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Gold Delta SkyMiles® Credit Card from American Express vs The Platinum Card® from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Gold Delta SkyMiles is a good airline credit card for someone who travels heavily with Delta airlines. How does it compare to American Express Platinum, a travel and airline charge card? Read our comparison chart below.

Keep in mind, the Gold Delta SkyMiles has a $0 introductory annual fee for the first year, then $95, while the American Express Platinum has a $550 annual fee.

Charge Card vs Credit Card: Gold Delta SkyMiles® Credit Card from American Express is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Gold Delta SkyMiles Credit Card from American ExpressThe Platinum Card from American Express
 Apply NowApply Now
 

Gold Delta SkyMiles® Credit Card from American Express

The Platinum Card® from American Express

 Personal Credit CardPersonal Charge Card
 
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel RewardsPoint Rewards
 
  • Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
  • Want even more flexibility? Pay with Miles is a Card Member feature that gives you the option to redeem miles for all or part of the price of your tickets on Delta.com.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
 

Card Interest Rates & Fees

Purchase APR17.74% to 26.74% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APR17.74% to 26.74% Variable based on your creditworthiness and other factorsN/A
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 introductory annual fee for the first year, then $95$550 annual fee
 

Card Rewards & Benefits

Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Travel Rewards Travel Rewards
Airline RewardsAirline Rewards: Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.Airline Rewards: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Hotel Rewards Hotel Rewards: 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Point Rewards Point Rewards: Earn 1 point for virtually every dollar spent.
Airline StatusAirline Status: Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
Settle into your seat sooner with Priority Boarding.
Airline Status: $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status Hotel Status: Enroll for complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).
Enroll for complimentary Hilton Honors Gold Status.

Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 Gold Delta SkyMiles Credit Card from American ExpressThe Platinum Card from American Express
Pros & ConsPros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee ($0 introductory annual fee for the first year)
Pros:
  • Travel benefits
  • 60,000 bonus points after you spend $5000 in first 3 months
  • Concierge service
Cons:
  • $550 annual fee
Bottom LineGood airline credit card for someone who travels heavily with Delta airlines... Read full reviewExcellent charge card for frequent travelers... Read full review
 Apply NowApply Now
What Others View

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: Gold Delta SkyMiles or American Express Platinum?

Still need help deciding which airline card is better? Read the in-depth reviews below. You may also be interested in comparing Gold Delta SkyMiles or Chase Sapphire Preferred.


Explore Gold Delta SkyMiles® Credit Card from American Express In-Depth


Explore The Platinum Card® from American Express In-Depth


Which Do You Like and Why?

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Compare Gold Delta SkyMiles to:

Chase Sapphire Preferred
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.74% - 24.74% Variable
$0 Intro for the First Year, then $95


Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
14.74% - 24.74% (Variable)
$0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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Introductory Bonus Reward PointsAirline RewardsPoint RewardsGrocery Rewards
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Introductory Bonus Reward PointsTravel RewardsAirline RewardsBonus Airline Rewards
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Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
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0% on Balance Transfers for 12 months
14.99% - 25.99% Variable
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About CreditDonkey®
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