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Blue Cash Preferred® Card from American Express vs Blue Cash Everyday® Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to Blue Cash Everyday from American Express, a cash back, gas and grocery credit card? Read our comparison chart below.

Keep in mind, the Blue Cash Preferred has a $95 annual fee, while the Blue Cash Everyday has a $0 annual fee.

 Blue Cash Preferred Card from American ExpressBlue Cash Everyday Card from American Express
 Apply NowApply Now
 

Blue Cash Preferred® Card from American Express

Blue Cash Everyday® Card from American Express

 

Credit Card Summary

 
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental Insurance
Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental Insurance
 
  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.24% to 25.24%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express┬« Cards in the last year.
  • $95 annual fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
  • See Rates & Fees
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.24% to 25.24%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express┬« Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
  • See Rates & Fees
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on Purchases for 12 months0% introductory APR on Purchases for 15 months
Introductory APR for Balance Transfers0% introductory APR on Balance Transfers for 12 months0% introductory APR on Balance Transfers for 15 months
Purchase APR14.24% to 25.24% Variable based on your creditworthiness and other factors14.24% to 25.24% Variable based on your creditworthiness and other factors
Balance Transfers APR14.24% to 25.24% Variable based on your creditworthiness and other factors14.24% to 25.24% Variable based on your creditworthiness and other factors
Annual Fee$95 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.Introductory Bonus Cash Back: $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
Cash Back RewardsCash Back Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.Cash Back Rewards: 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
Gas RewardsGas Rewards: 3% cash back at U.S. gas stations.Gas Rewards: 2% cash back at U.S. gas stations.
Grocery RewardsGrocery Rewards: 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.Grocery Rewards: 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Blue Cash Preferred Card from American ExpressBlue Cash Everyday Card from American Express
Pros & ConsPros:
  • 6% at US supermarkets (up to $6k/year in purchases, then 1%)
  • 3% at US gas stations
  • Bonus cash back promotional offer
Cons:
  • $95 annual fee
  • Not a Visa/MasterCard
Pros:
  • Bonus cash back
  • Intro APR
  • No annual fee
Cons:
  • Not a Visa/MasterCard
  • Foreign transaction fee
Bottom LineExcellent cash back credit card for families... Read full reviewGreat cash back card for cardholders who pay in full... Read full review
 Apply NowApply Now
What Others View

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: Blue Cash Preferred or Blue Cash Everyday?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Cash Preferred or Chase Freedom Unlimited.


Explore Blue Cash Preferred® Card from American Express In-Depth


Explore Blue Cash Everyday® Card from American Express In-Depth


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Compare Blue Cash Preferred to:

Chase Sapphire Preferred
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
17.24% - 24.24% Variable
$0 Intro for the First Year, then $95

Amex EveryDay
Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
14.24% - 24.24% Variable
$0

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Compare Blue Cash Everyday to:

Premier Rewards Gold Card
Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas RewardsGrocery RewardsNo Pre-Set Spending LimitDining RewardsEventsCar Rental Insurance Extended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityRoadside Assistance
Card TypeAnnual Fee
Personal Charge Card
Introductory annual fee of $0 for the first year, then $195

Chase Freedom Unlimited
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
16.24% - 24.99% Variable
$0


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.