Best Credit Cards for Online Shopping

We’ve selected the best cards for online shopping on the market today. By taking advantage of their perks, you can shop online with confidence.

Today, you can buy nearly anything online. With just a credit card and a few clicks of the mouse, your purchases will be on their way to you. But what if you need to make a return or exchange? Online merchants don’t always offer the best return or warranty programs. This is where a credit card with perks such as return protection and extended warranty can come in very handy.

Return Protection

Returning a product at a regular store is a hassle. When you shop online, it gets even more complicated. Some online stores might even refuse to accept a return if you miss the short return window.

Using a credit card with return protection helps minimize the danger. Read our article on the best credit cards for return protection.

Discover it® The new Discover it card is out to change the way people think about credit cards. Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.* Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.* Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card. Flexible...Choose your own due date and pay up to midnight ET online or by phone. Human...talk to a real person any time with 100% U.S.-based service. 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions. Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 6 months 0% for 18 months 10.99% - 22.99% (V)* $0

Extended Warranty

One of many shoppers’ most frustrating moments is when they buy something only to have it break. While many expensive products offer extended warranties, it is easy to forget to buy one when you shop online. Besides, these warranty programs are often overpriced. If you are worried about your online purchases breaking, you can be protected by using the right credit card.

For example, the Citi Diamond Preferred offers an extended warranty program that extends the terms of the manufacturer’s original warranty (of one year or less) up to an additional year on most items purchased entirely with the card. In addition, the Citi Diamond Preferred offers a 0% intro APR on purchases for 18 months.

Citi Diamond Preferred® Card Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.* There is a balance transfer fee of either $5 or 3% of the amount of each transfer. Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item. Let our 24/7 concierge service help book your hotel rooms, flights and more. Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®. $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee* Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% for 18 months 0% for 18 months 11.99% - 21.99% (Variable) $0

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