CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

The Platinum Card® from American Express vs Gold Delta SkyMiles® Credit Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

American Express Platinum is an excellent charge card for frequent travelers. How does it compare to Gold Delta SkyMiles from American Express, an airline credit card? Read our comparison chart below.

Keep in mind, the American Express Platinum has a $450 annual fee, while the Gold Delta SkyMiles has a $0 intro annual fee for the first year, then $95.

Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Gold Delta SkyMiles® Credit Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 The Platinum Card from American ExpressGold Delta SkyMiles Credit Card from American Express
 Apply NowApply Now
 

The Platinum Card® from American Express

Gold Delta SkyMiles® Credit Card from American Express

 Personal Charge CardPersonal Credit Card
 
Introductory Bonus Reward PointsTravel RewardsAirline RewardsPoint RewardsNo Pre-Set Spending Limit
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
 
  • Earn 40,000 Membership Rewards® points after you use your new Card to make $3,000 in purchases in your first 3 months.
  • 5X points for flights booked directly with airlines or with American Express Travel.
  • $200 Airline Fee Credit, up to $200 a year for baggage fees and more at one airline. Terms Apply.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations worldwide. Terms Apply.
  • Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status with your Platinum Card.®
  • No interest charges because you pay your balance in full each month.
  • Terms and Conditions apply.
  • See Rates & Fees
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • See Rates & Fees
 

Card Interest Rates & Fees

Purchase APRN/A15.99% to 24.99% Variable based on your creditworthiness and other factors
Balance Transfers APRN/A15.99% to 24.99% Variable based on your creditworthiness and other factors
Annual Fee$450 annual fee$0 intro annual fee for the first year, then $95
 

Card Rewards & Benefits

Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 40,000 Membership Rewards® points after you use your new Card to make $3,000 in purchases in your first 3 months. 
Travel RewardsTravel Rewards 
Airline RewardsAirline Rewards: Earn 5X points for flights booked directly with airlines or with American Express Travel.Airline Rewards: Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
Point RewardsPoint Rewards: Earn 1 point for virtually every dollar spent. 
Airline StatusAirline Status: $200 Airline Fee Credit, up to $200 a year for baggage fees and more at one airline. Terms Apply.
Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Airline Status: Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
Settle in sooner with Priority Boarding.
Hotel StatusHotel Status: Enroll in complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).
Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status.

Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
 
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 The Platinum Card from American ExpressGold Delta SkyMiles Credit Card from American Express
Pros & ConsPros:
  • Travel benefits
  • 40,000 bonus points after you spend $3000 in first 3 months
  • Concierge service
Cons:
  • $450 annual fee
Pros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee
Bottom LineExcellent charge card for frequent travelers... Read full reviewGood airline credit card for someone who travels heavily with Delta airlines... Read full review
 Apply NowApply Now
What Others View

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: American Express Platinum or Gold Delta SkyMiles?

Still need help deciding which airline card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Platinum or Chase Sapphire Preferred.


Explore The Platinum Card® from American Express In-Depth


Explore Gold Delta SkyMiles® Credit Card from American Express In-Depth


Which Do You Think is Best?

Name (required)
Email (required; won't be published)
Website (optional)


Recent Mentions

    Credit Card Promotions

    American Express Credit Card Offers

    American Express now offer promotions for new credit card applicants. But how do you pick which deal is right for you? Read this in-depth 2016 guide.

    Credit Card Deals

    Signing up for a card with a sign-up bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.

Compare American Express Platinum to:

Premier Rewards Gold Card

Premier Rewards Gold Card from American Express

Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
    Annual Fee
    Introductory annual fee of $0 for the first year, then $195
    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      N/AN/A
      16.24% - 23.24% Variable
      Annual Fee
      Introductory Annual Fee of $0 the first year, then $95
      American Express Enhanced Business Platinum

      The Enhanced Business Platinum® Card from American Express OPEN

      Introductory Bonus Reward PointsTravel RewardsAirline RewardsPoint Rewards
        Annual Fee
        $450

        You might also be interested in

        Credit Card for Traveling Abroad

        The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. Read this before you take off.

        Airline Miles for Beginners

        Learn how airline miles work and the 10 steps to get started with collecting travel rewards. Before long, you’ll be redeeming miles for flights and hotel rooms.


        About CreditDonkey®
        CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

        Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

        †Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

        *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

        CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.