Sky Blue Credit vs Lexington Law

Sky Blue Credit is an affordable credit repair service that can help you apply for a home loan. How does it compare to Lexington Law? Read our comparison chart below.

Sky Blue Credit offers customized disputes to the three main credit bureaus starting at $79/month, and $119/month for couples. You get a 90-day guarantee. With its Mortgage Preparation, Sky Blue Credit can assist you if you want to apply for a home loan or refinance your mortgage.

While Lexington Law is a law firm that matches questionable credit reports with the right legal interventions and challenges. It lets you sign up and go through your case setup at no cost for 5 to 15 days. It then charges $99.95/month thereafter for work already completed.

Compare Sky Blue Credit with Lexington Law, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Sky Blue Credit	Lexington Law

	Visit Site	Visit Site
	SPECIAL OFFER Get Started on Your Credit Repair - Learn More Read Sky Blue Credit Review	SPECIAL OFFER Free Online Credit Assessment - Learn More Read Lexington Law Review
	Benefits and Features
Monthly Fee	$79/month for individuals $119/month for couples	Starts at $99.95/month
First Work Fee	$79	Not specified
Credit Bureau Disputes	Unlimited disputes to three main credit bureaus 45-day dispute cycle	Experian: Up to 3/cycle Equifax & TransUnion: Up to 6 or 8/cycle (depending on monthly plan)
Creditor Interventions	Debt Validation Cease & Desist Letters Goodwill Letters Inquiry Disputes	Creditor Interventions: Up to 3 or 6 per month (depending on monthly plan) Inquiry Assist for $119.95/month plan and up Cease & Desist Letters (depending on monthly plan)
Credit Score Update	Obtains free credit reports upon signup No credit monitoring service	Free Credit Monitoring Service for $119.95/month plan and up
Credit Building Tools	Mortgage Preparation	None
Money Back Guarantee	90-Day Refund Policy	None
Identity Theft Protection	Free ID Theft Consultation	ID Theft Insurance Policy (up to $25,000 - $1,000,000 coverage depending on monthly plan)
Mobile App	No	Yes
Customer Service	Coaches-on-Call Debt Settlement/Negotiation Consultations Customer portal Phone (800) 790-0445 (9AM – 5PM, Monday-Friday, EST) Online Form	24/7 Access to online portal Credit Score Improvement Analysis Debt Handler Live Chat Client Support in online portal Online Form
	CreditDonkey® Reviews

Monthly Fee
First Work Fee
Credit Bureau Disputes
Creditor Interventions
Credit Score Update
Credit Building Tools
Money Back Guarantee
Identity Theft Protection
Pros & Cons	Pros: As low as $60/month for one person 90-day Satisfaction Guarantee Pause or cancel anytime Cons: No credit monitoring Limited customer support	Pros: Get help from legal professionals Focus Tracks for unexpected events First work fee discounts Cons: Expensive plans Charges other fees Limited disputes per cycle
Bottom Line	Affordable credit repair service that can help you apply for a home loan... Read full review	Established law firm specializing in credit repair, but on the pricey side... Read full review
	Visit Site	Visit Site
	Get Started on Your Credit Repair	Free Online Credit Assessment

Which is Better: Sky Blue Credit or Lexington Law?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Sky Blue Credit or Kovo.

In short: Sky Blue Credit's monthly fee and money back guarantee are worth mentioning. In particular, the money back guarantee is impressive. Lexington Law's identity theft protection is outstanding.