CIT Bank Promotions

CIT Bank is currently offering six promotions. Read our in-depth review of CIT Bank to see why CIT Bank scored 4.5 stars out of 5. We like their high apy, no minimum deposit for savings, and no monthly service fees.

Open a CIT Bank 2.30% APY Savings Builder High Yield Savings Account

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Money Market Account - 1.85% APY

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1.85% APY
$100 Minimum Opening Deposit
No monthly maintenance fee
FDIC Insured

Open a CD with CIT

Open a CD

Term CDs

$1,000 Minimum Opening Deposit
Up to 2.40% APY
Up to 5 years
No monthly maintenance fee
FDIC insured
Daily Compounding Interest

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No-Penalty CD

Option to Withdraw Full Balance and Interest After 7 Days of CD Funding Date
$1,000 Minimum Opening Deposit
Up to 2.05% APY
11 Months
No monthly maintenance fee
FDIC insured
Daily Compounding Interest

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Jumbo CDs

$100,000 Minimum Opening Deposit
Up to 1.75% APY
Up to 5 years
No monthly maintenance fee
FDIC insured
Daily Compounding Interest

Get a High Interest Rate

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HSBC Direct Savings - 2.30% APY

Earn 2.30% APY on all balance tiers
No monthly maintenance fee
Minimum balance to earn APY is $1
Member FDIC

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Relationship Money Market Account - Earn 2.32% APY

Minimum opening deposit of $25,000
Available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.

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Expires 9/30/2019

Certificate of Deposit

2.40% APY for 12-month term
2.45% APY for 24-month term
2.50% APY for 36-month term
2.55% APY for 48-month term
2.60% APY for 5-year term

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NBKC Checking Account - 1.01% APY

Earn 1.01% APY
No monthly account fees
No minimum balance
No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees

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Open Spend and Save Account - Earn up to 2.00% APY

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About CIT Bank

CIT Bank offers some of the highest interest rates on the market. It is an online-only bank. Because there is no overhead typical of brick-and-mortar banks, CIT can pass the savings to customers in forms of higher interest rates.

CIT offers savings, money market, and a variety of CDs. There are no maintenance fees on any of the deposit accounts.

How to Get the Best Promo at CIT Bank

Look for promo codes. Keep your eye out on our page for coupons. Once in a while, CIT offers deal coupons to new customers. For example, you may get a cash bonus when you open a certain account. If you see one, be aware of when the offer expires and act on it quick.
Get the Money Market account. CIT's money market account is one of the best out there. Its APY is one of the highest offered by CIT. You don't need a coupon code to enjoy the high rate.

What Bank Account to Open at CIT Bank

Best CIT Bank Promo Code: Get CIT Bank's top high yield APY on savings, CD rates and money market accounts. There is no CIT Bank promotional code required for the best interest rates. Read this page to find out what account you should open.

Open a CIT Bank 2.30% APY Savings Builder High Yield Savings Account

Click Here to See Terms

Money Market. CIT's money market account offers significantly higher APY rates than competitor online banks. The opening deposit is just $100 and there are no maintenance fees. The APY is even higher than that of the savings account and many CDs, and plus you get more flexibility in how you use your money.
Savings. The APY for CIT's savings account is pretty solid too. You just need $100 to open the account. There are no maintenance fees.
No-Penalty CD. If you're not sure if you can commit to not touching your money for a specific term, CIT offers a no-penalty CD with an excellent rate. You get the flexibility to withdraw your balance and interest earned without being penalized. There is a minimum deposit of $1,000.

What Not to Open at CIT Bank

Term CDs over 2 years. Usually, CDs with longer terms have higher APY. However, CIT's longer term CDs (2 years and above) actually have lower APYs than their 18-month CD. If you're looking for a long-term CD, other banks can offer better rates.

Related: Best Online Savings Account

In-Depth Review

Highlights

Savings
Savings Builder up to 2.30% APY with $25,000 minimum balance or $100 monthly deposit. $100 minimum opening deposit.

CD
Term CDs up to 2.40% APY. $1,000 minimum opening deposit. No monthly maintenance fee.

Money Market
1.85% APY. $100 minimum deposit. No monthly maintenance fee.

Compare: CIT Bank vs Discover Bank

Customer Service
Monday - Friday: 8:00 am - 9:00 pm (ET)
Saturday: 9:00 am - 5:00 pm (ET)
Sunday: 11:00 am - 4:00 pm (ET)

Locations
Online Only

Compare: CIT Bank vs Chase

More Information

Pricing information from published website as of 07/17/2019
For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.

	CIT Bank	Ally Bank


	Benefits and Features
Savings	Savings Builder up to 2.30% APY with $25,000 minimum balance or $100 monthly deposit. $100 minimum opening deposit.	2.10% APY. No monthly service fee and no minimum deposit.
CD	Term CDs up to 2.40% APY. $1,000 minimum opening deposit. No monthly maintenance fee.	0.75% to 2.75% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.50%. No minimum deposit to open.
Checking		0.10% APY under $15,000; 0.60% APY $15,000 or more. No monthly service fee and no minimum deposit. Ally will refund ATM fees for other banks up to $10 per statement cycle.
Money Market	1.85% APY. $100 minimum deposit. No monthly maintenance fee.	0.90% APY under $25,000; 1.00% APY $25,000 or more. No monthly service fee and no minimum deposit.
Customer Service	Monday - Friday: 8:00 am - 9:00 pm (ET) Saturday: 9:00 am - 5:00 pm (ET) Sunday: 11:00 am - 4:00 pm (ET)	24/7
ATMs		Over 43,000 no-fee Allpoint ATMs
Locations	Online Only	Online Only

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information from published website as of 07/17/2019 Ally Bank: Pricing information from published website as of 07/20/2019.

CIT Bank Alternatives

Online Savings Account - Earn 2.05% APY

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No fees
No minimum opening deposit
No minimum balance required

Chase Total Checking® + Chase Savings℠

Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase Savings℠ account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
Access to 16,000 Chase ATMs and nearly 5,000 branches
Apply online in minutes. Open your account online now.
Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Get Deal

HSBC Direct Savings - 2.30% APY

Earn 2.30% APY on all balance tiers
No monthly maintenance fee
Minimum balance to earn APY is $1
Member FDIC

Get Deal

NBKC Checking Account - 1.01% APY

Earn 1.01% APY
No monthly account fees
No minimum balance
No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees

Get Deal

Open Spend and Save Account - Earn up to 2.00% APY

See Terms

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