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Updated September 21, 2019

Chase Sapphire Reserve Benefits

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Chase Sapphire Reserve has benefits you may not know. Don't waste these valuable perks. Read this guide to maximize Chase Sapphire Reserve benefits.

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Chase Sapphire Reserve
Apply for Chase Sapphire Reserve
Sapphire Reserve is the luxury big sister of the Sapphire Preferred. This travel rewards card has been popular since its release in August 2016. It competes with the American Express Platinum (a CreditDonkey partner), and Citi Prestige.

Chase Sapphire Reserve recently increased its annual fee to $550 (up from $450). It offers a long roster of useful perks and benefits that help to justify its high annual fee. Here's a quick overview of some of the card's most appealing perks.

Is the Chase Sapphire Reserve card worth it? Chase Sapphire Reserve benefits include $300 annual travel credit, Priority Pass lounge access, Global Entry or TSA-Pre application credit, primary car rental insurance, trip cancellation insurance, and travel medical benefits. Read on to learn how to get the maximum value out of Chase Sapphire Reserve.

Is this top-tier travel credit card right for you? Read on for an in-depth breakdown of its benefits.

Earning & Redeeming Points

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1. Large Sign-Up Bonus ($750+ Value)

You earn 50,000 bonus points after spending $4,000 on purchases within 3 months of account opening.

This is worth $750 when you redeem your points for travel through Chase Ultimate Rewards.

If you transfer points to airline partners, 50,000 points can be worth even more.

2. 3x Points on Travel & Dining

The Sapphire Reserve earns valuable Chase Ultimate Rewards points. You get:

  • 3x points on travel (after earning your $300 travel credit)
  • 3x points on dining at restaurants worldwide
  • 1x point on all other purchases

Your triple points on travel will start immediately after you've earned your $300 annual travel credit. You will not earn points for the first $300 spent on travel purchases each cardmember year.

Chase also has a very broad definition of travel that includes:

  • Airlines
  • Hotels, motels, and homestays (like Airbnb)
  • Timeshares
  • Campgrounds
  • Car rentals and rideshares (like Uber and Lyft)
  • Cruise lines
  • Travel agencies and discount travel sites
  • Trains, buses, limos, and ferries
  • Tolls, bridges, and highways
  • Parking lots and garages

3. 50% More Value on Chase Travel Portal

You get a discount when you book travel on the Ultimate Rewards travel portal using your points. Your points are worth 50% more value. This means that 10,000 points are worth $150 (instead of the normal $100).

You can book travel on Ultimate Rewards with any airline, for any dates. You don't have to worry about seat restrictions or blackout dates.

You can even use a combination of cash and points if you don't have enough for a trip, or just want to save some points.

Chase Sapphire Reserve Benefits login: You can log in to your account 2 ways:

  • Go to Chase's main page: chase.com. Once you've logged in, click on "Redeem Rewards" on the right.
  • Directly log in to your Ultimate Rewards page through ultimaterewardspoints.chase.com

4. 1:1 Transfer to Airline and Hotel partners

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Points can be transferred to partner airline and hotel programs at a full 1:1 value and with no fees. This will often earn the best value and reward redemption rate.

For example, 50,000 points = $750 on the Chase travel portal. OR they can be traded in for 2 round-trip flights from Los Angeles to Hawaii (which can be worth more).

Airline transfer partners include:

  • Southwest Airlines
  • United Airlines
  • JetBlue
  • British Airways
  • Air France
  • Singapore Airlines
  • Emirates
  • Aer Lingus
  • Iberia Airlines
  • Virgin Atlantic

Hotel partners include:

  • Marriott Bonvoy
  • World of Hyatt
  • IHG Rewards Club

See our detailed guide on the best ways to use Chase's transfer partners.

Premium Travel Perks

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5. $300 Annual Travel Credit

Every year, you get a $300 credit to be used for any travel purchases. Whenever you book a travel purchase, it will be automatically credited to your statement, up to $300. Credit renews each cardmember year.

This yearly $300 travel credit goes a long way to balance out the annual fee.

The best part is that you're not limited to a specific airline. You can use this credit for any travel purchase including airlines, hotels (including Airbnb), car rentals, Uber, tolls and parking lots.

Estimate Value: $300 per year

6. Airport Lounge Access (Priority Pass)

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You get complimentary Priority Pass Select Membership with the Chase Sapphire Reserve card. This gives you access into over 1,000 airport lounges worldwide. You can even bring in 2 guests at no extra charge.

Generally, Priority Pass lounges provide complimentary food, beverages, Wi-Fi, and workspaces.

Enrollment isn't automatic - you'll have to activate membership once you open your account. Learn more about how Chase Sapphire Reserve lounge access works here.

Estimate Value: $400. But depends on how often you fly per year, and if your airports have Priority Pass lounges.

How to Enroll in Priority Pass:
  1. Log into your account at ultimaterewardspoints.chase.com.
  2. Go to "Card Benefits" in the left-hand menu.
  3. Click "Activate" under Airport Lounge Access.
  4. Receive your membership card in the mail in 1-2 weeks.

7. Global Entry or TSA PreCheck Application Fee Credit

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Every 4 years, you'll receive $100 application fee credit towards Global Entry or TSA PreCheck.

TSA Pre gives you expedited security screening, while Global Entry grants you expedited customs. Between the two, we recommend Global Entry as it includes TSA Pre. Both are 5-year memberships.

You're automatically credited for one application when you pay for it using the Reserve card. So if you don't plan to apply, you can "gift" it to a friend. It doesn't matter whose name is on the application.

Estimate Value: $100/every 4 years = $25 per year

Chase Sapphire Reserve Travel Benefits

I decided to apply for Global Entry because either that or the TSA PreCheck application fee was covered by my [Chase Sapphire Reserve] credit card. I do think the Global Entry is worth it if you know you are going to travel by plane at least a handful of times each year.

Steven Kreimendahl, Travel to Bank

8. No Foreign Transaction Fee

The Chase Sapphire Reserve has no foreign transaction fee. You can make charges abroad without worrying about incurring extra fees.

Remember that you get 3x points per dollar spent on dining worldwide. So this is an ideal card to bring when traveling to rack up some points.

9-11. Luxury Hotel Benefits

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The Reserve's hotel perks won't be useful for everyone. But it's a nice bonus if you enjoy splurging on luxury hotels.

  1. The Luxury Hotel & Resort Collection:
    Get perks when you book an eligible stay with the Chase's Luxury Hotel & Resort Collection. Enjoy perks like complimentary breakfast, early check-in, late check-out, room upgrades, discounts, and extra gifts and amenities. Varies by property.

  2. Relais & Châteaux benefits:
    You get accelerated access to elite status. When you book 2 nights (over the course of 12 months) with Relais & Châteaux, you'll be eligible for Club 5C status. This gives you perks like room upgrades, VIP welcomes, special events, and exclusive offers.

    Relais & Châteaux offers luxury properties throughout the U.S., South America, Europe, and Africa. You'll need to book your stay with your Reserve card through Visa Infinite Concierge.

  3. sbe Benefits:
    When you book at select sbe properties, enjoy perks like complimentary upgrades (if available), breakfast, late check out, $30 credit per room towards food and beverages, and 4th night free.

Estimate Value: $100-$500, depending on if you can score a room upgrade.

12-14. Concierge Services

  1. 24/7 Customer Service. You'll have 24/7 access to customer service. Just call the number on the back of your card.

  2. Visa Infinite Concierge. This can help with requests like making reservations, buying event tickets, or travel planning.

    Remember to take advantage of the concierge services. This is actually quite valuable, though maybe not in the monetary sense.

  3. Worldwide Travel Assistance. If you need to book or modify travel plans through Chase Ultimate Rewards, the Chase Travel Team is there to help you through that process.

Estimate Value: How much do you value your time?

Chase Sapphire Reserve Concierge Benefits

At-Home Benefits (New)

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On January 12, 2020, Chase Sapphire Reserve increased the annual fee to $550. To justify this increase, there are 2 new at-home benefits.

15. Lyft Rides Benefits

Reserve cardholders will get one year of complimentary Lyft Pink membership (normally $19.99/month). This membership gives you perks like:

  • 15% off all Lyft rides
  • Priority airport pickups
  • 3 free cancellations per month if you rebook within 15 minutes
  • 3 free 30-min bike or scooter rides per month (only in a select cities)
  • Other discounts and savings

You or your authorized user must activate this offer with a Sapphire Reserve card by March 31, 2022.

In addition, you will earn 10X points on Lyft rides through March 2022.

Estimate Value: $50 per year. But depends on if you use rideshare services.

How to Activate Lyft Pink Membership:
  1. Download the Lyft app.
  2. Add your Reserve credit card as the default payment method.
  3. App will prompt you to enroll in Lyft Pink. Your one year of membership will start.

16. DoorDash Benefits

DoorDash delivers food from local restaurants to your doorstep. Reserve members get:

  • DashPass subscription for one year
    This gives you free delivery and reduced service fees on orders over $12. This subscription normally costs $9.99/month. You must activate by December 31, 2021.

  • $120 in statements credits
    You earn $60 in statement credits on DoorDash purchases through December 2020 and another $60 in statement credits through December 2021.

Estimate Value: $100+ per year. Even if you don't usually order takeout, you may as well make use of the food credit.

How to Activate:
  1. Download the DoorDash app.
  2. Add your Reserve credit card as the default payment method.
  3. App will prompt you to enroll in the complimentary subscription.

Car and Car Rental Benefits

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17. Primary Car Rental Insurance

The Reserve offers primary - not secondary - collision and damage insurance when you pay the entire eligible car rental fee in full. This means you don't have to file a claim with your own car insurance company.

You must decline the rental company's collision and damage insurance (which will save you some money as well).

You're covered up to $75,000 for theft and collision in the U.S. and abroad. Exceptions include vintage or luxury rentals and motorcycles. Rental must not exceed 31 days.

Read more in detail about the Reserve's rental car insurance coverage.

Most credit card coverage is secondary, meaning they'll only cover what your primary insurance company doesn't, like your deductible. A credit card with primary coverage can help you avoid a claim on your auto insurance policy.

Chris Luth, Director of Operations, AutoSlash.com

18-20. Car Rental Privileges

You get special discounts with National Car Rental, Avis, and Silvercar. Enroll through your account to receive promotions, discounts, and upgrades on car rentals.

  1. National: Get complimentary Emerald Club membership. This allows you to choose any rental car and only pay the midsize rate. Plus, save up to 25% on qualifying car rentals.

  2. Avis: Get complimentary Avis Preferred Plus Status. Save up to 30% on Avis base rates. And get complimentary two-day weekend rental for qualifying rentals.

  3. Silvercar: Save up to 30% on qualifying car rentals.

21. Roadside Assistance

You can get emergency roadside assistance up to $50 per incident, 4 times per year when traveling in the U.S. and Canada. Services include:

  • Towing to nearest repair facility
  • Jumpstarting
  • Tire change (provided you have a spare)
  • Locksmith services
  • Gas fill-ups up to 2 gallons

Travel & Purchase Protections

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22-24. Trip Cancellation & Delay

When you use your Reserve card to book travel with common carriers (like airlines, buses, cruises, and trains), you're automatically offered many travel protections if your trip goes wrong.

  1. Trip Cancellation and Interruption Insurance. You and your immediate family members can be reimbursed up to $10,000 if your trip is cancelled or interrupted by sickness, extreme weather, or other eligible covered circumstances. This applies for pre-paid and non-refundable travel expenses, like airfare, hotels, and tours.

    The trip cannot be longer than 60 days. And it must be pre-paid - meaning that you booked the arrangements before leaving on the trip.

    Tip: If the airline cancels your flight, you shouldn't have any problem getting them to refund your ticket. But if your flight is delayed and you end up having to cancel prepaid plans, you're likely on your own. Booking on your Reserve card will cover that scenario.

  2. Trip Delay Reimbursement. If your common carrier is delayed for more than 6 hours or overnight, you can be reimbursed up to $500 per ticket for your added expenses, such as lodging, meals, and toiletries.

24-25. Lost & Delayed Baggage

  1. Baggage Delay Insurance. If your baggage is delayed for over 6 hours after you arrive, you can be reimbursed up to $100/day for 5 days for essentials, such as toiletries and clothes.

    You and your immediate family members are all covered.

  2. Lost Luggage Reimbursement. You can be reimbursed for carry-on or checked luggage that is damaged or lost by your carrier. You can get up to $3,000 per person (up to $500 per person for jewelry, watches, and electronics). This applies to stolen luggage as well as to your family's luggage, even if you aren't traveling with them.

Don't forget to document your expenses! The claims process can be arduous. Be sure to get documentation from the airline that your baggage has been lost or delayed. Also, keep the receipts for the essentials you buy.

Chase Sapphire Reserve Travel Benefits

26-27. Travel Medical Benefits

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  1. Emergency Medical and Dental. If you're over 100 miles from home and become sick or injured, you can be reimbursed up to $2,500 for medical expenses. This also applies for your immediate family members.

  2. Emergency Evacuation and Transportation. If you or an immediate family member get injured on a trip, you're covered up to $100,000 for emergency evacuation.

  3. Travel Accident Insurance. For worst case scenarios: you'll receive coverage for up to $1,000,000 in the case of accidental death or dismemberment when riding in a common carrier.

29. Travel and Emergency Assistance

Your Reserve card gives you access to a Benefit Administrator. If you ever need emergency help on a trip, Chase will provide assistance for free. The services include:

  • Referring you to English-speaking doctors or hospitals
  • Referring you to English-speaking attorneys or U.S. embassies
  • Arranging for emergency transportation
  • Transporting vital documents you may have left at home
  • Arranging for delivery of a replacement ticket

You will have to pay for the cost of any services. But the assistance and referrals are free of charge.

30-32. Purchase Protections

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  1. Purchase Protection. Eligible new purchases are covered against damage and theft for the first 120 days after purchase. You are covered up to $10,000 per claim and $50,000 per year.

    If the item was stolen, you must file a police report within 48 hours of the theft. If the item is damaged, the Benefit Administrator will decide if it will be repaired, replaced, or reimbursed.

  2. Extended Warranty Protection. For eligible purchases with a U.S. warranty of 3 years or less, this protection will extend that warranty by 1 year. You get coverage of up to $10,000 per claim, with a maximum $50,000 per account.

  3. Return Protection. If a store won't accept your return, your Reserve will have you covered. You can be reimbursed up to $500 for each eligible item, for a maximum of $1,000 per year. The item must have been purchased within 90 days and be in like-new/good working condition.

Chase Sapphire Reserve Purchase Protection Benefits

Other Benefits

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33. Authorized User Benefits

Each Chase Sapphire Reserve authorized user costs $75. The practical benefits of adding authorized users include:

  • Their own complimentary Priority Pass membership (including the ability to bring in 2 guests at no extra cost). As this membership is worth roughly $400, getting it for just $75 is a great deal.

  • They also receive the complimentary DashPass subscription. Subscription period for all users will begin and end based on when the first user activates the subscription on the DoorDash app.

  • You can transfer points to your authorized user's hotel or airline loyalty programs.

Authorized users do NOT get their own annual $300 travel credit or Global Entry/TSA Pre fee credit. This is shared between all card accounts.

34. VIP Access to Events

Get exclusive access to special VIP events such as private dinners with famous chefs, sporting tickets, and musical performances.

Some past events included VIP tickets to the PGA golf tournament, special experiences at the Sundance Festival, and pre-show reception for the Radio City Christmas Spectacular. Experiences can be booked with cash or using your points.

How to Make the Most of the Card

Here are ways to maximize your rewards on your Reserve:

  • Pair with another Chase Ultimate Rewards card.
    Chase Freedom offers 5% bonus categories that change every quarter. So you can use it on 5% category purchases, and the Reserve for travel and dining. Or you can pair with the Chase Freedom Unlimited, which gives you 1.5% back on all purchases.

    These strategies will allow you to get the most points possible. You can then combine your points unto your Reserve card, and use them for higher value.

  • Shop through Chase for bonus points.
    Chase has a great online shopping portal where you can earn bonus points at over 200 partner merchants. This will allow you to earn extra points on your shopping.

  • Use the Chase travel portal for cheap flights.
    Your points are worth 50% more on the Chase travel portal. Sometimes, this is even better than transferring points to an airline, especially if it's a low-priced economy flight. Plus, there are no award fees.

    For example, let's say there's a round-trip flight from Los Angeles to London during low season for just $500. With the Sapphire Reserve points discount, this would only cost 33,334 points. That is way better than transferring to United, where a round-trip to Europe would cost 60,000 miles.

  • Add an authorized user.
    If you have a loved one who travels often, adding him/her as an authorized user for $75/year is very well worth it.

    Authorized users get their own Priority Pass Select membership. This benefit is worth over $400, and to get it for only $75 is amazing.

How to Redeem Ultimate Rewards Points

One of the best features is that Chase Sapphire Reserve allows you to redeem points for travel for higher value. Here are the redemption options:

  • Book travel through Ultimate Rewards. When you book travel with points through the Chase travel portal, you receive a 33% discount. Each point is worth 1.50 cents (10,000 points = $150).

  • Transfer to travel partners. You can transfer your points 1:1 to a number of airline and hotel partners, including United, Southwest, JetBlue, and Hyatt. This often gets you maximum value.

  • Cash back. You can redeem points for statement credit or direct deposit into your bank account, but only at the rate of 1 cent = 1 point (10,000 points = $100).

  • Gift cards. For a 1:1 exchange, you can get a gift card from your favorite retailer.

  • Amazon checkout. You get easy checkout, but the points are only valued at 0.80 cents each (instead of 1:1).

  • Unique experiences. You can also trade in points for an experience at a 1:1 exchange with Chase's Exclusive Events, including fine dining, entertainment, and sports. The value depends on how much you value the experience.

Learn the best ways to redeem Ultimate Rewards points.

How much is 50,000 Chase points worth?
With the Chase Sapphire Reserve, this depends on how you redeem it:

  • If you redeem for cashback, it's worth $500
  • If you redeem on the Chase travel portal, it's worth $750
  • If you transfer to airlines, redemption value varies. You could get 2 round-trip flights from Los Angeles to Hawaii (with British Airway), which can be worth $1000+. It can also be worth a round-trip flight to Europe (though some airlines charge fuel surcharge, so you'd need to account for that).

Is Chase Sapphire Reserve Worth the Fee?

In our opinion, yes the Reserve is very well worth it if you travel a few times a year. It's worth it if you:

  • Can spend $4,000 in the first 3 months to earn the huge sign-up bonus (worth $750 on the Chase travel portal).

  • Use up the $300 annual travel credit per year. This effectively brings down the $550 annual fee to just $250.

  • Spend at least another $8,000 on travel and dining each year. This will earn you more rewards compared to the Sapphire Preferred. That'll also help make up the remaining annual fee (when you use your points on the Chase travel portal)

  • Visit a few Priority Pass lounges per year.

  • Can make use of DoorDash benefits. With the DoorDash food credit, that's essentially $60 of free food a year.

Chase has made some changes to their Reserve benefits. These include:

  • There is no longer price protection.
  • Priority Pass membership only allows you to bring in 2 guests (used to be unlimited guests).
  • The travel purchases that qualify for the $300 travel credit will not earn 3x points.

Despite these slight devaluations, we still think the Reserve is worth applying to if you travel often.

Difference between Chase Sapphire Reserve and Preferred

The Preferred is the lighter version of the Reserved. It has a way smaller annual fee, but also smaller rewards.

The Preferred only gives 2x points on travel and dining. The points are worth 1.25x more value when used to book travel through Chase Ultimate Rewards (as opposed to the Reserve's 1.5x value). They can also be transferred 1:1 to partner travel programs. Unlike the Reserve, the Preferred does not offer any ultra-premium perks such as lounge access, annual travel credit, or TSA Pre/Global Entry credit.

We've calculated that you come out ahead with the Reserve if you spend more than $8,000 per year on travel and dining. You'll get more rewards with the Reserve (plus perks like lounge access), despite the larger annual fee.

Here is a side-by-side comparison of the Sapphire Reserve and Preferred:

 Chase Sapphire ReserveChase Sapphire Preferred Card
 Apply NowApply Now
 

Chase Sapphire Reserve®

Chase Sapphire Preferred® Card

 

Interest Rates and Fees

Purchase APR18.49% to 25.49% Variable based on your creditworthiness and other factors17.49% to 24.49% Variable based on your creditworthiness and other factors
Balance Transfers APR18.49% to 25.49% Variable based on your creditworthiness and other factors17.49% to 24.49% Variable based on your creditworthiness and other factors
Annual Fee$550 annual fee$95 annual fee
 

Benefits and Features

Introductory Bonus OfferEarn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Point Rewards3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases.2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Status$300 Annual Travel Credit (as reimbursement for travel purchases charged to your card).
Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select
 
 Apply NowApply Now

Read more for an in-depth comparison of the Reserve and Preferred.

Frequently Asked Questions

What is the annual fee for Chase Sapphire Reserve?
The annual fee is $550 and it is NOT waived for the first year.

Chase waives the annual fee for active-duty military servicemen on their personal cards. Even the $75 fee for authorized users are waived. For new accounts, the annual fee is automatically waived when Chase compares your SSN to the DOD databases. If your account is not new, you can submit materials through Chase's secure messaging.

What credit score do you need for Chase Sapphire Reserve?
Chase Sapphire Reserve usually requires an Excellent credit score. This usually means a score of 720 or better. But Chase will also consider other things besides credit score, such as your total open cards and recent hard inquiries. Find out more about what kind of credit is required and how to improve your odds.

What's the highest credit limit for Chase Sapphire Reserve?
The lowest credit limit offered by Chase Sapphire Reserve is $10,000. Theoretically, the limit can go all the way up to $500,000. Chase will consider factors like your length of credit history, payment history, and income to determine your credit line. Learn more about it and how to get a credit limit increase.

What is the 5/24 rule?
Chase's unofficial 5/24 policy states that if you have opened 5 or more credit/charge cards in the past 24 months, you will not be approved for certain Chase cards (including the Sapphire Reserve). This goes for credit cards with any bank, not just Chase. So if you want this credit card, prioritize the application over any others.

Can you redeem Chase Sapphire points for cash?
Yes. You can redeem for statement credit or direct deposit into your bank account at 1 point = 1 cent. You need at least 2,000 points ($20) to start redeeming for cashback.

How do I refer friends for Chase Sapphire Reserve?
If you already have the Reserve card, you can refer your friends and family through the Chase Refer-A-Friend program. You can earn up to 5 referral bonuses per year. Read our detailed guide to learn how it works.

Bottom Line

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In our opinion, the Reserve's flexible annual travel credits and long list of perks and beneficial benefits make it competitive with other premium travel credit cards. For very frequent travelers, the Reserve offers great value - especially for Sapphire Preferred users.

For more info on how the Reserve justifies that $550 annual fee, head over to our full review. Or, if you've already applied, start looking into your next steps for taking full advantage of the card's perks and benefits.

Next Step: View the issuer's official application, terms, and details

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Advertiser's affiliate programs.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

For rates and fees of the American Express Platinum card, please click here.

Disclaimer: The information for the Chase Freedom and Citi Prestige® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

More from CreditDonkey:


Chase Sapphire Benefits


Chase Sapphire Reserve Review


Chase Credit Card Application


Chase Sapphire Reserve
Apply for Chase Sapphire Reserve
At Chase's Secure Site
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
  • One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21.
  • Go to issuer's official application, terms, and details
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
18.49% - 25.49% Variable
$550

Compare Chase Sapphire Reserve to:

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Chase Sapphire Preferred® Card

Compare Chase Sapphire Reserve vs American Express Platinum

The Platinum Card® from American Express

Compare Chase Sapphire Reserve vs American Express Gold

American Express® Gold Card


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    Earn Chase points fast by referring your friends and family members. You can earn up to 100,000 extra points with little work. Read on.

    TSA PreCheck: Beginner's Guide

    TSA PreCheck can get you through airport security in about 5 minutes. See if you qualify and what to expect when you apply.

    Chase 5/24 Rule: What You Need to Know

    Applying for a new Chase card? Not so fast. The 5/24 rule can make you ineligible. Learn what the Chase 5/24 rule is and which credit cards are impacted.

    Which Chase Sapphire Has No Foreign Transaction Fee?

    Chase Sapphire Preferred and Reserve are great for travel as they both have no foreign transaction fees. But there are some differences you need to know. Read on before you take off.

    Southwest Airlines Early Bird Check-In Worth It?

    Unlike other airlines, Southwest uses a first-come, first-serve basis for getting a seat. That means Southwest passengers can't choose their seat ahead of time.

    Southwest Baggage Fees

    Southwest prides itself on providing customers lots of extras without the extra costs. Here's what you need to know for your next flight on Southwest.

Learn more about Travel, Airline and Hotel cards:

Credit Cards for International Travel


Airline Miles for Beginners


Hotel













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