Michigan State University Federal Credit Union Promotions
Referral Program - $25 Bonus
Earn $25 for every referral who successfully opens a qualifying account, and completes all qualifying requirements. Referred clients will get $25 in bonus. There is no limit in the number of referrals you can make.
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Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 07/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Online Checking Account - Earn Cash Back
- 1% cash back on up to $3,000 in debit card purchases each month. See website for details
- No fees
- Early Pay - Get your paycheck up to two days early with no charge
- No credit impact - You can apply without affecting your credit score.
- Access to over 60,000 no-fee ATMs in the U.S.
BMO Smart Advantage Checking account - Earn $400 Cash Bonus*
$400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 5/5/25 - 9/8/25. *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC
Michigan State University Federal Credit Union Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Personal Checking Account - Up to $125 Bonus
Offer is valid for MSUFCU members who graduated from Michigan State University in April 2022. Earn $100 when you add new direct deposits of your net paychecks ($500 or more) between 4/1/2022 and 12/31/2022. Earn $25 when you open or upgrade to new Cash Back Platinum Plus Visa Credit Cards or Visa Signature Credit Cards between 4/1/2022 and 12/31/2022 and make one qualifying transaction within 30 days of card approval.
Personal Checking Account - $250 Bonus
Open a new checking account. Make direct deposit of $500 weekly, $1,000 biweekly, or $2,167 monthly to MSUFCU checking account between 1/1/22 and 2/28/22. First direct deposit must be made by 4/30/22. Second direct deposit must be made by 5/31/22. Activate MSUFCU Visa Debit Card by 3/31/22 and 10 debit card purchases must post within 30 days of card activation. Maintain $1,000 or more in your savings account to qualify for offer.
Personal Checking Account - $100 Bonus
Open a new Totally Green Checking account. Activate you MSUFCU Visa Debit Card by 3/31/2022 and make 10 purchases using your debit card within 30 days of card activation.
Personal Checking Account - Up to $125 Bonus
Offer is valid for MSUFCU members who graduated from Michigan State University in April or May 2021. Earn $100 when you add new direct deposits of your net paychecks ($500 or more) between 4/15/2021 and 12/31/2021. Earn $25 when you open or upgrade to new Cash Back Platinum Plus Visa Credit Cards or Visa Signature Credit Cards between 4/15/2021 and 12/31/2021 and make one qualifying transaction within 30 days of card approval.
New Membership - $100 Bonus
Offer is valid for new members who qualify for membership under the MSU student SEG. Open a new MSUFCU account with an MSUFCU Visa Debit Card and make 10 debit card purchases within 30 days of debit card activation.
Personal Checking Account - $250 Bonus
Open a new checking account. Make direct deposit of at least $750 biweekly to MSUFCU checking account between 7/1/21 and 8/31/21. First direct deposit must be made by 9/30/21. Second direct deposit must be made by 10/15/21. Activate MSUFCU Visa Debit Card by 8/31/21 and 10 debit card purchases must post within 30 days of card activation. Maintain $1,000 or more in your savings account to qualify for offer.
Personal Checking Account - $100 Bonus
Open a new checking account. Have direct deposits of at least $550 within 6 weeks of account opening. Client must qualify for membership at MSUFCU through employment at the State of Michigan.
Personal Checking Account - $100 Bonus
Open a new eligible MSUFCU checking account. Add new recurring direct deposits of net payroll of $500 or more to your checking accounts. First direct deposit must be made by 4/30/21. Second direct deposit must be made by 5/14/21.
Personal Checking Account - $100 Bonus
Open a new checking account and add direct deposit of biweekly payroll of $1,200 or more. First direct deposit must be made by 11/30/2020.
Michigan State University Federal Credit Union CD Rates
- 3-Month Jumbo CD - 3.40% APY
Highlights
26 branches and over 5,000 CO-OP shared branches
Information sourced from the published website as of 06/04/2025.
Michigan State University Federal Credit Union Alternatives
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $60 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
Platinum Business Money Market Account - Up to 3.50% Bonus Interest Rate
Receive a bonus interest rate up to 3.50% from the account opening date when you open a new Platinum Business Money Market Account and complete qualifying activities, subject to certain terms and limitations. Member FDIC.
Standard variable interest rates are determined at the bank's discretion and are subject to change at any time without notice. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information. The minimum deposit required to open a Platinum Business Money Market account is $100. $15 maintenance fee per statement cycle waived with $10,000 minimum daily balance.
The special interest rate is limited to Business Platinum Money Market account only. Open a new U.S. Bank Platinum Business Money Market account and receive the special interest rate from the account opening date. Special interest rates may change at any time without notice.
The special interest rate will be 3.50% when your account balance tier is between $50,000 to $2,999,999.99.
The special interest rate does not apply for Platinum Business Money Market accounts with balances outside of the balance tier stated above. The full account balance will earn the standard variable interest rate in effect at that time until the account balance falls within the special rate balance tier.
Interest and Fee Information: You must maintain the minimum balance needed for each tier to earn the special interest rate. Interest will be compounded daily and credited to your account monthly at the end of the statement cycle. Fees could reduce earnings on the account. Other restrictions may apply.
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.
CIT Bank Platinum Savings - 4.00% APY
- 4.00% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC