The Business Platinum® Card from American Express vs Blue Cash Preferred® Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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American Express Business Platinum is an excellent business charge card for frequent travelers. How does it compare to Blue Cash Preferred from American Express, a cash back, gas and grocery credit card? Read our comparison chart below.

Charge Card vs Credit Card: The Business Platinum® Card from American Express is a charge card for business while Blue Cash Preferred® Card from American Express is a credit card for consumer. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	The Business Platinum® Card from American Express	Blue Cash Preferred® Card from American Express


	Business Charge Card	Personal Credit Card

	Welcome Offer: Earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year. Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply. Get one year of Platinum Global Access from WeWork. With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019. Terms Apply See Rates & Fees See Current Offer	Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. New 6% Cash Back on select U.S. streaming subscriptions. New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018. Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24% $95 annual fee. Terms Apply. See Rates & Fees See Current Offer
	Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR on purchases for 12 months
Introductory APR for Balance Transfers	N/A	0% introductory APR on balance transfers for 12 months
Purchase APR	N/A	15.24% to 26.24% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	15.24% to 26.24% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	2.7% of each transaction after conversion to US dollars.
Annual Fee	$595 annual fee	$95 annual fee
	Card Rewards & Benefits
Introductory Bonus Cash Back		Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
Introductory Bonus Reward Points	Welcome Offer: Earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
Cash Back Rewards		New 6% Cash Back on select U.S. streaming subscriptions. New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
Travel Rewards	Travel Rewards
Airline Rewards	Get 5X Membership Rewards® points on flights on amextravel.com.
Bonus Airline Rewards	35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
Hotel Rewards	Get 5X Membership Rewards® points on prepaid hotels on amextravel.com.
Point Rewards	Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
Airline Status	Get up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status	Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
Gas Rewards		3% Cash Back at U.S. gas stations.
Grocery Rewards		6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
Airline Transfer Partners	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews

Pros & Cons	Pros: Welcome Bonus Offer Airline Fee Credit Global Lounge Collection Concierge Service Cons: $595 annual fee	Pros: 6% at U.S. supermarkets (up to $6k/year in purchases, then 1%) 3% at U.S. gas stations Bonus cash back promotional offer Cons: $95 annual fee Not a Visa/MasterCard
Bottom Line	Excellent business charge card for frequent travelers... Read full review	Excellent cash back credit card for families... Read full review

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Articles on The Business Platinum® Card from American Express

AMEX Business Platinum Review

The Business Platinum® Card from American Express offers travel-friendly benefits, including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But is it worth it? Read on to learn the pros and cons.

Articles on Blue Cash Preferred® Card from American Express

Blue Cash Preferred

If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.

Comments

Steve from Indiana
on October 22, 2016 9:06 AM said about American Express Business Platinum:
Hands down American Express if you really use it a lot!
They keep on making it much better!

I was not a big fan before because I didn't use it much!
Once you start really using it in all ways possible it works even harder and better!
I love it!

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Compare American Express Business Platinum to:

The Platinum Card® from American Express



Terms Apply \| Read Review \| See Rates & Fees
Annual Fee
$550

American Express® Business Gold Card



Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	16.49% - 24.49% Variable
Annual Fee
$295

The Plum Card® from American Express



Terms Apply \| Read Review \| See Rates & Fees
Annual Fee
$0 introductory annual fee for the first year, then $250

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Compare Blue Cash Preferred to:

Blue Cash Everyday® Card from American Express

Terms Apply \| Read Review \| See Rates & Fees
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
0% on Purchases for 15 months	0% on Balance Transfers for 15 months	15.24% - 26.24% Variable	$0

Chase Sapphire Preferred® Card
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
N/A	N/A	18.24% - 25.24% Variable	$95


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The Business Platinum® Card from American Express vs Blue Cash Preferred® Card from American Express