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Blue Cash Preferred® Card from American Express vs Discover It

Compare Rewards, Interest Rates, Fees, and Benefits

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Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to Discover It, a cash back card? Read our comparison chart below.

 Apply NowRead Discover It Review
 

Blue Cash Preferred® Card from American Express

Discover it® Cash Back

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on purchases for 12 months0% introductory APR for 15 months
Introductory APR for Balance Transfers0% introductory APR on balance transfers for 12 months0% introductory APR for 15 months
Purchase APR18.74% to 29.74% Variable based on your creditworthiness and other factors18.24% to 28.24% Variable based on your creditworthiness and other factors
Balance Transfers APR18.74% to 29.74% Variable based on your creditworthiness and other factors18.24% to 28.24% Variable based on your creditworthiness and other factors
Foreign Transaction Fee2.7% of each transaction after conversion to US dollars.No foreign transaction fee
Annual Fee$0 intro annual fee for the first year, then $95$0 annual fee
Terms Apply. See Rates & Fees 
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackEarn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back at U.S. gas stations.
3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
1% Cash Back on other purchases.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
1% cash back on all other purchases.
Bonus Cash Back 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Gas Rewards3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. 
Grocery Rewards6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 6% at U.S. supermarkets (up to $6k/year in purchases, then 1%)
  • 3% at U.S. gas stations
  • Bonus cash back promotional offer
Cons:
  • Annual fee
  • Not a Visa/MasterCard
Pros:
  • 5% bonus rotating categories
  • Intro APR on purchases and balance transfers
  • No foreign transaction fee
  • No annual fee
Cons:
  • Some merchants don't accept Discover
Bottom LineExcellent cash back credit card for families... Read full reviewExcellent cash back credit card with no annual fee and low interest rate... Read full review
 Apply NowRead Discover It Review

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

For rates and fees of the Blue Cash Preferred® Card from American Express card, please click here.

Disclaimer: The information for the Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on June 1, 2024 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Blue Cash Preferred or Discover It?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Cash Preferred or Chase Freedom Unlimited.


Articles on Blue Cash Preferred® Card from American Express

Blue Cash Preferred Review

If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.

Which Do You Like and Why?





Compare Blue Cash Preferred to:

For rates and fees of the Blue Cash Everyday® Card from American Express card, please click here.


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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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