Chase Sapphire Preferred® Card vs Chase Freedom
Compare Rewards, Interest Rates, Fees, and Benefits
Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you
Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Chase Freedom, a cash back credit card? Read our comparison chart below.
Keep in mind, the Chase Sapphire Preferred has a
 | Read Chase Freedom Review | |
Chase Sapphire Preferred® Card | Chase Freedom | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | N/A | 0% introductory APR for 15 months |
| Introductory APR for Balance Transfers | N/A | 0% introductory APR for 15 months |
| Purchase APR | 17.49% to 24.49% Variable based on your creditworthiness and other factors | 16.49% to 25.24% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 17.49% to 24.49% Variable based on your creditworthiness and other factors | 16.49% to 25.24% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | $0 | 3% of each transaction in U.S. dollars |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening. | |
| Introductory Bonus Offer | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® | |
| Cash Back Rewards | Unlimited 1% cash back on all other purchases. | |
| Bonus Cash Back | Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases. Bonus Categories for 2019: January - March 2019: Gas Stations, Drugstores, and Tolls April - June 2019: Grocery Stores and Home Improvement Stores July - September 2019: Gas Stations and Select Streaming Services October - December 2019: Department Stores, PayPal and Chase Pay Bonus Categories for 2020: January - March 2020: Gas Stations, Select Streaming Services, and Internet, Cable & Phone Services | |
| Travel Rewards | 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. | |
| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide | |
| Dining Rewards | 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide | |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | High-earning rewards card for those with excellent credit... | Excellent cash back credit card for cardholders who pay in full... |
| Read Chase Freedom Review | |
| What Others View | ||
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Disclaimer: The information for the Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on November 25, 2019 from published websites and is believed to be accurate, but not guaranteed. | ||
Articles on Chase Sapphire Preferred® Card
Chase Sapphire Preferred
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
Chase Sapphire Card Benefits
Maximize the benefits of Chase Sapphire Preferred. Read on to learn about 20+ valuable perks that you may not know about.
Credit Score Needed for Chase Sapphire
Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.
Chase Sapphire Rewards
Chase Sapphire cards offer some of the best travel rewards. Here's what you need to know, including how to earn points and redeem them for maximum value.
Chase Sapphire Preferred Credit Score Needed
Chase Sapphire Preferred usually requires great credit, which means 720 or more. However, many users can be approved with a lower score. Find out the credit requirements needed.
Chase Sapphire Preferred Rental Car Insurance
Chase Sapphire Preferred offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim.
Chase Sapphire Preferred Credit Limit
Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
Chase Sapphire Preferred Login
Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits.
Chase Sapphire Preferred Referral
You can earn up to 75,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.
Chase Sapphire Points Transfer
Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.
Articles on Chase Freedom
Chase Freedom Review
Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you.
Chase Freedom Credit Score
Chase Freedom usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds.
Chase Freedom Rewards
With 5% cash back on bonus categories, the Chase Freedom is a high-earning cash back card. Get details on the rewards calendar and how it works.
Which Do You Like and Why?
You Might Also Like
What Do I Need to Get a Chase Credit Card
Find out the minimum you need to get approved for a Chase credit card (including credit score, income, and other requirements).
How Hard Is It to Get a Chase Credit Card?
Chase is known for being a tough credit card issuer with more rules and higher approval requirements than other issuers. Read on to learn just how hard it is to get a Chase credit card.
Chase Credit Card Application Status
Just applied for a new Chase credit card? Here's how to check your Chase credit card application status in 3 easy ways.
What Credit Cards Does Costco Accept?
Does Costco take Visa, Mastercard or Amex? Read on to find out the payment methods Costco accepts (and the best cards).
Wells Fargo Propel Review
Wells Fargo Propel American Express® Card offers a large bonus promotion, 3x bonus categories, and has no annual fee. Does it live up to the hype? Read on for the pros and cons.
Chase Credit Limit Increase
Need a higher credit limit on your Chase card? It's easier than you think. Here are the different ways you can get a credit line increase.
Chase 5/24 Rule: What You Need to Know
Applying for a new Chase card? Not so fast. The 5/24 rule can make you ineligible. Learn what the Chase 5/24 rule is and which credit cards are impacted.
Cash Magnet Review: Is 1.5% Attractive Enough?
American Express Cash Magnet® Card gives you unlimited 1.5% cash back on your purchases. Is it a good card? Read on to see how it stacks up.
Which United Credit Card is Right for You?
Fly United? You may want to consider an United credit card. But which one is right for you? We break it down.
Review: Chase Ink Business
Which Chase business card is better for your small business? Read this in-depth comparison of the Chase Ink Cash, Ink Preferred, and Ink Unlimited.
Disclaimer: The information for the Wells Fargo Propel American Express® card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
Compare Chase Sapphire Preferred to:
|
|
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
You might also be interested in
Related: Travel Rewards Credit Cards
 Credit Cards for International TravelThe best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you? | ||
Compare Chase Freedom to:
|
|
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Related: Cash Back Credit Cards
 Household Spending StatisticsWhere does all the money go? See what typical Americans make and spend in a month. | ||
Next Page: Chase Sapphire Preferred