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SAFE Credit Union Promotions

3.20%

60-Month CD - 3.20% APY

3.04%

48-Month CD - 3.04% APY

2.94%

36-Month CD - 2.94% APY

2.68%

24-Month CD - 2.68% APY

2.43%

12-Month CD - 2.43% APY

2.43%

18-Month CD - 2.43% APY

1.92%

3-Month CD - 1.92% APY

1.92%

6-Month CD - 1.92% APY

Free Checking

  • No monthly service fees
  • $25 minimum opening deposit
Bank of America
Member FDIC

Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.

Don't miss another hot deal. Check back often at CreditDonkey.

$300

Personal Checking Account - $300 Bonus

Open a SAFE checking account. Use promo code SAFE300 at account opening. Set up and receive qualifying direct deposits totaling $1,000 or more within 60 days of account opening. Direct deposits must be received for two consecutive months.

Expired 5/31/2026
$550

Personal Checking and Money Market Account - $550 Bonus

Open a Perfect Cents Checking® account. Set up and receive qualifying direct deposits totaling $1,000 or more within 60 days of account opening. Complete 30 debit card transactions within 60 days of account opening. Enroll in eStatements.

Open a Level Up Money Market account. Deposit $5,000 or more within 30 days of account opening.

Expired 9/30/2024
$500

Personal Checking Account - $500 Bonus

Open a Perfect Cents Checking® account. Set up and receive qualifying direct deposits totaling $1,000 or more within 60 days of account opening. Complete 30 debit card transactions within 60 days of account opening. Enroll in eStatements.

Expired 9/30/2024
$50

Money Market Account - $50 Bonus

Open a new Level Up Money Market account. Deposit $25 at account opening, and reach a balance of $5,000 or more within 30 days of account opening.

Expired 9/30/2024
$500

Business Checking Account - $500 Bonus

Open a new SAFE business checking account with a SAFE Visa® business credit card. Reach a balance of $5,000 within 30 days of account opening. Enroll in eStatements.

Expired 12/31/2025
$300

Personal Checking Account - $300 Bonus

Open a SAFE checking account. Use promo code SAFE300 at account opening. Set up and receive qualifying monthly direct deposits totaling at least $1,000 within 60 days of account opening. Qualifying direct deposits must be received for 3 or more consecutive months. Enroll in eStatements.

Expired 10/31/2025
$500

Business Checking Account - $500 Bonus

Open a new SAFE business checking account with a SAFE Visa® business credit card. Reach a balance of $10,000 within 30 days of account opening. Enroll in eStatements.

Expired 8/30/2025
$100

Referral Program - $100 Bonus

Earn $100 for every referral who successfully opens a qualifying checking account, and completes all qualifying requirements.

Expired 6/17/2025
4.59%

12-Month CD Special - 4.59% APY

Expired 10/8/2024
$400

Personal Checking Account - Up to $400 Bonus

Open a new Perfect Cents Checking account. Use promo code GET400. Make 30 qualifying purchases with your new SAFE Visa Debit Card in the first 90 days. Make three consecutive direct deposits of $1,000 or more in the first 120 days.

Expired 12/23/2021

SAFE Credit Union CD Rates

What is SAFE Credit Union's CD rates?
  • 60-Month CD - 3.20% APY
  • 48-Month CD - 3.04% APY
  • 36-Month CD - 2.94% APY
  • 24-Month CD - 2.68% APY
  • 12-Month CD - 2.43% APY
  • 18-Month CD - 2.43% APY
  • 3-Month CD - 1.92% APY
  • 6-Month CD - 1.92% APY

    Highlights

    Locations
    20 branch locations in the state of California

Information sourced from the published website as of 03/30/2026.


SAFE Credit Union Alternatives

Bank of America
Member FDIC

Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 6/30/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 6/30/2026
It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 3.00% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

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