Chase Sapphire Preferred℠ Card vs Chase Freedom® Visa

Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Chase Freedom, a cash back and 0% Intro APR credit card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $95 annual fee (annual fee waived for first year), while the Chase Freedom has a $0 annual fee.

	Chase Sapphire Preferred℠ Card	Chase Freedom® Visa
	Credit Card Summary
	Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM) No foreign transaction fees Receive a 7% annual dividend on all new points earned - even on points already redeemed 1:1 point transfer to participating frequent travel programs Direct access to expert service advisors anytime No Annual Fee for your first year - A $95 value	Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire
	Credit Card Interest Rates & Fees
Introductory APR for Purchases		0% introductory APR for 15 months
Introductory APR for Balance Transfers		0% introductory APR for 15 months
Purchases APR	as low as 15.24% (Variable) based on your creditworthiness and other factors	as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 15.24% (Variable) based on your creditworthiness and other factors	as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$95 annual fee, annual fee waived for first year	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Introductory Bonus Cash Back: Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
Cash Back Rewards		Cash Back Rewards: 1% cash back on all other purchases, with no spending tiers.
Bonus Cash Back		Bonus Cash Back: 5% cash back in new bonus categories every 3 months, on up to $1,500 worth of purchases. It's free and easy to activate your bonus each quarter. Bonus Categories for 2012: April - June: Grocery stores, Movie theaters July - September: Gas stations, Restaurants October - December: Hotels, Airlines, Best Buy, Kohl's
Point Rewards	Point Rewards: 1 point per dollar spent on all other purchases
Travel Rewards	Travel Rewards: 2 points per dollar spent on travel. Transfer points you've earned to participating frequent traveler programs at a 1:1 value
Bonus Reward Points	Bonus Reward Points: Earn a 7% annual points dividend - even on points already redeemed
Price Protection	Price Protection: Receive a refund of the difference between the price you paid for an eligible item on the card and a subsequent covered lower advertised price for the same item within the first 90 days of purchase.
Dining Rewards	Dining Rewards: 2 points per dollar spent at restaurants
Grocery Rewards		Grocery Rewards: 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous bonus points Travel, purchase and security protection No annual fee for first year Cons: No intro APR $95 annual fee	Pros: $100 bonus cash back 5% bonus categories No annual fee Cons: 3% foreign transaction fee
Bottom Line	High-earning rewards card for those with excellent credit... Read full review	Excellent cash back credit card for cardholders who pay in full... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Articles on Chase Sapphire Preferred℠ Card

Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards
December 9, 2011 - By David R - Review for Chase Sapphire Preferred
The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to ...

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Articles on Chase Freedom® Visa

Chase Freedom $100 Cash Back Review
March 14, 2012 - By David R - Review for Chase Freedom
The Chase Freedom Visa Card is one of the most popular cash back cards because of its simplicity and its creative bonus system. Chase has updated the Chase Freedom Visa for 2012. This article discusses the features of the new Freedom card and ...

Chase Freedom Review: Rewards with No Annual Fee
August 3, 2011 - By Meghan Clark - Review for Chase Freedom
Named a “Best Overall Card” in 2011 by CBS MoneyWatch, the Chase Freedom credit card offers a solid rewards program and introductory bonus offers. It does lack some of the bells and whistles that come with premium rewards cards, but because it ...

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Compare Chase Sapphire Preferred to:

Chase Sapphire℠ Intro APR (P) Intro APR (BT) APR as low as - - 15.24% (Variable) Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee!

The Platinum Card® from American Express Intro APR (P) Intro APR (BT) APR as low as - - N/A 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of

American Express® Gold Card Intro APR (P) Intro APR (BT) APR as low as - - N/A Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds.

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Slate® from Chase - No Balance Transfer Fee Intro APR (P) Intro APR (BT) APR as low as 0% for 15 months 0% for 15 months 11.99% - 21.99% (Variable) No Balance Transfer Fee!* 0% Intro APR for 15 months on purchases and balance transfers Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5 Avoid interest on everyday purchases Pay down your balance faster Zero liability on unauthorized purchases* No Annual Fee*

Discover® More Card - 18 Month Promotional Balance Transfer Intro APR (P) Intro APR (BT) APR as low as 0% for 6 months 0% for 18 months 10.99% - 20.99% (Variable) 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Blue Cash Everyday℠ Card from American Express Intro APR (P) Intro APR (BT) APR as low as 0% for 12 months - 17.24% - 22.24% (Variable) Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time

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