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Redstone Federal Credit Union Promotions

3.70%

144-Month CD - 3.70% APY

3.65%

120-Month CD - 3.65% APY

3.60%

108-Month CD - 3.60% APY

3.55%

96-Month CD - 3.55% APY

3.49%

84-Month CD - 3.49% APY

3.44%

72-Month CD - 3.44% APY

3.29%

60-Month CD - 3.29% APY

3.24%

48-Month CD - 3.24% APY

3.19%

36-Month CD - 3.19% APY

3.14%

6-Month CD - 3.14% APY

3.09%

24-Month CD - 3.09% APY

3.03%

12-Month CD - 3.03% APY

2.98%

18-Month CD - 2.98% APY

$200

Youth Savings Account - Up to $200 Bonus

Open a new Youth Savings account. Use promo code YOUTH26 at account opening. After the first 30 days following account opening, Redstone will match, up to $200, the average daily deposit balance.

Expires 7/3/2026
Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 5/31/2026
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 05/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.

Don't miss another hot deal. Check back often at CreditDonkey.

$500

Personal Checking Account - $500 Bonus

Open a new qualifying personal checking account. Use promo code MBR500 at account opening. Complete 10 debit card purchases and access online banking within 60 days of account opening. This offer is available to residents of Cullman, Jackson, Limestone, Marshall, DeKalb, Morgan, and Lawrence Counties in Alabama, or Bedford, Cannon, Lincoln, Moore, Rutherford, and Williamson Counties in Tennessee.

Expired 12/23/2024
$600

Personal Checking Account - $600 Bonus

Open an eligible checking account. Use promo code YES600 at account opening. Make 10 debit card purchases and enroll in online banking within 60 days of account opening. Open a qualifying loan, or set up a minimum of $300 direct deposit into your Redstone Money Market account.

Expired 12/20/2025
$400

Personal Checking Account - $400 Bonus

Open an eligible checking account. Use promo code YES600 at account opening. Make 10 debit card purchases within 60 days of account opening. Log in to online banking within 60 days of account opening.

Expired 12/20/2025
$600

Personal Checking Account - $600 Bonus

Open your first Redstone checking account. Use promo code SRP600 at account opening. Make 10 debit card purchases and enroll in online banking within 60 days of account opening. Open a qualifying loan, or set up a minimum of $300 direct deposit into your Redstone Money Market account. This offer is available to Rutherford County residents.

Expired 7/31/2025
$400

Personal Checking Account - $400 Bonus

Open your first Redstone checking account. Use promo code SRP600 at account opening. Make 10 debit card purchases and enroll in online banking within 60 days of account opening. This offer is available to Rutherford County residents.

Expired 7/31/2025
4.75%

8-Month CD - 4.75% APY

Expired 3/5/2025
$50

Referral Program - Up to $50 Bonus

Expired 12/31/2024

Earn $10 gift card when 3 referred clients open a qualifying account and complete qualifying activities.

$200

Youth Savings Account - Up to $200 Bonus

Open a new Youth Savings account. Use promo code YOUTH at account opening. Make deposits into the account within 30 days of account opening. Redstone FCU will match the average daily balance, up to $200, after the first 30 days following account opening.

Expired 12/28/2024
$500

Referral Program - Up to $500 Bonus

Earn $100 for every referred friend who successfully opens a new qualifying account using your referral link, and completes all qualifying activities.

Expired 12/23/2023
$500

Personal Checking Account - $500 Bonus

Open a new qualifying checking account. Use promo code RUT500 at account opening. Set up and access online banking within 60 days of account opening. Complete 10 or more point-of-sale transactions using the debit card associated with the checking account or a Redstone credit card within 60 days of account opening. Only residents of Rutherford, Tennessee are eligible to this offer.

Expired 9/7/2023

Redstone Federal Credit Union CD Rates

What is Redstone Federal Credit Union's CD rates?
  • 144-Month CD - 3.70% APY
  • 120-Month CD - 3.65% APY
  • 108-Month CD - 3.60% APY
  • 96-Month CD - 3.55% APY
  • 84-Month CD - 3.49% APY
  • 72-Month CD - 3.44% APY
  • 60-Month CD - 3.29% APY
  • 48-Month CD - 3.24% APY
  • 36-Month CD - 3.19% APY
  • 6-Month CD - 3.14% APY
  • 24-Month CD - 3.09% APY

    Highlights

    Locations
    28 branch locations in the states of Tennessee and Alabama

Information sourced from the published website as of 05/09/2026.


Redstone Federal Credit Union Alternatives

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 5/31/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 6/30/2026
It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 2.68% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Bluevine

Free Business Checking - Earn $500 Bonus

Expires 9/30/2026

To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.

After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC

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CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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