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Self vs Lexington Law

Self is a flexible credit builder that can turn expensive with fees. How does it compare to Lexington Law? Read our comparison chart below.

Self offers Credit Builder Account. It reports your monthly payments to all 3 credit bureaus to help build your credit. At the end of the loan term, you get your money back (minus interest and fees). Self also offers a secured credit card, and rent and bills reporting.

While Lexington Law is a law firm that matches questionable credit reports with the right legal interventions and challenges. It lets you sign up and go through your case setup at no cost for 5 to 15 days. It then charges $139.95/month thereafter for work already completed.

Compare Self with Lexington Law, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 SelfLexington Law
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Self

Lexington Law

SPECIAL OFFER
Apply for a Credit Builder Account at Self - Learn More

Read Self Review

SPECIAL OFFER
Free Online Credit Assessment - Learn More

Read Lexington Law Review

 

Benefits and Features

Credit Building Tools
  • Credit Builder Account
  • Self Secured Visa® Credit Card
  • Rent and Bills Reporting
None
Mobile App
Yes
Yes
 

CreditDonkey® Reviews

 SelfLexington Law
FeesStarStarEmpty StarEmpty StarEmpty Star
Credit Building ToolsStarStarStarStarStarStarStarStarEmpty StarEmpty Star
Credit Bureaus ReportingStarStarStarStarStar
Mobile AppStarStarStarStarStar
Monthly FeeStarStarStarEmpty StarEmpty Star
First Work FeeStarStarStarEmpty StarEmpty Star
Credit Bureau DisputesStarStarStarStarStar
Creditor InterventionsStarStarStarStarStar
Credit Score UpdateStarStarStarStarStar
Identity Theft ProtectionStarStarStarStarStar
Pros & ConsPros:
  • No hard credit check
  • Available in all 50 states
  • Get your money back (minus interest and fees)
  • Cancel anytime
Cons:
  • High APRs
  • Charges late fees, convenience fees, and closing fees
Pros:
  • Get help from legal professionals
  • Focus Tracks for unexpected events
  • First payment discounts
Cons:
  • Late fees
  • Limited disputes per cycle
Bottom LineFlexible credit builder that can turn expensive with fees... Read full reviewLaw firm focusing on credit repair, but doesn't offer satisfaction or money-back guarantee... Read full review
 Visit SiteVisit Site

Apply for a Credit Builder Account at Self

Free Online Credit Assessment

Self: Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC.

Self

Apply for a Credit Builder Account at Self

  • Get the Credit Builder Account that helps build credit today!
  • Choose the plan that fits within your budget
  • Monthly payments are reported to the three major credit bureaus.
Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.

Which is Better: Self or Lexington Law?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Self or Kikoff.

In short: Self's credit building tools is excellent.


Articles on Self

Self App Reviews

Wondering about Self's credit-building claims? Discover in-depth information in this review and decide if it's legit.

Articles on Lexington Law

Lexington Law

Is Lexington Law really the best credit repair company in the U.S.? Read on to learn what makes it stand out.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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