (0.05% APY - 0.10% APY Relationship rates) minimum deposit of $25. $5 monthly service charge unless you have 1) $300 monthly average monthly balance, or 2) if you are under 18 years old, or 3) set up an Auto Savings transfer of $25 or more each month from your PNC Checking account to your Savings account; 2.15% APY High Yield Savings. No minimum balance. No minimum deposit. $0 Monthly charge. Minimum balance to earn interest is $1.00.
CD0.15% - 1.85% APY. Terms ranging from 32 days - 72 months. Minimum opening deposit $1,000.0.04% - 1.00% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
Money MarketM&T MyChoice Money Market account Regular rate of 0.04% - 0.39% APY, Premium rate of 0.05% - 0.47% APY for qualifying customers.0.02% - 0.16% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.
Customer ServiceMon - Fri 8:00 am - 9:00 pm (ET); Sat - Sun 9:00 am - 5:00 pm (ET).Mon-Fri 7:00 am - 10:00 pm, (ET)
Sat & Sun 8:00 am - 5:00 pm (ET)
ATMsMore than 1,800 M&T Bank ATMs in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia.
9000 ATMs across 19 states
IRA CD 0.04% - 1.00% APY. Minimum deposit $1,000 - $10,000 (depending on account type and term). Terms range from 7 days to 10 years.
Locations690 bank branches located throughout New York, New Jersey, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia and Florida2,600 PNC branches across 19 states.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

M&T Bank: Pricing information from published website as of 9/16/2019 based on 14203 zip code

PNC Bank: Pricing information from published website as of 9/21/2019 based on 19899 zip code.


M&T Bank Alternatives

    Chase

    Chase Total Checking® + Chase Savings℠

    • Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase Savings℠ account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
    • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
    • Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
    • Access to 16,000 Chase ATMs and nearly 5,000 branches
    • Apply online in minutes. Open your account online now.
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
    Discover Bank

    Online Savings Account - Earn 1.90% APY

    • No fees
    • No minimum opening deposit
    • No minimum balance required
    Axos Bank

    Rewards Checking

    • Up to 1.25% APY
    • No minimum balance requirements
    • No fees to open or maintain account
    • Overdraft Protection
    • Daily Compounding Interest
    • FDIC insured
    NBKC Bank

    NBKC Checking Account - 1.01% APY

    • Earn 1.01% APY
    • No monthly account fees
    • No minimum balance
    • No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees

Articles on M&T Bank

    M&T Bank Review

    October 27, 2018 - By Kim P - Reviews for M&T Bank Bonus
    If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?

Recent Mentions

    BB&T Bank Review: Account Good for You?

    October 25, 2018 - By Kim P - Reviews
    Banks aren't a one-size-fits-all thing. You have to find the one that suits your needs. Whether you are a seasoned banker or just starting out, each person has different needs, means, and capabilities when it comes to finances.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.