The Platinum Card® from American Express vs Gold Delta SkyMiles® Credit Card from American Express
Compare Rewards, Interest Rates, Fees, and Benefits
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American Express Platinum is an excellent charge card for frequent travelers. How does it compare to Gold Delta SkyMiles from American Express, an airline credit card? Read our comparison chart below.
Keep in mind, the American Express Platinum has a $450 annual fee, while the Gold Delta SkyMiles has a $0 intro annual fee for the first year, then $95.
Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Gold Delta SkyMiles® Credit Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.
| ||Personal Charge Card||Personal Credit Card|
- Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
- $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one airline.
- There are no foreign transaction fees with your Platinum Card.
- Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status.
- Get reservations with Platinum Card® Concierge to enjoy an exquisite dining experience with the #AmexPlatinum Dining Program. Learn more.
- No interest charges because you pay your balance in full each month.
- Terms and limitations apply.
- See Rates & Fees
- Special Offer Expires July 6, 2016: Earn 50,000 bonus miles after you make $2,000 in purchases on your new Card within your first 3 months.
- Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
- Get 2 Miles per dollar spent on purchases made directly with Delta. Get 1 mile for every dollar spent on all other eligible purchases.
- Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
- Settle in sooner with Priority Boarding.
- Enjoy a $0 introductory annual fee for the first year, then $95.
- Terms and Conditions apply.
- See Rates & Fees
Card Interest Rates & Fees
|Purchase APR||N/A||15.49% to 19.49% Variable based on your creditworthiness and other factors|
|Balance Transfers APR||N/A||15.49% to 19.49% Variable based on your creditworthiness and other factors|
|Annual Fee||$450 annual fee||$0 intro annual fee for the first year, then $95|
Card Rewards & Benefits
|Introductory Bonus Airline Rewards|| ||Introductory Bonus Airline Rewards: Special Offer Expires July 6, 2016: Earn 50,000 bonus miles after you make $2,000 in purchases on your new Card within your first 3 months.|
Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
|Introductory Bonus Reward Points||Introductory Bonus Reward Points: Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.|| |
|Airline Rewards||Airline Rewards||Airline Rewards: Get 2 Miles per dollar spent on purchases made directly with Delta. Get 1 mile for every dollar spent on all other eligible purchases.|
|Hotel Rewards||Hotel Rewards|| |
|Point Rewards||Point Rewards: Earn 1 point for virtually every dollar spent.|| |
|Travel Rewards||Travel Rewards|| |
|Airline Status||Airline Status: Up to a $200 Airline Fee Credit Annually. To receive the statement credit, you need to select a qualifying airline.|
Airport Club Access gives you access to three airport lounge networks including participating Delta Sky Club® lounges and Priority Pass(TM) Select. When you enroll in Priority Pass(TM) Select, you can access over 600 participating airport lounges worldwide - no matter what class or airline you fly.
|Airline Status: Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.|
Settle in sooner with Priority Boarding.
|Hotel Status||Hotel Status: Enroll in complimentary SPG Gold Status (Starwood Preferred Guest Gold Preferred Guest).|
Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status.
|Airline Transfer Partners||Airline Transfer Partners: Airline transfer partners include Delta Air Lines, Frontier Airlines, Hawaiian Airlines, JetBlue, Virgin America and more.|| |
|Smart Chip||Smart Chip||Smart Chip|
| ||Go to issuer's official application, terms, and details||Go to issuer's official application, terms, and details|
CreditDonkey® Card Reviews
|Pros & Cons||Pros:|
- Travel benefits
- 40,000 bonus points after you spend $3000 in first 3 months
- Concierge service
- Bonus Delta miles offer
- One free checked bag
- Priority boarding
|Bottom Line||Excellent charge card for frequent travelers... Read full review||Good airline credit card for someone who travels heavily with Delta airlines... Read full review|
|What Others View|
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.
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Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.
Which is Better: American Express Platinum or Gold Delta SkyMiles?
Still need help deciding which airline card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Platinum or Chase Sapphire Preferred.
Explore The Platinum Card® from American Express In-Depth
Is the Platinum Card from American Express worth the $450 annual fee? Read this in-depth review to help you decide.
There is no point paying the $450 annual fee for the American Express Platinum Card UNLESS you know the benefits are worth it. Read this in-depth guide to help you decide.
Explore Gold Delta SkyMiles® Credit Card from American Express In-Depth
There are many airline credit cards to choose from, so how do you decide if the Gold Delta SkyMiles credit card is right for you? Read this review before you apply.
American Express now offer deals for new credit card applicants. But how do you pick which promotion is right for you? Read this in-depth 2016 guide.
Signing up for a card with a sign-up bonus or an introductory offer can be a great way to get a head start on earning rewards or to get a handle on your debt.
Looking for a new travel credit card?
Compare American Express Platinum to:
|Intro APR (Purchases)||Intro APR (Balance Transfer)||Regular APR|
16.24% - 23.24% Variable
Introductory Annual Fee of $0 the first year, then $95
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