American Express Business Platinum vs Blue Cash Preferred

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

American Express Business Platinum is an excellent business charge card for frequent travelers. How does it compare to Blue Cash Preferred from American Express, a cash back, gas and grocery credit card? Read our comparison chart below.

Keep in mind, the American Express Business Platinum has a $450 annual fee, while the Blue Cash Preferred has a $95 annual fee.

Charge Card vs Credit Card: The Business Platinum® Card from American Express OPEN is a charge card for business while Blue Cash Preferred® Card from American Express is a credit card for consumer. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	The Business Platinum® Card from American Express OPEN	Blue Cash Preferred® Card from American Express
	Business Charge Card	Personal Credit Card
	Welcome Offer: Earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year. You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel. You can enjoy access to The American Express Global Lounge Collection℠ offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 6/2017 Terms Apply See Rates & Fees	$200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases. Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%. Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. $95 annual fee. Terms Apply. See Rates & Fees
	Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR on Purchases for 12 months
Introductory APR for Balance Transfers	N/A	0% introductory APR on Balance Transfers for 12 months
Purchase APR	N/A	14.49% to 25.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	14.49% to 25.49% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	2.7% of each transaction after conversion to US dollars.
Annual Fee	$450 annual fee	$95 annual fee
	Card Rewards & Benefits
Introductory Bonus Cash Back		Introductory Bonus Cash Back: $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Welcome Offer: Earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on eligible purchases within your first 3 months of Card Membership.
Cash Back Rewards		Cash Back Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
Travel Rewards	Travel Rewards
Airline Rewards	Airline Rewards: Get 5X Membership Rewards® points on flights on amextravel.com.
Bonus Airline Rewards	Bonus Airline Rewards: 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year. You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
Hotel Rewards	Hotel Rewards: Get 5X Membership Rewards® points on prepaid hotels on amextravel.com.
Point Rewards	Point Rewards: Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
Airline Status	Airline Status: Get up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status	Hotel Status: Enroll for complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest). Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
Gas Rewards		Gas Rewards: 3% cash back at U.S. gas stations.
Grocery Rewards		Grocery Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
Airline Transfer Partners	Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Welcome Bonus Offer Airline Fee Credit Global Lounge Collection Concierge Service Cons: $450 annual fee	Pros: 6% at US supermarkets (up to $6k/year in purchases, then 1%) 3% at US gas stations Bonus cash back promotional offer Cons: $95 annual fee Not a Visa/MasterCard
Bottom Line	Excellent business charge card for frequent travelers... Read full review	Excellent cash back credit card for families... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Explore The Business Platinum® Card from American Express OPEN In-Depth

AMEX Business Platinum Review
The Business Platinum® Card from American Express OPEN offers travel-friendly benefits – including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But with so many cards boasting no annual fee, why would anyone want to pay $450 to use this card each year?
• American Express Business Platinum vs American Express Platinum
• American Express Business Platinum vs Business Gold Rewards Card
• American Express Business Platinum vs American Express Plum Card

Explore Blue Cash Preferred® Card from American Express In-Depth

Blue Cash Preferred
If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.
• Blue Cash Preferred vs Amex EveryDay Preferred
• Blue Cash Preferred vs Blue Cash Everyday
• Blue Cash Preferred vs Chase Freedom

Comments

• Steve from Indiana
  on October 22, 2016 9:06 AM said about American Express Business Platinum:

  Hands down American Express if you really use it a lot!
  They keep on making it much better!

  I was not a big fan before because I didn't use it much!
  Once you start really using it in all ways possible it works even harder and better!
  I love it!

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.

You Might Also Like

American Express Credit Card Offers
American Express now offer promotions for new credit card applicants. But how do you pick which deal is right for you? Read this in-depth guide.

Credit Card Bonus Offers
Take advantage of credit card bonuses for new customers, including bonus cash, reward points, and airline miles.

Credit Card Deals
Applying for a card with a bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.


American Express Platinum Review: Is $550 Worth It?
Is the Platinum Card® from American Express worth the $550 annual fee? Read this in-depth review to help you decide.

Compare American Express Business Platinum to:

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $550

The Business Gold Rewards Card from American Express OPEN Terms Apply | Read Review | See Rates & Fees Annual Fee $0 introductory annual fee for the first year, then $175

The Plum Card® from American Express OPEN Terms Apply | Read Review | See Rates & Fees Annual Fee $0 introductory annual fee for the first year, then $250

You might also be interested in

Related: Business Credit Cards

	How to Build Business Credit Small business owners need to build business credit so they can continue to make investments and grow. Learn how with our infographic guide.

Compare Blue Cash Preferred to:

Blue Cash Everyday® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 15 months 0% on Balance Transfers for 15 months 14.49% - 25.49% Variable Annual Fee $0

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.49% - 24.49% Variable Annual Fee $0 Intro for the First Year, then $95

The Amex EveryDay® Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on purchases for 15 months 0% on balance transfers for 15 months 14.49% - 25.49% Variable Annual Fee $0

Related: Cash Back Credit Cards

	Household Spending Statistics Where does all the money go? See what typical Americans make and spend in a month.