Updated December 30, 2014

Why Citibank is Good

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Citibank is one of the largest banks and credit card companies in the world. Citibank's size lets it offer a wide range of reward programs and other card benefits, so it's easy to find the card you want.

Citi Cards

Citi

With its selection of cash back, balance transfer, airline miles, and low interest credit cards, Citicards is a popular choice for students, frequent flyers, consumers and small businesses.
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Read further to learn about the advantages that Citibank offers to its cardholders and who should sign up for a card from this company.

Variety of Cards

As a huge company, Citibank is able to offer more card options than many of its competitors.

Citibank offers great travel bonus cards, cash back cards, and one of the best balance transfer cards in the industry. You can also choose between cards with no annual fees or annual fee cards with higher rewards.

Citibank has partnerships with American Airlines and Hilton Hotels. If you enjoy these companies, Citibank’s cards are the way to go.

Online Banking

If you currently bank with Citibank, you can manage your credit card through your online banking account. Every time you log on your online bank account, you can review your credit card statement. This is a convenient way to help you keep track of your credit card bills, manage your purchases and avoid missed or late payments.

Taking your credit card through your bank helps you avoid the hassle of managing multiple online accounts.

Card Security

Citibank is considered one of the industry leaders in credit card security.

If your identity is ever stolen, Citi’s Identity Theft Solutions program is there to help. This department alerts you to any identity theft problems as soon as possible. They also walk you through the process of reporting the problem to the police, contacting the credit rating bureaus to protect your credit score, and teaching you how to avoid future problems. Identity theft is a serious and costly problem in America. When you work with Citibank, you can rest easy knowing that your credit card is protected.

Pros

  • Huge card variety: great offers for travel rewards, cash back, or balance transfers
  • Online banking lets you manage your bank account and your credit card at the same time.
  • Excellent phone and online customer service
  • Top notch card security and free assistance for identify theft problems

Cons

  • Many higher end reward cards charge an annual fee.
  • No guarantee that you have a physical branch nearby

Bottom Line

Citibank is a great company for your credit card needs, especially if you already bank with them. Bundling your credit card with your bank account saves time and makes it easy to start earning rewards. All the while, your card is protected by Citi’s fantastic security.


Citi Credit Cards

Best Citi Credit Card

Citi has credit cards that are a smart fit for almost any type of cardholder. Whether you're a college student, small business owner, or just looking for a rewards card to put some cash back in your pocket, read on to learn more about Citicards.

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