America First Credit Union Promotions
IRA Certificate Account - Up to 4.10% APY
- Up to 4.10% APY
- $500 minimum opening deposit
| Term | APY |
|---|---|
| 3-5 Months | 3.90% |
| 6-11 Months | 3.95% |
| 12-17 Months | 3.95% |
| 18-23 Months | 3.95% |
| 24-29 Months | 4.05% |
| 30-35 Months | 4.05% |
| 36-47 Months | 4.05% |
| 48-59 Months | 4.05% |
| 60 Months | 4.10% |
Regular Certificate Accounts
- Up to 4.10% APY
- $500 minimum opening deposit
- Available terms are 3 to 60 months
- Automatic renewal at maturity
- NCUA insured
Basic Business Checking
- $0 monthly fee
- No minimum balance requirement
- 250 free items per month
Bump-Rate Certificate Accounts
| Term | APY |
|---|---|
| 3-5 Months | 3.75% |
| 6-11 Months | 3.80% |
| 12-17 Months | 3.80% |
| 18-23 Months | 3.80% |
| 24-29 Months | 3.90% |
| 30-35 Months | 3.90% |
| 36-47 Months | 3.90% |
| 48-59 Months | 3.90% |
| 60 Months | 3.95% |
Regular Certificate Accounts
| Term | APY |
|---|---|
| 3-5 Months | 3.90% |
| 6-11 Months | 3.95% |
| 12-17 Months | 3.95% |
| 18-23 Months | 3.95% |
| 24-29 Months | 4.05% |
| 30-35 Months | 4.05% |
| 36-47 Months | 4.05% |
| 48-59 Months | 4.05% |
| 60 Months | 4.10% |
Compare Promotions
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
America First Credit Union Offers You May Have Missed
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Business Checking Account - $250 Bonus
Open a new eligible business checking account. Deposit $3,000 or more and maintain that balance for a minimum of 60 days. Make 5 or more qualifying transactions within 60 days of account opening.
Youth Savings and Checking Account - $50 Bonus
Open a Youth Savings account and a Youth Checking account with a Fundz® debit card.
Personal Checking and Savings Account - $250 Bonus
Open a new savings and checking account. Set up and receive $500 in direct deposits within 60 days of account opening.
Personal Checking and Savings Account - $100 Bonus
Open a new savings account and a Classic or Premium Checking account. The bonus will be paid within 30 days of completing the requirements.
Personal Checking and Savings Account - $150 Bonus
Open a free savings and checking account. Enroll in free direct deposit, and switch to free online statements. Offer valid to SEG employees. Promotion must be mentioned at account opening to receive bonus.
Personal Checking and Savings Account - $100 Bonus
Open a qualifying savings account with a $1 deposit. Open a qualifying checking account and a Visa debit card. Sign up for free online statements and enroll in direct deposit. Offer valid for active and retired members of any branch of the U.S. military, as well as veterans who are new to America First Credit Union.
Personal Savings Account - Up to $100 Bonus
Open a new qualifying account. Fund your account and America First Credit Union will match your initial deposit, up to $100. Account must remain open and in good standing for at least 6 months.
Youth Account - Up to $50 Bonus
Open a new Youth account. Fund your account and America First Credit Union will match your initial deposit, up to $50. Funds must remain in the new account for at least 60 days.
America First Credit Union CD Rates
- 60-Month CD - 4.10% APY
- 24-Month CD - 4.05% APY
- 30-Month CD - 4.05% APY
- 36-Month CD - 4.05% APY
- 48-Month CD - 4.05% APY
- 6-Month CD - 3.95% APY
- 12-Month CD - 3.95% APY
- 18-Month CD - 3.95% APY
- 3-Month CD - 3.90% APY
Highlights
Phone: 800-999-3961
Monday - Friday: 8AM - 7PM (MT)
Saturday: 8AM - 6PM (MT)
Email: support@americafirst.com
115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and Utah
Information sourced from the published website as of 05/23/2026.
America First Credit Union | Mountain America Credit Union | |
|---|---|---|
Benefits and Features | ||
| Customer Service | Phone: 800-999-3961 Monday - Friday: 8AM - 7PM (MT) Saturday: 8AM - 6PM (MT) Email: support@americafirst.com | |
| Locations | 115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and Utah | Over 100 branch locations in the states of Utah, Arizona, Idaho, Montana, and Nevada |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. America First Credit Union: Information sourced from the published website as of 05/23/2026. Mountain America Credit Union: Information sourced from the published website as of 04/07/2026. | ||
America First Credit Union Alternatives
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
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