Discover it Miles vs Capital One Venture

Compare Rewards, Interest Rates, Fees, and Benefits

Discover it Miles is an excellent credit card with no annual fee for domestic travelers. How does it compare to Capital One Venture, a travel card? Read our comparison chart below.

Keep in mind, the Discover it Miles has a $0 annual fee, while the Capital One Venture has a $95 annual fee.

	Discover it® Miles	Capital One Venture Rewards Credit Card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	N/A
Introductory APR for Balance Transfers	10.99% introductory APR for 15 months	N/A
Purchase APR	17.24% to 28.24% Variable based on your creditworthiness and other factors	21.24% to 29.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	17.24% to 28.24% Variable based on your creditworthiness and other factors	21.24% to 29.24% (Variable) based on your creditworthiness and other factors
Balance Transfer Fee	3% of the amount of each transfer.	No balance transfer fee
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 annual fee	$95 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards	Discover will match all the miles you've earned at the end of your first year (only for new cardmembers).	Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening
Travel Rewards	1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time.	Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs.
Airline Rewards	1.5x Miles on every dollar you spend on purchases.	Earn 2 miles per dollar on all purchases
Airline Transfer Partners		Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 1.5x miles on purchases No annual fee First year promotional miles offer No foreign transaction fee Cons: Some merchants don't accept Discover	Pros: 2x points Bonus offer No foreign transaction fee Cons: $95 annual fee No intro APR
Bottom Line	Excellent credit card with no annual fee for domestic travelers... Read full review	Good travel credit card for the occasional traveler... Read full review
	Read Discover it Miles Review	Read Capital One Venture Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Discover it® Miles and Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover it Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on September 29, 2023 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Discover it Miles or Capital One Venture?

Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Discover it Miles or Chase Sapphire Preferred.

Articles on Discover it® Miles

Discover It Miles Card Review

Discover it Miles rewards users with 1.5x miles and no annual fee (a rarity among travel credit cards). Plus, as a promotion, the card will match the miles you earn at the end of your first year.

Articles on Capital One Venture Rewards Credit Card

Capital One Venture Review

Want to earn more miles on everything you spend? Want travel rewards without jumping through hoops? Capital One Venture Rewards Credit Card might be what you need.

Comments

Barbara Jones from Ohio
on September 2017 said about Capital One Venture:
Ease of redeeming points for any type of travel.

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