America First Credit Union Promotions
Personal Checking and Savings Account - $350 Bonus
Open a new qualifying savings account and a new checking account. Set up and receive qualifying direct deposits of at least $1,000 within 60 days of account opening. Keep the accounts open and in good standing for 12 months.
Personal Checking and Savings Account - $150 Bonus
Open a new qualifying savings account and a new checking account. Keep the accounts open and in good standing for 12 months.
IRA Certificate Account - Up to 4.50% APY
- Up to 4.50% APY
- $500 minimum opening deposit
| Term | APY |
|---|---|
| 3-5 Months | 3.95% |
| 6-11 Months | 4.00% |
| 12-17 Months | 4.05% |
| 18-23 Months | 4.10% |
| 24-29 Months | 4.30% |
| 30-35 Months | 4.35% |
| 36-47 Months | 4.40% |
| 48-59 Months | 4.45% |
| 60 Months | 4.50% |
Regular Certificate Accounts
- Up to 4.50% APY
- $500 minimum opening deposit
- Available terms are 3 to 60 months
- Automatic renewal at maturity
- NCUA insured
Bump-Rate Certificate Accounts
| Term | APY |
|---|---|
| 3-5 Months | 3.80% |
| 6-11 Months | 3.85% |
| 12-17 Months | 3.90% |
| 18-23 Months | 3.95% |
| 24-29 Months | 4.15% |
| 30-35 Months | 4.20% |
| 36-47 Months | 4.25% |
| 48-59 Months | 4.30% |
| 60 Months | 4.35% |
Basic Business Checking
- $0 monthly fee
- No minimum balance requirement
- 250 free items per month
Regular Certificate Accounts
| Term | APY |
|---|---|
| 3-5 Months | 3.95% |
| 6-11 Months | 4.00% |
| 12-17 Months | 4.05% |
| 18-23 Months | 4.10% |
| 24-29 Months | 4.30% |
| 30-35 Months | 4.35% |
| 36-47 Months | 4.40% |
| 48-59 Months | 4.45% |
| 60 Months | 4.50% |
Compare Promotions
Bank of America Advantage Banking - Up to $500 Cash Offer
- The up to $500 cash offer must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2027.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits*
into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct
Deposits received in the first 90 days of account opening.
Cash Bonus Total Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - After the Deposit Period ends, and once you satisfy all the requirements, we will attempt to deposit the earned bonus directly into your new eligible personal checking account within sixty (60) days. The new eligible personal checking account must be open and in good standing up to and including the date any earned bonus is paid.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC
HSBC Premier - Up to $3,000
- Get $1,000: Deposit or invest $50,000 to $99,999
- Get $1,500: Deposit or invest $100,000 to $249,999
- Get $2,000: Deposit or invest $250,000 to $499,999
- Get $3,000: Deposit or invest $500,000+
The $50,000 minimum Qualifying Balance may qualify you for the promotional cash bonus, but HSBC Premier checking account has a $50 monthly maintenance fee unless you meet Premier qualification criteria (for example, $100,000 in combined balances).
How the offer works
- Open a Premier checking account by December 31, 2026
- Add your preferred amount of deposits and/or eligible investments within 30 days
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
Your partner for every stage of life
We offer a unique range of products and privileges that gives you more of the things you care about. Plus, a personal Wealth Relationship Manager to help you reach your goals.
- Wealth: Get access to a variety of investment solutions through HSBC Securities (USA) Inc. Investments are Not FDIC Insured; are Not a Deposit or Other Obligation of the Bank; and May Lose Value.
- Health: Enjoy the support of a health and wellness concierge service, plus complimentary membership to 24/7 telemedicine services for you and your family.
- Travel: Our credit cards come with a competitive range of rewards and benefits that complement your lifestyle.
- International: Manage your finances around the world, with Premier privileges in select countries, perfect for global lifestyles.
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase is ranked #1 in Customer Satisfaction with Mobile Banking Apps among National Banks by JD Power.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Chase Secure Banking℠ - $175 Bonus
- Enjoy a $175 checking account bonus as a new Chase banking customer when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Bank with confidence — no minimum deposit to open an account and no overdraft fees.
- Secure Banking customers told us they save an average of over $40 per month on fees after opening their account.
- $0 Monthly Service Fee for customers ages 17-24.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- With Chase Credit Journey®, help build and improve your credit with a personalized improvement plan provided by Experian.
- Ranked #1 for Banking Mobile App Satisfaction among National Banks, Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app.
- Manage your spending with Spending Planner and get daily spending insights in the Chase Mobile® app.
- JPMorgan Chase Bank, N.A. Member FDIC.
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which allow you to monitor account access, checks, and offers additional protection for your business.
- Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC
America First Credit Union Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Business Checking Account - $250 Bonus
Open a new eligible business checking account. Deposit $3,000 or more and maintain that balance for a minimum of 60 days. Make 5 or more qualifying transactions within 60 days of account opening.
Youth Savings and Checking Account - $50 Bonus
Open a Youth Savings account and a Youth Checking account with a Fundz® debit card.
Personal Checking and Savings Account - $250 Bonus
Open a new savings and checking account. Set up and receive $500 in direct deposits within 60 days of account opening.
Personal Checking and Savings Account - $100 Bonus
Open a new savings account and a Classic or Premium Checking account. The bonus will be paid within 30 days of completing the requirements.
Personal Checking and Savings Account - $150 Bonus
Open a free savings and checking account. Enroll in free direct deposit, and switch to free online statements. Offer valid to SEG employees. Promotion must be mentioned at account opening to receive bonus.
Personal Checking and Savings Account - $100 Bonus
Open a qualifying savings account with a $1 deposit. Open a qualifying checking account and a Visa debit card. Sign up for free online statements and enroll in direct deposit. Offer valid for active and retired members of any branch of the U.S. military, as well as veterans who are new to America First Credit Union.
Personal Savings Account - Up to $100 Bonus
Open a new qualifying account. Fund your account and America First Credit Union will match your initial deposit, up to $100. Account must remain open and in good standing for at least 6 months.
Youth Account - Up to $50 Bonus
Open a new Youth account. Fund your account and America First Credit Union will match your initial deposit, up to $50. Funds must remain in the new account for at least 60 days.
America First Credit Union Checking Bonus
America First Credit Union CD Rates
- 60-Month CD - 4.50% APY
- 48-Month CD - 4.45% APY
- 36-Month CD - 4.40% APY
- 30-Month CD - 4.35% APY
- 24-Month CD - 4.30% APY
- 18-Month CD - 4.10% APY
- 12-Month CD - 4.05% APY
- 6-Month CD - 4.00% APY
- 3-Month CD - 3.95% APY
Highlights
Phone: 800-999-3961
Monday - Friday: 8AM - 7PM (MT)
Saturday: 8AM - 6PM (MT)
Email: support@americafirst.com
115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and Utah
Information sourced from the published website as of 10/02/2026.
America First Credit Union | Mountain America Credit Union | |
|---|---|---|
Benefits and Features | ||
| Customer Service | Phone: 800-999-3961 Monday - Friday: 8AM - 7PM (MT) Saturday: 8AM - 6PM (MT) Email: support@americafirst.com | |
| Locations | 115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and Utah | Over 100 branch locations in the states of Utah, Arizona, Idaho, Montana, and Nevada |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. America First Credit Union: Information sourced from the published website as of 10/02/2026. Mountain America Credit Union: Information sourced from the published website as of 08/23/2026. | ||
America First Credit Union Alternatives
CIT Bank Platinum Savings - Up to 4.25% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.25%* |
| Balance less than $5,000 | 0.75%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: Boost50
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking - Up to 1.3% APY
- 1.3% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Build Credit While You Bank
- Get Paid Up to 2 Days Faster
- Build credit and earn points with every swipe
- 40,000 fee-free Allpoint ATMs in the U.S.
- No credit check, minimum balance or hidden fees










