CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Chase vs CIT Bank

Chase is a national bank with good promotions for new customers. How does it compare to CIT Bank? Read our comparison chart below.

 ChaseCIT Bank
 Visit SiteVisit Site
 

Chase

CIT Bank

SPECIAL OFFER
Chase Sapphire℠ Checking - Learn More

Read Chase Review

SPECIAL OFFER
CIT Bank Bonus Offer: $200 for New and Existing Customers - Learn More

Read CIT Bank Review

 

Benefits and Features

SavingsChase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
Savings Builder up to 1.75% APY with $25,000+ balance or $100 monthly deposit.
CDTerms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.Term CDs up to 1.85% APY. $1,000 minimum opening deposit.
CheckingChase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000
Money Market 
1.80% APY
Customer Service
24/7 by phone
Monday - Friday: 8:00 am - 9:00 pm (ET)
Saturday: 9:00 am - 5:00 pm (ET)
Sunday: 11:00 am - 4:00 pm (ET)
ATMsOver 16,000 Chase ATMs nationwide 
Locations
Nearly 4,900 branches
Online Only
 

CreditDonkey® Reviews

 ChaseCIT Bank
Savings
Checking
Customer Service
Mobile App
Money Market
Pros & ConsPros:
  • Nearly 4,900 branches
  • New customer promotions
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Pros:
  • High APY
  • No monthly service fees
  • Low opening deposits
Cons:
  • No physical locations
  • No check writing
Bottom LineNational bank with good promotions for new customers... Read full reviewSolid online bank with excellent rates and no monthly fees... Read full review
 Visit SiteVisit Site
What Others View

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Chase: Pricing information from published website as of 7/17/2019

CIT Bank: Pricing information from published website as of 10/1/2019

Which is Better: Chase or CIT Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Chase or Discover Bank.

In short: CIT Bank's savings is notable.


Articles on Chase


Articles on CIT Bank


Which Do You Think is Best?


You Might Also Like


Compare Chase to:


You might also be interested in

First Foundation Bank Review

First Foundation Bank offers one of the best savings account interest rate and is FDIC insured. So what's the catch? Read this review for the pros and cons.

Compare CIT Bank to:


About CreditDonkey®
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.