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The Platinum Card® from American Express vs Blue Cash Preferred® Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Amex Platinum is an excellent charge card for frequent travelers. How does it compare to Blue Cash Preferred from American Express, a cash back, gas and grocery credit card? Read our comparison chart below.

Keep in mind, the Amex Platinum has a $450 annual fee, while the Blue Cash Preferred has a $75 annual fee.

Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Blue Cash Preferred® Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 The Platinum Card from American ExpressBlue Cash Preferred Card from American Express
 Apply for The Platinum Card from American ExpressApply for Blue Cash Preferred Card from American Express
 

The Platinum Card® from American Express

Blue Cash Preferred® Card from American Express

 Personal Charge CardPersonal Credit Card
 
Introductory Bonus Reward PointsAirline RewardsHotel RewardsPoint RewardsTravel Rewards
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental Insurance
 
  • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
  • Up to a $200 Airline Fee Credit Annually.
  • To receive the statement credit, you need to select a qualifying airline.
  • There are no foreign transaction fees with purchases made on your Platinum Card.
  • Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.
  • Terms & restrictions apply.
  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.
 

Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR on Purchases for 15 months
Introductory APR for Balance TransfersN/A0% introductory APR on Balance Transfers for 15 months
Purchase APR 12.99% to 21.99% Variable based on your creditworthiness and other factors
Balance Transfers APR 12.99% to 21.99% Variable based on your creditworthiness and other factors
Annual Fee$450 annual fee$75 annual fee
 

Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months. 
Cash Back Rewards Cash Back Rewards: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
Airline RewardsAirline Rewards 
Hotel RewardsHotel Rewards 
Point RewardsPoint Rewards: Earn 1 point for virtually every dollar spent. 
Travel RewardsTravel Rewards 
Airline StatusAirline Status: Up to a $200 Airline Fee Credit Annually. To receive the statement credit, you need to select a qualifying airline.
Airport Club Access gives you access to three airport lounge networks including participating Delta Sky Club® lounges and Priority Pass(TM) Select. When you enroll in Priority Pass(TM) Select, you can access over 600 participating airport lounges worldwide - no matter what class or airline you fly.
 
Gas Rewards Gas Rewards: 3% cash back at US gas stations
Grocery Rewards Grocery Rewards: 6% cash back at US supermarkets on up to $6,000 per year in purchases
Smart Chip Smart Chip
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 The Platinum Card from American ExpressBlue Cash Preferred Card from American Express
Pros & ConsPros:
  • Travel benefits
  • 40,000 bonus points after you spend $3000 in first 3 months
  • Concierge service
Cons:
  • $450 annual fee
Pros:
  • 6% at US supermarkets (up to $6k/year in purchases)
  • 3% at US gas stations
  • $150 promotional offer
  • 0% intro APR on purchases and balance transfers for 15 months
Cons:
  • $75 annual fee
  • Not a Visa/MasterCard
Bottom LineExcellent charge card for frequent travelers... Read full reviewExcellent cash back credit card for groceries and gas... Read full review
 Apply for The Platinum Card® from American ExpressApply for Blue Cash Preferred® Card from American Express
What Others View

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Explore The Platinum Card® from American Express In-Depth


Explore Blue Cash Preferred® Card from American Express In-Depth

    Blue Cash Preferred

    March 23, 2012 - By David R - Reviews for Blue Cash Preferred
    If you are looking to get cashback rewards on common household categories like gas and groceries, consider the American Express Blue Cash Preferred Card. American Express created the Preferred card (with a $75 annual fee) as an upgrade to the Blue Cash Everyday Card.

Compare Amex Platinum to:

American Express Premier Rewards Gold Card

American Express® Premier Rewards Gold Card

Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
    Annual Fee
    Introductory annual fee of $0 for the first year, then $195
    Starwood Preferred Guest Credit Card from American Express

    Starwood Preferred Guest® Credit Card from American Express

    Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsTravel Rewards
      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      NoneNone
      15.24% - 19.24% variable
      Annual Fee
      $0 introductory annual fee for the first year, then $65
      Chase Sapphire Preferred Card

      Chase Sapphire Preferred® Card

        Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
        N/AN/A
        15.99% Variable
        Annual Fee
        Introductory Annual Fee of $0 the first year, then $95

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        Compare Blue Cash Preferred to:

        Blue Cash Everyday Card from American Express

        Blue Cash Everyday® Card from American Express

        Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery Rewards
          Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
          0% on Purchases for 15 months
          0% on Balance Transfers for 15 months
          12.99% - 21.99% Variable
          Annual Fee
          $0
          The Amex EveryDay Preferred Credit Card from American Express

          The Amex EveryDay® Preferred Credit Card from American Express

          Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsGas Rewards
            Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
            0% on Purchases for 15 months
            0% on Balance Transfers for 15 months
            12.99% - 21.99% Variable
            Annual Fee
            $95
            Chase Freedom

            Chase Freedom®

              Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
              0% for 15 months
              0% for 15 months
              13.99% - 22.99% Variable
              Annual Fee
              $0

              Cash Back Credit Cards 2015

              We think you'll agree with us when we say:

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