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The Platinum Card® from American Express vs Gold Delta SkyMiles® Credit Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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American Express Platinum is an excellent charge card for frequent travelers. How does it compare to Gold Delta SkyMiles from American Express, an airline credit card? Read our comparison chart below.

Keep in mind, the American Express Platinum has a $450 annual fee, while the Gold Delta SkyMiles has a $0 intro annual fee for the first year, then $95.

Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Gold Delta SkyMiles® Credit Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

 The Platinum Card from American ExpressGold Delta SkyMiles Credit Card from American Express
 Apply for The Platinum Card from American ExpressApply for Gold Delta SkyMiles Credit Card from American Express
 

The Platinum Card® from American Express

Gold Delta SkyMiles® Credit Card from American Express

 Personal Charge CardPersonal Credit Card
 
Introductory Bonus Reward PointsAirline RewardsHotel RewardsPoint RewardsTravel Rewards
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
 
  • Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
  • $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one airline.
  • There are no foreign transaction fees with your Platinum Card.
  • Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status.
  • Get reservations with Platinum Card® Concierge to enjoy an exquisite dining experience with the #AmexPlatinum Dining Program. Learn more.
  • No interest charges because you pay your balance in full each month.
  • Terms and limitations apply.
  • See Rates & Fees
  • Special Offer Expires July 6, 2016: Earn 50,000 bonus miles after you make $2,000 in purchases on your new Card within your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Get 2 Miles per dollar spent on purchases made directly with Delta. Get 1 mile for every dollar spent on all other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • See Rates & Fees
 

Card Interest Rates & Fees

Purchase APRN/A15.49% to 19.49% Variable based on your creditworthiness and other factors
Balance Transfers APRN/A15.49% to 19.49% Variable based on your creditworthiness and other factors
Annual Fee$450 annual fee$0 intro annual fee for the first year, then $95
 

Card Rewards & Benefits

Introductory Bonus Airline Rewards Introductory Bonus Airline Rewards: Special Offer Expires July 6, 2016: Earn 50,000 bonus miles after you make $2,000 in purchases on your new Card within your first 3 months.
Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Introductory Bonus Reward PointsIntroductory Bonus Reward Points: Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months. 
Airline RewardsAirline RewardsAirline Rewards: Get 2 Miles per dollar spent on purchases made directly with Delta. Get 1 mile for every dollar spent on all other eligible purchases.
Hotel RewardsHotel Rewards 
Point RewardsPoint Rewards: Earn 1 point for virtually every dollar spent. 
Travel RewardsTravel Rewards 
Airline StatusAirline Status: Up to a $200 Airline Fee Credit Annually. To receive the statement credit, you need to select a qualifying airline.
Airport Club Access gives you access to three airport lounge networks including participating Delta Sky Club® lounges and Priority Pass(TM) Select. When you enroll in Priority Pass(TM) Select, you can access over 600 participating airport lounges worldwide - no matter what class or airline you fly.
Airline Status: Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
Settle in sooner with Priority Boarding.
Hotel StatusHotel Status: Enroll in complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).
Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status.
 
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include Delta Air Lines, Frontier Airlines, Hawaiian Airlines, JetBlue, Virgin America and more. 
Smart ChipSmart ChipSmart Chip
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Card Reviews

 The Platinum Card from American ExpressGold Delta SkyMiles Credit Card from American Express
Pros & ConsPros:
  • Travel benefits
  • 40,000 bonus points after you spend $3000 in first 3 months
  • Concierge service
Cons:
  • $450 annual fee
Pros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee
Bottom LineExcellent charge card for frequent travelers... Read full reviewGood airline credit card for someone who travels heavily with Delta airlines... Read full review
 Apply Now for The Platinum Card from American ExpressApply Now for Gold Delta SkyMiles Credit Card from American Express
What Others View

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: American Express Platinum or Gold Delta SkyMiles?

Still need help deciding which airline card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Platinum or Chase Sapphire Preferred.


Explore The Platinum Card® from American Express In-Depth

    Amex Platinum Review

    Is the Platinum Card from American Express worth the $450 annual fee? Read this in-depth review to help you decide.

    American Express Platinum Benefits

    There is no point paying the $450 annual fee for the American Express Platinum Card UNLESS you know the benefits are worth it. Read this in-depth guide to help you decide.

Explore Gold Delta SkyMiles® Credit Card from American Express In-Depth

    Gold Delta SkyMiles

    There are many airline credit cards to choose from, so how do you decide if the Gold Delta SkyMiles credit card is right for you? Read this review before you apply.

Which Do You Think is Best?

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Compare American Express Platinum to:

Premier Rewards Gold Card from American Express

Premier Rewards Gold Card from American Express

Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
    Annual Fee
    Introductory annual fee of $0 for the first year, then $195
    Starwood Preferred Guest Credit Card from American Express

    Starwood Preferred Guest® Credit Card from American Express

    Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsTravel Rewards
      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      N/AN/A
      15.49% - 19.49% variable
      Annual Fee
      $0 introductory annual fee for the first year, then $95
      Chase Sapphire Preferred Card

      Chase Sapphire Preferred® Card

        Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
        N/AN/A
        16.24% - 23.24% Variable
        Annual Fee
        Introductory Annual Fee of $0 the first year, then $95

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        Compare Gold Delta SkyMiles to:

        Platinum Delta SkyMiles Credit Card from American Express
        Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance
        Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
        NoneNone
        15.49% - 19.49% Variable
        $195


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        Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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