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BankAmericard® credit card |
Disclaimer: The information for the BankAmericard® credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
BankAmericard® credit card from Bank of America is a Personal Mastercard card with
| Intro APR | Intro Period | Regular APR | |
|---|---|---|---|
| Purchases | 0% Introductory APR | on purchases for 15 billing cycles | 14.49% - 24.49% Variable APR |
| Balance Transfers | 0% Intro APR | 15 billing cycles for balance transfers made in the first 60 days | 14.49% - 24.49% Variable APR |
Benefits
- Annual Percentage Rate (APR) for Purchases
0% Introductory APR on purchases for 15 billing cycles After that, your APR will be 14.49% to 24.49% Variable APR based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days After that, your APR will be 14.49% to 24.49% Variable APR based on your creditworthiness and other factors.
Interest Rates & Interest Charges
- Annual Fee
$0 annual fee - Balance Transfer Transaction Fee
$0 introductory balance transfer fee for transactions made within 60 days of opening your account. After that, your fee will be either $10 or 3% of the amount of each transaction, whichever is greater. - Foreign Transaction Fee
3% of the amount of each transaction.
Fees
BankAmericard® credit card | Chase Freedom | |
|---|---|---|
Interest Rates and Fees | ||
| Introductory APR for Purchases | 0% Introductory APR on purchases for 15 billing cycles | 0% introductory APR for 15 months |
| Introductory APR for Balance Transfers | 0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days | 0% introductory APR for 15 months |
| Purchase APR | 14.49% to 24.49% Variable APR based on your creditworthiness and other factors | 16.49% to 25.24% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 14.49% to 24.49% Variable APR based on your creditworthiness and other factors | 16.49% to 25.24% Variable based on your creditworthiness and other factors |
| Balance Transfer Fee | $0 introductory balance transfer fee for transactions made within 60 days of opening your account. After that, your fee will be either $10 or 3% of the amount of each transaction, whichever is greater. | 3% intro balance transfer fee when you transfer during the first 60 days of account opening, with a minimum of $5. After that: Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Annual Fee | ||
Benefits and Features | ||
| Introductory Bonus Cash Back | Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening. | |
| Cash Back Rewards | Unlimited 1% cash back on all other purchases. | |
| Bonus Cash Back | Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases. Bonus Categories for 2019: January - March 2019: Gas Stations, Drugstores, and Tolls April - June 2019: Grocery Stores and Home Improvement Stores July - September 2019: Gas Stations and Select Streaming Services October - December 2019: Department Stores, PayPal and Chase Pay Bonus Categories for 2020: January - March 2020: Gas Stations, Select Streaming Services, and Internet, Cable & Phone Services | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. BankAmericard: Pricing information including interest rates, rewards, benefits and fees was obtained on December 2, 2019 from published websites and is believed to be accurate, but not guaranteed. Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on November 25, 2019 from published websites and is believed to be accurate, but not guaranteed. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the BankAmericard® credit card and Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. | ||
- Pricing information including interest rates, rewards, benefits and fees was obtained on December 2, 2019 from published websites and is believed to be accurate, but not guaranteed.
- While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Complete Card Details
Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America.
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