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Chase Sapphire Preferred® Card vs Chase Freedom
Compare Rewards, Interest Rates, Fees, and Benefits
Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you
Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Chase Freedom, a cash back credit card? Read our comparison chart below.
Keep in mind, the Chase Sapphire Preferred has a $0 Intro Annual Fee for the First Year, then $95, while the Chase Freedom has a
 | Read Chase Freedom Review | |
Chase Sapphire Preferred® Card | Chase Freedom | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | N/A | 0% introductory APR for 15 months |
| Introductory APR for Balance Transfers | N/A | 0% introductory APR for 15 months |
| Purchase APR | 17.99% to 24.99% Variable based on your creditworthiness and other factors | 16.99% to 25.74% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 17.99% to 24.99% Variable based on your creditworthiness and other factors | 16.99% to 25.74% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | $0 | 3% of each transaction in U.S. dollars |
| Annual Fee | $0 Intro Annual Fee for the First Year, then $95 | |
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Introductory Bonus Cash Back: Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening. | |
| Introductory Bonus Reward Points | Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® | |
| Cash Back Rewards | Cash Back Rewards: Unlimited 1% cash back on all other purchases. | |
| Bonus Cash Back | Bonus Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases. Bonus Categories for 2018: January - March 2018: Gas stations, internet/cable/phone services and Chase Pay, Apple Pay, Android Pay, Samsung Pay April - June 2018: PayPal, Chase Pay and Grocery stores July - September 2018: Gas stations, Lyft and Walgreens October - December 2018: Wholesale clubs, department stores and Chase Pay Bonus Categories for 2019: January - March 2019: Gas stations, Drugstores, and Tolls | |
| Travel Rewards | Travel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. 1:1 point transfer to leading airline and hotel loyalty programs | |
| Airline Rewards | Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs | |
| Hotel Rewards | Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Point Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide | |
| Dining Rewards | Dining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide | |
| Airline Transfer Partners | Airline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | High-earning rewards card for those with excellent credit... | Excellent cash back credit card for cardholders who pay in full... |
| Read Chase Freedom Review | |
| What Others View | ||
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Disclaimer: The information for the Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on October 28, 2018 from published websites and is believed to be accurate, but not guaranteed. | ||
Articles on Chase Sapphire Preferred® Card
Chase Sapphire Preferred Review
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
Chase Sapphire Preferred Credit Limit
Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
Chase Sapphire Preferred Login
Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits.
Chase Sapphire Preferred Referral
You can earn up to 50,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.
Chase Sapphire Preferred Benefits
Chase Sapphire Preferred has benefits you may not know about. Don't waste these valuable perks. Learn about your travel and purchase benefits. Read this guide to get the most value.
Chase Sapphire Rewards
Chase Sapphire cards offer some of the best travel rewards. Here's what you need to know, including how to earn points and redeem them for maximum value.
Chase Sapphire Preferred
Do you like to travel? You need the Chase Sapphire Preferred card. Find out why this must-have credit card is worth the annual fee.
Chase Sapphire Preferred Credit Score
Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.
Chase Sapphire Preferred Signup Bonus
Whether you're familiar with traveling on points or are just getting started, the Chase Sapphire Preferred can be a highly useful rewards credit card for frequent (or aspiring) travelers.
Chase Sapphire Points Transfer
Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.
Articles on Chase Freedom
Chase Freedom Review
Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you.
Chase Freedom Credit Score
Chase Freedom usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds.
Chase Freedom Rewards
With 5% cash back on bonus categories, the Chase Freedom is a high-earning cash back card. Get details on the rewards calendar and how it works.
Which Do You Like and Why?
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Disclaimer: The information for the Wells Fargo Propel American Express® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
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Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
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