The Platinum Card® from American Express vs Gold Delta SkyMiles® Credit Card from American Express
Compare Rewards, Interest Rates, Fees, and Benefits
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Amex Platinum is an excellent charge card for frequent travelers. How does it compare to Delta SkyMiles Credit Card from American Express, an airline credit card? Read our comparison chart below.
Keep in mind, the Amex Platinum has a $450 annual fee, while the Delta SkyMiles Credit Card has a $0 intro annual fee for the first year, then $95.
Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Gold Delta SkyMiles® Credit Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.
| ||Personal Charge Card||Personal Credit Card|
- Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
- Up to a $200 Airline Fee Credit Annually.
- To receive the statement credit, you need to select a qualifying airline.
- There are no foreign transaction fees with purchases made on your Platinum Card.
- Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.
- Terms & restrictions apply.
- Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
- Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
- Earn 2 miles on Delta purchases. 1 mile for each dollar you spend on other eligible purchases.
- Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
- Settle in sooner with Priority Boarding.
- The annual fee will be $0 for your first year of Card Membership with an introductory offer, then $95.
- Terms and Restrictions Apply.
Card Interest Rates & Fees
|Purchase APR|| ||15.24%, 17.24%, 19.24% Variable based on your creditworthiness and other factors|
|Balance Transfers APR|| ||15.24%, 17.24%, 19.24% Variable based on your creditworthiness and other factors|
|Annual Fee||$450 annual fee||$0 intro annual fee for the first year, then $95|
Card Rewards & Benefits
|Introductory Bonus Airline Rewards|| ||Introductory Bonus Airline Rewards: Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
|Introductory Bonus Reward Points||Introductory Bonus Reward Points: Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.|| |
|Airline Rewards||Airline Rewards: Up to a $200 Airline Fee Credit Annually. To receive the statement credit, you need to select a qualifying airline.||Airline Rewards: Earn 2 miles on Delta purchases. 1 mile for each dollar you spend on other eligible purchases.|
|Point Rewards||Point Rewards: Earn 1 point for virtually every dollar spent.|| |
|Travel Rewards||Travel Rewards|| |
|Airline Status||Airline Status: Airport Club Access gives you access to three airport lounge networks including participating Delta Sky Club® lounges and Priority Pass(TM) Select. When you enroll in Priority Pass(TM) Select, you can access over 600 participating airport lounges worldwide - no matter what class or airline you fly.||Airline Status: Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.|
Settle in sooner with Priority Boarding.
|Smart Chip|| ||Smart Chip|
| ||Go to issuer's official application, terms, and details||Go to issuer's official application, terms, and details|
CreditDonkey® Card Reviews
|Pros & Cons||Pros:|
- Travel benefits
- 40,000 bonus points after you spend $3000 in first 3 months
- Concierge service
- Bonus Delta miles offer
- One free checked bag
- Priority boarding
|Bottom Line||Excellent charge card for frequent travelers... Read full review||Good airline credit card for someone who travels heavily with Delta airlines... Read full review|
|What Others View|
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.
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Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.
Which is Better: Amex Platinum or Delta SkyMiles Credit Card?
Still need help deciding which airline card is better? Read the in-depth reviews below. You may also be interested in comparing Amex Platinum or Chase Sapphire Preferred.
Articles on The Platinum Card® from American Express
The American Express Platinum Card is in our opinion, one of the most prestigious rewards cards on CreditDonkey. It is also one of the most expensive cards we have reviewed, with an annual fee of $450. In exchange for the $450 annual fee, the Platinum Card offers a number of travel benefits and a rewards program.
Articles on Gold Delta SkyMiles® Credit Card from American Express
Frequent Delta flyers will enjoy the 30,000 bonus mile introductory offer and travel perks of the Gold Delta SkyMiles card from American Express. Like most other airline cards, this one does have an annual fee, but in our opinion, frequent Delta flyers will find that it’s actually a good investment for the points and perks they receive.
Compare Amex Platinum to:
|Intro APR (Purchases)||Intro APR (Balance Transfer)||Regular APR|
Introductory Annual Fee of $0 the first year, then $95
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