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Platinum Delta AMEX vs American Express Platinum

Compare Rewards, Interest Rates, Fees, and Benefits

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Platinum Delta AMEX is an airline credit card. How does it compare to American Express Platinum, a travel and airline charge card? Read our comparison chart below.

Charge Card vs Credit Card: Platinum Delta SkyMiles® Credit Card from American Express is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 Platinum Delta SkyMiles Credit Card from American ExpressThe Platinum Card from American Express
 Apply NowApply Now
 

Platinum Delta SkyMiles® Credit Card from American Express

The Platinum Card® from American Express

 Personal Credit CardPersonal Charge Card
 
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental InsuranceExtended Warranty
Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel RewardsPoint Rewards
 
  • Limited Time Offer: Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles after you make $3,000 in purchases on your new Card within your first 3 months.
  • In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Enjoy in-flight savings in the form of a statement credit after you use your Platinum Delta SkyMiles® Credit Card to make an eligible purchase, on board your next Delta flight.
  • Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Check your first bag free on Delta flights -that's a savings of up to $240 per round trip for a family of four.
  • $195 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
 

Card Interest Rates & Fees

Purchase APR17.99% to 26.99% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APR17.99% to 26.99% Variable based on your creditworthiness and other factorsN/A
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$195 annual fee$550 annual fee
 

Card Rewards & Benefits

Introductory Bonus Airline RewardsLimited Time Offer: Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles after you make $3,000 in purchases on your new Card within your first 3 months.
In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
 
Introductory Bonus Reward Points Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Travel Rewards Travel Rewards
Airline RewardsEarn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Bonus Airline RewardsEnjoy a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Taxes and fees extra. Additional restrictions apply. See companion certificate for details.
Annual Miles Boost: Earn 10,000 bonus miles and 10,000 MQMs after you spend $25,000 in eligible purchases on the Card in a calendar year. Earn an additional 10,000 bonus miles and 10,000 MQMs after you spend $50,000 in eligible purchases on the Card in a calendar year.
 
Hotel Rewards 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Point Rewards Earn 1 point for virtually every dollar spent.
Airline StatusReceive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Check your first bag free on Delta flights - that's a savings of up to $240 per round trip for a family of four.
$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status Enroll for complimentary Marriott Bonvoy Gold Status.
Enroll for complimentary Hilton Honors Gold Status.
Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Airline Transfer Partners Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 Platinum Delta SkyMiles Credit Card from American ExpressThe Platinum Card from American Express
Pros & ConsPros:
  • Travel benefits
  • 60,000 bonus points after you spend $5000 in first 3 months
  • Concierge service
Cons:
  • $550 annual fee
Bottom LineExcellent charge card for frequent travelers... Read full review
 Apply NowApply Now
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

    Still need help deciding which airline card is better? Read the in-depth reviews below. You may also be interested in comparing Platinum Delta AMEX or Chase Sapphire Preferred.


    Articles on The Platinum Card® from American Express


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    Compare Platinum Delta AMEX to:

    Gold Delta SkyMiles
    Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud LiabilityEmergency Assistance
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    17.99% - 26.99% Variable
    $0 introductory annual fee for the first year, then $95

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    About CreditDonkey®
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