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America First Credit Union Promotions

$350

Personal Checking and Savings Account - $350 Bonus

Open a new qualifying savings account and a new checking account. Set up and receive qualifying direct deposits of at least $1,000 within 60 days of account opening. Keep the accounts open and in good standing for 12 months.

$150

Personal Checking and Savings Account - $150 Bonus

Open a new qualifying savings account and a new checking account. Keep the accounts open and in good standing for 12 months.

4.50%

60-Month CD - 4.50% APY

4.50%

IRA Certificate Account - Up to 4.50% APY

  • Up to 4.50% APY
  • $500 minimum opening deposit
Term APY
3-5 Months 3.95%
6-11 Months 4.00%
12-17 Months 4.05%
18-23 Months 4.10%
24-29 Months 4.30%
30-35 Months 4.35%
36-47 Months 4.40%
48-59 Months 4.45%
60 Months 4.50%
4.45%

48-Month CD - 4.45% APY

4.40%

36-Month CD - 4.40% APY

4.35%

30-Month CD - 4.35% APY

4.30%

24-Month CD - 4.30% APY

4.10%

18-Month CD - 4.10% APY

4.05%

12-Month CD - 4.05% APY

4.00%

6-Month CD - 4.00% APY

3.95%

3-Month CD - 3.95% APY

Regular Certificate Accounts

  • Up to 4.50% APY
  • $500 minimum opening deposit
  • Available terms are 3 to 60 months
  • Automatic renewal at maturity
  • NCUA insured

Bump-Rate Certificate Accounts

Term APY
3-5 Months 3.80%
6-11 Months 3.85%
12-17 Months 3.90%
18-23 Months 3.95%
24-29 Months 4.15%
30-35 Months 4.20%
36-47 Months 4.25%
48-59 Months 4.30%
60 Months 4.35%

Basic Business Checking

  • $0 monthly fee
  • No minimum balance requirement
  • 250 free items per month

Classic Checking

  • No monthly fees
  • No low balance fees
  • Earns dividends

Regular Certificate Accounts

Term APY
3-5 Months 3.95%
6-11 Months 4.00%
12-17 Months 4.05%
18-23 Months 4.10%
24-29 Months 4.30%
30-35 Months 4.35%
36-47 Months 4.40%
48-59 Months 4.45%
60 Months 4.50%

Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 1/31/2027
  • The up to $500 cash offer must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2027.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days of account opening.
    Cash BonusTotal Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • After the Deposit Period ends, and once you satisfy all the requirements, we will attempt to deposit the earned bonus directly into your new eligible personal checking account within sixty (60) days. The new eligible personal checking account must be open and in good standing up to and including the date any earned bonus is paid.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC
HSBC
Member FDIC

HSBC Premier - Up to $3,000

Expires 12/31/2026
Earn a cash bonus when you open an HSBC Premier checking account and complete qualifying activities.

  • Get $1,000: Deposit or invest $50,000 to $99,999
  • Get $1,500: Deposit or invest $100,000 to $249,999
  • Get $2,000: Deposit or invest $250,000 to $499,999
  • Get $3,000: Deposit or invest $500,000+

The $50,000 minimum Qualifying Balance may qualify you for the promotional cash bonus, but HSBC Premier checking account has a $50 monthly maintenance fee unless you meet Premier qualification criteria (for example, $100,000 in combined balances).

How the offer works

  1. Open a Premier checking account by December 31, 2026
  2. Add your preferred amount of deposits and/or eligible investments within 30 days
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Your partner for every stage of life
We offer a unique range of products and privileges that gives you more of the things you care about. Plus, a personal Wealth Relationship Manager to help you reach your goals.

  • Wealth: Get access to a variety of investment solutions through HSBC Securities (USA) Inc. Investments are Not FDIC Insured; are Not a Deposit or Other Obligation of the Bank; and May Lose Value.
  • Health: Enjoy the support of a health and wellness concierge service, plus complimentary membership to 24/7 telemedicine services for you and your family.
  • Travel: Our credit cards come with a competitive range of rewards and benefits that complement your lifestyle.
  • International: Manage your finances around the world, with Premier privileges in select countries, perfect for global lifestyles.
Chase
Member FDIC

Chase Total Checking® - $400 Bonus

Expires 1/27/2027
  • New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
  • Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
  • Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
  • Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Chase is ranked #1 in Customer Satisfaction with Mobile Banking Apps among National Banks by JD Power.
  • Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
  • Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
  • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Chase
Member FDIC

Chase Secure Banking℠ - $175 Bonus

Expires 1/27/2027
  • Enjoy a $175 checking account bonus as a new Chase banking customer when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Bank with confidence — no minimum deposit to open an account and no overdraft fees.
  • Secure Banking customers told us they save an average of over $40 per month on fees after opening their account.
  • $0 Monthly Service Fee for customers ages 17-24.
  • Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
  • With Chase Credit Journey®, help build and improve your credit with a personalized improvement plan provided by Experian.
  • Ranked #1 for Banking Mobile App Satisfaction among National Banks, Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app.
  • Manage your spending with Spending Planner and get daily spending insights in the Chase Mobile® app.
  • JPMorgan Chase Bank, N.A. Member FDIC.
Chase Business Complete Banking® - Up to $500 Bonus
Member FDIC

Chase Business Complete Banking® - Up to $500 Bonus

Expires 1/21/2027
  • Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
  • Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
  • Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which allow you to monitor account access, checks, and offers additional protection for your business.
  • Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
  • More small business owners choose Chase than any other bank
  • The #1 choice for small business banking.
  • Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC

Don't miss another hot deal. Check back often at CreditDonkey.

$250

Business Checking Account - $250 Bonus

Open a new eligible business checking account. Deposit $3,000 or more and maintain that balance for a minimum of 60 days. Make 5 or more qualifying transactions within 60 days of account opening.

Expired 2/12/2026
$50

Youth Savings and Checking Account - $50 Bonus

Expired 2/12/2026

Open a Youth Savings account and a Youth Checking account with a Fundz® debit card.

$250

Personal Checking and Savings Account - $250 Bonus

Expired 1/9/2026

Open a new savings and checking account. Set up and receive $500 in direct deposits within 60 days of account opening.

$100

Personal Checking and Savings Account - $100 Bonus

Open a new savings account and a Classic or Premium Checking account. The bonus will be paid within 30 days of completing the requirements.

Expired 1/2/2025
$150

Personal Checking and Savings Account - $150 Bonus

Open a free savings and checking account. Enroll in free direct deposit, and switch to free online statements. Offer valid to SEG employees. Promotion must be mentioned at account opening to receive bonus.

Expired 3/8/2024
$100

Personal Checking and Savings Account - $100 Bonus

Open a qualifying savings account with a $1 deposit. Open a qualifying checking account and a Visa debit card. Sign up for free online statements and enroll in direct deposit. Offer valid for active and retired members of any branch of the U.S. military, as well as veterans who are new to America First Credit Union.

Expired 7/31/2023
$100

Personal Savings Account - Up to $100 Bonus

Open a new qualifying account. Fund your account and America First Credit Union will match your initial deposit, up to $100. Account must remain open and in good standing for at least 6 months.

Expired 12/31/2021
$50

Youth Account - Up to $50 Bonus

Open a new Youth account. Fund your account and America First Credit Union will match your initial deposit, up to $50. Funds must remain in the new account for at least 60 days.

Expired 12/31/2021

America First Credit Union Checking Bonus

What is the checking bonus at America First Credit Union?

America First Credit Union CD Rates

What is America First Credit Union's CD rates?
  • 60-Month CD - 4.50% APY
  • 48-Month CD - 4.45% APY
  • 36-Month CD - 4.40% APY
  • 30-Month CD - 4.35% APY
  • 24-Month CD - 4.30% APY
  • 18-Month CD - 4.10% APY
  • 12-Month CD - 4.05% APY
  • 6-Month CD - 4.00% APY
  • 3-Month CD - 3.95% APY

    Highlights

    Customer Service
    Phone: 800-999-3961
    Monday - Friday: 8AM - 7PM (MT)
    Saturday: 8AM - 6PM (MT)
    Email: support@americafirst.com
    Locations
    115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and Utah

Information sourced from the published website as of 10/02/2026.

 

America First Credit Union

Mountain America Credit Union

 

Benefits and Features

Customer ServicePhone: 800-999-3961
Monday - Friday: 8AM - 7PM (MT)
Saturday: 8AM - 6PM (MT)
Email: support@americafirst.com
 
Locations115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and UtahOver 100 branch locations in the states of Utah, Arizona, Idaho, Montana, and Nevada

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

America First Credit Union: Information sourced from the published website as of 10/02/2026.

Mountain America Credit Union: Information sourced from the published website as of 08/23/2026.


America First Credit Union Alternatives

CIT Bank
Member FDIC

CIT Bank Platinum Savings - Up to 4.25% APY Boost

Expires 12/15/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.25%*
Balance less than $5,000 0.75%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: Boost50
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 3.00% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Bluevine

Free Business Checking - Up to 1.3% APY

  • 1.3% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Current

Build Credit While You Bank

  • Get Paid Up to 2 Days Faster
  • Build credit and earn points with every swipe
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No credit check, minimum balance or hidden fees
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

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