Georgia's Own Credit Union Promotions
Referral Program - $100 Bonus
Earn $50 for every referred client who who funds their private education line of credit or student refinance loan, and completes qualifying activities. Referred client earns $100.
Compare Promotions
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Georgia's Own Credit Union Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Personal Checking Account - Up to $240 Bonus
Open a new All Access Checking account online. Use promo code BONUS240 at account opening. Make 15 debit card transactions per statement cycle. Set up and receive qualifying direct deposits totaling $1,500 per statement cycle. Enroll in online banking. Earn $20 for every statement cycle in which the requirements are completed.
Personal Checking Account - $200 Bonus
Open a new All Access Checking account online. Use promo code WELCOME26 at account opening. Make 15 debit card transactions per statement cycle for the first two consecutive statement cycles. Set up and receive qualifying direct deposits per statement cycle for the first two consecutive statement cycles. Enroll in online banking.
Personal Checking and Savings Account - $750 Bonus
Open a new All Access Checking account online. Use promo code WELCOMEFALL at account opening. Set up and receive qualifying direct deposits totaling $2,500 or more for two consecutive statement cycles. Complete 10 debit card transactions for each of the two statement cycles following account opening. Enroll in online banking.
Open a new Georgia's Own Primary Savings account. Use promo code WELCOMEFALL at account opening. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of promotion enrollment. Maintain a balance of at least $15,000 in the savings account for 90 days.
Personal Checking Account - $300 Bonus
Open a new All Access Checking account online. Use promo code WELCOMEFALL at account opening. Set up and receive qualifying direct deposits totaling $2,500 or more for two consecutive statement cycles. Complete 10 debit card transactions for each of the two statement cycles following account opening. Enroll in online banking.
Personal Savings Account - $200 Bonus
Open a new Georgia's Own Primary Savings account. Use promo code WELCOMEFALL at account opening. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of promotion enrollment. Maintain a balance of at least $15,000 in the savings account for 90 days.
Personal Checking Account - $200 Bonus
Open a new All Access Checking account. Set up and receive qualifying direct deposits of $2,500 or more per statement cycle. Complete 10 debit card transactions within each of the two statement cycles after account opening. Enroll in online banking.
Youth Savings Account - Up to $50 Bonus
Open a new Coindexter Club savings account. Your first deposit made on December 1-31, 2023 will be matched, up to $50. Coindexter Club savings account available for ages 13 and younger.
Personal Checking Account - $400 Bonus
Open a new Perks+ Checking account. Establish monthly direct deposit(s) of at least $2,500 per statement cycle. Complete 6 debit card transactions within each of the 2 statement cycles after account opening. Sign up for online banking.
Personal Checking Account - $100 Bonus
Open a new All Access Checking account. Establish monthly direct deposit(s) of at least $500 per statement cycle. Complete 6 debit card transactions within each of the 2 statement cycles after account opening. Sign up for online banking.
Student Checking Account - $100 Bonus
Open a new i[check] account. Establish monthly direct deposit(s) of at least $500 per statement cycle. Complete 6 debit card transactions within each of the 2 statement cycles after account opening. Sign up for online banking. i[check] account is for teens and young adults ages 14 to 25 years old.
Georgia's Own Credit Union CD Rates
- 6-Month CD - 3.62% APY
- 1-Year CD - 3.62% APY
- 5-Year CD - 2.90% APY
Information sourced from the published website as of 02/27/2026.
Georgia's Own Credit Union Alternatives
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
HSBC Premier - Up to $5,000
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
How the offer works
- Open a Premier checking account by August 31, 2026
- Add your preferred amount of deposits and/or eligible investments within 20 days
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
Discover what Premier gives you access to
- Premier Relationship Savings: Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify.
- HSBC Global Money Transfers: Send money internationally, securely, quickly and fee-free in the mobile app, with our award-winning5 HSBC Global Money Transfers
- Credit cards: Enjoy a competitive range of rewards and benefits that complement your lifestyle
- Wealth management: Get a personalized financial plan, global opportunities and a Wealth Relationship Manager for investment support via HSBC Securities (USA) Inc.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
