October 5, 2019

CIT Bank Login

Read more about CIT Bank
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Forgot your CIT Bank username? We'll show you how to login your online bank account.

CIT Bank offers savings and money market accounts, CDs with varying maturity, and home mortgage loans. Since it's an online bank, you'll handle your transactions from your computer or mobile device.

Keep reading to learn how to log in to your accounts.

Is CIT Bank the same as Citibank?
CIT Bank is an online bank and Citibank is a bank with physical branches. It offers higher interest rates in exchange for doing business online only. Citibank is better suited for customers with high balances.

Logging Into Your CIT Bank Account

Log in to CIT Bank accounts with the following steps:

  1. Visit CIT Bank Online
  2. Click Sign in, then Online Banking
  3. Enter your User ID and Password

CIT Bank offers limited account access over the phone. But you will need your personal identification number (PIN) to access your account.

Is CIT Bank Safe?
When you can't see the physical bank, it can make you wonder where your money goes. But CIT Bank is FDIC insured, so you have protection in the very unlikely event that it goes out of business. Each account is insured for $250,000.

Forgot Your CIT Username or Password?

If you forget your username or password, CIT helps you retrieve the information. But first you must provide important information, including:

  • Account Number
  • First Name
  • Last Name
  • Last Four Digits of Your Social Security number

If you don't have all of this information, you can call CIT for more help at 1-855-462-2652 and press #3 for assistance.

The customer service representatives must confirm your identity before they release any information. You can also call this number and choose option #5 if you forgot your telephone banking PIN.

CIT Bank offers 24/7 access to your account information online as well as access to a secure email system. Email is available 24/7, but you must log into your account to use the system.

Contacting CIT Customer Service

CIT Bank offers several ways to contact customer service. But the customer service line often has long wait times, so they recommend that you try to solve your issue through one of the online options first.

If you need to speak to a customer service representative, call 1-855-462-2652. CIT Bank's customer service is available:

  • Monday–Friday 8 AM–9 PM ET
  • Saturday 9 AM–5 PM ET
  • Sunday 11 AM–4 PM ET

You'll hear the following options:

  • Press #1 if you are a new customer
  • Press #2 for account information
  • Press #3 for help with online or mobile banking
  • Press #4 for interest rate information
  • Press #5 to change your PIN
  • Press #0 to speak to a customer service representative

What Is the CIT Bank Routing Number?
The CIT Bank routing number is 124084834. If you are a commercial or institutional client, you must call 1-877-748-0004 to obtain the appropriate routing number.

For Specific Concerns

  1. If you want to know your balance and don't have internet access, you can call 1-855-462-2652 and press #2. Choose the appropriate account: savings, CDs, or money market. You'll also need to enter your PIN.

  2. If you have questions about bank forms, email bankingforms@cit.com or mail the forms to:
    CIT Bank, N.A.
    P.O. Box 7056
    Pasadena, CA 91109-9699

  3. If you have a CIT Bank home loan, you can reach them at 1-800-217-6629 Monday through Friday 9 AM to 8 PM.

Additional Ways to Contact CIT Bank

Opening a New Account With CIT

Start a new account with CIT Bank by clicking Open Account in the right upper corner of their homepage. You'll need the following information to open an account:

  • Name(s) on the Account
  • Birthdate(s)
  • Mother's Maiden Name
  • Home Address
  • Primary Phone Number
  • Email Address
  • Social Security Number
  • Employer Information
  • CIT Bank Promo Code (if applicable)

It takes approximately five to ten minutes to complete and submit the application. Your final step is to make a deposit and finish the account setup.

You may have to verify micro-deposits that CIT sends to your existing account if you send an electronic transfer. Micro-deposits are usually a few cents and help CIT verify that the account information you provided belongs to you.

Where Is CIT Bank Located?
CIT Bank's corporate headquarters is located at:

CIT Bank N.A.
75 North Fair Oaks Ave
Pasadena, CA 91103

Bottom Line

Accessing your CIT bank account is easy when you know your ID and password. If you forget it, you have to jump through a few hoops to get the information you need.

If you need customer service, try resolving your issue by looking through CIT's Help section or by sending an email. You may get your issue resolved faster.

Disclaimer: Opinions expressed here are author's alone. Please support CreditDonkey on our mission to help you make savvy decisions. Our free online service is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content.

Disclaimer: This content was first published on October 5, 2019. Information including rates, fees, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check the bank's website for updated information.

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