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The Platinum Card® from American Express vs Gold Delta SkyMiles® Credit Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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American Express Platinum Card is an excellent charge card for frequent travelers. How does it compare to Delta SkyMiles Credit Card from American Express, an airline credit card? Read our comparison chart below.

Keep in mind, the American Express Platinum Card has a $450 annual fee, while the Delta SkyMiles Credit Card has a $0 intro annual fee for the first year, then $95.

Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Gold Delta SkyMiles® Credit Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 The Platinum Card from American ExpressGold Delta SkyMiles Credit Card from American Express
 Apply for The Platinum Card from American ExpressApply for Gold Delta SkyMiles Credit Card from American Express
 

The Platinum Card® from American Express

Gold Delta SkyMiles® Credit Card from American Express

 Personal Charge CardPersonal Credit Card
 
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsNo Pre-Set Spending Limit
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
 
  • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
  • Up to a $200 Airline Fee Credit Annually.
  • To receive the statement credit, you need to select a qualifying airline.
  • There are no foreign transaction fees with purchases made on your Platinum Card.
  • Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.
  • Terms & restrictions apply.
  • Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months.
  • Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply.
 

Card Interest Rates & Fees

Purchase APR 15.24%, 17.24%, 19.24% Variable based on your creditworthiness and other factors
Balance Transfers APR 15.24%, 17.24%, 19.24% Variable based on your creditworthiness and other factors
Annual Fee$450 annual fee$0 intro annual fee for the first year, then $95
 

Card Rewards & Benefits

Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months.
Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months. 
Airline RewardsAirline Rewards: Up to a $200 Airline Fee Credit Annually. To receive the statement credit, you need to select a qualifying airline.Airline Rewards: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
Point RewardsPoint Rewards: Earn 1 point for virtually every dollar spent. 
Travel RewardsTravel Rewards 
Airline StatusAirline Status: Airport Club Access gives you access to three airport lounge networks including participating Delta Sky Club® lounges and Priority Pass(TM) Select. When you enroll in Priority Pass(TM) Select, you can access over 600 participating airport lounges worldwide - no matter what class or airline you fly.Airline Status: Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
Settle in sooner with Priority Boarding.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 The Platinum Card from American ExpressGold Delta SkyMiles Credit Card from American Express
Pros & ConsPros:
  • Travel benefits
  • 40,000 bonus points after you spend $3000 in first 3 months
  • Concierge service
Cons:
  • $450 annual fee
Pros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee
Bottom LineExcellent charge card for frequent travelers... Read full reviewGood airline credit card for someone who travels heavily with Delta airlines... Read full review
 Apply for The Platinum Card® from American ExpressApply for Gold Delta SkyMiles® Credit Card from American Express
What Others View

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Articles on The Platinum Card® from American Express

    American Express Platinum Card Review: Annual Fee Worth It?

    American Express Platinum Card Review

    January 13, 2012 - By David R - Reviews for American Express Platinum Card
    The American Express Platinum Card is in our opinion, one of the most prestigious rewards cards on CreditDonkey. It is also one of the most expensive cards we have reviewed, with an annual fee of $450. In exchange for the $450 annual fee, the Platinum Card offers a number of travel benefits and a rewards program.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Articles on Gold Delta SkyMiles® Credit Card from American Express

    Gold Delta SkyMiles Credit Card Review: 30,000 Bonus Miles Offer

    Gold Delta SkyMiles Credit Card Review

    May 2, 2012 - By David R - Reviews for Delta SkyMiles Credit Card
    Frequent Delta flyers will enjoy the 30,000 bonus mile introductory offer and travel perks of the Gold Delta SkyMiles card from American Express. Like most other airline cards, this one does have an annual fee, but in our opinion, frequent Delta flyers will find that it’s actually a good investment for the points and perks they receive.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Compare American Express Platinum Card to:

American Express Premier Rewards Gold Card

American Express® Premier Rewards Gold Card

Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel Rewards
    Starwood Preferred Guest Credit Card from American Express

    Starwood Preferred Guest® Credit Card from American Express

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    NoneNone
    15.24% - 19.24% variable
    Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsTravel Rewards
      Chase Sapphire Preferred Card

      Chase Sapphire Preferred® Card

      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      N/AN/A
      15.99% (Variable)

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        Compare Delta SkyMiles Credit Card to:

        TrueEarnings Card from Costco and American Express
        Cash Back RewardsDining RewardsGas RewardsEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionTravel Accident Insurance$0 Fraud Liability
        Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
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        About CreditDonkey®
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        Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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