February 6, 2019

Savings Account Promotions: February 2019

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View list of best savings promos and bonus offers for new accounts. These banks now offer huge incentives. Look for cash bonuses and high interest rates.

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Savings Account Promotions for February 2019

Looking for a new savings account? Check out these current promotions for new applicants.

    CIT Bank

    Open a CIT Bank 2.45% APY Savings Builder High Yield Savings Account

    HSBC Bank

    HSBC Direct Savings - 2.22% APY

    • Earn 2.22% APY on all balance tiers
    • No monthly maintenance fee
    • Minimum balance to earn APY is $1
    • Member FDIC
    Synchrony Bank

    High Yield Savings

    2.25% APY. $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
    • Great Rates + Safety = Peace of Mind
    • Member FDIC
    Betterment

    Smart Saver - Earn 2.23% Annual Yield

    CIT Bank

    Premier High Yield Savings Account - 1.55% APY

    • 1.55% APY
    • $100 Minimum Opening Deposit
    • No Fees to Open or Maintain Account
    • Daily Compounding Interest
    • No Minimum Daily Balance Requirement
    • FDIC Insured

More Savings Account Offers

    Ally Bank

    Online Savings Account

    2.20% APY on all balance tiers. $0 minimum opening deposit. No fees to open or maintain account. No minimum daily balance requirement.
    • Consistently Competitive Rates
    • 24/7 Customer Care
    • Ally Bank, Member FDIC
    Barclays

    Online Savings Account

    2.20% APY. No monthly maintenance fees. No minimum balances to open.

    Citizens Bank

    GoalTrack Savings Program – up to $250 in Gift Cards

    Add the GoalTrack Savings programs to any eligible Citizens Bank savings account and be rewarded for reaching your goals. Select a target timeframe and monthly savings goal amount. If you achieve your goal, you will receive a gift card. The amount varies based on your monthly savings and the timeframe. To get the minimum bonus, you must save at least $25/month for 8 months (above your existing balance). The most you can receive is a $250 gift card if you save $400/month for 36 months (above your existing balance). Only available to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT.

    Capital One

    Capital One 360 Saving - $25 Offer

    Get $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

    Salem Five Direct

    eOne Savings Account

    • 2.30% APY
    • $100 Minimum Opening Deposit
    • No Minimum Balance Requirement
    • No Fees to Open or Maintain Account
    • FDIC Insured
    Popular Direct

    Plus Savings Account

    • 2.36% APY
    • $5,000 Minimum Opening Deposit
    • $4 monthly service fee; waived with a daily minimum balance of $500
    • Daily Compounding Interest
    • FDIC Insured
    First Internet Bank

    Regular Savings

    • 0.75% APY
    • $100 Minimum Opening Deposit
    • $2 monthly service fee, waived with $1,000 average daily balance
    • Free ATM card
    • Up to $10/month ATM fee reimbursement
    • FDIC insured
    Axos Bank

    Smart Savings Account

    • 1.30% APY on all balance tiers
    • No minimum balance requirements
    • No fees to open or maintain account
    • Free ATM card upon request
    • Daily Compounding Interest
    • FDIC Insured
    US Bank

    SMART Savings Program – Up to $100 Cash Bonus

    You must open a new personal Silver Checking Package AND open or be an existing user of Package Money Market Savings. Enroll in the SMART Savings Program within 90 days of account opening and make a qualifying transfer from your Silver Checking Package to the Package Money Market Savings account. You will earn 1% bonus on gas and grocery purchases made with your debit card associated with the Silver Checking Package, up to $50. PLUS you will earn another $50 bonus when you reach your savings goal. Minimum opening deposit is $25 for both accounts and both must remain open for 12 months after enrollment.

    BMO Harris Bank

    BMO Harris Bank at Work - up to $250 Cash Bonus

    If your employer is part of BMO Harris's Bank at Work or Group Banking Services, you can earn up to $250 cash bonus:
    • Get $100 cash bonus when you open a new personal checking account and receive at least $600 in direct deposits within 60 days of account opening.
    • Get $50 cash bonus when you also open a new Statement Savings account with an initial deposit of at least $1,000 and maintain it for 90 days. New Statement Savings account must be opened within 60 days of opening the new BMO Harris personal checking account.
    • Get $50 cash bonus when you also open a new Health Savings account within 60 days of opening the new BMO Harris personal checking account.
    • Get $50 cash bonus when you also sign up for electronic statements within 60 days of opening a new BMO Harris checking account.
    Regions Bank

    LifeGreen Savings Account – Up to $100 Annual Savings Bonus

    Earn a 1% annual savings bonus (up to a maximum of $100) when you open a LifeGreen Savings Account AND have or open a Regions checking account. You must set up a monthly automatic transfer of at least $10 from your Regions checking account to LifeGreen Savings account. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $100. There is a minimum opening deposit of $50 if you apply online. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN and TX.

    Citibank

    Citi Account Package - $400 Bonus

    Open a new checking and savings account in the Citibank Account Package.

    Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the checking and/or savings account.

    Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days.

    Expires 3/31/2019
    Citibank

    Citi Account Package - $500 Bonus

    Eligible customers must enroll in the "$400/$500 Checking and Savings Offer" promotion. Open a new qualifying Checking AND Savings Accounts. To get the $500 bonus, customer must make a deposit of $15,000 (multiple deposits allowed) within 30 days of account opening. Account must maintain a minimum balance of $15,000 for 60 consecutive calendar days following the date the $15,000 deposit was made. Complete one qualifying direct deposit into the eligible Checking Account each month for two consecutive months within 60 days of account opening.

    Expires 3/31/2019
    Citibank

    Citi Account Package - $600 Bonus

    Open a new checking and savings account in the Citibank Account Package.

    Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the checking and/or savings account.

    Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days.

    Expires 3/31/2019
    Wells Fargo

    Consumer Checking and Savings Account - $500 Bonus

    Get $500 when open a new eligible consumer checking and savings account, and complete qualifying activities. Open a new eligible consumer checking account with a minimum opening deposit of $25. Complete at least 3 consecutive monthly direct deposits of $500 or more a month within 150 days of account opening. Open a new eligible consumer savings account with a minimum opening deposit of $25. Within 10 days of account opening, deposit at least $25,000 in new money, and maintain a balance of at least $25,000 for 90 days. $500 bonus will be deposited into your new consumer checking account within 45 days after the eligibility and qualifications are met. Offer is only available to customers in the following states: Minnesota, Montana, North Dakota, South Dakota, and Wisconsin.

    Expires 3/22/2019
    Discover Bank

    Discover Online Savings - $150 Cash Bonus

    Apply for your first Discover Online Savings Account by 3/4/19, online or by phone. Enter offer code NPBB219 when applying. Deposit into your account at least $15,000 by 3/18/19. Bonus will be credited to the account by 4/1/19.

    Expires 3/4/2019
    Discover Bank

    Discover Online Savings - $200 Cash Bonus

    Apply for your first Discover Online Savings Account by 3/4/19, online or by phone. Enter offer code NPBB219 when applying. Deposit into your account at least $25,000 by 3/18/19. Bonus will be credited to the account by 4/1/19.

    Expires 3/4/2019
    SunTrust Bank

    Select Savings – Up to $25 Annual Savings Bonus

    Earn a 1% annual savings bonus (up to a maximum of $25) when you open a Select Savings Account and link it with a Select Checking or Signature Advantage Checking account. The monthly service fee is waived with a $25/mo automatic transfer from a SunTrust personal checking account OR by maintaining a $1,000 daily minimum balance. Your bonus is based on the average monthly balance for 12 months. The maximum bonus is $25. Available to residents of AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, WV and DC.

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Disclaimer: This content was first published on February 6, 2019. Information including rates, fees, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check the bank's website for updated information.

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