Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with some of the products and services mentioned on this site. Advertiser Disclosure†

America First Credit Union Promotions

$350

Personal Checking and Savings Account - $350 Bonus

Open a new qualifying savings account and a new checking account. Set up and receive qualifying direct deposits of at least $1,000 within 60 days of account opening. Keep the accounts open and in good standing for 12 months.

$150

Personal Checking and Savings Account - $150 Bonus

Open a new qualifying savings account and a new checking account. Keep the accounts open and in good standing for 12 months.

4.10%

24-Month CD - 4.10% APY

4.10%

60-Month CD - 4.10% APY

4.10%

IRA Certificate Account - Up to 4.10% APY

  • Up to 4.10% APY
  • $500 minimum opening deposit
Term APY
3-5 Months 3.90%
6-11 Months 3.95%
12-17 Months 3.95%
18-23 Months 3.95%
24-29 Months 4.10%
30-35 Months 4.05%
36-47 Months 4.05%
48-59 Months 4.05%
60 Months 4.10%
4.05%

30-Month CD - 4.05% APY

4.05%

36-Month CD - 4.05% APY

4.05%

48-Month CD - 4.05% APY

3.95%

12-Month CD - 3.95% APY

3.95%

18-Month CD - 3.95% APY

3.95%

6-Month CD - 3.95% APY

3.90%

3-Month CD - 3.90% APY

Regular Certificate Accounts

  • Up to 4.10% APY
  • $500 minimum opening deposit
  • Available terms are 3 to 60 months
  • Automatic renewal at maturity
  • NCUA insured

Bump-Rate Certificate Accounts

Term APY
3-5 Months 3.75%
6-11 Months 3.80%
12-17 Months 3.80%
18-23 Months 3.80%
24-29 Months 3.95%
30-35 Months 3.90%
36-47 Months 3.90%
48-59 Months 3.90%
60 Months 3.95%

Basic Business Checking

  • $0 monthly fee
  • No minimum balance requirement
  • 250 free items per month

Classic Checking

  • No monthly fees
  • No low balance fees
  • Earns dividends

Regular Certificate Accounts

Term APY
3-5 Months 3.90%
6-11 Months 3.95%
12-17 Months 3.95%
18-23 Months 3.95%
24-29 Months 4.10%
30-35 Months 4.05%
36-47 Months 4.05%
48-59 Months 4.05%
60 Months 4.10%

HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 8/31/2026
Earn a cash bonus when you open an HSBC Premier checking account and complete qualifying activities.

  • Get $1,500: Deposit or invest $150,000 to $249,999
  • Get $2,500: Deposit or invest $250,000 to $499,999
  • Get $3,500: Deposit or invest $500,000 to $999,999
  • Get $5,000: Deposit or invest $1,000,000+

How the offer works

  1. Open a Premier checking account by August 31, 2026
  2. Add your preferred amount of deposits and/or eligible investments within 20 days
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Discover what Premier gives you access to

  • Premier Relationship Savings: Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify.
  • HSBC Global Money Transfers: Send money internationally, securely, quickly and fee-free in the mobile app, with our award-winning5 HSBC Global Money Transfers
  • Credit cards: Enjoy a competitive range of rewards and benefits that complement your lifestyle
  • Wealth management: Get a personalized financial plan, global opportunities and a Wealth Relationship Manager for investment support via HSBC Securities (USA) Inc.
Chase
Member FDIC

Chase Total Checking® - $400 Bonus

Expires 10/14/2026
  • New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
  • Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
  • Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
  • Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
  • Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
  • Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
  • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Chase
Member FDIC

Chase Secure Banking℠ - $175 Bonus

Expires 10/14/2026
  • New Chase checking customers enjoy a $175 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
  • $0 Monthly Service Fee for customers age 17-24.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
  • JPMorgan Chase Bank, N.A. Member FDIC.
Chase Business Complete Banking® - Up to $500 Bonus
Member FDIC

Chase Business Complete Banking® - Up to $500 Bonus

Expires 10/15/2026
  • Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
  • Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
  • Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
  • Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
  • More small business owners choose Chase than any other bank
  • The #1 choice for small business banking.
Chase Private Client Checking℠ - Up to $3,000 Bonus

Chase Private Client Checking℠ - Up to $3,000 Bonus

Expires 10/14/2026
  • Earn up to $3,000 when you open a new Chase Private Client Checking℠ account with qualifying activities.
  • Your dedicated banker and a J.P. Morgan Wealth Management advisor work as a team, providing personalized wealth strategies and one-on-one guidance to help plan your future with more confidence. Your team can also connect you to other specialists like a home lending advisor or business relationship manager.
  • Your J.P. Morgan advisor builds a custom wealth strategy that changes as you do, providing one-on-one guidance to help you make informed decisions for your future.
  • Get the added benefit of 24/7 customer service to help you manage your accounts. Enjoy waived fees on wire transfers and ATM withdrawals worldwide with the advanced security and protection you expect from a global leader.
  • Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+.
  • Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals.
  • Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS: • NOT A DEPOSITNOT FDIC INSUREDNOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NO BANK GUARANTEEMAY LOSE VALUE

Don't miss another hot deal. Check back often at CreditDonkey.

$250

Business Checking Account - $250 Bonus

Open a new eligible business checking account. Deposit $3,000 or more and maintain that balance for a minimum of 60 days. Make 5 or more qualifying transactions within 60 days of account opening.

Expired 2/12/2026
$50

Youth Savings and Checking Account - $50 Bonus

Expired 2/12/2026

Open a Youth Savings account and a Youth Checking account with a Fundz® debit card.

$250

Personal Checking and Savings Account - $250 Bonus

Expired 1/9/2026

Open a new savings and checking account. Set up and receive $500 in direct deposits within 60 days of account opening.

$100

Personal Checking and Savings Account - $100 Bonus

Open a new savings account and a Classic or Premium Checking account. The bonus will be paid within 30 days of completing the requirements.

Expired 1/2/2025
$150

Personal Checking and Savings Account - $150 Bonus

Open a free savings and checking account. Enroll in free direct deposit, and switch to free online statements. Offer valid to SEG employees. Promotion must be mentioned at account opening to receive bonus.

Expired 3/8/2024
$100

Personal Checking and Savings Account - $100 Bonus

Open a qualifying savings account with a $1 deposit. Open a qualifying checking account and a Visa debit card. Sign up for free online statements and enroll in direct deposit. Offer valid for active and retired members of any branch of the U.S. military, as well as veterans who are new to America First Credit Union.

Expired 7/31/2023
$100

Personal Savings Account - Up to $100 Bonus

Open a new qualifying account. Fund your account and America First Credit Union will match your initial deposit, up to $100. Account must remain open and in good standing for at least 6 months.

Expired 12/31/2021
$50

Youth Account - Up to $50 Bonus

Open a new Youth account. Fund your account and America First Credit Union will match your initial deposit, up to $50. Funds must remain in the new account for at least 60 days.

Expired 12/31/2021

America First Credit Union Checking Bonus

What is the checking bonus at America First Credit Union?

America First Credit Union CD Rates

What is America First Credit Union's CD rates?
  • 24-Month CD - 4.10% APY
  • 60-Month CD - 4.10% APY
  • 30-Month CD - 4.05% APY
  • 36-Month CD - 4.05% APY
  • 48-Month CD - 4.05% APY
  • 6-Month CD - 3.95% APY
  • 12-Month CD - 3.95% APY
  • 18-Month CD - 3.95% APY
  • 3-Month CD - 3.90% APY

    Highlights

    Customer Service
    Phone: 800-999-3961
    Monday - Friday: 8AM - 7PM (MT)
    Saturday: 8AM - 6PM (MT)
    Email: support@americafirst.com
    Locations
    115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and Utah

Information sourced from the published website as of 07/19/2026.

 

America First Credit Union

Mountain America Credit Union

 

Benefits and Features

Customer ServicePhone: 800-999-3961
Monday - Friday: 8AM - 7PM (MT)
Saturday: 8AM - 6PM (MT)
Email: support@americafirst.com
 
Locations115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and UtahOver 100 branch locations in the states of Utah, Arizona, Idaho, Montana, and Nevada

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

America First Credit Union: Information sourced from the published website as of 07/19/2026.

Mountain America Credit Union: Information sourced from the published website as of 04/07/2026.


America First Credit Union Alternatives

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 8/31/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 3.00% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Bluevine

Free Business Checking - Earn $500 Bonus

Expires 9/30/2026

To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.

After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC

KeyBank
Member FDIC

Key Select Checking® - $500 Bonus

Expires 12/11/2026
Earn $500 after qualified activities until 12.11.26 with interest-bearing Key Select Checking®.

  • Open a Key Select Checking® account online by December 11, 2026.
  • Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
  • Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.

Recent Mentions

Best Credit Union

Best Credit Union

Good credit unions offer competitive rates and great credit rewards. Here's a list of the best credit unions you can consider.
Add Your Comment



About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
© 2026 CreditDonkey Inc. All Rights Reserved.