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Wintrust Bank Promotions

3.75%

7-Month CD - 3.75% APY

3.45%

11-Month CD - 3.45% APY

3.30%

17-Month CD - 3.30% APY

3.25%

23-Month CD - 3.25% APY

3.25%

26-Month CD - 3.25% APY

3.25%

33-Month CD - 3.25% APY

CD Specials

TermAPY
7 Months3.75%
11 Months3.45%
17 Months3.30%
23 Months3.25%
26 Months3.25%
33 Months3.25%

$500

Personal Checking Account - $500 Bonus

Open a new Total Access Checking, Access Plus Checking, or Premier Checking account. Use promo code Builder at account opening. Set up and receive qualifying direct deposits totaling $2,000 or more per month for 2 consecutive calendar months after the calendar month the new account was opened. Enroll in online banking and estatements.

Expires 11/3/2026
$300

Personal Checking Account - $300 Bonus

Open a new Total Access Checking, Access Plus Checking, or Premier Checking account. Use promo code Builder at account opening. Set up and receive qualifying direct deposits totaling $500 or more per month for 2 consecutive calendar months after the calendar month the new account was opened. Enroll in online banking and estatements.

Expires 11/3/2026
$300

Business Checking Account - $300 Bonus

Open a new Entrepreneur Checking account. Mention this offer when opening an account in a branch. Maintain a minimum of $1,500 on each of the last business days for 2 consecutive calendar months after the calendar month the account was opened (qualification period). Make 5 qualifying transactions, enroll in business online banking, and activate e-statement within the qualification period.

Expires 5/12/2026
Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires in 5 days
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 1/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - $300 Bonus

Expires Tomorrow
  • Qualify for a $300 cash bonus with a minimum deposit of $50,000
  • This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Overview
Disclosures
Chase
Member FDIC

Chase Total Checking® - $400 Bonus

Expires 4/15/2026
  • New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
  • Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
  • Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
  • Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
  • Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
  • Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
  • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.

Wintrust Bank Trending Offers

YesterdayPersonal Checking Account - $500 Bonus selected by a visitor from Texas
11/10/2025CD Specials selected by a visitor from Illinois
10/10/20257-Month CD - 3.75% APY selected by a visitor
9/27/202511-Month CD - 3.45% APY selected by a visitor
7/18/202523-Month CD - 3.25% APY selected by a visitor

Don't miss another hot deal. Check back often at CreditDonkey.

$300

Personal Checking Account - $300 Bonus

Open a new Total Access Checking, Access Plus Checking, or Premier Checking account. Use offer code Echecking300 at account opening. Set up and receive monthly occurring direct deposits totaling $500 or more each month for 2 consecutive calendar months after the calendar month your new checking account was opened. Enroll in eStatements and Online Banking.

Expired 11/5/2025
$300

Personal Checking Account - $300 Bonus

Open a new Total Access Checking account. Use offer code Echecking300 at account opening. Set up and receive monthly occurring direct deposits totaling $500 or more each month for 2 consecutive calendar months after the calendar month your new checking account was opened. Enroll in eStatements and Online Banking.

Expired 11/5/2025
$300

Personal Checking Account - $300 Bonus

Open a new Northwestern Wildcats Checking account. Use offer code Wildcat300 at account opening. Set up and receive monthly occurring direct deposits totaling $500 or more each month for 2 consecutive calendar months after the calendar month your new checking account was opened. Enroll in eStatements and Online Banking.

Expired 7/31/2025
$200

Personal Savings Account - $200 Bonus

Open a new Statement Savings account. Use offer code Esavings200 at account opening. Deposit $15,000 or more of new money, and maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.

Expired 6/27/2025
$500

Personal Checking and Savings Account - $500 Bonus

Open a new Total Access Checking account. Use offer code Echecking300 at account opening. Set up and receive monthly occurring direct deposits totaling $500 or more each month for 2 consecutive calendar months after the calendar month your new checking account was opened. Enroll in eStatements and Online Banking.

Open a new Statement Savings account. Use offer code Esavings200 at account opening. Deposit $15,000 or more of new money, and maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.

Expired 6/26/2025
$500

Business Checking Account - $500 Bonus

Open a new Business Community Checking account. Mention this offer when opening an account in a branch. Maintain a minimum of $5,000 on each of the last business days for 2 consecutive calendar months after the calendar month the account was opened (qualification period). Make 10 qualifying transactions, enroll in business online banking, and activate e-statement within the qualification period.

Expired 1/29/2025
$300

Personal Checking Account - $300 Bonus

Open a new Total Access Checking account. Mention this promotion at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in eStatements and Online Banking.

Expired 12/31/2022
$300

Personal Checking Account - $300 Bonus

Open a new Chicago Red Stars Checking account. Mention this promo at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in online banking and eStatements to qualify for bonus.

Expired 5/14/2022

Wintrust Bank Checking Bonus

Wintrust Bank CD Rates

What is Wintrust Bank's CD rates?
  • 7-Month CD - 3.75% APY
  • 11-Month CD - 3.45% APY
  • 17-Month CD - 3.30% APY
  • 23-Month CD - 3.25% APY
  • 26-Month CD - 3.25% APY
  • 33-Month CD - 3.25% APY

    Highlights

    Locations
    175 branch locations in the state of Illinois

Information sourced from the published website as of 12/13/2025.

 Chase
Member FDIC
 Learn MoreLearn More
 

Wintrust Bank

Chase

 

Benefits and Features

Savings 
  • Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking 
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking
  • Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App 
iOS & Android
ATMs 
15,000+ Chase ATMs
Customer Service Automated service available 24/7
Locations175 branch locations in the state of Illinois
Over 5,000

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Wintrust Bank: Information sourced from the published website as of 12/13/2025.

Chase: Pricing information and data points from published website as of 01/24/2026.


Wintrust Bank Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $125 Bonus

Expires 3/27/2026
  • New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
  • JPMorgan Chase Bank, N.A. Member FDIC.
Bank of America
Member FDIC

Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer

Expires 12/31/2026
  • The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2026.
  • To qualify, a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you are eligible for.
    Balance RequirementCash Bonus Tier
    $5,000$400
    $15,000$750
  • Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
  • After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
Wells Fargo

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 4/14/2026
  • Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
  • Wells Fargo Bank, N.A. Member FDIC
U.S. Bank
Member FDIC

U.S. Bank Business Essentials - $400 Bonus

Expires 3/31/2026

Promo code Q1AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 1/15/2026 and 3/31/2026. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.

Business Essentials: $400 bonus with $5,000 new money deposits, daily balance, and 6 qualifying transactions.

Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank Mobile Check Deposit, electronic or paper checks, Bill Pay (excluding payments made by credit card), and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers, or transfers between U.S. Bank accounts, are not eligible.

New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period.

Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.

Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.

All regular account-opening procedures apply. For full checking account pricing, terms and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
Member FDIC

CIT Bank
Member FDIC

CIT Bank Platinum Savings - $225 Bonus

Expires Tomorrow
  • Qualify for a $225 cash bonus with a minimum deposit of $25,000
  • This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Disclosures
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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

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