The Platinum Card® from American Express vs American Express® Gold Card

American Express Platinum Card is an excellent charge card for frequent travelers. How does it compare to American Express Gold Card, an events charge card? Read our comparison chart below.

Keep in mind, the American Express Platinum Card has a $450 annual fee, while the American Express Gold Card has a $125 annual fee (annual fee waived for first year).

	The Platinum Card® from American Express	American Express® Gold Card
	Card Summary
	25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of	Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds.
	Card Interest Rates & Fees
Purchases APR
Balance Transfers APR
Annual Fee	$450 annual fee	$125 annual fee, annual fee waived for first year
	Card Rewards & Benefits
Introductory Bonus Reward Points	Introductory Bonus Reward Points: 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership
Airline Rewards	Airline Rewards: Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
Point Rewards	Point Rewards: Earn 1 point for virtually every dollar spent.	Point Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards	Travel Rewards: Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.	Travel Rewards: Pay with points for travel and fly anytime, anywhere -- there are no blackout dates or restrictions.
Airline Status	Airline Status: Airport Club Access including American Airlines Admirals Club, Delta Sky Club, US Airways Club - Gain instant access for you and 2 companions whenever you fly at partner airport lounges around the world. In addition to your existing lounge privileges, you have access to Priority Pass™ Select, which offers entry to more than 600 participating airport lounges worldwide, no matter what class or airline you fly. Enroll on American Express website to receive your complimentary Priority Pass Select membership card.
Hotel Status		Hotel Status: Gold Card Hotel Program includes $75 dining credit with a stay of two nights or more at hundreds of Sheraton, Westin, W, and Le Meridien hotels and resorts when booking with goldcarddestinations.com
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Travel perks 25,000 bonus points Concierge service Cons: $450 annual fee	Pros: Gold card events Great customer service Exclusive travel benefits Responsible charge card Cons: $125 annual fee
Bottom Line	Excellent charge card for frequent travelers... Read full review	Excellent rewards card for cardholders who pay in full... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on The Platinum Card® from American Express

American Express Platinum Card Review: Annual Fee Worth It?
January 13, 2012 - By David R - Review for American Express Platinum Card
The American Express Platinum Card is one of the most prestigious rewards cards in the market today. It is also one of the most expensive cards, with an annual fee of $450. In exchange for the high annual fee, the Platinum Card offers a number ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on American Express® Gold Card

American Express Gold Card Review: $125 Annual Fee vs Perks
July 30, 2011 - By Meghan Clark - Review for American Express Gold Card
American Express has long been known for its superior service and perks. But whether the annual fee is worth the investment for you ultimately depends on your spending habits and lifestyle. We've crunched the numbers below so you can see if the ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Compare American Express Platinum Card to:

Starwood Preferred Guest® Credit Card from American Express Starpoints® BONUS: 10K with your first purchase and another 15K when you spend $5k within 6 months – enough for up to 6 free nights at a category 1 or 2 hotel. Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates 2011 SmarterTravel® Award for "Best Travel Rewards Card" $0 introductory annual fee for the first year, then $65 Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 15.24% - 19.24% (Variable) $65

Chase Sapphire Preferred℠ Card Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM) No foreign transaction fees Receive a 7% annual dividend on all new points earned - even on points already redeemed 1:1 point transfer to participating frequent travel programs Direct access to expert service advisors anytime No Annual Fee for your first year - A $95 value Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 15.24% (Variable) $95

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Compare American Express Gold Card to:

Blue Cash Everyday℠ Card from American Express Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 12 months - 17.24% - 22.24% (Variable) $0

American Express® Premier Rewards Gold Card Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide. Introductory annual fee of $0 for the first year, then $175 Get approved in 60-seconds. Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - N/A $175

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