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Updated March 15, 2019

Gold Delta SkyMiles Credit Card Review: Is It Worth It?

Read more about Gold Delta SkyMiles® Credit Card from American Express, a CreditDonkey advertiser
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There are many credit cards that earn Delta miles to choose from, so how do you decide if the Gold Delta SkyMiles® Credit Card from American Express is right for you? Read this review before you apply.

Gold Delta SkyMiles
Apply Now

Overall Score

3.8

Rewards

4.0

Interest Rates

3.0

Fees

3.5

Benefits

4.5
5-point scale (the higher, the better)

Pros and Cons

  • Bonus Delta miles offer
  • One free checked bag
  • Main Cabin 1 Priority boarding
  • $95 annual fee ($0 introductory annual fee for the first year)

Bottom Line

Good airline credit card for someone who travels heavily with Delta airlines

Is the $95 annual fee ($0 intro annual fee for the first year) (See Rates & Fees) worth it? In this article, we'll examine:

Airline Credit Cards

Many airline credit cards let you earn miles.

But besides just earning miles, you want benefits too. Benefits that can save you time and money.

That's where an airline-branded credit card can come in handy.

With the Gold Delta SkyMiles, you can check your first bag free on Delta flights. That is a savings of up to $240 per round trip for a family of four.

Plus, you can settle in sooner with Main Cabin 1 Priority Boarding.

To start, you must check out the latest Gold Delta SkyMiles promotion.

But are these perks worth the annual fee? Read on. We'll cover the pros and cons of the Gold Delta SkyMiles Credit Card below to help you decide.

Did you know: There are 3 different Delta credit cards. The Gold has an annual fee of $95, while the Platinum Delta SkyMiles and Delta Reserve credit card have a $195 ($250 if application is received on or after 1/30/2020) (See Rates & Fees) and $450 annual fee ($550 if application is received on or after 1/30/2020) (See Rates & Fees) respectively. Unless you are a big spender, we generally recommend you consider the Gold Delta SkyMiles first.

Here's something you may not know: a few credit cards let you transfer points into Delta SkyMiles. The credit card might not specifically say "Delta" on the front, but these other options may be better for you if you want flexibility. Keep in mind that you'll lose Delta-specific perks such as free checked bag and priority boarding.

In particular, AMEX Membership Rewards allow you to transfer points to Delta Airlines. Consider looking into the the AMEX Platinum (if you're a frequent traveler), and the AMEX Everyday (for a no annual fee option).

Hot Deal! Earn Bonus Miles

American Express is currently offering a bonus miles promotion. Here is how it works:

Gold Delta SkyMiles® Credit Card from American Express

Earn 60,000 Bonus Miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 10/30/2019.

The spending threshold is relatively straightforward to meet. And it'll give you a head start to racking up miles. Remember, domestic roundtrip award tickets start at 20,000 miles (plus taxes and fees).

To take advantage of this promotion, visit American Express' secure website to apply now.

Related: 23 Ways to Help Meet Minimum Spending Requirement

Current Travel Credit Card Promotions: October 2019

ForCredit Card
DeltaGold Delta SkyMiles
No Annual Fee (See Rates & Fees)Blue Delta SkyMiles
Membership RewardsAmerican Express Platinum

How to Use Miles

When you make a purchase with the Gold Delta SkyMiles card, you earn miles on your account. Delta purchases earn 2 miles per dollar spent (this means eligible purchases from the Delta website and in-flight purchases). Other purchases earn 1 mile per eligible dollar.

You can redeem a round trip domestic flight for as little as 20,000 miles (plus taxes and fees).

Your miles can also be redeemed for discounts on Delta airfare through Pay with Miles. The number of miles required depends on the price of the ticket (not eligible with Best Fare Guarantee). On airfares greater than $100, generally speaking, 10,000 miles gets you a $100 discount.

Besides redeeming miles for award travel, you can redeem miles for upgrades (e.g., upgrading from Main Cabin, aka Economy, to Delta One, First or Business Class).

Airline Partners: Want to go somewhere Delta doesn't take you? You can use your miles to book a flight on a SkyTeam airline partner and other SkyMiles partners. This include airlines such as:

  • Compass Airlines
  • Endeavor Air
  • ExpressJet Airlines
  • Gojet Airlines
  • Shuttle America
  • SkyWest
  • Aeroflot
  • Aerolineas Argentinas
  • Aeromexico
  • AirEuropa
  • Air France
  • Air Tahiti Nui
  • Alaska Airlines
  • Alitalia
  • China Airlines
  • China Eastern
  • China Southern
  • Czech Airlines
  • Garuda Indonesia
  • GOL
  • Great Lakes
  • Hawaiian Airlines (limited to inter-Hawaiian Islands itineraries)
  • Kenya Airways
  • KLM Royal Dutch Airlines
  • Korean Air
  • Middle East Airlines
  • Saudia Airlines
  • Tarom Airlines
  • Vietnam Airlines
  • Virgin Atlantic
  • Virgin Australia
  • Xiamen Airlines

To learn more about the Delta SkyMiles credit card, including the online application, here is a link to American Express' secure website.

Travel Benefits

© Jimmy Baikovicius (CC BY-SA 2.0) via Flickr

The Gold Delta SkyMiles card lets you enjoy a number of perks while traveling with Delta airlines. This is where the real money saving comes in.

  • For starters, you'll get to check your first bag for free on Delta flights. This bonus applies for up to 9 travelers on your reservation, which is a significant amount of savings. For a family of 4, that is a potential savings of $240 round trip. Even if you only travel with one other person, the savings on the checked bags will help justify the annual fee.

  • When you book a Delta flight with this card, you also automatically receive Main Cabin 1 Priority Boarding for your flight, even if you don't have status with Delta. This can be useful on packed flights, especially with many passengers looking for space for carry-on bags.

  • There's more: you can get access to Delta Sky Club airport lounges at a reduced rate of $29 per visit per person (for the cardmember and up to two guests). Certain limitations apply. For instance, effective January 1, 2019, the benefit may only be used when you have a same-day ticketed air travel on a Delta-coded or Delta-operated flight.

  • You get a 20% savings on eligible in-flight items when you use this card. This includes beverages, food, and movies/shows/video games accessed via Delta's seatback in-flight entertainment system during your Delta-operated flight. This savings does not apply to other in-flight purchases such as Wi-Fi. You'll receive the savings as a statement credit 6-8 weeks after the transaction is posted to your account.

  • And lastly, there are no foreign transaction fees (See Rates & Fees), which is a money saver when you use this card when traveling internationally (most credit cards charge a 3% fee).

No Foreign Transaction Fee

If you would like to apply, visit American Express' secure website for the latest promotion.

Other Perks

Besides flight perks, this card offers a number of other benefits as well that may come in handy.

  • Travel insurance: Cardholders have access to insurance against eligible car rental loss or damage and travel accidents. Frequent travelers will find these perks especially valuable, as you can save money on insurance offered by airlines or car rentals.

  • Shopping protection: Cardholders get purchase protection for accidental damage or theft on eligible items. Coverage duration depends on where you live. You can also enjoy extended warranties on eligible purchases.

  • 24-hour roadside assistance: You can call Delta's Roadside Assistance Hotline if you find yourself stranded on the side of the road and need help.

  • 24-hour concierge service: When traveling, a number of issues may come up such as needing cash wires, medical referral, or passport replacement. Delta's 24/7 concierge service can help sort out your problems.

Downsides of This Card

There are a few reasons the Gold Delta SkyMiles card may not be the way to go:

  • You don't fly Delta: If Delta is not your favorite airline or the flights you take rarely involve the airline (or partners), you're not going to get much out of the perks. You may want a more general travel credit card.

    If you tend to fly American Airlines, take a look at American Airlines credit card instead.

    If you tend to fly United Airlines, take a look at the Chase Sapphire Preferred credit card instead, which allows you to transfer points (in the form of Chase Ultimate Rewards) to United miles. Read our in-depth review.

  • You don't earn Medallion Qualification Miles (MQMs). Unlike it's higher annual fee siblings, the Gold Delta SkyMiles does not have the opportunity to earn Medallion Qualification Miles (which you need to get to Delta's Medallion status, which comes with even more benefits such as seat upgrades and mileage bonuses).

  • No introductory APR (See Rates & Fees): There's no introductory APR on purchases or balance transfers. If you tend to carry a balance, consider a credit card with a low interest rate instead.

  • The annual fee: The $95 annual fee is competitive for an airline travel card, and it's waived for the first year, but it is an expense you should consider before signing up.

    Related: Credit Cards with Annual Fees Under $100 and No Annual Fee Credit Cards

How It Compares

If you are interested in MQMs, here is how the Gold Delta SkyMiles compares with the Delta Platinum:

 

Gold Delta SkyMiles

Platinum Delta AMEX

 

Interest Rates and Fees

Purchase APR17.49% to 26.49% Variable based on your creditworthiness and other factors17.49% to 26.49% Variable based on your creditworthiness and other factors
Balance Transfers APR17.49% to 26.49% Variable based on your creditworthiness and other factors17.49% to 26.49% Variable based on your creditworthiness and other factors
Annual Fee$0 introductory annual fee for the first year, then $95$195 Annual Fee ($250 if application is received on or after 1/30/2020)
Terms Apply. See Rates & FeesTerms Apply. See Rates & Fees
 

Benefits and Features

Airline DealIntroductory Bonus Airline Rewards: Earn 60,000 Bonus Miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 10/30/2019.Introductory Bonus Airline Rewards: Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer Expires 10/30/2019.
In addition, earn a $100 statement credit after you make a Delta purchase with your new card within your first 3 months.
AirlineAirline Rewards: Earn 2 miles on every eligible dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.Airline Rewards: Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
Bonus Airline Rewards Bonus Airline Rewards: Enjoy a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Taxes and fees extra. Additional restrictions apply. See companion certificate for details.
Annual Miles Boost: Earn 10,000 bonus miles and 10,000 MQMs after you spend $25,000 in eligible purchases on the Card in a calendar year. Earn an additional 10,000 bonus miles and 10,000 MQMs after you spend $50,000 in eligible purchases on the Card in a calendar year.
Airline StatusAirline Status: Check your first bag free on Delta flights - that's a savings of up to $240 per round trip for a family of four.
Receive Main Cabin 1 Priority Boarding on your Delta flights, stow your carry-on bag and settle in sooner.
Airline Status: Check your first bag for free and save up to $60 on a round trip Delta flight.
Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
 Apply NowApply Now

If you value luxury travel perks:
American Express Platinum The Platinum Card from American Express: Does a $550 annual fee (See Rates & Fees) scare you? For some travelers, the Platinum Card might be worth considering. Instead of the Gold Delta SkyMiles' first checked bag free, you get a $200 airline fee credit to cover up to $200 a year in baggage fees and more at one selected qualifying airline. You also get Global Lounge Collection, which allows you to access 5 airport lounge networks (including Delta Sky Club lounges).

But there's more: you earn 5x points for flights booked directly with airlines (including Delta) or with American Express Travel. Plus, you get complimentary Hilton Honors Gold status (requires enrollment).

There's a catch: the Platinum Card is a charge card, not a credit card. That means you have to pay in full each month.

To start, check out the latest Platinum Card promotion.

Here is how the Platinum and Gold Delta SkyMiles look side-by-side:

 

Gold Delta SkyMiles

American Express Platinum

Annual Fee$0 introductory annual fee for the first year, then $95$550 annual fee
Terms Apply. See Rates & FeesTerms Apply. See Rates & Fees
Airline DealIntroductory Bonus Airline Rewards: Earn 60,000 Bonus Miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 10/30/2019. 
Bonus Deal Introductory Bonus Offer: Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Travel 
AirlineAirline Rewards: Earn 2 miles on every eligible dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.Airline Rewards: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Hotel Hotel Rewards: 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Points Point Rewards: Earn 1 point for virtually every dollar spent.
Airline StatusAirline Status: Check your first bag free on Delta flights - that's a savings of up to $240 per round trip for a family of four.
Receive Main Cabin 1 Priority Boarding on your Delta flights, stow your carry-on bag and settle in sooner.
Airline Status: $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status Hotel Status: Enroll for complimentary Marriott Bonvoy Gold Status.
Enroll for complimentary Hilton Honors Gold Status.
Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Apply NowApply Now

Is $550 annual fee too much? Check out the American Express Gold Card instead.

American Express Gold earns 35,000 Membership Rewards® points after spend $4,000 on eligible purchases with your new Card within the first 3 months. This card earns 4x points at restaurants worldwide. 4x points at U.S. supermarkets (on up to $25,000/year in purchases, then 1x). 3x points on flights booked directly with airlines or on amextravel.com. You can earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations (enrollment required). There is a $250 annual fee (See Rates & Fees).

This card includes benefits for travelers: There is no foreign transaction fee (See Rates & Fees) and a $100 airline fee credit to cover up to $100 per calendar year in incidental fees (such as baggage fees) at one selected qualifying airline. Terms apply.

If you're looking for a no annual fee option:
Blue Delta SkyMiles has no annual fee (See Rates & Fees).

 

Gold Delta SkyMiles

Blue Delta SkyMiles

 

Interest Rates and Fees

Purchase APR17.49% to 26.49% Variable based on your creditworthiness and other factors17.49% to 26.49% Variable based on your creditworthiness and other factors
Balance Transfers APR17.49% to 26.49% Variable based on your creditworthiness and other factors17.49% to 26.49% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee2.7% of each transaction after conversion to US dollars.
Annual Fee$0 introductory annual fee for the first year, then $95$0 annual fee
Terms Apply. See Rates & FeesTerms Apply. See Rates & Fees
 

Benefits and Features

Airline DealIntroductory Bonus Airline Rewards: Earn 60,000 Bonus Miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 10/30/2019.Introductory Bonus Airline Rewards: Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.
AirlineAirline Rewards: Earn 2 miles on every eligible dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.Airline Rewards: Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
Airline StatusAirline Status: Check your first bag free on Delta flights - that's a savings of up to $240 per round trip for a family of four.
Receive Main Cabin 1 Priority Boarding on your Delta flights, stow your carry-on bag and settle in sooner.
 
Restaurant Dining Rewards: Earn 2 miles per dollar at US restaurants.
 Apply NowApply Now

AMEX Everyday: If you rarely travel, it might not make sense to use a card with an annual fee. The AMEX Everyday lets you earn Membership Rewards, which you can then transfer to Delta. It's a good way to rack up points on your everyday spending and trade them in later for a flight.

 

Gold Delta SkyMiles

Amex EveryDay

 

Interest Rates and Fees

Introductory APR for PurchasesN/A0% introductory APR on purchases for 15 months
Introductory APR for Balance TransfersN/A0% introductory APR on balance transfers for 15 months
Purchase APR17.49% to 26.49% Variable based on your creditworthiness and other factors14.74% to 25.74% Variable based on your creditworthiness and other factors
Balance Transfers APR17.49% to 26.49% Variable based on your creditworthiness and other factors14.74% to 25.74% Variable based on your creditworthiness and other factors
Balance Transfer FeeEither $5 or 3% of the amount of each transfer, whichever is greater. $0 balance transfer fee.
Foreign Transaction FeeNo foreign transaction fee2.7% of each transaction after conversion to US dollars.
Annual Fee$0 introductory annual fee for the first year, then $95$0 annual fee
Terms Apply. See Rates & Fees 
 

Benefits and Features

Airline DealIntroductory Bonus Airline Rewards: Earn 60,000 Bonus Miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 10/30/2019. 
Bonus Deal Introductory Bonus Offer: Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
AirlineAirline Rewards: Earn 2 miles on every eligible dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. 
Points Point Rewards: 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
Bonus Reward Points Bonus Reward Points: Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
Airline StatusAirline Status: Check your first bag free on Delta flights - that's a savings of up to $240 per round trip for a family of four.
Receive Main Cabin 1 Priority Boarding on your Delta flights, stow your carry-on bag and settle in sooner.
 
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 Apply NowApply Now

Amex EveryDay: Pricing information including interest rates, benefits and fees was obtained on September 19, 2019 from published websites and is believed to be accurate, but not guaranteed.

Disclaimer: The information for the Amex EveryDay® Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Which Delta Card is Best for You? Questions to Consider

It's hard choosing the credit card that is right for you. If you're having trouble deciding, here are some questions to ask yourself:

How often do you fly Delta?
If you're a strong fan of Delta, then it's nice to get some perks for your loyalty. You only need to fly with Delta roundtrip just two times a year (or once a year with a companion), and check in a bag, to justify the $95 annual fee on the Gold Delta SkyMiles card. If you fly very often on Delta every year, you may even want to consider the Platinum or Reserve versions of the card.

Do you fly other airlines as well?
If you're not a die-hard fan and usually buy flights based on price, you probably want a card that gives you more flexibility. In this case, look for general travel reward cards that let you transfer points to a variety of airline partners.

AMEX Membership Rewards lets you transfer to Delta and a ton of other airlines. Just keep in mind that by gaining flexibility, you'll lose perks like free checked bag and priority boarding.

How much do you value luxury travel perks?
It's nice to get perks such as free checked bags (those fees add up!) and priority boarding. If you like flying Delta and enjoy these basic perks, you'll like the Gold Delta SkyMiles card. If you want luxury perks such as free lounge access, the Delta Reserve gives you access into Delta Sky Club.

But in that case, we recommend that you go with the American Express Platinum Card, as it lets you into 5 lounge networks (including Delta Sky Club) along with other perks we cover in our in-depth Platinum review.

How much do you spend on your credit card?
The reward rate isn't high with the Gold Delta SkyMiles card, but the real value is in the free checked bag perk. So you don't need to be a big spender to get value out of using this card. However, if you are a big credit card spender, you may want to look at the Platinum or Reserve versions of this card. Both of those versions have a miles boost bonus.

Do you usually travel with a companion?
If you usually fly Delta with a travel partner, take a look at the Platinum or Reserve versions of this card. With those, you get a round-trip domestic companion certificate every year. You are still responsible for taxes and fees though. Terms and limitations apply.

Bottom Line: Is the $95 Annual Fee Worth It?

© Sarah_Ackerman (CC BY 2.0) via Flickr

To recap, here are the pros and cons when considering the Gold Delta SkyMiles:

Pros:

  • Earn 60,000 Bonus Miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 10/30/2019.
  • Earn 2 miles on every eligible dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights -that's a savings of up to $240.
  • Receive Main Cabin 1 Priority Boarding on your Delta flights, stow your carry-on bag and settle in sooner.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees

Cons:

  • No earning of Medallion Qualification Miles

In our opinion, the Gold Delta SkyMiles is a good airline credit card for someone who often flies with Delta Air Lines (or partners). The rewards rate isn't too high, but the real money savings come in the travel benefits you receive. Getting that first checked bag free on Delta flights is a potential huge money saver. As we mentioned, the $95 annual fee virtually pays for itself even if you travel Delta round-trip just once a year with one other person and plan to check your baggage. Remember, as with all credit card offers, terms and limitations apply.

Next Step: View the issuer's official application, terms, and details

David R is a contributing writer at CreditDonkey, a credit card comparison and reviews website. Write to David R at davidr@creditdonkey.com

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: This content was first published on May 2, 2012. This content may have been updated on March 15, 2019. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check American Express website for updated information.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

For rates and fees of the American Express Platinum card, please click here.
For rates and fees of the Gold Delta SkyMiles card, please click here.
For rates and fees of the American Express Gold card, please click here.
For rates and fees of the Platinum Delta AMEX card, please click here.
For rates and fees of the Delta Reserve card, please click here.
For rates and fees of the Blue Delta SkyMiles card, please click here.

Disclaimer: The information for the Amex EveryDay® Credit Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Gold Delta SkyMiles Credit Card from American Express
Apply for Gold Delta SkyMiles Credit Card from American Express
At American Express' Secure Site
  • Earn 60,000 Bonus Miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 10/30/2019.
  • Earn 2 miles on every eligible dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights -that's a savings of up to $240.
  • Receive Main Cabin 1 Priority Boarding on your Delta flights, stow your carry-on bag and settle in sooner.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
  • Go to issuer's official application, terms, and details
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.49% - 26.49% Variable
$0 introductory annual fee for the first year, then $95

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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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