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Credit Card Rewards

Credit Card Rewards

Compare credit cards with rewards from our partners and apply online
If you pay your balance in full each month, a rewards card can be a great way to earn cash back, free travel, or other perks. From basic rewards cards with no annual fee, to high-end travel rewards cards for business owners, there's a rewards card for nearly every lifestyle.

Chase Sapphire Preferred

Chase Sapphire Preferred Review

Spend $4,000 in First 3 Months and Earn 50,000 Bonus Points
Barclaycard CashForward

Barclaycard CashForward Review

Spend $1,000 in First 90 Days and Earn $200 Cash Rewards Bonus
Chase Freedom Unlimited

Chase Freedom Unlimited Review

Spend $500 in First 3 Months and Earn $150 Bonus

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How to Choose a Credit Card with Rewards

This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the advertiser's affiliate programs.

So you've decided you want to earn rewards for your spending but aren’t sure how to pick the right card?

You'll want to compare rewards, annual fees, and the benefits of each card to choose the right one for you.

Here’s everything you need to know to figure out the best credit card to apply for.

Cash Back with No Annual Fee

  • Barclaycard CashForward
    Apply for Barclaycard CashForward World Mastercard
    Barclaycard CashForward offers a $200 cash rewards bonus if you spend $1,000 on purchases within the first 90 days of opening your new account. This card earns an unlimited 1.5% cash rewards on every purchase. Plus, every time you redeem, you get a 5% cash rewards redemption bonus to use toward your next redemption. You can redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit, or gift cards. Redemptions start at $50. The cash rewards do not expire as long as you keep your account open, active, and in good standing. There is no annual fee.

    There is a 0% intro APR for the first 15 months on purchases. Plus, there is a 0% intro APR for 15 months for each balance transfer made within 45 days of account opening. After that, a variable APR applies, currently 15.99%, 20.99%, or 25.99% depending on your creditworthiness. There is a balance transfer fee.

  • Chase Freedom lets you earn a $150 bonus after spending $500 on purchases in your first 3 months from account opening. There is a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. The balance transfer fee is 5% of the amount transferred, $5 minimum.

    This is the fun part: You can earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases. The cash back rewards do not expire as long as your card account remains open. There is no annual fee.

  • Citi Double Cash earn cash back twice on every purchase. You earn 1% cash back when you buy, and an additional 1% cash back as you pay for those purchases. There is no annual fee.

Tip: Like to travel? Consider earning Chase Ultimate Rewards or Membership Rewards Points (from American Express, a CreditDonkey partner). Your points can be worth more if you learn how to maximize airline miles and credit card points.

Travel Rewards

  • Chase Sapphire Preferred
    Apply for Chase Sapphire Preferred Card
    Chase Sapphire Preferred lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®. You can earn 5,000 bonus points if you add your first authorized user and make a purchase within the first three months from account opening. This card lets you earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. The points can be transferred 1:1 to leading frequent travel programs including airline transfer partners. The card has a $0 foreign transaction fee. The card also comes with premium travel and purchase protection benefits (including trip cancellation/trip interruption insurance and auto rental collision damage waiver). There is an Introductory Annual Fee of $0 the first year, then $95.

  • American Express Platinum offers 60,000 Membership Rewards points if you spend $5,000 on purchases with your new card within the first three months of opening your account. You earn 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel. This is a charge card so you will have to pay your balance in full each month. There is a $550 annual fee.

    This card includes several benefits for travelers: This card offers up to $200 credit for Uber rides annually. This card also offers up to a $200 airline fee credit per calendar year to cover baggage fees and more at your selected qualifying airline. This card gives you access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select. There is no foreign transaction fees. This card also gives you access to Platinum Card® Concierge. You can enroll to get complimentary Hilton Honors™ Gold Status and complimentary Starwood Preferred Guest® Gold Status. Terms Apply.

  • Barclaycard Arrival Plus offers 40,000 bonus miles if you spend $3,000 on purchases within the first 90 days of opening your new credit card account. 40,000 bonus miles is enough to redeem for a $400 travel statement credit. This card earns 2x miles on all purchases. And when you redeem, you get 5% miles back to use toward your next redemption, every time you redeem. There is no foreign transaction fee. There is a $89 annual fee (waived for the first year).

    Plus, enjoy a 0% introductory APR for 12 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness.

  • Capital One Venture offers a one-time bonus of 50,000 miles if you spend $3,000 on purchases within three months of account opening. 50,000 miles is equal to $500 in travel. This card earns 2x miles per dollar on all purchases. You can redeem miles toward travel purchases on any airline, hotel, or car rental. There are no foreign transaction fees. There is a $95 annual fee ($0 intro annual fee for the first year).

  • Discover it Miles will match all the miles you've earned at the end of your first year. This offer is limited to new cardmembers only. This card earns 1.5x miles on all purchases and has no annual fee.

    Plus, Discover will pay you back for your in-flight WiFi fees, up to $30 a year, through an automatic statement credit.

Note: If you plan on carrying a balance, you’ll want to take a look at low interest credit cards instead, because the interest cost will far exceed the rewards.

Airline Credit Cards

  • Delta: Gold Delta SkyMiles
    Apply for Gold Delta SkyMiles Credit Card from American Express
    Gold Delta SkyMiles offers for a limited time 50,000 bonus miles if you spend $2,000 on purchases within the first 3 months of opening your new account. In addition, you can earn a $50 statement credit after you make a Delta purchase with your new card within the first 3 months. Plus, earn an additional 10,000 bonus miles after you spend an additional $1,000 with your new Card within your first 6 months. This limited time offer expires 11/8/2017.

    This card earns airline miles: 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. There is a $95 annual fee ($0 introductory annual fee for the first year).

    If you fly Delta, here's what you should know: you can check your first bag free on every Delta flight with this card - that is a savings of up to $200 per round trip for a family of 4. Plus, you can enjoy Priority Boarding. Terms and conditions apply.

  • United: United MileagePlus Explorer offers 40,000 bonus miles after you spend $2,000 on purchases within the first 3 months of opening your account. You can check your first bag for free when you use your card to purchase your ticket (a savings of up to $100 per roundtrip). You enjoy priority boarding privileges and get 2 United Club one-time passes each year for your anniversary. There are no foreign transaction fees. You earn 2 miles per dollar spent on tickets purchased from United and 1 mile per dollar spent on other purchases. There is a $95 annual fee.

  • American: Citi AAdvantage offers 30,000 American Airlines AAdvantage® miles if you spend $1,000 on purchases within the first three months of opening your account. This card lets you enjoy preferred boarding on American Airline domestic flights. You also get the first checked bag free on domestic AA itineraries for you (and up to 4 companions traveling with you on the same reservation). There is a $95 annual fee (waived for the first 12 months).

    Plus, you can earn 10% of your redeemed AAdvantage® miles back (up to 10,000 miles each calendar year).

  • Southwest: Southwest Credit Card offers 40,000 points after you spend $1,000 on purchases within the first 3 months of opening your account. Earn 6,000 bonus points after your Cardmember anniversary. You earn 2 points per dollar spent on Southwest purchases and Rapid Rewards Hotel and Car Rental partner purchases. 1 point per dollar spent on all other purchases. There is no foreign transaction fee. There is a $99 annual fee.

  • JetBlue: JetBlue Plus Card offers 30,000 bonus points if you spend $1,000 on purchases within the first 90 days of opening your new credit card account. This card earns 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases. There are no blackout dates on JetBlue-operated flights. The points awarded in your TrueBlue account do not expire. You earn 5,000 bonus points every year after your account anniversary. You'll enjoy 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights. There are no foreign transaction fees. There is a $99 annual fee.

Build Credit

  • Discover it Secured Card
    Apply for Discover it Secured Credit Card
    Discover it Secured Card reports to the 3 major credit bureaus to help you build or rebuild credit with responsible use. This secured credit card's variable APR is 23.99%. The minimum refundable security deposit is $200 (up to the amount Discover approves) and your credit line equals your deposit. Starting at 8 months, Discover will perform automatic monthly reviews based on your responsible credit management across all your credit cards and loans to see if you could qualify to transition to an unsecured line of credit. You will see your FICO credit score for free on your monthly statement and in your online account. There is no annual fee.

    But here's where it gets interesting. Discover it® Secured credit card offers rewards: 2% cash back at restaurants and gas stations (on up to $1,000 in combined purchases each quarter); 1% cash back on other purchases. As a promotion for new cardmembers, Discover will match all the cash back you've earned at the end of your first year.

  • Capital One Secured Card reports to the 3 major credit bureaus to help you build credit when used responsibly. This secured credit card's variable APR is 24.99%. You can receive an initial $200 credit line with a security deposit of $49, $99 or $200, depending on your creditworthiness. And if you make your first 5 monthly payments on time, you can get access to a higher credit line with no additional deposit. There is no annual fee.

  • Citi® Secured Mastercard® reports to the 3 major credit bureaus to help you build credit history. This secured credit card's variable APR is 23.49%. A minimum $200 security deposit is required. There is no annual fee.

Keep in Mind

© CreditDonkey

  • No annual fee?
    In general, the higher the annual fee, the better the rewards. But you can still find good rewards cards that have no annual fee.

    You may find that an annual fee is worth it—do the math to see whether the rewards will more than pay for it every year. Will you use the card often enough to earn the fee (which can cost less than $100 to as much as $450) and then some?

    Tip: If you have no tolerance for a yearly fee, read our latest roundup of credit card deals with no annual fees.

  • Travel?
    Look out for foreign transaction fees. You do not want to be nickel-and-dimed the next time you are traveling abroad by having to pay an extra 3% or so on each purchase. Or else resolve not to take your new card overseas.

    Tip: Read our best credit cards for international travel for the latest recommendations.

  • Cash Back or Miles?
    Keep an eye on promotional offers. You can find cards that will give you a nice chunk of cash back or points in return for charging a certain amount in the first few months of ownership. Banks want your business and usually offer attractive incentives to encourage you to open a new account and start using the new credit card.

    Chase Sapphire Preferred Chase Sapphire Preferred, for example, is currently offer a promotion where you'll earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®.

    When you're looking at the bonuses different cards are offering, the trick is to not get yourself lured in without reading the fine print. As a trade-off for getting all those points or miles up front, you typically have to meet a minimum spending requirement first.

    Tip: Compare the deals to find the best one for you. Here is a list of current cashback credit card offers and airline miles promotions on CreditDonkey.

  • Redemption
    Are you just looking for cash? Cashback credit cards are popular and redemption is so easy to understand (when you have 2,000 points, that’s $20 you can cash in as statement credit or a direct deposit in your bank account). Or are you more interested in rewarding yourself with a hotel stay or an airline trip? Then you’ll want to look at cards that will give you miles in return for your spending.

    Tip: Rewards earned through a travel card are usually worth more (you can stretch out how much the miles are worth if you book through the credit card or transfer them over to a loyalty program) than pure cash. However, travel rewards cards tend to come with an annual fee attached, and are most beneficial for regular travelers (lots of miles are great but only if you’ll actually use them).

Match Rewards to Spending Habits

© CreditDonkey

Beyond the perks and promotions, you should factor in where your dollars tend to go. Are you a big grocery spender? There are rewards cards for that. Or do you rack up a ton of travel expenses through work? There are rewards cards for that too.

A card that pays out the highest rewards for your biggest spending categories should give you the most value in the long run.

Tip: Want to score free trips? Learn how to play the airline miles and points game. You’ll make the most headway if you are a frequent traveler and can take advantage of frequent flier programs (some cards will let you make transfers). Warning: The miles game can be addicting. The last thing you want to do is accumulate airline miles with no plans to use them.

Don't Take on a Card You Don't Understand

Another issue to consider is ease of use. Is redeeming your points going to be a mind game that you can’t get out of, or do you enjoy the hunt for making the most of your miles?

Some people love the excitement of higher reward categories that change every few months (like dedicated users of the Chase Freedom and Discover cards), while others find the whole matter a bit of a hassle to track. If you fall into the latter group, you may be better off sticking with a card that always has the same rewards structure. That way, you don't run the risk of missing out on a bonus deal because you weren’t paying attention.

As a general rule of thumb, the better the rewards a card is offering, the better your credit will need to be to qualify. At a minimum, most rewards cards look for people with good credit when making approval decisions. If you're applying for an premium credit card like the Chase Sapphire Preferred, your score will need to be in the excellent range.

Look for Extras

When you're shopping around for a rewards card, look beyond the initial sign-on bonus and the kind of points or miles you can earn. These days, rewards cards come with lots of other incentives that can sweeten the deal, so it pays to review all of the finer points.

The American Express Platinum card is a prime example of a rewards card that takes things one step further. Members get premium benefits like access to select airport lounge programs at no additional charge, round-the-clock concierge service, discounts on cruise and vacation packages, as well as preferred seating to select entertainment and sporting events.

All of those plusses tend to appeal to someone who travels frequently, but if you're more of an everyday spender who doesn’t get to go out all that much, you can still find a card with Membership Rewards but without the annual fee (such as AMEX EveryDay).

Take the time to see what else the card offers beyond basic rewards, or risk seriously shortchanging yourself.

Review Redemption Options

© CreditDonkey

Earning tons of rewards doesn't do you any good unless you know how to use them strategically. Just as your options for earning rewards vary from one card to another, so do your choices for redeeming them.

With a cash back card, for example, your options for redemption are typically limited to direct deposit, statement credit, or gift cards (with gift cards, you can usually get more for your dollar; the credit card company will give you an extra $5 or $10, depending on what type of gift card you choose). Discover also allows you to use your cash back for purchases made online at selected retailers, including Amazon, as well as donations to charity.

By contrast, a travel rewards card is likely to offer a more extensive range of redemption methods.

With the Chase Sapphire Preferred card, you can redeem your points for things like airfare, hotel stays, and rental cars. If you book travel through Chase’s online portal, Ultimate Rewards, you'll automatically get a 20% discount on your points for even more savings. That makes each point worth 1.25 cents.

Cardholders can also convert their points to gift cards from participating retailers or cash back if they prefer. And points earned with the Sapphire Preferred card can be transferred to participating frequent flyer and hotel loyalty programs on a 1:1 basis. The Membership Rewards Program from Amex also offers the option to transfer points to certain airlines and hotels.

If flexibility is important to you, take a look at a rewards card with multiple redemption options. Keep in mind, however, that your points may not necessarily generate the same value from one redemption option to another. For instance, 10,000 Membership Rewards points would be equal to $100 in travel credit, but they'd only be worth $70 if you're using them to pay for an Amazon purchase.

Pay Attention to Fees and Interest

After you've reviewed how points are earned and how you can use them, the last thing you need to focus on is how much the card is going to cost to use it. While there are some rewards cards that don't charge an annual fee, those that do usually have a more valuable rewards program. You’ll have to figure out if you can always make up the cost of the fee in rewards (i.e., you’ll use the card often enough throughout the year) and whether you’re diligent enough to cancel the card if you end up not using it.

Aside from that, there's also the card's APR to consider. If you're not going to pay the balance in full each month, a higher rate can make your debt much more expensive. When paired with a hefty annual fee, the interest can effectively negate anything you'd be getting in the form of rewards.


Picking the best rewards card for you can feel like searching for a song in a digital music store when you don’t know the name of it. You may fee a little lost at first. Focus on a few priorities, e.g., is no annual fee a top issue for you, do you really, really want to get travel-related rewards, etc.

Evaluate how you spend your money, consider what kind of rewards are most important for you, and think about how you’re most likely going to use them. You’ll then pinpoint the card that's your ideal match.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: The information for the Chase Freedom, Citi® Double Cash Card, Southwest Rapid Rewards Premier Credit Card, Capital One® Venture® Rewards Credit Card, United MileagePlus Explorer Card, Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, Discover it® Miles, Capital One® Secured Mastercard®, Citi® Secured Mastercard®, and Discover it® Secured Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Cash Back Credit Cards

Barclaycard CashForward World Mastercard
Read ReviewApply for Barclaycard CashForward World Mastercard
At Barclaycard's Secure Site
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Expiration on Rewards$0 Fraud Liability
Cash Back Rewards: Earn unlimited 1.5% cash rewards on every purchase.
Introductory Bonus Cash Back: Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
Bonus Cash Back: Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption.
Our Review: Are you proud of your excellent credit? You should be, as you're a wanted person. The Barclaycard CashForward™ World Mastercard®, aimed at people who have great credit, rewards you nicely. With its generous $200 promotion and its above-average 1.5% cash rewards on all purchases, this cash back credit card is worth considering... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months (on balance transfers made within 45 days of account opening)
15.99%, 20.99% or 25.99% Variable
$0

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Airline Rewards Credit Cards

Chase Sapphire Preferred Card
Read ReviewApply for Chase Sapphire Preferred Card
At Chase's Secure Site
Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Our Review: Travel credit cards are a great way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offers and premium travel benefits. Read on to see if the Sapphire Preferred's annual fee is worth it for you... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.99% - 23.99% Variable
Introductory Annual Fee of $0 the first year, then $95

Barclaycard Arrival Plus World Elite Mastercard
Read ReviewApply for Barclaycard Arrival Plus World Elite Mastercard
At Barclaycard's Secure Site
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsHotel RewardsCar Rental RewardsNo Expiration on RewardsTravel Accident InsuranceEmergency Assistance
Airline Rewards: Earn 2X miles on all purchases.
Introductory Bonus Airline Rewards: Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
Our Review: Is this 2x miles credit card worth the $89 annual fee? Read on to see how the Barclaycard Arrival Plus® World Elite Mastercard® compares with other top travel rewards credit cards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% for 12 months (on balance transfers made within 45 days of account opening)
16.99%, 20.99% or 23.99% Variable
$89 - Waived first year

Gold Delta SkyMiles Credit Card from American Express
Read ReviewApply for Gold Delta SkyMiles Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud LiabilityEmergency Assistance
Airline Rewards: Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
Introductory Bonus Airline Rewards: Limited Time Offer: Earn 50,000 Bonus Miles after you spend $2,000 in purchases within the first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Plus, earn an additional 10,000 bonus miles after you spend an additional $1,000 with your new Card within your first 6 months. Offer expires on 11/8/2017.
Our Review: There are many credit cards that earn Delta miles to choose from, so how do you decide if the Gold Delta SkyMiles® Credit Card from American Express is right for you? Read this review before you apply... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.74% - 25.74% Variable
$0 introductory annual fee for the first year, then $95

The Platinum Card from American Express
Read ReviewApply for The Platinum Card from American Express
At American Express' Secure Site
Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel RewardsPoint RewardsNo Pre-Set Spending LimitConciergeEventsCar Rental Insurance Extended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Airline Rewards: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Our Review: Is the Platinum Card® from American Express worth the $550 annual fee? Read this in-depth review to help you decide... Read full review
Card TypeAnnual Fee
Personal Charge Card
$550

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Travel Credit Cards

Chase Sapphire Preferred Card
Read ReviewApply for Chase Sapphire Preferred Card
At Chase's Secure Site
Travel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Our Review: Travel credit cards are a great way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offers and premium travel benefits. Read on to see if the Sapphire Preferred's annual fee is worth it for you... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.99% - 23.99% Variable
Introductory Annual Fee of $0 the first year, then $95

Barclaycard Arrival Plus World Elite Mastercard
Read ReviewApply for Barclaycard Arrival Plus World Elite Mastercard
At Barclaycard's Secure Site
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsHotel RewardsCar Rental RewardsNo Expiration on RewardsTravel Accident InsuranceEmergency Assistance
Travel Rewards: Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates. Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more. (Redemptions start at 10,000 miles for $100 toward qualifying travel purchases made in the last 120 days)

Get 5% miles back to use toward your next redemption, every time you redeem
Airline Rewards: Earn 2X miles on all purchases.
Hotel Rewards: Redeem your miles toward hotel stays.
Our Review: Is this 2x miles credit card worth the $89 annual fee? Read on to see how the Barclaycard Arrival Plus® World Elite Mastercard® compares with other top travel rewards credit cards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/A
0% for 12 months (on balance transfers made within 45 days of account opening)
16.99%, 20.99% or 23.99% Variable
$89 - Waived first year

Starwood Preferred Guest Credit Card from American Express
Read ReviewApply for Starwood Preferred Guest Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline RewardsHotel RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionTravel Accident Insurance$0 Fraud Liability
Airline Rewards: Transfer Starpoints to more than 30 airline frequent flyer programs, mostly on a one-to-one basis.
Redeem Starpoints® for flights on more than 150 airlines with SPG flights, with no blackout dates.
Hotel Rewards: Earn 2 Starpoints® for each dollar of eligible purchases spent at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries, with no blackout dates.
Our Review: Do you like to travel? Starwood Preferred Guest® Credit Card from American Express earns points that you can redeem for hotel stays and flights. Plus, there's a signup bonus! But the card has an annual fee. Read on to find out if the SPG card is still worth considering... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.24% - 20.24% Variable
$0 introductory annual fee for the first year, then $95


Read Review
Introductory Bonus Airline RewardsTravel RewardsAirline RewardsBonus Airline RewardsNo Expiration on Rewards$0 Fraud Liability
Our Review: Discover it Miles credit card rewards users with 1.5x miles and no annual fee (a rarity among travel credit cards). Even more appealing, as a promotion, the card will match the miles you earn at the end of your first year... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 14 months
10.99% for 14 months
11.99% - 23.99% (Variable)
$0

Disclaimer: The information for the Discover it® Miles has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Hotel Rewards Credit Cards

Starwood Preferred Guest Credit Card from American Express
Read ReviewApply for Starwood Preferred Guest Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline RewardsHotel RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionTravel Accident Insurance$0 Fraud Liability
Hotel Rewards: Earn 2 Starpoints® for each dollar of eligible purchases spent at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries, with no blackout dates.
Introductory Bonus Hotel Rewards: Earn 25,000 Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
Our Review: Do you like to travel? Starwood Preferred Guest® Credit Card from American Express earns points that you can redeem for hotel stays and flights. Plus, there's a signup bonus! But the card has an annual fee. Read on to find out if the SPG card is still worth considering... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.24% - 20.24% Variable
$0 introductory annual fee for the first year, then $95


Read Review
Introductory Bonus Hotel RewardsHotel RewardsGas RewardsGrocery RewardsDining RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Baggage InsuranceTravel Accident Insurance$0 Fraud Liability
Our Review: The Hilton Honors™ Card from American Express is a hotel credit card with no annual fee, so what's the catch? Read on to see if the Hilton AMEX is worth applying for... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.24% - 20.24% Variable
$0

Hilton Honors Surpass Card from American Express
Apply for Hilton Honors Surpass Card from American Express
At American Express' Secure Site
Introductory Bonus Hotel RewardsHotel RewardsGas RewardsGrocery RewardsDining RewardsExtended WarrantyPurchase ProtectionReturn ProtectionBaggage Insurance Travel Accident Insurance$0 Fraud Liability
Hotel Rewards: Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
Introductory Bonus Hotel Rewards: Earn 75,000 Hilton Honors™ Bonus Points after you spend $3,000 in purchases on the Card within your first 3 months of Card Membership.
Hilton Honors: Complimentary Hilton Honors™ Gold status with your Hilton Honors™ Surpass® Card from American Express. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.24% - 20.24% Variable
$75


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.99% - 23.99% Variable
$85

Disclaimer: The information for the Hilton Honors™ Card from American Express and Marriott Rewards Premier Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Reward Points Credit Cards

Chase Sapphire Preferred Card
Read ReviewApply for Chase Sapphire Preferred Card
At Chase's Secure Site
Point Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Our Review: Travel credit cards are a great way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offers and premium travel benefits. Read on to see if the Sapphire Preferred's annual fee is worth it for you... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.99% - 23.99% Variable
Introductory Annual Fee of $0 the first year, then $95


Read Review
Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGas RewardsGrocery Rewards$0 Fraud Liability
Our Review: If you have excellent credit and use your credit card daily, the Amex EveryDay® Preferred Credit Card from American Express is worth considering. Read this review to see why it's worth the $95 annual fee... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
13.99% - 23.99% Variable
$95

The Amex EveryDay Credit Card from American Express
Read ReviewApply for The Amex EveryDay Credit Card from American Express
At American Express' Secure Site
Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards$0 Fraud Liability
Point Rewards: 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
Introductory Bonus Reward Points: Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
Bonus Reward Points: Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
Our Review: If you tend to charge at least 20 purchases a month on your credit card, you may want to consider switching to the Amex EveryDay® Credit Card from American Express. Read on for the reasons why the rewards credit card may be a good addition to your wallet... Read full review
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
13.99% - 23.99% Variable
$0

Premier Rewards Gold Card from American Express
Read ReviewApply for Premier Rewards Gold Card from American Express
At American Express' Secure Site
Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas RewardsGrocery RewardsNo Pre-Set Spending LimitDining RewardsEventsCar Rental Insurance Extended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityRoadside Assistance
Point Rewards: 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
Introductory Bonus Reward Points: Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
Our Review: If you spend a lot on airfare, the Premier Rewards Gold Card from American Express may be worth considering. Read on for 10 reasons to consider this Amex card and 4 reasons to skip it... Read full review
Card TypeAnnual Fee
Personal Charge Card
Introductory annual fee of $0 for the first year, then $195

Disclaimer: The information for the The Amex EveryDay® Preferred Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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About CreditDonkey®
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