Save money and be informed. CreditDonkey is a credit card comparison and financial education website. Our free online service is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Updated March 29, 2015

Gold Delta SkyMiles Credit Card Review: 30,000 Bonus Miles Offer

Read more about Gold Delta SkyMiles® Credit Card from American Express, a CreditDonkey advertiser

This article has references or links to products from our partners. We receive compensation if you apply or shop through links in our content. You support CreditDonkey by using our links. (read more)


Frequent Delta flyers will enjoy the 30,000 bonus mile introductory offer and travel perks of the Gold Delta SkyMiles card from American Express. Like most other airline cards, this one does have an annual fee, but in our opinion, frequent Delta flyers will find that it’s actually a good investment for the points and perks they receive.

Delta SkyMiles Credit Card

Overall Score

3.8

Rewards

4.0

Interest Rates

3.0

Fees

3.5

Benefits

4.5
5-point scale (the higher, the better)

Pros and Cons

  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
  • $95 annual fee

Bottom Line

Good airline credit card for someone who travels heavily with Delta airlines

WHY WE LIKE IT

  • The bonus offer is beneficial and attainable: New cardholders earn 30,000 bonus miles after they make $1,000 in purchases within the first 3 months of owning the card. For most people who would qualify for this card, that threshold is relatively easy to meet. And it’ll give you a nice head start to racking up miles — it’s enough to redeem for a roundtrip domestic flight. Even easier: as long as you use the card at least once in that first 3 months, you’ll get a $50 statement credit.

  • The rewards structure is simple: You get 2 miles on purchases you make with Delta and 1 mile for every dollar you spend elsewhere, on eligible purchases. If you travel for business or pleasure a lot and it’s often with Delta and you plan to use this card regularly, you’ll see those miles multiply pretty quick.

  • It makes traveling easier: The point of getting an airline card is to make traveling easier, and with this card, you get your first checked bag free on every flight and Priority Boarding. These are perks that take away some of the hassle of travel.

Why You Should Get a Delta Credit Card

Here are reasons to opt for this airline card over others:

  • You fly Delta a lot: Whether it’s for work or pleasure or because you’re always going to the same place where Delta is the airline to fly, if this is your go-to airline, then this is a card you should consider.

  • You’re about to go on a trip and expect to travel more frequently: The 30,000 bonus miles intro offer is a great way to kick off ownership of this card, but you can get those miles only if you spend $1,000 within the first three months of ownership. If you have a large purchase to make soon, that 30,000 bonus miles offer is hard to ignore.

Plus, you know the challenges of getting from one place to the other. The Gold Delta credit card helps you get your first bag checked in for free on every Delta flight and you also get priority boarding.

Related: 23 Ways to Help Meet Promotional $1,000 Spending Requirement

Mile Rewards

When you make a purchase with the Gold Delta SkyMiles card, you earn miles on your account. Delta purchases earn 2 miles per dollar spent, everything else earns 1 mile per dollar. You can redeem a round trip domestic flight for as little as 25,000 miles. Visit Delta's Mileage Chart and start dreaming of your next vacation.

Your miles can also be redeemed for discounts on Delta airfare through Pay with Miles. The miles required depends on the price of the ticket. On airfares greater than $100, generally speaking, 10,000 miles gets you a $100 discount.

Travel Perks

© Jimmy Baikovicius (CC BY-SA 2.0) via Flickr

The Gold Delta SkyMiles card lets you enjoy a number of perks while traveling with Delta airlines. For starters, you’ll get to check your first bag for free on all Delta flights. This bonus applies for up to 9 travelers on your reservation, the savings will be significant if you travel with a large group.

When you book a Delta flight with this card, you also automatically receive Priority Boarding for your flight, even if you don’t have status with Delta.

Travel Insurance

Cardholders have access to insurance against car rental loss or damage and travel accidents. Frequent travelers will find these perks especially valuable.

Other Perks

In addition to the two types of travel insurance mentioned above, Gold Delta SkyMiles cardholders enjoy extended warranties on eligible purchases and 24 hour roadside assistance.

WHY YOU MIGHT WANT TO LOOK ELSEWHERE

There are 2 big reasons to consider another card before you apply for the Gold Delta SkyMiles card:

  • It restricts you to Delta: If Delta is not your favorite airline or the flights you take rarely involve the airline, then you may want a more general travel card. You get the most miles from this card when you use it toward Delta purchases.

  • The annual fee: The $95 annual fee is pretty decent for an airline travel card, and it’s waived for the first year, but it is an expense you should consider before signing up.

Bottom Line

© Sarah_Ackerman (CC BY 2.0) via Flickr

This is a good airline credit card for someone who travels heavily with Delta airlines. Remember, as with all credit card offers, terms and limitations apply.

Next Step: View the issuer's official application, terms, and details

Share this on Facebook or Twitter

Follow @CreditDonkey or write to David R at davidr@creditdonkey.com
David R is a contributing writer at CreditDonkey, a credit card comparison and financial education website. Our data-driven analysis has been recognized by major news outlets across the country and has helped consumers make savvy financial and lifestyle decisions. (read more)

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: This content was first published on May 2, 2012. This content may have been updated on March 29, 2015. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check American Express website for updated information.

More Articles in Reviews

Gold Delta SkyMiles Credit Card from American Express
Apply for Gold Delta SkyMiles Credit Card from American Express
At American Express' Secure Site
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on Delta purchases. 1 mile for each dollar you spend on other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • The annual fee will be $0 for your first year of Card Membership with an introductory offer, then $95.
  • Terms and Restrictions Apply.
  • Go to issuer's official application, terms, and details
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
NoneNone
15.24% - 19.24% Variable
$0 intro annual fee for the first year, then $95

Compare Delta SkyMiles Credit Card to:

Chase Sapphire Preferred Card
Apply for Chase Sapphire Preferred Card
At Chase's Secure Site
  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
  • 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
15.99% Variable
Introductory Annual Fee of $0 the first year, then $95

TrueEarnings Card from Costco and American Express
Apply for TrueEarnings Card from Costco and American Express
At American Express' Secure Site
  • Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.
  • You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership Card, with no annual fee for Costco members
  • Maximize your cash back: Add additional Card Members to help get more cash back for you, also with no annual fee for Costco members
  • Terms and restrictions apply
Cash Back RewardsDining RewardsGas RewardsEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident Insurance$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 6 months
None
15.24% Variable
No Annual Fee with your paid Costco Membership

What do you think about Gold Delta SkyMiles Credit Card Review: 30,000 Bonus Miles Offer?

Name (required)
Email (required; won't be published)
Website (optional)

Amex EveryDay Review

If you tend to charge at least 20 purchases a month on your credit card, you may want to consider switching to the EveryDay Credit Card from American Express. Read on for the reasons why the rewards credit card may be a good addition to your wallet.
More Articles in Reviews

Learn more about Airline, $0 Fraud Liability and Smart Chip cards:

Airline Miles for Beginners

Infographics: Credit Card Dispute Process

Dispute Credit Card Charge


Beginner's Guide to Chip Credit Cards








About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.