Self vs CreditStrong

Self is a flexible credit builder that can turn expensive with fees. How does it compare to CreditStrong? Read our comparison chart below.

		CreditStrongKikoff
	Visit Site	Learn More
	Self	CreditStrong
	SPECIAL OFFER Apply for a Credit Builder Account at Self - Learn More Read Self Review
	Benefits and Features
Fees	Rent Reporting: Free Bills Payment Reporting: $6.95/month	Credit Builder Loan: $15 - $25 one-time administrative fee + required monthly payment Revolving Credit: Starts at $99/year ($8.25/month billed annually)
Credit Building Tools	Credit Builder Account Self Secured Visa® Credit Card Rent and Bills Reporting	Credit Builder Loan Revolving Credit
Credit Bureaus Reporting	Credit Builder Account, Credit Card, and Rent Reporting: 3 Main Credit Bureaus Bills Payment Reporting: TransUnion	3 Main Credit Bureaus
Monthly Loan Payment	Starts at $25/month. Sample loans: $25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc/pricing	Starts at $28/month
Loan Term	24 months	24 - 60 months
APR	15.92% APR for $25/mo plan; 15.69% APR for $35/mo plan; 15.51% APR for $48/mo plan; 15.82% APR for $150/mo plan	3.02% - 15.73%
Credit Limit	Credit Card: $100 Minimum	Line of credit: $1,000 - $10,000
Mobile App	Yes	No
	CreditDonkey® Reviews
Fees
Credit Building Tools
Credit Bureaus Reporting
Mobile App
Credit Builder Loan
Customer Service
Ease of Use
Pros & Cons	Pros: No hard credit check Available in all 50 states Get your money back (minus interest and fees) Cancel anytime Cons: High APRs Charges late fees, convenience fees, and closing fees	Pros: Reports to 3 credit bureaus No credit check Cancel anytime Cons: Costly way to build credit Late payment can hurt credit No early withdrawal
Bottom Line	Flexible credit builder that can turn expensive with fees... Read full review	Credit builder loan to help build credit history and savings... Read full review
	Visit Site	Learn More
	Apply for a Credit Builder Account at Self
Self: Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC.

Apply for a Credit Builder Account at Self

• Get the Credit Builder Account that helps build credit today!
• Choose the plan that fits within your budget
• Monthly payments are reported to the three major credit bureaus.

Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.

Apply Now

Which is Better: Self or CreditStrong?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Self or Kikoff.

Articles on Self

Self App Review

Wondering about Self's credit-building claims? Discover in-depth information in this review and decide if it's legit.

• Self vs Kikoff
• Self vs Credit Karma
• Self vs Chime

Articles on CreditStrong

Credit Strong

Take an in-depth look at credit builder loan company Credit Strong. Review how it works, fees and interest rates, competitors, and customer reviews.

Which Do You Think is Best?

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