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Delta SkyMiles® Reserve American Express Card vs The Platinum Card® from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Delta Reserve is an airline credit card. How does it compare to American Express Platinum, a travel and airline credit card? Read our comparison chart below.

 Delta SkyMiles Reserve American Express CardThe Platinum Card from American Express
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Delta SkyMiles® Reserve American Express Card

The Platinum Card® from American Express

 

Credit Card Summary

 
Introductory Bonus Airline RewardsAirline RewardsBonus Airline Rewards
Introductory Bonus OfferTravel RewardsAirline RewardsHotel RewardsPoint Rewards
 
  • Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • New! With Status Boost™, earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
  • New! Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
  • New! Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • Complimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.
  • New! Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
 

Credit Card Interest Rates & Fees

Purchase APR15.74% to 24.74% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APR15.74% to 24.74% Variable based on your creditworthiness and other factorsN/A
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$550 annual fee$550 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsEarn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. 
Introductory Bonus Offer Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Travel Rewards Travel Rewards
Airline RewardsNew! Earn 3X Miles on Delta purchases.
Earn 1X Mile on all other eligible purchases.
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Bonus Airline RewardsNew! With Status Boost™, earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights. 
Hotel Rewards 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Point Rewards 1 point for virtually every dollar spent.
Airline StatusComplimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.
New! Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status Enroll for complimentary Marriott Bonvoy Gold Status.
Enroll for complimentary Hilton Honors Gold Status.
Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
Airline Transfer Partners Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Delta SkyMiles Reserve American Express CardThe Platinum Card from American Express
Pros & ConsPros:
  • Travel benefits
  • 60,000 bonus points after you spend $5000 in first 3 months
  • Concierge service
Cons:
  • $550 annual fee
Bottom LineExcellent card for frequent travelers... Read full review
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What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

    Still need help deciding which airline credit card is better? Read the in-depth reviews below. You may also be interested in comparing Delta Reserve or Chase Sapphire Preferred.


    Articles on The Platinum Card® from American Express


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    Compare Delta Reserve to:

    Delta Platinum AMEX

    Delta SkyMiles® Platinum American Express Card

    Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental Insurance
    Terms Apply | See Rates & Fees
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    15.74% - 24.74% Variable
    Annual Fee
    $250
    Chase Sapphire Reserve

    Chase Sapphire Reserve®

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    16.99% - 23.99% Variable
    Annual Fee
    $550
    Delta SkyMiles Gold

    Delta SkyMiles® Gold American Express Card

    Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental Insurance
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    15.74% - 24.74% Variable
    Annual Fee
    $0 introductory annual fee for the first year, then $99

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    Chase Sapphire Preferred

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    About CreditDonkey®
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    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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