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BankAmericard® Credit Card


Disclaimer: The information for the BankAmericard® Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

BankAmericard® Credit Card from Bank of America is a Personal Mastercard card with $0 annual fee.

Intro APR Intro Period as long as Regular APR
Purchases 0% Introductory APRon purchases for 15 billing cycles14.74% - 24.74% Variable APR
Balance Transfers 0% Intro APR15 billing cycles for balance transfers made in the first 60 days14.74% - 24.74% Variable APR

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% Introductory APR on purchases for 15 billing cycles After that, your APR will be 14.74% to 24.74% Variable APR based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days After that, your APR will be 14.74% to 24.74% Variable APR based on your creditworthiness and other factors.

    Fees

  • Annual Fee
    $0 annual fee
  • Balance Transfer Transaction Fee
    $0 introductory balance transfer fee for transactions made within 60 days of opening your account. After that, your fee will be either $10 or 3% of the amount of each transaction, whichever is greater.
  • Foreign Transaction Fee
    3% of the amount of each transaction.
 

BankAmericard® Credit Card

Chase Freedom

 

Interest Rates and Fees

Introductory APR for Purchases0% Introductory APR on purchases for 15 billing cycles0% introductory APR for 15 months
Introductory APR for Balance Transfers0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days0% introductory APR for 15 months
Purchase APR14.74% to 24.74% Variable APR based on your creditworthiness and other factors16.74% to 25.49% Variable based on your creditworthiness and other factors
Balance Transfers APR14.74% to 24.74% Variable APR based on your creditworthiness and other factors16.74% to 25.49% Variable based on your creditworthiness and other factors
Balance Transfer Fee$0 introductory balance transfer fee for transactions made within 60 days of opening your account. After that, your fee will be either $10 or 3% of the amount of each transaction, whichever is greater.Either $5 or 5% of the amount of each transfer, whichever is greater.
Annual Fee$0 annual fee$0 annual fee
 

Benefits and Features

Introductory Bonus Cash Back Introductory Bonus Cash Back: Earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening.
Cash Back Rewards Cash Back Rewards: Unlimited 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.
Bonus Categories for 2018:
January - March 2018: Gas stations, internet/cable/phone services and Chase Pay, Apple Pay, Android Pay, Samsung Pay
April - June 2018: PayPal, Chase Pay and Grocery stores
July - September 2018: Gas stations, Lyft, and Walgreens

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

BankAmericard: Pricing information including interest rates, rewards, benefits and fees was obtained on July 3, 2018 from published websites and is believed to be accurate, but not guaranteed.

Chase Freedom: Pricing information including interest rates, benefits and fees was obtained on July 13, 2018 from published websites and is believed to be accurate, but not guaranteed.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the BankAmericard® Credit Card and Chase Freedom has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Complete Card Details

  • Pricing information including interest rates, rewards, benefits and fees was obtained on July 3, 2018 from published websites and is believed to be accurate, but not guaranteed.
  • While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America.


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Compare BankAmericard to:


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
16.74% - 25.49% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
16.74% - 25.49% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% Introductory APR on purchases for 12 billing cycles
0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
14.99% - 24.99% Variable APR on purchases and balance transfers
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
0% for 14 months
13.74% - 24.74% Variable
$0

Disclaimer: The information for the Chase Freedom, Chase Slate, Bank of America® Cash Rewards Credit Card, and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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    Disclaimer: The information for the Bank of America® Travel Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.