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Credit Card Rewards

Credit Card Rewards

Compare credit cards with rewards from our partners and apply online
If you pay your balance in full each month, a rewards card can be a great way to earn cash back, free travel, or other perks. From basic rewards cards with no annual fee, to high-end travel rewards cards for business owners, there's a rewards card for nearly every lifestyle.


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How to Choose a Credit Card with Rewards

This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the advertiser's affiliate programs.

So you've decided you want to earn rewards for your spending but aren’t sure how to pick the right card?

You'll want to compare rewards, annual fees, and the benefits of each card to choose the right one for you.

But if you plan on carrying a balance, you’ll want to take a look at low interest credit cards instead, because the interest cost will far exceed the rewards.

Here’s everything you need to know about choosing a credit card with rewards.

Keep in Mind

© CreditDonkey

  • No annual fee?
    In general, the higher the annual fee, the better the rewards. But you can still find good rewards cards that have no annual fee.

    You may find that an annual fee is worth it—do the math to see whether the rewards will more than pay for it every year. Will you use the card often enough to earn the fee (which can cost less than $100 to as much as $450) and then some?

    Tip: If you have no tolerance for a yearly fee, read our latest roundup of credit card deals with no annual fees.

  • Travel?
    Look out for foreign transaction fees. You do not want to be nickel-and-dimed the next time you are traveling abroad by having to pay an extra 3% or so on each purchase. Or else resolve not to take your new card overseas.

    Tip: Read our best credit cards for international travel for the latest recommendations.

  • Cash Back or Miles?
    Keep an eye on promotional offers. You can find cards that will give you a nice chunk of cash back or points in return for charging a certain amount in the first few months of ownership. Banks want your business and usually offer attractive incentives to encourage you to open a new account and start using the new credit card.

    Chase Sapphire Preferred Chase Sapphire Preferred, for example, is currently offer a promotion where you'll earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®.

    When you're looking at the bonuses different cards are offering, the trick is to not get yourself lured in without reading the fine print. As a trade-off for getting all those points or miles up front, you typically have to meet a minimum spending requirement first.

    Tip: Compare the deals to find the best one for you. Here is a list of current cashback credit card offers and airline miles promotions on CreditDonkey.

  • Redemption
    Are you just looking for cash? Cashback credit cards are popular and redemption is so easy to understand (when you have 2,000 points, that’s $20 you can cash in as statement credit or a direct deposit in your bank account). Or are you more interested in rewarding yourself with a hotel stay or an airline trip? Then you’ll want to look at cards that will give you miles in return for your spending.

    Tip: Rewards earned through a travel card are usually worth more (you can stretch out how much the miles are worth if you book through the credit card or transfer them over to a loyalty program) than pure cash. However, travel rewards cards tend to come with an annual fee attached, and are most beneficial for regular travelers (lots of miles are great but only if you’ll actually use them).

Match Rewards to Spending Habits

© CreditDonkey

Beyond the perks and promotions, you should factor in where your dollars tend to go. Are you a big grocery spender? There are rewards cards for that. Or do you rack up a ton of travel expenses through work? There are rewards cards for that too.

A card that pays out the highest rewards for your biggest spending categories should give you the most value in the long run.

  • For Gas and Groceries:

    • If you have excellent credit:
      Blue Cash Preferred Frequent grocery shoppers can benefit from the Blue Cash Preferred from American Express, a CreditDonkey advertiser. It offers 6% cash back at U.S. supermarkets on up to $6,000 in purchases (then 1%) and 3% cash back at U.S. gas stations.

      But it has a $95 annual fee. To make the fee worthwhile, you’ll need to spend at least $61/week on groceries at U.S. supermarkets, or $3,172 a year. That will earn you enough for a $190.32 statement credit to justify the $95 annual fee, and have $95.32 leftover. You have the potential to earn much higher if, like many people, you spend more than that amount at grocery stores and factor in how much cash back you’ll get for gas and other purchases.

      Blue Cash Everyday Otherwise, consider the Blue Cash Everyday — which has no annual fee. The Blue Cash Everyday offers 3% cash back at U.S. supermarkets on up to $6,000 in purchases (then 1%) and 2% cash back at U.S. gas stations. It’s still a good deal for cardholders who will diligently use the card for their regular shopping.

    • If you have fair credit:
      Barclaycard Rewards Consider the Barclaycard Rewards card. The Barclaycard Rewards has no annual fee and offers 2x points on gas, grocery store (excluding Target® and Walmart®), and utility purchases. Plus, it reports to the 3 major credit bureaus, giving you an opportunity to build your credit history.

  • For airline miles:
    Want to score free trips? Learn how to play the airline miles and points game. You’ll make the most headway if you are a frequent traveler and can take advantage of frequent flier programs (some cards will let you make transfers).

    Warning: The miles game can be addicting. The last thing you want to do is accumulate airline miles with no plans to use them.

Don't Take on a Card You Don't Understand

Another issue to consider is ease of use. Is redeeming your points going to be a mind game that you can’t get out of, or do you enjoy the hunt for making the most of your miles?

Some people love the excitement of higher reward categories that change every few months (like dedicated users of the Chase Freedom and Discover cards), while others find the whole matter a bit of a hassle to track. If you fall into the latter group, you may be better off sticking with a card that always has the same rewards structure. That way, you don't run the risk of missing out on a bonus deal because you weren’t paying attention.

As a general rule of thumb, the better the rewards a card is offering, the better your credit will need to be to qualify. At a minimum, most rewards cards look for people with good credit when making approval decisions. If you're applying for an premium credit card like the Chase Sapphire Preferred, your score will need to be in the excellent range.

Look for Extras

When you're shopping around for a rewards card, look beyond the initial sign-on bonus and the kind of points or miles you can earn. These days, rewards cards come with lots of other incentives that can sweeten the deal, so it pays to review all of the finer points.

The American Express Platinum card is a prime example of a rewards card that takes things one step further. Members get premium benefits like access to select airport lounge programs at no additional charge, round-the-clock concierge service, companion tickets aboard eligible international flights, discounts on cruise and vacation packages, as well as preferred seating to select entertainment and sporting events.

All of those plusses tend to appeal to someone who travels frequently, but if you're more of an everyday spender who doesn’t get to go out all that much, you can still find a card with Membership Rewards but without the annual fee (such as AMEX EveryDay).

Take the time to see what else the card offers beyond basic rewards, or risk seriously shortchanging yourself.

Review Redemption Options

© CreditDonkey

Earning tons of rewards doesn't do you any good unless you know how to use them strategically. Just as your options for earning rewards vary from one card to another, so do your choices for redeeming them.

With a cash back card, for example, your options for redemption are typically limited to direct deposit, statement credit, or gift cards (with gift cards, you can usually get more for your dollar; the credit card company will give you an extra $5 or $10, depending on what type of gift card you choose). Discover also allows you to use your cash back for purchases made online at selected retailers, including Amazon, as well as donations to charity.

By contrast, a travel rewards card is likely to offer a more extensive range of redemption methods.

With the Chase Sapphire Preferred card, you can redeem your points for things like airfare, hotel stays, and rental cars. If you book travel through Chase’s online portal, Ultimate Rewards, you'll automatically get a 20% discount on your points for even more savings. That makes each point worth 1.25 cents.

Cardholders can also convert their points to gift cards from participating retailers or cash back if they prefer. And points earned with the Sapphire Preferred card can be transferred to participating frequent flyer and hotel loyalty programs on a 1:1 basis. The Membership Rewards Program from Amex also offers the option to transfer points to certain airlines and hotels.

If flexibility is important to you, take a look at a rewards card with multiple redemption options. Keep in mind, however, that your points may not necessarily generate the same value from one redemption option to another. For instance, 10,000 Membership Rewards points would be equal to $100 in travel credit, but they'd only be worth $70 if you're using them to pay for an Amazon purchase.

Pay Attention to Fees and Interest

After you've reviewed how points are earned and how you can use them, the last thing you need to focus on is how much the card is going to cost to use it. While there are some rewards cards that don't charge an annual fee, those that do usually have a more valuable rewards program. You’ll have to figure out if you can always make up the cost of the fee in rewards (i.e., you’ll use the card often enough throughout the year) and whether you’re diligent enough to cancel the card if you end up not using it.

Take a closer look at the EveryDay Preferred card from American Express. The card pays out triple points on supermarket purchases, on up to $6,000 worth of purchases per year. You also get 2 points per $1 at gas stations and 1 point on other purchases. Those are some nice rewards, but they come at a price—there's a $95 annual fee. If you hit the annual spending limit on groceries, you could help justify the annual fee with the rewards you earn, but if you don't use the card that often, you could end up going in the hole.

Aside from that, there's also the card's APR to consider. If you're not going to pay the balance in full each month, a higher rate can make your debt much more expensive. When paired with a hefty annual fee, the interest can effectively negate anything you'd be getting in the form of rewards.


Picking the best rewards card for you can feel like searching for a song in a digital music store when you don’t know the name of it. You may fee a little lost at first. Focus on a few priorities, e.g., is no annual fee a top issue for you, do you really, really want to get travel-related rewards, etc.

Evaluate how you spend your money, consider what kind of rewards are most important for you, and think about how you’re most likely going to use them. You’ll then pinpoint the card that's your ideal match.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: The information for the Chase Freedom® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Cash Back Credit Cards

Barclaycard CashForward World MasterCard
Read ReviewApply for Barclaycard CashForward World MasterCard
At Barclaycard's Secure Site
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Expiration on Rewards$0 Fraud Liability
Cash Back Rewards Benefit: Earn unlimited 1.5% cash rewards on every purchase
Introductory Bonus Cash Back: Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
Bonus Cash Back: Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption.
Our Review: Are you proud of your excellent credit? You should be, as you’re a wanted person. The Barclaycard CashForward, aimed at people who have great credit, rewards you nicely. With its generous $100 promotion and its above-average 1.5% cash rewards on all purchases, Barclaycard CashForward Card is worth considering... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months (must be completed within first forty-five days of account opening)
15.24%, 19.24% or 23.24%* Variable
$0

Blue Cash Everyday Card from American Express
Read ReviewApply for Blue Cash Everyday Card from American Express
At American Express' Secure Site
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance $0 Fraud Liability
Cash Back Rewards Benefit: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
Introductory Bonus Cash Back: Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.
Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
You will receive cash back in the form of statement credits.
Our Review: If you want a cash back credit card with the same rewards categories year-round and no annual fee, then consider the Blue Cash Everyday Card. Read on for the pros and cons... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
13.24% - 23.24% Variable
$0

Blue Cash Preferred Card from American Express
Read ReviewApply for Blue Cash Preferred Card from American Express
At American Express' Secure Site
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance $0 Fraud Liability
Cash Back Rewards Benefit: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
Introductory Bonus Cash Back: Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.
Plus, earn $150 back after you spend $1,000 in purchases on your new Card within the first 3 months.
You will receive cash back in the form of statement credits.
Our Review: If you are looking to get cashback rewards on common household categories like gas and groceries, consider the Blue Cash Preferred Card. American Express created the Preferred card as an upgrade to the Blue Cash Everyday... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
13.24% - 23.24% Variable
$95


Read Review
Our Review: Chase Freedom is one of the best credit cards for cash back, if used the right way. If not, there are drawbacks. Read on for the pros and cons to determine if this card is right for you... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
14.24% - 23.24% Variable
$0

Disclaimer: The information for the Chase Freedom® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Gas Rewards Credit Cards

Blue Cash Preferred Card from American Express
Read ReviewApply for Blue Cash Preferred Card from American Express
At American Express' Secure Site
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance $0 Fraud Liability
Gas Rewards Benefit: 3% cash back at U.S. gas stations. Terms and limitations apply
Our Review: If you are looking to get cashback rewards on common household categories like gas and groceries, consider the Blue Cash Preferred Card. American Express created the Preferred card as an upgrade to the Blue Cash Everyday... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
13.24% - 23.24% Variable
$95

Blue Cash Everyday Card from American Express
Read ReviewApply for Blue Cash Everyday Card from American Express
At American Express' Secure Site
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance $0 Fraud Liability
Gas Rewards Benefit: 2% at U.S. gas stations. Terms and limitations apply
Our Review: If you want a cash back credit card with the same rewards categories year-round and no annual fee, then consider the Blue Cash Everyday Card. Read on for the pros and cons... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
13.24% - 23.24% Variable
$0

Barclaycard Rewards MasterCard
Read ReviewApply for Barclaycard Rewards MasterCard
At Barclaycard's Secure Site
Point RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Gas Rewards Benefit: 2X points on gas purchases
Our Review: For people with fair credit looking to earn rewards with no annual fee, the Barclaycard Rewards MasterCard is a solid pick. It offers 2x points on three common expense categories — gas, grocery stores (excluding Target® and Walmart®), and utilities... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
25.24%* Variable
$0


Read Review
Introductory Bonus Cash BackCash Back RewardsGas RewardsNo Expiration on RewardsDining RewardsCar Rental Insurance$0 Fraud Liability
Our Review: Do you eat out and drive a lot? If you want cash back rewards without having to think too much, the Discover It Chrome could be the right fit for you... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
11.24% - 23.24% Variable*
$0

Disclaimer: The information for the Discover it® Chrome has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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    American Express now offer promotions for new credit card applicants. But how do you pick which deal is right for you? Read this in-depth 2016 guide.

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    The right grocery credit card gives you a high percentage back for shopping at the supermarket as well as a good amount back on your other everyday purchases, like charges made at the gas pump.

Airline Rewards Credit Cards

Chase Sapphire Preferred Card
Read ReviewApply for Chase Sapphire Preferred Card
At Chase's Secure Site
Airline Rewards Benefit: 1:1 point transfer to leading airline and hotel loyalty programs
Our Review: Do you like to travel? Travel credit cards can help you earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred. It has a huge bonus point offer and premium travel benefits. But the card has a $95 annual fee. Read on to see if the Sapphire Preferred is worth it... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.24% - 23.24% Variable
Introductory Annual Fee of $0 the first year, then $95

Barclaycard Arrival World MasterCard
Read ReviewApply for Barclaycard Arrival World MasterCard
At Barclaycard's Secure Site
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsCar Rental RewardsNo Limits on RewardsDining RewardsTravel Accident InsuranceEmergency Assistance
Airline Rewards Benefit: Earn 1X miles on all other purchases.
Introductory Bonus Airline Rewards: Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
Our Review: Is this the best travel rewards credit card with no annual fee? Read on for the pros and cons to the Barclaycard Arrival... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% for 12 months (must be completed within first forty-five days of account opening)
16.24%, 20.24% or 24.24%* Variable
$0

Barclaycard Arrival Plus World Elite MasterCard
Read ReviewApply for Barclaycard Arrival Plus World Elite MasterCard
At Barclaycard's Secure Site
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsCar Rental RewardsTravel Accident InsuranceEmergency Assistance
Airline Rewards Benefit: Earn 2X miles on all purchases.
Introductory Bonus Airline Rewards: Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit
Our Review: Is this 2x miles credit card worth the $89 annual fee? Read on to see how the Arrival Plus compares with top travel rewards credit card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% for 12 months (must be completed within first forty-five days of account opening)
16.24% or 20.24%* Variable
$89 - Waived first year

Gold Delta SkyMiles Credit Card from American Express
Read ReviewApply for Gold Delta SkyMiles Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud LiabilityEmergency Assistance
Airline Rewards Benefit: Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
Introductory Bonus Airline Rewards: Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Our Review: There are many airline credit cards to choose from, so how do you decide if the Gold Delta SkyMiles credit card is right for you? Read this review before you apply... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
NoneNone
15.49% - 19.49% Variable
$0 intro annual fee for the first year, then $95

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Travel Credit Cards

Chase Sapphire Preferred Card
Read ReviewApply for Chase Sapphire Preferred Card
At Chase's Secure Site
Travel Rewards Benefit: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Our Review: Do you like to travel? Travel credit cards can help you earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred. It has a huge bonus point offer and premium travel benefits. But the card has a $95 annual fee. Read on to see if the Sapphire Preferred is worth it... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.24% - 23.24% Variable
Introductory Annual Fee of $0 the first year, then $95

Barclaycard Arrival Plus World Elite MasterCard
Read ReviewApply for Barclaycard Arrival Plus World Elite MasterCard
At Barclaycard's Secure Site
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsCar Rental RewardsTravel Accident InsuranceEmergency Assistance
Travel Rewards Benefit: Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates. Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more. (Redemptions start at 10,000 miles for $100 toward qualifying travel purchases made in the last 120 days)

Get 5% miles back to use toward your next redemption, every time you redeem
Airline Rewards: Earn 2X miles on all purchases.
Hotel Rewards: Redeem your miles toward hotel stays.
Our Review: Is this 2x miles credit card worth the $89 annual fee? Read on to see how the Arrival Plus compares with top travel rewards credit card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% for 12 months (must be completed within first forty-five days of account opening)
16.24% or 20.24%* Variable
$89 - Waived first year

Starwood Preferred Guest Credit Card from American Express
Read ReviewApply for Starwood Preferred Guest Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsTravel RewardsBonus Airline RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionTravel Accident Insurance$0 Fraud Liability
Airline Rewards: Transfer Starpoints to more than 30 airline frequent flyer programs, mostly on a one-to-one basis.
Redeem Starpoints® for free flights with SPG Flights with no blackout dates.
Hotel Rewards: Get free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates. Some hotels may have mandatory service and resort charges.
Our Review: Do you like to travel? Starwood Preferred Guest credit card earns points that you can redeem for hotel stays and flights. Plus, there's a signup bonus! But the card has an annual fee. Read on to find out if the SPG card is still worth considering... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.49% - 19.49% variable
$0 introductory annual fee for the first year, then $95

Barclaycard Arrival World MasterCard
Read ReviewApply for Barclaycard Arrival World MasterCard
At Barclaycard's Secure Site
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsCar Rental RewardsNo Limits on RewardsDining RewardsTravel Accident InsuranceEmergency Assistance
Travel Rewards Benefit: Earn 2X miles on travel purchases.

Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates. Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more. (Redemptions start at 2,500 miles for $25 toward qualifying travel purchases made in the last 120 days).

Get 5% miles back to use toward your next redemption, every time you redeem
Airline Rewards: Earn 1X miles on all other purchases.
Hotel Rewards: Redeem your miles toward hotel stays.
Our Review: Is this the best travel rewards credit card with no annual fee? Read on for the pros and cons to the Barclaycard Arrival... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% for 12 months (must be completed within first forty-five days of account opening)
16.24%, 20.24% or 24.24%* Variable
$0

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    Study: Credit Card for European Travel 2016

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Hotel Rewards Credit Cards

Starwood Preferred Guest Credit Card from American Express
Read ReviewApply for Starwood Preferred Guest Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsTravel RewardsBonus Airline RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionTravel Accident Insurance$0 Fraud Liability
Hotel Rewards Benefit: Get free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates. Some hotels may have mandatory service and resort charges.
Introductory Bonus Hotel Rewards: Get 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
Our Review: Do you like to travel? Starwood Preferred Guest credit card earns points that you can redeem for hotel stays and flights. Plus, there's a signup bonus! But the card has an annual fee. Read on to find out if the SPG card is still worth considering... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.49% - 19.49% variable
$0 introductory annual fee for the first year, then $95

Hilton HHonors Card from American Express
Read ReviewApply for Hilton HHonors Card from American Express
At American Express' Secure Site
Introductory Bonus Hotel RewardsHotel RewardsGas RewardsGrocery RewardsDining RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Baggage InsuranceTravel Accident Insurance$0 Fraud Liability
Hotel Rewards Benefit: Get 7X Hilton HHonors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
Introductory Bonus Hotel Rewards: Earn 50,000 Hilton HHonors(TM) Bonus Points after you spend $750 in purchases on the Card within your first 3 months of Card Membership.
Hilton HHonors: Enjoy complimentary Silver status with your Hilton HHonors™ Card. Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn HHonors Gold status through the end of the next calendar year.
Our Review: The Hilton HHonors Card from American Express is a hotel credit card with no annual fee, so what's the catch? Read on to see if the Hilton AMEX is worth applying for... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.49% - 19.49% Variable
$0


Read Review
Introductory Bonus Hotel RewardsHotel RewardsDrugstore RewardsGas RewardsGrocery Rewards
Our Review: The Citi Hilton HHonors Visa is an excellent rewards card for travelers who enjoy staying at Hilton hotels. This card earns award nights at Hilton hotels around the world and gives you HHonors Status with the Hilton chain... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.49% - 19.49%* (Variable)
None


Read Review
Introductory Bonus Hotel RewardsHotel RewardsBonus Hotel RewardsCar Rental Rewards
Our Review: If you are a frequent traveler and enjoy staying at the Hilton chain of hotels, you may want to consider the Citi HHilton Reserve Card. When you use this card, you earn points toward free nights at Hilton hotels and resorts. This card also offers a number of other solid travel benefits. There is a $95 annual fee so read on to decide if it's worth it... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.49%* (Variable)
$95*

Disclaimer: The information for the Citi® Hilton HHonors Visa Signature® Card and Citi® Hilton HHonors™ Reserve Card have been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Reward Points Credit Cards

The Amex EveryDay Preferred Credit Card from American Express
Read ReviewApply for The Amex EveryDay Preferred Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsGas RewardsGrocery Rewards$0 Fraud Liability
Point Rewards Benefit: 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
Introductory Bonus Reward Points: Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
Bonus Reward Points: Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
Our Review: The EveryDay Preferred credit card is worth considering if you have excellent credit and plan to use this card frequently to take full advantage of its rewards. This is the type of the card that is meant to come out of your wallet several times throughout the month — or else you’ll find the $95 annual fee won’t be worth it... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
13.24% - 23.24% Variable
$95

Chase Sapphire Preferred Card
Read ReviewApply for Chase Sapphire Preferred Card
At Chase's Secure Site
Point Rewards Benefit: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®.
Our Review: Do you like to travel? Travel credit cards can help you earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred. It has a huge bonus point offer and premium travel benefits. But the card has a $95 annual fee. Read on to see if the Sapphire Preferred is worth it... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.24% - 23.24% Variable
Introductory Annual Fee of $0 the first year, then $95

The Amex EveryDay Credit Card from American Express
Read ReviewApply for The Amex EveryDay Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsGrocery Rewards$0 Fraud Liability
Point Rewards Benefit: 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
Introductory Bonus Reward Points: Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
Bonus Reward Points: Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
Our Review: If you tend to charge at least 20 purchases a month on your credit card, you may want to consider switching to the EveryDay Credit Card from American Express. Read on for the reasons why the rewards credit card may be a good addition to your wallet... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 12 months
0% for 12 months
13.24% - 23.24% Variable
$0

Barclaycard Rewards MasterCard
Read ReviewApply for Barclaycard Rewards MasterCard
At Barclaycard's Secure Site
Point RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Point Rewards Benefit: 2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
Our Review: For people with fair credit looking to earn rewards with no annual fee, the Barclaycard Rewards MasterCard is a solid pick. It offers 2x points on three common expense categories — gas, grocery stores (excluding Target® and Walmart®), and utilities... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
25.24%* Variable
$0

Articles on Credit Card Rewards

    5 Credit Cards with Annual Fees Under $100

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    In my early 20s, the last thing I wanted to do was to pay an annual fee. For anything.

    AMEX EveryDay vs Blue Cash Everyday

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    Looking for a rewards credit card for everyday use? Read this comparison review of the Amex EveryDay and Blue Cash Everyday from American Express, a CreditDonkey advertiser, to see how the rewards stack up.

    What to Buy on Your Credit Card

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    With approximately $2.9 billion of gift wrap and related accessories sold annually, according to Hallmark research, Americans have a lot of wrapping to do before this Christmas.

About CreditDonkey®
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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.