America First Credit Union Promotions
IRA Certificate Account - Up to 4.10% APY
- Up to 4.10% APY
- $500 minimum opening deposit
| Term | APY |
|---|---|
| 3-5 Months | 3.90% |
| 6-11 Months | 3.95% |
| 12-17 Months | 3.95% |
| 18-23 Months | 3.95% |
| 24-29 Months | 4.05% |
| 30-35 Months | 4.05% |
| 36-47 Months | 4.05% |
| 48-59 Months | 4.05% |
| 60 Months | 4.10% |
Regular Certificate Accounts
- Up to 4.10% APY
- $500 minimum opening deposit
- Available terms are 3 to 60 months
- Automatic renewal at maturity
- NCUA insured
Basic Business Checking
- $0 monthly fee
- No minimum balance requirement
- 250 free items per month
Bump-Rate Certificate Accounts
| Term | APY |
|---|---|
| 3-5 Months | 3.75% |
| 6-11 Months | 3.80% |
| 12-17 Months | 3.80% |
| 18-23 Months | 3.80% |
| 24-29 Months | 3.90% |
| 30-35 Months | 3.90% |
| 36-47 Months | 3.90% |
| 48-59 Months | 3.90% |
| 60 Months | 3.95% |
Regular Certificate Accounts
| Term | APY |
|---|---|
| 3-5 Months | 3.90% |
| 6-11 Months | 3.95% |
| 12-17 Months | 3.95% |
| 18-23 Months | 3.95% |
| 24-29 Months | 4.05% |
| 30-35 Months | 4.05% |
| 36-47 Months | 4.05% |
| 48-59 Months | 4.05% |
| 60 Months | 4.10% |
Compare Promotions
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
America First Credit Union Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Business Checking Account - $250 Bonus
Open a new eligible business checking account. Deposit $3,000 or more and maintain that balance for a minimum of 60 days. Make 5 or more qualifying transactions within 60 days of account opening.
Youth Savings and Checking Account - $50 Bonus
Open a Youth Savings account and a Youth Checking account with a Fundz® debit card.
Personal Checking and Savings Account - $250 Bonus
Open a new savings and checking account. Set up and receive $500 in direct deposits within 60 days of account opening.
Personal Checking and Savings Account - $100 Bonus
Open a new savings account and a Classic or Premium Checking account. The bonus will be paid within 30 days of completing the requirements.
Personal Checking and Savings Account - $150 Bonus
Open a free savings and checking account. Enroll in free direct deposit, and switch to free online statements. Offer valid to SEG employees. Promotion must be mentioned at account opening to receive bonus.
Personal Checking and Savings Account - $100 Bonus
Open a qualifying savings account with a $1 deposit. Open a qualifying checking account and a Visa debit card. Sign up for free online statements and enroll in direct deposit. Offer valid for active and retired members of any branch of the U.S. military, as well as veterans who are new to America First Credit Union.
Personal Savings Account - Up to $100 Bonus
Open a new qualifying account. Fund your account and America First Credit Union will match your initial deposit, up to $100. Account must remain open and in good standing for at least 6 months.
Youth Account - Up to $50 Bonus
Open a new Youth account. Fund your account and America First Credit Union will match your initial deposit, up to $50. Funds must remain in the new account for at least 60 days.
America First Credit Union CD Rates
- 60-Month CD - 4.10% APY
- 24-Month CD - 4.05% APY
- 30-Month CD - 4.05% APY
- 36-Month CD - 4.05% APY
- 48-Month CD - 4.05% APY
- 6-Month CD - 3.95% APY
- 12-Month CD - 3.95% APY
- 18-Month CD - 3.95% APY
- 3-Month CD - 3.90% APY
Highlights
Phone: 800-999-3961
Monday - Friday: 8AM - 7PM (MT)
Saturday: 8AM - 6PM (MT)
Email: support@americafirst.com
115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and Utah
Information sourced from the published website as of 02/22/2026.
America First Credit Union | Mountain America Credit Union | |
|---|---|---|
Benefits and Features | ||
| Customer Service | Phone: 800-999-3961 Monday - Friday: 8AM - 7PM (MT) Saturday: 8AM - 6PM (MT) Email: support@americafirst.com | |
| Locations | 115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and Utah | Over 100 branch locations in the states of Utah, Arizona, Idaho, Montana, and Nevada |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. America First Credit Union: Information sourced from the published website as of 02/22/2026. Mountain America Credit Union: Information sourced from the published website as of 04/07/2026. | ||
America First Credit Union Alternatives
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 2.68% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
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